Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Benefits of Credit Card Matching Services: Applying for too many cards can actually hurt your credit score. If you're not certain what credit rating cards you qualify for, not only can applying for multiple cards harm your score, but you'll also waste time.
A credit card match service can narrow the list to a select few cards which more aptly fit your credit profile. It's also possible that they can find the ideal card for you, one you didn't even know existed.
In a matter of seconds, they can match you against a database of hundreds of credit cards, then present you with the cards you'll have a greater chance of obtaining approval.
Wal-Mart credit card. Benefits review and online application for the WalMart card or other store charge cards. Also consider a pre-paid credit card for greater flexibility.
Tip: There is more to credit cards than rates and rewards so it is important to read the fine print
Orchard Bank credit card program offers credit cards to those with little or damaged credit. We've helped millions of people obtain credit – Let us help you too.
Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.
Understand that even a no deposit credit card may require an activation fee or an annual fee, and learn the difference between a guaranteed platinum card and a unsecured platinum credit card. Both offer an unsecured credit line, but only one is a true credit card which allows purchases wherever the major credit card is accepted, whereas the other only offers purchases from a pre-selected catalog.
Wal Mart card benefits:
The Wal Mart credit card is designed to benefit its card holders and those individuals who do a great deal of shopping at Wal Mart stores. Shopping at Wal Mart with the Wal Mart credit card offers numerous advantages to shopping with a normal credit card. First of all, with the Wal Mart card, there is no annual fee to pay. You will receive special financing offers and will have the option of choosing the date each month when your payment is due.
With the Wal Mart credit card, you will receive a three cents per gallon discount on gasoline purchases, you will be able to purchase prepaid phone minutes for five cents per minute, and can make in-store payments on your credit card bill at any Wal Mart or Sam's Club store. As you can see, if you are an avid Wal Mart shopper, the benefits to getting a Wal Mart credit card are great, and the drawbacks few.
Get Your Credit Card Application Approved - Was your credit card application rejected? You never know when you may need that credit card for emergency loan funding. Take these steps so your next application gets instant approval.
First, find out why you were rejected by reading the rejection letter the issuer sent to you. If necessary, call the company for further details, if necessary. Some common reasons why a credit card application is denied are:
* Your application contained errors, mistakes or omissions. Perhaps you forgot to list your employment or income information, or you listed the current date of the application in the box for your date of birth.
* Your credit report contained errors or caused ID confusion. Maybe you have a common name and someone else with that name has bad credit and his data was incorrectly listed on your credit report. Or perhaps you had a bill you had forgotten about and is being reported as delinquent, or there are entries which are beyond the debt statute of limitations.
* Your employment history causes concerns. If you recently changed jobs or were unemployed until recently, you might have to wait six months or more or until you get a raise before you re-apply.
* Your credit record isn't solid. Although your current credit situation may be good, if you have a prior record of late payments or chargeoffs, etc, this can affect approval.
* Your having personal finance issues which are raising flags. Iif lenders suspect you're applying for credit due to a sudden financial crisis, they may reject you.
Next step is to resolve the cause(s) of your rejection. One good thing about rejection letters, is that they entitle you to receive a free credit report copy from the bureau used by the credit card company in making their decision. Additionally, you're entitled to free credit reports from all three major bureaus annually (TransUnion, Equifax and Experian).
Once you receive the report(s), fix errors, remove outdated entries which are beyond the statute of limitations, get caught up on bills, etc. You should:
Pay all your bills on time or early. You could set up automatic withdrawal payments or use free bill reminder software.
Pay down your balances on existing credit cards or loans so you won't have a high credit utilization rate.
Don't close credit card accounts which help you. Credit card companies become unsettled if an applicant has too much available credit. But if you close the card you've had the longest, that affects your credit history which also affects your score. Consider closing retailer cards that provide little benefit and just tempt you to shop.
Last step is to apply for the best credit card for you - not necessarily the one you want the most. If the problem(s) which resulted in your rejection was easily corrected, wait at least three months to apply for another credit card. Every time you apply that's an inquiry on your credit, and you want to make sure you spread those out over time.
But if you were rejected due to severe problems, it's very important that you shop around for a care you can qualify for before applying again.
If you're not sure, you can use a credit card matching service, or contact the issuers and let them guide you. Consider a secured credit card to rebuild credit scores. If you have bad credit and no credit card, apply for a secured card from a company that can later upgrade you to an unsecured credit card.
Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warranty of any claims made by the website. Use the review information at your sole discretion and sole liability.
InstantCreditCard.org Review - Copyright of instantcreditcard.org 2010
Instantcreditcard.org provides consumers with the best selection of credit cards. Compare credit card offers and apply for the credit card that feed your needs. Whether you have excellent credit or looking to improve you credit score we have the right credit card for you. Instant approval credit cards in different categories.
Applying for a credit card that offers a low apr on balance transfers will save you tons of money in interest. If you currently carrying high balances on your credit cards month after month obtaining a low introductory balance transfer credit card can be a great benefit.
Bad credit credit card offers are a great option for consumers that have less than perfect credit score. The line of credit is unsecured and you can improve your credit greatly if you continue to make payments on time.
If you have no credit or have bad credit history secured credit cards are a great choice to rebuild your credit score. Apply for a secured credit card and start building your credit.
Prepaid credit cards are a great option for consumers who want to controll their spending. You can use prepaid credit cards the same way you would use a regular credit card. No credit check is required when applying for prepaid credit card offers.
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
Please note: This benefit is available on all Visa Standard Credit, Visa Rewards Credit, and Visa Premium Rewards cards.
Protect against collision and theft
Visa Standard Credit, Visa Rewards Credit, and Visa Premium Rewards cardholders receive Auto Rental Collision Damage Waiver coverage for damage due to collision or theft.
Benefit at a glance
* Collision and theft coverage on auto rentals.
* To activate coverage, complete the entire rental transaction with your eligible Visa card and decline the collision damage waiver (CDW) coverage if offered by the rental company.
* If you have any questions regarding a specific vehicle, call the Benefit Administrator at 1-800-VISA-911, or if outside the United States at one of our toll-free numbers.
* Quick, easy, and accurate filing when you file claims online at the Visa Auto Rental CDW Claim Center.