Secured credit card or instant approval guaranteed platinum credit card.

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New Millennium Bank Secured Platinum Visa® or Mastercard®

New Millennium Bank Secured Platinum Visa® or Mastercard® - A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.

Reports to ALL 3 Bureaus
No Credit Check
Be Approved Regardless of Credit History
Special High Introductory Savings Rate
Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply

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All Access® Visa® Prepaid Card

All Access® Visa® Prepaid Card - * 100% Approved - no credit check and bad credit is okay.

$10,000 Load Capacity - reloadable at retailers nationwide
No Upfront Payment - and no minimum balance requirements
FREE Savings Accounts - higher rate than most national banks
FREE Instant Transfers - send money to other cardholders
FREE Account Alerts - email or text messages on account activity
FREE Direct Deposit - make payday faster and safer
Online Bill Pay - pay bills to anyone at any time, online
Extra Cards - on the same account for family members or yourself.

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UltraVX Visa®

UltraVX Visa® - Now anyone can qualify for a credit card with UltraVX Visa® . It's the only card featuring Credit-On-DemandTM which allows you to grow your credit line up to $25,000.

Instant approval, no credit check, no minimum income, no bank account required
Credit-On DemandTM up to $25,000 credit line - Patent Pending
Credit Reporting: reports to major credit bureaus
Clear RewardsTM American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
Patent Pending

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AccountNow Vantage Debit MasterCard

AccountNow Vantage Debit MasterCard - The AccountNow Vantage Debit MasterCard is the perfect alternative to a checking account. The AccountNow Vantage Account is offered to the 40+ million U.S. consumers who do not have established credit or traditional banking relationships. Our money saving offers give consumers an alternative to "traditional" checking accounts and access to the financial and payment systems. With an AccountNow Vantage account, customers save on the average $400 per year when no longer forced to visit expensive Check Cashing stores to get access to their paychecks and buy Money Orders to pay their bills. Offer Includes:

Debit MasterCard
FREE Paycheck Direct Deposit
FREE Online Bill Pay
FREE Credit Builder
Online Check Writing Privileges
Instant Account Number
FDIC Insured Deposits
Other Benefits: Unlike credit card issuers, we offer applicants 100% GUARANTEED APPROVAL! With no credit or ChexSystems® checks, we approve virtually all applicants.

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Select a Credit Card Issuer or a Type of Card Offer

American Express	Chase	Consumer Picks
Discover	MasterCard	Visa
0% Intro Card	ATM Card	Bad Credit Card
Balance Transfer	Best Card Offers	Business Card
Debit Card	Gas Card	Gold Card
Guaranteed Card	Joint Credit Card	No Deposit Card
Platinum Card	Pre-Pay Card	Rebuild Credit Card
Rewards Card	Sky Miles Card	Student Card

Credit Card Affiliate Program & Marketing

What is a secured credit card?
A secured card is a credit card established by depositing money into an account. The account serves as security for the card; if the bill isn't paid, the money in the account may be used to cover that debt. For example, if you put $500 in the account; you can charge up to $500. You may be able to add to the deposit to add more credit, or sometimes a bank will reward you for good payments and add to your credit line without requesting additional deposits.

Secured credit card benefits:

A secured credit card can certainly help control spending because only the balance can be spent. It's a helpful tool for teaching financial responsibility to teenagers.

A secured credit card is also useful to business owners to track financial expenditures. And, business owners can give limited access to company employees for purchasing office supplies or making business travel arrangements.

A secured credit card offers more security against the loss of money because the maximum that can be fraudulently charged is the prepaid balance.

One of the greatest benefits is that a secured credit card often has guaranteed approval, meaning even people with very bad credit can get accepted.

Apply for your secured credit card today.

If you have bad credit and have been turned down for an unsecured credit card, Credit Federal recommends the cards above.

Want cash instead of a catalog or a secured card?
If you are employed and have an active checking account, you can qualify for a $500 cash loan.

Get a fast cash unsecured loan deposited directly into your bank checking account as quick as one business day.

Need more credit card information? Read our financial and credit articles related to a secured credit card.

MasterCard Online Shopping Study

According to a MasterCard online shopping study, the majority of frequent shoppers are women. Browse secured and unsecured credit card offers; including American Express, Chase, Discover and Visa, and submit your application.

Chase Freedom (SM) Statement Credit

Chase Statement Credit for Chase Freedom (SM) Card gives card members reward points that spend like cash. Apply for the Chase Freedom (SM) Card; as either a MasterCard or a Visa, or apply for other Chase secured or unsecured credit card offers.

American Express Card Member Charity

American Express Card Member's Project to Donate $2.5 Million to Charity Projects. Apply for an American Express Card or for other secured and unsecured credit cards offers.

Bad Credit Problems

Everyone knows that a bad credit report score can result in credit card and loan rejection, but what if you don't need or want a secured or unsecured credit card or loan?

Best Gas Credit Card

How to get the best gas credit card rewards and savings. Apply online for your gold or platinum unsecured credit card.

Credit Card Application

Browse for the secured or unsecured credit card that is best for you, with or without rewards. Submit your MasterCard or Visa credit card application online.

Store Charge Card Tips

Store charge cards offer many benefits, including rewards and rebuilding bad credit or establishing credit. The terms and conditions; however, can make it hard to maximize these unsecured credit card perks.

Credit Card FAQs

Common questions turned into credit card facts. Apply for a good or bad credit card. Choosing between the best credit card offers can be hard. Consider a no interest 0 intro balance balance transfer, a pre-pay ATM or a pre-paid debit secured credit card, or unsecured credit card benefits that offer travel, miles, discount and vacation rewards. Pick between American Express, Chase, Discover, MasterCard and Visa, even if you need a joint consumer or business credit card.

Your Credit Card Rights

Recently the Federal Reserve proposed new credit card rules that would eliminate several unfair practices in the credit and banking industry. If passed, these new rules will become your credit card rights. Apply for rewards or 0 introductory balance transfer credit card offers.Need help repaying credit card debt? Request credit counseling assistance or unsecured debt consolidation today.

Personal Loan and Cash Advance

Differences between a traditional unsecured personal loan and a payday cash advance, history, and where to submit a bad credit personal loan application.

JPMorgan Chase & Co 10 Billion Capital Raise

JPMorgan Chase & Co. announced that it priced a $10 billion offering of approximately 246.9 million shares of its common stock at $40.50 per share. Browse gold credit card, secured and unsecured credit card offers.

Credit Card Offers Decline

The bad credit crisis is persuading issuers to reduce the mailout of credit card offers, but you can still browse for secured and unsecured credit cards and submit an online application.

Best Credit Card Rate

Learn which offers the best credit card interest rate, a variable rate or a fixed rate, gold or platinum rewards, or a standard unsecured credit card? Browse and submit a credit card application.

Visa Card Service Awards

Visa Inc. announces service quality performance award winners. Don't have a Visa card? Browse for a secured credit card, platinum, or a Gold Visa Card.

Store Charge Cards And Gas Credit Cards

Some people don't want or can't get unsecured credit cards and choose store charge cards and gas credit cards instead. Free tips for using store cards and gas cards.

Higher Loans Lower Interest Debt

The federal government is expected to further cut interest rates, which could mean bigger secured and unsecured loan amounts as well as higher credit card lines of credit with lower interest debt.

Why People Choose Credit Cards

Credit Card News - People choose credit cards; whether secured or unsecured credit cards, because the benefits can outweigh the bad.

Debit Cards Lack Credit Card Power

No doubt, debit cards are convenient and popular, but they lack the power of no deposit, unsecured credit cards.

Bad Card Good Card

Credit card issuers are trying to improve their bad image, but which is truly the best credit card offer for you? A secured card or an unsecured credit card to rebuild credit?

Pre Paid Visa Cards

Visa pre-paid card offers aimed to capture the debit card market. Apply instantly for a prepaid Visa card or an unsecured, no deposit credit card to rebuild credit.

Know Someone Who Needs Personal Credit or Debt Help?
Email Them About Us

Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards at CreditFederal.

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa or other types of a guaranteed card.

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

Prepay credit card offers: Apply for a debit card or a bank ATM card.

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Review other secured card and loan offers.