Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
American Express Platinum Card Lounge Access
Airport Club Access Program2 - To gain admission, simply present your AmEx Platinum Card, a government issued ID, and a ticket valid for same-day travel to the club agent in:
o Delta Sky Clubs®
o Airspace Lounges3
o The CenturionSM Lounges4
Enroll for Priority Pass Select Access
* More International Access - over 600 airport lounges in 100 countries
* Access available regardless of which carrier or class you are flying
* Guests may enter with you for a fee of $27 per person
* To gain admission, simply present your Priority Pass Select Card and airline ticket. (Please note that unlike Platinum Card Access admission, you will need to enroll in Priority Pass Select to gain admission)
Get a guaranteed secured credit card with no security deposit and 24/7 ATM Access.
Credit Card Match Service
To Apply, Click on a Credit Card Name Below
Select a Credit Card Issuer or a Type of Card Offer
What is a secured credit card? A secured card is a credit card established by depositing money into an account. The account serves as security for the card; if the bill isn't paid, the money in the account may be used to cover that debt. For example, if you put $500 in the account; you can charge up to $500. You may be able to add to the deposit to add more credit, or sometimes a bank will reward you for good payments and add to your credit line without requesting additional deposits.
Secured credit card benefits:
A secured credit card can certainly help control spending because only the balance can be spent. It's a helpful tool for teaching financial responsibility to teenagers.
A secured credit card is also useful to business owners to track financial expenditures. And, business owners can give limited access to company employees for purchasing office supplies or making business travel arrangements.
A secured credit card offers more security against the loss of money because the maximum that can be fraudulently charged is the prepaid balance.
One of the greatest benefits is that a secured credit card often has guaranteed approval, meaning even people with very bad credit can get accepted.
Apply for your secured credit card today.
If you have bad credit and have been turned down for an unsecured credit card, Credit Federal recommends the cards above.
A secured card can certainly help control spending and track financial expenditures. By only charging for products or services using money you pre-pay, you don't have to worry about mounting interest charges and late fees. A secured card is also useful for teaching financial responsibility to people who are initially engaging in consumer credit, such as teenagers. Additionally, a secured card offers a little more security because the maximum that can be fraudulently charged is the amount you pre-pay.
If you have no credit history, a secured card can help you establish credit. Be sure to apply for a card that reports your activity to at least one of the major credit bureaus, preferably all three.
If you are a business owner, a secured card is a great way to give your employees limited access to your company funds for buying office supplies, booking business travel arrangements, etc.
A secured card also makes a great gift. Instead of purchasing presents for holidays or birthdays, give a secured card instead, pre-paid with the amount of money you would have spent if you had bought a gift. This way, the recipient can purchase exactly what he or she truly desires.
Another benefit of a secured card is the fact that it's easier for many people, even those with bad credit, to get approved. Apply for your secured card today.
VIP Visa: No Credit Check, No Turn Downs, No Annual Fees, No Security Deposit, No Employment Required, Online and Offline Access, Low cost fees, Store your Money Safely, 24/7 ATM Access to Funds, No Credit Check or Bank Account Required.
Want cash credit instead of a catalog or a secured card?
If you are employed and have an active checking account, you can qualify for a $500, $1000 or a $1500 cash loan.
Get a fast cash unsecured loan deposited directly into your bank checking account as quick as one business day.
perks and rewards for credit cards are gearing up, one example is that Discover
offers a way for members to redeem cash back bonus rewards for All-Star game tickets.
They are offering ways for their cardholders to use cashback bonuses to buy
tickets to the Honda NHL SuperSkills® on January 29, the NHL Fan Fair(TM), and
the NHL® All-Star Game gift bag, of course it is important to read all the
details about this on their website. Discover
seems to find ways to give their members rewards so they can have good benefits
for using their Discover cards for purchases.
Discover Financial Services
recently announced they completed their acquisition of The Student Loan Corporation,
SLC, the private student loan business and other assets totaling over four
billion dollars. This puts Discover in the private student loan market with
other top private student loan companies. This will allow them to help students and their families afford a college education.
the right credit
card can be easy, for example, decide what is desired in the way of benefits
before beginning to choose a card. Some people like a card that simply offers
cashback or those who must travel weekly may desire a card with travel or hotel
perks. Being able to actually use perks and bonus rewards helps card members get
the most from the money they must spend. Someone who never travels would not
benefit from having a card that only offers travel incentives. Review your card
benefits to decide if you need to apply for a different type of Discover card to
be able to get the most as a cardmember.
Review information was collected from the website, and is neither an endorsement by us nor
a confirmation of content nor a warranty of any claims made by the website. Use the review information at your sole discretion and sole liability.
At Card Wisdom, you can research current credit card offers, learn how to analyze credit card applications, and utilize our credit card calculators to uncover the best credit card deals for your needs. Our goal is to arm you with the information you need to make a wise credit card decision.
Cash back credit cards are the most popular type of rewards credit cards for a good reason. Unlike airline miles or points, cash back rewards can't be devalued. Once you earn cash back, it's yours. Over the past few years, credit card companies have scaled back on many of the most generous cash back programs. Fortunately, a number of companies still offer up to 5% cash back in certain categories, like travel, gas, and groceries. However, many of these card require heavy spending in order to qualify for the highest cash back rebates.
Today, the best cash back credit cards offer about 2% cash back on gas and groceries and 1% cash back on everything else, regardless of how much you spend. Below you can lean more about cash back credit card and apply online for approval via SSL encrypted, secure applications hosted on the websites of the issuing banks.
Instant Approval Credit Card Offers: While many credit card companies provide instant approval decisions, most credit card companies object to being listed in the instant credit card category. The credit cards which are listed in this category are thus not an exhaustive list of available offers. Plus, given that it generally takes up to one business week to get any credit card in the mail, you should be able to easily find a better credit card offer in the 0% APR credit card or low interest credit card sections of Card Wisdom.
Below you can compare credit cards that advertise instant approval and apply online for approval via SSL encrypted, secure applications hosted on the websites of the issuing banks.
From the CardWisdom.com Editor: The goal of CardWisdom.com is to help visitors like you find a credit card that can actually improve your financial life. I've (unfortunately) been in the credit card business since 2004, when I built my first website, www.credit-card-depot.com. In the six plus years that followed, I've seen vast changes in the marketplace. But nothing prepared me for the credit card nightmare of 2009. During that year, I had a harrowing view of just how bad credit card companies can behave. On my main blog at www.SmartBalanceTransfers.com, thousands of honest, innocent Americans shared stories with me and my blog's readers about interest rate increases that nearly led to financial ruin and credit limit cuts that left them stranded in critical situations. Some of the largest credit card companies in America engaged in truly apprehensible behavior. And, even with the CARD Act in place, many continue to use less than savory tactics to lure in new customers.
If there's one thing you take away from your visit to CardWisdom, let it be this: read the fine print. Throughout the pages of CardWisdom, I do my best to highlight traps and tricks that various credit card companies employ. I also try to stress the importance of choosing a good credit card company, even if that company doesn't offer the longest 0% teaser rate or the most alluring rewards.
I've always believed that choosing a credit card is an important financial decision. Credit cards, when used correctly, can help you save money on interest or earn very useful rewards. However, as many of us learned in 2009, carrying substantial credit card debt puts you at the mercy of heartless corporations.
Hopefully, the credit card you find on CardWisdom will help you reduce your credit card debt and put you on the path to profiting from credit card rewards. And if you have a question, don't be afraid to ask. I personally respond to all emails from visitors as soon as possible, so feel free to contact me if you have any questions.
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
What is the fairest credit card company? Certainly the answer is a credit card from a major, trustworthy issuer. As for which amongst them is the best and fairest credit card of all, is like asking what for the definition of fair. The definition rests with each individual.
For example: A credit card that offers twice as many points as another credit card may not be the fairest to everyone, because the double-points card has more restrictions on how the point rewards may be used. And, a card that offers 5% cashback on gas may not be the fairest to someone who doesn't drive much but instead would benefit more by sky miles.
About the only way to narrow down the list to the fairest credit cards is to weed out sub-prime bad credit cards which typically are more costly and offer fewer; if any, rewards. As you go up the scale to excellent credit cards, the interest rates lower and the points/rewards increase. From there you determine which is the best credit card for you by comparing and weighing the following:
Annual fee (if any)
Interest rate on purchases
Interest rate on balance transfers
If there is an introductory 0 interest rate
Grace period length
Points/Rewards offered that will benefit you
How easy it is to convert points/rewards
CashBack (not only percentage rate, but also weigh what type of purchases qualify)
Customer service (how easy is it to get to a live person)