Visa credit card for bad credit with instant approval decision.

  Visa credit card for bad credit with instant approval decision.


Visa Card Offers. Apply online for a Visa credit card.

    

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The company below offers a FREE credit card matching service

* Bad Credit OK *     * Compare Matches *     * No Obligation *

FREE Credit Card Matching Service

  • Bad Credit OK

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  • Free Service

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UPside Prepaid Visa works like a checking account. Write personal checks online. Free direct deposit. FDIC.

* No credit check needed. No activation fee.
* $0.99 monthly fee if you load $500 in the month (Reg. $4.95).
* Free Direct Deposit from your employer or benefit provider.
* Load cash at 50,000 retailers nationwide.
* Write personal checks online.
* Earn cash back points
* This is not a credit card but a prepaid reloadable debit card.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  


   

Green Dot Gold Prepaid Visa Card
* FREE $0 Activation Online - with NO credit check!
* FREE Cash withdrawals at over 15,000 participating ATMs
* FREE Online Bill Pay & Direct Deposit
* NO Monthly fee for any month with at least 30 purchases
* NO Transaction fees on US purchases
*See Card Terms and Conditions

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Baby Phat Prepaid Visa® RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply.
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

BankAmericard Cash Rewards™ Visa Signature® Card - New Cash Rewards and Bonus Offer
* Introductory 0% APR for Purchases only for 12 billing cycles. After that, a Variable APR 12.99% - 20.99% will apply.
* Earn 1% cash back on every purchase, 2% cash back on groceries and 3% cash back on gas. Quarterly maximum applies to bonus rewards on grocery and gas purchases. (See Terms and Conditions for additional program details.) Plus, receive a 10% customer bonus when you redeem rewards into a Bank of America® checking or savings account.
* Receive a 10% customer bonus when you redeem rewards into a Bank of America® checking or savings account.
* Earn a $50 cash back bonus after qualifying purchase(s)
* Redeem Rewards for a check, statement credit, direct deposit to a checking or savings account
* Get redemptions starting at $25, with the capability to set up automatic redemption
* Rewards don't expire.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Black Diamond Prepaid Visa® RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Black Prepaid Visa® RushCard - Original
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Capital One® Orbitz® Visa® Platinum
* 3 points per dollar spent on eligible Orbitz.com bookings
* Get 1 point per dollar on all other purchases
* Bonus points on eligible Orbitz.com bookings
* No limit on the points you can earn and points don't expire
* Redeem for travel, merchandise, gift cards and more
* Earn travel quickly with low redemption minimums
* 250 point refueling bonus when you redeem points for awards
* No annual fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Chase Freedom« Visa
* Earn $50 Bonus Cash Back after your first purchase.
* 0% Intro APR for 12 months on balance transfers and 6 months on purchases - a variable APR as low as 9.99% -22.99% after your 0% ends
* 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
* You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
* Unlimited 1% Cash Back on all other purchases without limits on what you can earn
* Up to an additional 10% Cash Back when you shop online at select merchants through Chase
* No annual fee and rewards never expire

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Citi« Hilton HHonorsÖ Visa Signature« Card
* Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
* Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
* Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
* Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
* No annual fee.*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Citi« Platinum Select« Visa« Card
* 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
* Citi« Identity Theft Solutions
* Secure, free online account management
* No annual fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

FlexCard
* Ultimate credit building PREPAID card.
* $1,500 cash advance
* Up to $10,000 in un-secured credit used at Creditbuildingstore.com
* The best credit building Visa Card available

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

IberiaBank Visa« Gold Cash Back Rewards Card
* No annual membership fee
* Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
* Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
* Earn 1% in cash back credit on all qualifying purchases
* No limit on cash back; no expiration date on eligibility for accounts in good standing
* Travel accident coverage up to $500,000
* Online access to credit card account information

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

IberiaBank Visa« Select Card
* Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
* Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
* Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
* Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
* Online access to credit card account information
* Low Annual Fee of $35.00.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Orchard Bank« Visa« Cards
* Reports to 3 Major Credit Bureaus Monthly Providing You the Opportunity to Rebuild Your Credit Score!
* Acceptance at Millions of Locations Including Website Purchases and Reservations
* Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
* Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
* On-Call Customer Service Representatives to Assist You with Questions and Concerns

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Open Sky Secured Visa« Credit Card
* No Credit Check for Approval
* No Checking account required
* Reports to All 3 Major Credit Bureaus!
* All Applications considered
* Quick and easy online application
* 4 Ways to Fund Your Card
* Accepted Everywhere you see the Visa Logo
* Choose your own Credit Limit $200-$3000
* Fast Rush Shipping
* FREE 24/7 Online Account Access 

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

PEX Visa« Prepaid Business Card
* Instantly Fund Employee Purchases
* Gain 24/7 Control Over Where and How Much Employees Spend
* Save Money - No Surprise Interest Charges or Overdraft Fees
* Monthly Reporting
* Worldwide Card Acceptance

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Platinum Zero« Secured Visa« Credit Card from Applied Bank«
* ZERO - 0% FIXED APR on Purchases - No Intro Rates!
* ZERO - 0% Rate Won't Change - Even If You're Late! 
* ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
* ZERO Application Fees 
* ZERO Worries - FREE Personal ID Theft Protection
* ZERO Delays - Timely CREDIT Bureau Reporting

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Purple Diamond Prepaid Visa« RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Visa« Black CardÖ
* Limited Membership
* 24-Hour Concierge Service
* Exclusive Rewards Program
* Luxury Gifts
* Travel Lounge Priority Pass
* 1% Cash Back
* Travel with No Blackouts or Restrictions
* Patent Pending Carbon Card

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Vision Premier« Prepaid Visa« Card
* No Credit Check - Complete the form and we'll mail your card
* Free Roadside Assistance
* 1% Cash Back on Gas Purchases
* Free Savings Account with 5.65% APY
* Free Unlimited Purchases - Signature and PIN
* Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
* No Debt, No Interest Charges and No Overdraft Fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Wired Plastic« Prepaid Visa« Card
* Accepted everywhere VISA debit cards are accepted
* No Credit Check, Income requirements or bank account required
* On Demand Alerts - Manage your account via text messaging
* FREE Online Access to Account
* FREE Mobile Alerts - Text to your mobile and email
* FREE Rewards Program - Earn 1 point for every $1 spent
* NO Bounced Check, NSF or Overdraft Charges EVER!
* FREE Direct Deposit - Eliminate check cashing fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

mPower™ Visa® Prepaid Card
* Shop from home
* Pay bills anytime
* Book travel
* Free Activation*
* No minimum balance
* Lost card protection

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Original Black Prepaid Visa® RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

PEX Visa® Prepaid Business Card
* Instantly Fund Employee Purchases
* Gain 24/7 Control Over Where and How Much Employees Spend
* Save Money - No Surprise Interest Charges or Overdraft Fees
* Monthly Reporting
* Worldwide Card Acceptance

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Vision Premier® Prepaid Visa® Card
* No Credit Check - Complete the form and we'll mail your card
* Free Roadside Assistance
* 1% Cash Back on Gas Purchases
* Free Savings Account with 5.65% APY
* Free Unlimited Purchases - Signature and PIN
* Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
* No Debt, No Interest Charges and No Overdraft Fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

IberiaBank Visa® Platinum Rewards Card
* No annual membership fee
* Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
* Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
* Earn 1 bonus point for every $1 in qualifying net retail purchases
* Turn your points into hotel, gift, or experience rewards
* Travel accident coverage up to $1,000,000
* Online access to credit card account information

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

IberiaBank Visa® Classic Card
* No Annual Membership Fee
* Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
* Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
* Online Access to Credit Card Account Information

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Capital One® Spark^(SM) Cash for Busines
* Earn 2% cash back on every purchase, every day
* Get a $100 cash bonus - just spend $1,000 within the first 3 months
* Receive a $50 cash bonus by signing up for one or more employee cards
* Enjoy award-winning small business customer service
* $0 intro annual fee for the first year; $59 after that
* Redeem cash rewards anytime, for any amount, even set up automatic redemption
* Earn unlimited cash rewards that don't expire

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

MTV® Visa® Card From Capital One®
* Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
* Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
* 1 point per $1 spent on everything else
* 25 bonus points each billing period you keep your account in good standing by paying on time
* Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
* Also, redeem for travel, merchandise, gift cards, and more
* No limit on the points you can earn and points don't expire
* 0% intro APR--pay no interest on purchases (limited time offer)

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
* $200 cash back after $500 in purchases within the first 3 months of account opening
* 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
* 5% average cash back at select merchants through Citi Bonus Cash Center®
* Full 1% cash back on eligible purchases and cash advances.
* No Annual Fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Bank Freedom Platinum Visa Prepaid Card - A great alternative to a checking account, apply for your Bank Freedom Platinum Prepaid Card Account now.
* No credit check
* No Chexsystem verification
* 100% Guaranteed approval
* Free unlimited ATM withdrawals at over 20,000 MoneyPass nationwide locations
* Free 24x7 Live customer service
* Free account alerts and paper card statements
* $10.00 or $0.00* Monthly maintenance fee - every month you load $2,000 or more the fee is $0.00

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

NetSpend Prepaid Card - A NetSpend Visa Prepaid Card is your ticket to a faster, hassle-free way to manage your money. It puts you in control because it's powered by your cash. It is also often a cheaper alternative to costly credit cards and bank accounts. There are no finance charges, no credit card debt, no minimum balance, no credit bureau check and no surprises! This NetSpend Card works just like a bank-issued debit card, only better. First, you'll need to load money onto your prepaid card. Then you'll be able to make purchases in stores, shop on the Internet, and pay your bills. You're even protected if your card is ever lost or stolen and your money is FDIC insured. Once you receive and activate your new NetSpend Card, you'll be able to select a fee plan based on how often you use it. 
* Account Access Anytime, Anywhere
* Security and Protection
* NetSpend Premier®
* Online Bill Pay
* Referral Program
* Additional Cards
* No credit check
* No interest or late fees
* No fear about lost or stolen cash
* No standing in line to pay bills

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  

  

  

Credit Card Advice and FAQs:

   

Can you buy a car with a credit card? Buying a car with a credit card can make sense, particularly if you're buying a used car or using a credit card for a car down payment. In the event of a used car, if the seller made certain guarantees or offered a warranty which he failed to fulfill, you could easily reverse the credit card charge and thus nudge the seller to cooperate to make the situation right. A credit card down payment can also be reversed and is quite helpful when you are in a take-home test period.

Do I need a credit card? Technology has made life easier, yet has also caused a greater need for credit cards. With mobile phone payments, internet transactions, booking airline and motel reservations, there is an ever-growing place for credit cards. Another need for some people to have a credit card is to build or re-establish credit, because a credit card is a major score factor.

There is an easy way to get a credit card: You browse the internet and take time to compare various credit card offers, you narrow your choices down to one and submit your application. A few days later you receive approval decision: Your credit card application was rejected. Why? Because you selected your card based solely upon your desires, not also considering your eligibility. By answering a few questions about your needs AND credit history, a credit card matching company can show you cards to choose from which you will likely receive approval.

The fastest way to get a credit card is to apply for one which you are absolutely certain you'll be approved for. Typically the lower credit limit, little or no rewards cards, have the easiest approval standards. If you are not aware of the score necessary for acceptance, you can use a credit card pre-qualification company.

Is there a company that will help find a credit card for me? Yes. Simply answer a few questions regarding your credit profile and the type; or types, or credit cards which interest you, and the credit card match service will present you with card offers for you to compare and to choose from. The higher your score, the more credit card offers you can choose from and qualify for. This credit card service is especially helpful for those people who are unaware of what score ranges are needed for certain credit cards. Card matching services are also helpful to those who it's their first time getting a credit card.

Can I get a credit card without a job? Some credit card companies will issue credit cards for unemployed people, provided they have some other routine, reliable source of income such as a retirement pension. Some may also approve disabled applicants who receive Social Security Disability payments.

What is the lowest credit score to get a credit card? In order to determine what credit score is needed to get a credit card application accepted, you need to compare the card to others. Cards with higher limits, greater rewards and points, low APR or 0 introductory periods, most always have greater credit score requirements. Whereas a pre-paid debit card offers no credit check and thus does not require good credit scores, a rewards card with a $10,000 limit and low APR demands much higher ratings.

Is not activating a credit card bad? Not activating a credit card is almost as if you don't have a credit card at all, if the issuer requires you to first activate the card before you can place charges on it. Until then, you do not have a line of credit to help improve your credit score. So opening a credit card and not using it is much like having never applied in the first place.

What are the qualifications for a credit card application approval? Qualifying for a credit card is primarily subject to the type of credit card you're applying for. Obviously those high limit and high rewards credit cards require greater approval standards than regular credit cards with low limits and no; or very limited, rewards.

Get cash from a credit card - How to take a credit card payment from someone: You could use PayPal to provide merchant services for a small fee. This way if someone owes you money and has only a credit card, you and the other party could create your own separate PayPal accounts. As the Seller, you'll need only to provide a bank checking account to have the money transferred from the other person's credit card to you. The Buyer; the party who owes you money, will need to sign up for a credit card account. Then you; as Seller, would request funds from the Buyer. Another option is for the person with the credit card to make a purchase at a retail store, then request extra cash back from the credit card transaction.

Using a debit card as a credit card: Debit cards can be used just like credit cards, with the only exception that debit cards typically do not have a line of credit. But, if you obtained your debit card from your bank and the card is attached to your checking account, the bank may offer a small credit limit or an 'overdraft protection' limit which is a temporary credit line. You would have to repay the advance to avoid running up fee and/or interest charges.
 

 



Credit Card Comparisons & Matching - Many people around the world suffer from a bad credit history, and some do not know what is a good credit card to help build credit, and wonder will a secured credit card help or hurt?

Where can I get help choosing credit card offers and to pick out a credit card that matches my credit? Fortunately there are card options designed specifically for people with past credit issues so it's relatively easy to obtain credit card offers to compare. One advantage is to use a credit card comparison site, as it can provide a credit card search by credit score. When you have less than average credit, you want to use a site which specifically offers a credit card finder for bad credit people.

Which credit card locator can help me find a credit card to establish credit? People just starting out with no credit history should also refer to a credit card research site which contains offer for poor and no credit scores. They can help match you with the credit card or prepaid card which meets your credit profile.

Sub-prime unsecured credit cards: Many of these can assist you in building or rebuilding your credit. Although most of these do not have guaranteed approval, acceptance is more likely with one of these cards versus a rewards credit card.

Secured credit cards: These are also good options for establishing or re-establishing credit, provided the issuer reports to at least one major credit bureau.

Prepaid and debit cards: These cards typically have guaranteed approval and are similar to a traditional checking account. Check with the issuer to see if it reports to a major credit bureau.


Credit Card Offers


Select a Card Type, then click the View Button


To Apply, Click on a Credit Card Name Below

 

Select a Credit Card Issuer or a Type of Card Offer

 

 

 

Visa® Card Offers:

  

  Capital One VentureSM Rewards

  Capital One VentureOneSM Rewards

  Capital One Orbitz® Visa

  Capital One JourneySM Student Rewards

  Capital One MTV® Visa

  Capital One SparkSM Miles Select for Business

  Capital One SparkSM Cash for Business

  Slate Visa® From Chase®

  Southwest Airlines Rapid Rewards® Plus Visa® Card

  United MileagePlus® Explorer Visa® Card

  Marriott Rewards® Visa Signature® Card

  The Ritz-Carlton® Rewards Visa® Credit Card

  Priority Club® Select Visa®

  J.P. Morgan Select Visa® Card

  Southwest Airlines Rapid Rewards® Premier Visa® Card

  Marriott Rewards® Premier Visa® Signature Card

  Disney Rewards® Visa® Card

  Citi® Platinum Select® / AAdvantage® Visa Signature® card 

  Citi® Dividend Platinum Select® Visa® Card

  Citi Forward® Visa® Card

  Citi® Hilton HHonorsTM Visa Signature® Card

 

 

 

Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.
Joint credit card also available.

 

Rewards 660 - Reward yourself with the power of a Visa® card. Bad Credit? Bankruptcy? No Credit? No problem!

Spend a few moments to see if you qualify for our Visa® card, which has been designed for people with bad credit or no credit.

 

Instant Approval Process*

Regular credit limit increases

Reports to credit bureaus

Apply in 2 easy steps

*See qualifications

 

Bad Credit? Bankruptcy? No Credit? No Problem! The Power of a Visa® Card can be yours!

 

Apply for a Chase Platinum Visa Card with all of these privileges: 0% Intro APR*, No Annual Fee, $500,000 Worldwide Travel Accident Insurance, Hertz® Car Rental Discounts, Up to $100,000 Credit Limit, and Online Account Access and Bill Payment. *See Credit Card Offer Terms

   

 

Understand options for a credit card for bad credit and the meaning of pre-approved credit card offers. Choose an unsecured credit card, secured card, or an instant approval guaranteed card.

Free credit card interest calculator to calculate credit card payments and how long it will take to payoff balances. Learn how to avoid credit card debt. If you have excellent credit, you may qualify for a 0 intro balance transfer card. If you do not have excellent credit and are looking for a balance transfer, consider credit counseling instead.

Get help choosing a credit card that's right for you and your credit, and for your spouse if you need a joint credit card.


Understand that even a no deposit credit card may require an activation fee or an annual fee, and learn the difference between a guaranteed platinum card and a unsecured platinum credit card. Both offer an unsecured credit line, but only one is a true credit card which allows purchases wherever the major credit card is accepted, whereas the other only offers purchases from a pre-selected catalog.

Review credit card benefits of a pre-pay credit card and a debit card.

Put the power back in your hands. Get a Visa® card that rewards you with credit limit increases as often as every 90 days. Get an answer online in seconds!

Bad credit? Bankruptcy? No credit? No problem! The Rewards 660 Visa® card is a good solution for bad credit and is accepted at millions of locations nationwide. Earn regular credit limit increases! Apply now in 2 easy steps and get an online decision within seconds.

 

Get the latest Visa credit card information or search for other Visa credit card offers.


Credit Cards

 

To pre-qualify for a credit card can be quick and easy to do. It usually involves just a few steps for the process. When people do not know their credit type, they may be applying for cards they may not be able to get. For example, a person with bad credit, is not likely to get approved for an unsecured card offer with great interest rates and rewards. They may have to start rebuilding their credit for a while and apply later. 

 

Orchard Bank offers a pre-qualifying process for people to apply for their cards. Presently, they offer a secured card that requires a minimum deposit of two hundred dollars. They have the rates and fees posted on their website for both unsecured and secured credit cards. Like most APRs or other cards, rates can increase when people do not make a minimum payment.  Even their balance transfer fees are posted and the minimum dollar amount for transfers. Cash advance fees are posted too, so there is not any surprises. Orchard Bank provides choices for Platinum, Gold, Classic, and Secured card offers and the terms for each are outlined. Using their form takes just minutes to complete online.

 

Usually to pre-qualify for a card, the applicant must put in personal information, an address, employment information, consent to electronic transfer, and have credit checked. They review the information and may offer an unsecured or a secured offer based on applicant data. There is a need to review a credit report to be able to provide the best card offer. For example, when an applicant has great credit, the issuer may offer an unsecured card with good terms and perks. When an applicant has troubled credit, and issuer may offer a secured card offer, due to the applicant being a risk for the issuer. Using credit cards is a good way to manage paying bills and making purchases, and the statements are handy during tax time. Statements can also help the card member track their expenses.




Visa Raises "No Signature" Limit to $50 to Increase Merchant Efficiency & Consumer Convenience

Visa Inc. announced plans to raise its Visa Easy Payment Service "no signature required" limit from $25 to $50 for two key U.S. merchant categories. Starting in October 2012, discount stores and grocery stores/supermarkets in the U.S. can accept Visa cards for transactions up to $50 without requiring a cardholder signature or PIN, or providing a customer receipt unless requested by the cardholder.[1] This change is designed to increase speed at the point-of-sale, cardholder convenience and operational efficiencies for a large number of merchants.

Previously known as the No Signature Required program in the U.S., Visa Easy Payment Service allows merchants to eliminate cardholder verification and receipts on qualifying smaller value transactions. This helps make the payment process easier and more convenient for both merchants and cardholders. The program has been available to the majority of merchant categories in the U.S. since July 2010, for purchases up to $25.

As the $50 limit is introduced, Visa will review merchant, cardholder and card issuer feedback and may expand this higher transaction limit to additional merchant categories in the near future. Approximately 80 percent of face-to-face Visa consumer transactions in the U.S. are under $50.[2]

Streamlined Dispute Resolution Process - Visa also announced changes to its dispute resolution process to reduce unnecessary chargebacks and merchant documentation requirements and promote faster, more efficient dispute resolution for all participants in its payments system.

Starting in April 2013, merchants will be protected from fraud chargebacks on transactions that have been electronically read (i.e., swiped or dipped in, or waved past, a card reader), helping to reduce merchant fraud management costs when appropriate acceptance procedures have been followed at the point of sale. In addition, Visa will eliminate the requirement for its card issuers to ask merchants for a copy of the receipt when a cardholder disputes a transaction, resulting in back office operational savings for everyone. There is no change to existing fraud liability associated with these changes.

The changes to Visa's Easy Payment Service and dispute resolution process will help its merchant and financial institution partners to better serve their customers and grow their respective businesses.

Want a 0 introductory card for balance transfer? Browse 0 interest credit card offers from major issuers like Discover, AmericanExpress, Chase, Visa and MasterCard.
Visa created a mini card to make paying faster and more convenient.
According to Visa, the bulk of credit card transactions are for small purchases of $25.00 or less.
New gas card. Chase BP Visa Card offers cardmembers higher rebates on common purchases, plus flexible redemption options.
Chase and Borders Group launch a new Visa card with triple point rewards.
A Visa survey asked consumers these questions (1) Do you set aside money every month for any major expenses? If so, (2) what are you saving for?
According to a Visa survey, more companies plan to increase use of credit cards instead of paper checks for making payments. Browse and apply for a consumer or a business credit card.
Visa pre-paid card offers aimed to capture the debit card market. Apply instantly for a prepaid Visa card or an unsecured, no deposit credit card to rebuild credit.

 

 

    

 

 

Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.

 

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.

 

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

 

Prepay credit card offers: Apply for a debit card or a bank ATM card.

 

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

 

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

 

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

 

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.

 

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

 

  

  

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
 

 

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Citgo credit card: * You earn rebates of 4% on qualifying purchases of goods and/or services made at CITGO * Annual Non-CITGO Purchases totaling less than $5,000 will earn a 0.5% rebate and annual Non-CITGO Purchases totaling $5,000 or more will earn a 1% rebate * You can earn up to a maximum of $50 in rebates each billing cycle * Any rebates not redeemed within six monthly billing cycles after the billing cycle in which they are earned will expire. There are 4 different Citgo credit cards that are all quite naturally gas credit cards that are designed for various market segments. Read through this review of the Citgo credit card offers to decide if this is the best credit card for you to apply for. Types of Citgo Credit Cards: * Citgo Plus * Citi Platinum Select CITGO MasterCard * CITGO CELEBRITY * CITGO Business

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