Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Four Seasons credit card - Four Seasons hotels and rewards: Is there a minimum purchase requirement? There is no minimum purcahse requirement, so you can order as many or as few cards as you require. How easy is it to make a reservation? Once the award recipient has selected the preferred Four Seasons property, he or she can simply call 1 (888) 673-5403 in North America or email email@example.com. The number on the back of his or her Four Seasons Unforgettable Experience award card will be requested at this time, and a credit card will be required to secure the reservation. What advantage does the Unforgettable Experience award provide, compared to offers available on the Four Seasons web site? Special promotions offered on fourseasons.com provide tremendous value for specific hotels for a specified period of time. The Unforgettable Experience awards also provide tremendous value – including breakfast for two, related taxes and gratuities in addition to accommodation – but have broader acceptance and, because they do not expire, have no time restrictions on their use. What does it mean when it says that Four Seasons Unforgettable Experience awards are redeemable based on room availability? Reservations can be confirmed only if the room category specified in the Collection received is available at the selected hotel or resort during the award recipient's requested stay. Can a room reservation be made for fewer nights than the number of nights awarded? Yes. An award recipient may make a reservation for fewer nights than the total number of nightly stays stored on his or her card. At check-out, increments of nightly stays (accommodation for one night, breakfast for two, taxes and applicable gratuities) will be deducted from the Unforgettable Experience award card, which will then reflect any remaining balance. How can an Unforgettable Experience award card be protected from loss or theft? The best way to protect a card balance is for the award recipient to register the card in his or her name as soon as it is received. He or she will be asked to enter an email address, create a password and enter the 20-digit number on the back of the card. The process will take less than five minutes. Registering the Unforgettable Experience award card protects the card balance from the time it is reported lost, stolen or damaged.
Wal-Mart credit card. Benefits review and online application for the WalMart card or other store charge cards. Also consider a pre-paid credit card for greater flexibility.
Tip: Do not get blinded by high rewards cards otherwise you may subject yourself to huge fees
Orchard Bank credit card program offers credit cards to those with little or damaged credit. We've helped millions of people obtain credit – Let us help you too.
Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.
Understand that even a no deposit credit card may require an activation fee or an annual fee, and learn the difference between a guaranteed platinum card and a unsecured platinum credit card. Both offer an unsecured credit line, but only one is a true credit card which allows purchases wherever the major credit card is accepted, whereas the other only offers purchases from a pre-selected catalog.
Wal Mart card benefits:
The Wal Mart credit card is designed to benefit its card holders and those individuals who do a great deal of shopping at Wal Mart stores. Shopping at Wal Mart with the Wal Mart credit card offers numerous advantages to shopping with a normal credit card. First of all, with the Wal Mart card, there is no annual fee to pay. You will receive special financing offers and will have the option of choosing the date each month when your payment is due.
With the Wal Mart credit card, you will receive a three cents per gallon discount on gasoline purchases, you will be able to purchase prepaid phone minutes for five cents per minute, and can make in-store payments on your credit card bill at any Wal Mart or Sam's Club store. As you can see, if you are an avid Wal Mart shopper, the benefits to getting a Wal Mart credit card are great, and the drawbacks few.
traveling, call the credit card company so that purchases will not be halted due
to fraud measures. This is especially necessary when traveling to a foreign
country. This helps avoid a freeze on a credit card account. There is antifraud software that monitors customers’ spending
patterns. When cardholders stray from usual habits, for example, like making
purchases in another state instead of at a store in the home ZIP code area, it
could be flagged as fraud.
people are glad about this, but others get upset when purchases are denied. In
addition to watching for unusual spending patterns, banks also monitor where criminals use stolen
cards, which can be places like automated payment kiosks in metropolitan areas.
This is why some people have more than one credit card when they travel. It can
be a big problem to unfreeze a card when traveling in a foreign country.
people who travel all the time, countries in Europe, Japan, Canada, and Mexico have adopted a
credit card that has a chip. The customer must enter a PIN. Merchants that accept
Visa, MasterCard and
American Express are supposed to let customers pay with either type of
card, yet some employees at stores outside the United States do not always know what to do with the magnetic version.
problem can be that automated kiosks in Europe, may only accept chip and PIN cards, particularly in
train stations, parking garages, gas stations, and some tollbooths. When this
happens, Americans with magnetic stripe cards usually have to wait in line to pay with cash or have a clerk swipe their cards.
These lines can be long and frustrating when trying to catch a train. Some merchants in other parts of the world often have higher minimum-purchase
requirements, to use a credit card or simply do not accept the cards because they
do not want to pay the fees card companies charge retailers. Be sure to contact
card issuers before traveling and check the credit limits on each card.
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any claims made by the website. Use the review information at your sole discretion and sole liability.
Have your received our preapproved credit card in the mail?
Congratulations! You're just a few steps away from accepting the pre-approved credit card offer that you received in the mail from Credit One Bank.
Credit One Bank is one of America's leading issuers of VISA® credit cards. Issuing both VISA® and MasterCard® credit cards, Credit One Bank is located in Las Vegas, Nevada. We provide credit cards to individuals who have been historically overlooked by other banks because of their less than perfect credit. With millions of people carrying a Credit One Bank credit card, we pride ourselves on excellent customer service and an array of credit card products with innovative features.
Credit One Bank, N.A. is a national bank chartered by the Office of the Comptroller of the Currency (OCC), a bureau of the United States Department of the Treasury. The OCC was created by Congress to charter national banks, to oversee a nationwide system of banking institutions and to assure that national banks are safe and sound, competitive, profitable, and capable of serving in the best possible manner the banking needs of their customers.
Credit One Bank is committed to providing our customers superior value and customer service. Whether an individual needs to establish or rebuild their credit, Credit One Bank is here to help them achieve their goals.
Innovative Product Features
Customers of Credit One Bank can manage their account online through 24/7 Online Account Access. They can sign-up for Email and Text Alert Notifications to receive an alert when their Minimum Payment is due, when their payment has been posted, if they're over their credit limit, when their new statement information is available, or if their balance has reached an amount they've specified.
In addition, customers may choose to purchase a custom credit card. They can design their own card using their favorite image to create a one-of-a-kind card design through Credit One Bank's Design My Card service. Most customers also have access to their credit score on our website. Their credit score is updated monthly and this service also includes valuable tools to help them track and understand their credit score.
Credit One Bank offers the opportunity for customers to rebuild their credit with on-time payments. We provide our customer's payment performance to all three major credit bureaus (Experian, Equifax and TransUnion) every month.
To better assist you in contacting us regarding any questions or comments, we have provided you with the following list of direct telephone numbers.
Automated Account Information:
(24 hours a day / 7 days a week)
Lost or Stolen Cards:
(24 hours a day / 7 days a week)
(5am - 9pm Mon-Fri, 5am - 3pm Sat, 11am - 9pm Sun / All Times Pacific)
Website Related Inquiries:
(6am - 9pm Mon-Fri, 6:30am - 5pm Sat / All Times Pacific)
To better assist you in contacting us by mail, we have provided the following list of mailing addresses. Please direct any mail correspondence accordingly.
P.O. Box 60500
City of Industry, CA 91716-0500
Credit One Bank
P.O. Box 98873
Las Vegas, NV 89193-8873
Errors or Questions about your Bill:
Credit One Bank
P.O. Box 98872
Las Vegas, NV 89193-8872
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
Bank of America recently announced that it would begin considering applicants that do not have a social security number. Not only does the program offer credit to those without social security numbers, it also considers applicants that have little or no credit history.
As long as applicants have a checking account with no overdrafts in the past three months, they have a very good chance of being approved for a Bank of America credit card.
The lack of a social security number does, however, come with a cost. The credit card offered by the program has a higher interest rate and requires an upfront fee.
There are other types of credit cards available without a social security number. A secured credit card, which requires a deposit, does not require a social security number. Also, prepaid credit cards can be obtained without a social security number.
What many consumers, those with and without social security numbers, do not realize is that the only institutions allowed to deny services based on the existence of a social security number are those associated with the Social Security Administration. Social security laws prevent other businesses, including banks, from denying privileges and rights based on a person’s lack of a social security number.
The new Bank of America program simply makes it easier for people without social security numbers to do what they’ve been able to do all along.