Apply for an unsecured platinum credit card with guaranteed approval.
Unsecured platinum credit card.
Reward yourself with an unsecured platinum credit card that comes with great perks and benefits, like a 0 intro balance transfer, bonus miles and cash back.
Unsecured platinum credit cards require great credit.
High credit limit unsecured credit cards that offer 0 interest balance transfers require above average credit because of the issuer's financial risks. There are two types of "platinum". One is the standard "platinum credit card" and the other is a "platinum card" (just "card" not "credit card").
The difference is how the cards may be used. Platinum credit card
Does not have any purchase restrictions imposed by the issuer. It can be used to make purchases from retail stores and to book airline reservations, motels, etc.
Catalog Platinum card Has purchase restrictions imposed by the issuer. Usually the issuer only allows purchases from a pre-selected catalog of merchandise, and do not allow buying products from retail stores, nor to book flights, motel rooms, etc. Because the issuer of platinum cards imposes usage restrictions, the card is often a guaranteed approval.
Apply for a Chase Platinum Card with all of these privileges: 0% Intro APR*, No Annual Fee, $500,000 Worldwide Travel Accident Insurance, Hertz® Car Rental Discounts, Up to $100,000 Credit Limit, Online Account Access & Bill Payment.
*See Credit Card Offer Terms
*Guaranteed platinum credit card: USA Platinum Plus Credit Card offers a $7,500 Unsecured merchant card with no credit checks, no turndowns and no employment verification. *See website for Terms and Conditions
Understand that even a no deposit credit card may require an activation fee or an annual fee, and learn the difference between a guaranteed platinum card and a unsecured platinum credit card. Both offer an unsecured credit line, but only one is a true credit card which allows purchases wherever the major credit card is accepted, whereas the other only offers purchases from a pre-selected catalog.
Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.
