Apply for an unsecured platinum credit card with guaranteed approval.

  Apply for an unsecured platinum credit card with guaranteed approval.

 

Reward yourself with an unsecured platinum credit card that comes with great perks and benefits, like a 0 intro balance transfer, bonus miles and cash back.

 

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A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.
* Reports to ALL 3 Bureaus
* No Credit Check
* Be Approved Regardless of Credit History
* Special High Introductory Savings Rate
* Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply

Sign up for the Miles by Discover® Card today and travel with no restrictions, Earn Miles Faster and redeem for your choice of rewards. Apply Now!
* Book any travel, anytime with no blackout dates or restrictions
* Double Miles on up to $3,000 in travel and restaurant purchases each year
* 1 Mile for every $1 on all your other purchases – personal and business
* Unlimited Miles
* Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
* No Annual Fee
* Online Account Access
* Online Bill Payment 
*View Rates, Fees, Rewards and Other Important Information

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase with the Platinum SkyMiles® Credit Card from American Express. Apply Now!
* Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an additional cardmember.
* Earn one companion Coach Class ticket each year upon renewal
* Earn at least 1 mile for every eligible dollar spent
* Miles never expire and there is no cap on the miles you can earn
* Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your card
* Express Approval. Get a decision in less than 60 seconds.
*See Card Terms and Conditions

Bad credit and need to buy Christmas gifts?
No problem! Get an unsecured shopping credit line

* Buy Now and Pay Later
* No Annual Fee
* Low Minimum Monthly Payments
* Credit Limit Increases Available
* Chance for a $2500 Cash Advance for Any Purpose
* See website for full details, terms and conditions

 

 

Unsecured platinum credit cards require great credit.

High credit limit unsecured credit cards that offer 0 interest balance transfers require above average credit because of the issuer's financial risks.  There are two types of "platinum".  One is the standard "platinum credit card" and the other is a "platinum card" (just "card" not "credit card").

The difference is how the cards may be used.
Platinum credit card
Does not have any purchase restrictions imposed by the issuer.  It can be used to make purchases from retail stores and to book airline reservations, motels, etc.

Catalog Platinum card
Has purchase restrictions imposed by the issuer. Usually the issuer only allows purchases from a pre-selected catalog of merchandise, and do not allow buying products from retail stores, nor to book flights, motel rooms, etc. Because the issuer of platinum cards imposes usage restrictions, the card is often a guaranteed approval.

Apply for a Chase Platinum Card with all of these privileges: 0% Intro APR*, No Annual Fee, $500,000 Worldwide Travel Accident Insurance, Hertz® Car Rental Discounts, Up to $100,000 Credit Limit, Online Account Access & Bill Payment. *See Credit Card Offer Terms

*Guaranteed platinum credit card: USA Platinum Plus Credit Card offers a $7,500 Unsecured merchant card with no credit checks, no turndowns and no employment verification. *See website for Terms and Conditions

  

 

Unsecured Platinum Credit Card: Understand options for a credit card for bad credit and the meaning of pre-approved credit card offers. Choose an unsecured credit card, secured card, or an instant approval guaranteed card.

Free credit card interest calculator to calculate credit card payments and how long it will take to payoff balances. Learn how to avoid credit card debt. If you have excellent credit, you may qualify for a 0 intro balance transfer card. If you do not have excellent credit and are looking for a balance transfer, consider credit counseling instead.

Get help choosing a credit card that's right for you and your credit, and for your spouse if you need a joint credit card.

Understand that even a no deposit credit card may require an activation fee or an annual fee, and learn the difference between a guaranteed platinum card and a unsecured platinum credit card. Both offer an unsecured credit line, but only one is a true credit card which allows purchases wherever the major credit card is accepted, whereas the other only offers purchases from a pre-selected catalog.

Review credit card benefits of a pre-pay credit card and a debit card.

 

Recent credit cardnews and information related to an unsecured platinum credit card.

Credit card article explains why platinum credit card prequalification makes it difficult for bad credit people to get approved.
Benefits of a guaranteed platinum credit card with no credit check. Also review other bad credit credit card offers.
Different types of credit cards available to consumers. Learn about ATM, debit, unsecured, pre-pay, gold and platinum credit card offers.
The Discover Platinum Gas Card and the 'Get More' program offers consumers relief from rising gas prices.
There are new credit card offers; green is now added to silver, gold, platinum and titanium.
Visa explores cost savings through the Visa Enhanced Commercial Card Program Optimization Tools. Apply for a Visa business credit card or a consumer platinum or gold Visa credit card.
With multitudes of card offers; ranging from instantly approved pre-pay cards to no deposit platinum rewards cards, how do you choose the best credit card? Before you compare perks and benefits, first weed out cards that may not help you.
MasterCard partners with Obopay to offer a person-to-person mobile payment service. Browse and apply for a secured credit card or an unsecured credit card from MasterCard, whether a no interest pre-paid gold Mastercard or a platinum rewards card.
The Federal Trade Commission (FTC) files a lawsuit against CompuCredit and Jefferson Capital for its marketing of a subprime credit card. Will this end bad credit cards altogether, leaving only platinum rewards cards that only the rich and affluent will qualify for? If so, how will poor credit consumers be able to obtain an unsecured credit card to rebuild credit?
The Discover Motiva Card is recognized as a technology innovation. Browse and apply for a Discover Card or for other secured and unsecured credit card offers like a pre-pay debit card or a platinum credit card.
MasterCard Cardholders have a chance to meet rock music legends as part of the 'MasterCard Roots of Rock' promotion. Browse and apply for a platinum or gold MasterCard Credit Card or for other offers like a 0 interest period or a no interest pre-paid card, or a joint store charge card.
How to get the best gas credit card rewards and savings. Apply online for your gold or platinum unsecured credit card.
Basic credit education so you'll know how your credit report score affects your life, approval for secured or unsecured loans, acceptance for secured, gold or platinum unsecured credit card offers, the interest rates and terms for home and auto loans and so forth.
Apply for and review these free tips for managing and sharing a joint credit card account. Most gold and platinum unsecured credit cards offer an additional spouse card.
Whether you have good or bad credit, the Credit Card Holder Bill of Rights Act is to protect you. Review free credit card tips for getting the best deal for secured and unsecured credit cards, and advice on managing accounts from gold to platinum.
Impact of credit card changes, how to choose a credit card or negotiate lower interest rates with your card company. Search for rewards with a gold or platinum credit card or a special balance transfer offer.
Free tips on choosing the lowest interest rate unsecured credit cards, from gold to platinum rewards.
American Express Card Members Project has been narrowed down to five candidates. American Express will fund a total of $2.5 million. Apply for a rewards credit card. Browse American Express and other platinum credit card offers.
MasterCard® PayPass(TM) technology is now available at over 3,800 Rite Aid stores. Apply for a MasterCard credit card or consider other standard, gold or platinum credit card offers.
Learn which offers the best credit card interest rate, a variable rate or a fixed rate, gold or platinum rewards, or a standard unsecured credit card? Browse and submit a credit card application.
Visa Inc. announces service quality performance award winners. Don't have a Visa card? Browse for a secured credit card, platinum, or a Gold Visa Card.
Free credit card tips to help you choose credit card offers, whether a debit card, credit card to rebuild credit or a platinum credit card with rewards, courtesy of Credit Federal.
Consumers love their credit card and MasterCard has reported record results. Search for a low limit, preapproved credit card that helps rebuild credit or a high limit platinum credit card with perks.
Brand: Visa credit card image logos. Consider a secured or unsecured Visa card, a platinum, silver or gold credit card and apply online.
Chase to issue cards on behalf of Kohl's. Browse silver, gold, platinum and titanium credit card offers from various issuers.
Discover Financial Services Breaks into Signature Debit Market with Introduction of Discover Debit. Apply for a Discover card online, whether a prepay card or an unsecured platinum credit card.
Visa Card Launches Life Takes Visa. Apply online for a Visa credit card that's right for you, whether a prepay credit card, a no deposit credit card, gold credit card or even a high limit platinum credit card.
New logo for the Visa credit card. Check for new siliver, gold and platinum credit card offers and apply online.

Rewards Cards

 

Reward credit cards can be very appealing. Yet it is important to do some research before making a selection. Read the fine print to make sure the other fees don't exceed the rewards you will get in return. Some cards don't give rewards if a balance is carried from one month to another so it may be necessary to pay off the balance every month. They could even charge higher interest rates on outstanding balances.

 

Read the terms carefully and take notice of words like "up to". This can mean the maximum you can get. You may not go up to that level unless you spend a lot of money on the card. In that case, you may get less than the advertised reward. The actual cost of the points is important and you should figure how much money is required to get a particular reward. By doing some figuring it is easy to get an idea about the cost. If you are required to spend $10,000 just to get the reward of a gift voucher of $60, it does not seem worth the effort.

 

Your spending habits are important in addition to how much is necessary to earn rewards. For example, programs offering frequent flyer miles usually require the cardholder to spend a lot of money. If you are an occasional spender, it could take a long time to get a free flight. Gas cards are very popular and great to have but read the terms before applying for the credit card. They have been popular due to the high cost of gas. Make sure you meet the requirements to get the rewards. Some gas cards may give points only if you shop only at a specific gas station. 

 

Annual fees are an issue to consider as they can be high and you must decide the fee to have the card is worth the amount required to get rewards. For example if you have a high annual fee and you must spend up to $5,000 before earning rewards, it may be the right reward  card for your needs. It is worth the time to review any limits imposed on rewards. If you get five per cent cash back on purchases but up to a limit of $250, spending over the limit will be wasted. Some rewards can expire if they are not used within a limited period of time.

 

The best way to save money is not to have spend a lot of money just to get a specific reward, the right reward card can be great if it matches the financial needs of the cardholder. Managing finances is important and before applying for any credit card, read the terms and conditions for the credit card. It is best to know the fees, interest rates, and what is necessary to get the benefits of the rewards offered. Many consumers who use reward cards have benefited by earning flying rewards, hotel rewards, and gas rewards. Any rewards should fit the specific needs of the cardholder.

 

 


Best Unsecured Credit Cards

   

 

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Credit Card Offers

Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards at CreditFederal.

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card.

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

Prepay credit card offers: Apply for a debit card or a bank ATM card.

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

 

  

  

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
 

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Browse unsecured Platinum credit card offers.
 

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