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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.

 

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.

 

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

 

Prepay credit card offers: Apply for a debit card or a bank ATM card.

 

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

 

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

 

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

 

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.

 

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

 

 

ATM Debit Card Tips for Secure Handling

Who Pays Joint Credit Card Account

Close Credit Card Account

Choosing the Lowest Interest Rate Unsecured Credit Cards

Joint Credit Card Accounts

Apply For A Balance Transfer Credit Card

Credit Card Interest Rate OptOut

Student Credit Card Advice

Extra Joint Spouse Credit Cards

Credit Card Application

Cancel Credit Card Account

Credit Card FAQs

Avoid Over Limit Fees

Instantly Approved Pre Pay VS Platinum Rewards

ATM Debit Card Fraud Tips

Keep Credit Card Accounts

Bad Credit and Credit Cards

Credit Cards and Credit Reports

Purchased and Free Gift Cards

Christmas Credit Card Shopping

Gift Credit Card Shopping

Personal Gift Credit Cards

Baddest and Best Credit Cards

PoorCredit Card Application

Credit Card Savings Accounts

Not Good Credit Cards

Where Have Bad Credit Cards Gone

Prevent Debit Card Fraud

Top Credit Card FAQs

Credit Card Use

Free Credit Card Services

Discover Card Fraud Protection

Visa Contactless Mini Card

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Student Credit Card

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Prepaid Credit Card

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Debit Card

Benefits of Credit Cards

Christmas Credit Card

Balance transfer credit card debt

ATM Card

Types of Credit Cards

0 interest credit card

What kind of card can I qualify for

Guaranteed Platinum Credit Card - Unsecured Credit

Choosing a credit card right for you

Rewards Credit Card Advice

Low or High Credit Limit Credit Card

Low Interest High Risk Rates

Best Gas Credit Card

Store Charge Card Tips

Credit Card Payment Calculator

Airline miles, hotel and gas credit card offers

Unsecured Credit Card

Gas Credit Card Rewards

Airline Sky Miles

Rewards Gas Credit Card

Choosing Credit Card Rewards

Balance Transfer Special Introductory Rates

Credit Card Offers - Platinum Rewards that are Guaranteed to Please

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Business or Personal Credit Card

Business Credit Cards

Secured Credit Card to Rebuild Bad Credit

Debit Cards Costly For Poor People

Pre Paid Card Expansion

Secured Credit Cards

Debt Card or an ATM Card

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Bank of America American Express Rewards Card

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Chase Freedom (SM) Statement Credit

Chase Freedom (SM) Card Statement

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Target Chase Credit Card

JP Morgan Chase Charge Card

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Blink Chase Visa Debit Card

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Citi Private Pass Cardmember Program

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MasterCard PayPass Card Exceeds Cash

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MasterCard Worldwide

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MasterCard International Tackles Fraud

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ATM Visa PrePaid Card Reloads

Contactless Visa payWave

Visa Credit Card Gas Purchases

Visa Business Savings

Visa Risk Manager Helps Reduce Credit Card Fraud

Visa Credit Cards

Visa Card with No Signature

Visa Travel Money

Visa ATM Transaction Fraud Detection

Visa Credit Card Acceptance

    

  

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

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Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
 



American Express Platinum Card Lounge Access

Airport Club Access Program2 - To gain admission, simply present your AmEx Platinum Card, a government issued ID, and a ticket valid for same-day travel to the club agent in:

o Delta Sky Clubs®
o Airspace Lounges3
o The CenturionSM Lounges4

Enroll for Priority Pass Select Access

* More International Access - over 600 airport lounges in 100 countries
* Access available regardless of which carrier or class you are flying
* Guests may enter with you for a fee of $27 per person
* To gain admission, simply present your Priority Pass Select Card and airline ticket. (Please note that unlike Platinum Card Access admission, you will need to enroll in Priority Pass Select to gain admission)

  

Get a guaranteed secured credit card with no security deposit and 24/7 ATM Access.


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What is a secured credit card?
A secured card is a credit card established by depositing money into an account. The account serves as security for the card; if the bill isn't paid, the money in the account may be used to cover that debt. For example, if you put $500 in the account; you can charge up to $500. You may be able to add to the deposit to add more credit, or sometimes a bank will reward you for good payments and add to your credit line without requesting additional deposits.

 

Secured credit card benefits:

A secured credit card can certainly help control spending because only the balance can be spent. It's a helpful tool for teaching financial responsibility to teenagers.

 

A secured credit card is also useful to business owners to track financial expenditures. And, business owners can give limited access to company employees for purchasing office supplies or making business travel arrangements.

 

A secured credit card offers more security against the loss of money because the maximum that can be fraudulently charged is the prepaid balance.

 

One of the greatest benefits is that a secured credit card often has guaranteed approval, meaning even people with very bad credit can get accepted.

 

Apply for your secured credit card today.

 

If you have bad credit and have been turned down for an unsecured credit card, Credit Federal recommends the cards above.

  

A secured card can certainly help control spending and track financial expenditures. By only charging for products or services using money you pre-pay, you don't have to worry about mounting interest charges and late fees. A secured card is also useful for teaching financial responsibility to people who are initially engaging in consumer credit, such as teenagers. Additionally, a secured card offers a little more security because the maximum that can be fraudulently charged is the amount you pre-pay.

 

If you have no credit history, a secured card can help you establish credit. Be sure to apply for a card that reports your activity to at least one of the major credit bureaus, preferably all three.

 

If you are a business owner, a secured card is a great way to give your employees limited access to your company funds for buying office supplies, booking business travel arrangements, etc.

 

A secured card also makes a great gift. Instead of purchasing presents for holidays or birthdays, give a secured card instead, pre-paid with the amount of money you would have spent if you had bought a gift. This way, the recipient can purchase exactly what he or she truly desires.

 

Another benefit of a secured card is the fact that it's easier for many people, even those with bad credit, to get approved. Apply for your secured card today.

 

VIP Visa: No Credit Check, No Turn Downs, No Annual Fees, No Security Deposit, No Employment Required, Online and Offline Access, Low cost fees, Store your Money Safely, 24/7 ATM Access to Funds, No Credit Check or Bank Account Required.

 

 

  

Want cash credit instead of a catalog or a secured card?

If you are employed and have an active checking account, you can qualify for a $500, $1000 or a $1500 cash loan.
  

Get a fast cash unsecured loan deposited directly into your bank checking account as quick as one business day.

  

 

  

Need more credit card information? Read our financial and credit articles related to a secured credit card.


Credit Card

 

The perks and rewards for credit cards are gearing up, one example is that Discover offers a way for members to redeem cash back bonus rewards for All-Star game tickets. They are offering ways for their cardholders to use cashback bonuses to buy tickets to the Honda NHL SuperSkills® on January 29, the NHL Fan Fair(TM), and the NHL® All-Star Game gift bag, of course it is important to read all the details about this on their website. Discover seems to find ways to give their members rewards so they can have good benefits for using their Discover cards for purchases. 

 

Discover Financial Services recently announced they completed their acquisition of The Student Loan Corporation, SLC, the private student loan business and other assets totaling over four billion dollars. This puts Discover in the private student loan market with other top private student loan companies. This will allow them to help students and their families afford a college education.

 

Finding the right credit card can be easy, for example, decide what is desired in the way of benefits before beginning to choose a card. Some people like a card that simply offers cashback or those who must travel weekly may desire a card with travel or hotel perks. Being able to actually use perks and bonus rewards helps card members get the most from the money they must spend. Someone who never travels would not benefit from having a card that only offers travel incentives. Review your card benefits to decide if you need to apply for a different type of Discover card to be able to get the most as a cardmember.




Review Disclaimer: Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warranty of any claims made by the website. Use the review information at your sole discretion and sole liability.
 

CardWisdom.com Review - ©2011 CardWisdom.com. All Rights Reserved.

At Card Wisdom, you can research current credit card offers, learn how to analyze credit card applications, and utilize our credit card calculators to uncover the best credit card deals for your needs. Our goal is to arm you with the information you need to make a wise credit card decision.

Cash back credit cards are the most popular type of rewards credit cards for a good reason. Unlike airline miles or points, cash back rewards can't be devalued. Once you earn cash back, it's yours. Over the past few years, credit card companies have scaled back on many of the most generous cash back programs. Fortunately, a number of companies still offer up to 5% cash back in certain categories, like travel, gas, and groceries. However, many of these card require heavy spending in order to qualify for the highest cash back rebates.

Today, the best cash back credit cards offer about 2% cash back on gas and groceries and 1% cash back on everything else, regardless of how much you spend. Below you can lean more about cash back credit card and apply online for approval via SSL encrypted, secure applications hosted on the websites of the issuing banks.

Instant Approval Credit Card Offers: While many credit card companies provide instant approval decisions, most credit card companies object to being listed in the instant credit card category. The credit cards which are listed in this category are thus not an exhaustive list of available offers. Plus, given that it generally takes up to one business week to get any credit card in the mail, you should be able to easily find a better credit card offer in the 0% APR credit card or low interest credit card sections of Card Wisdom.

Below you can compare credit cards that advertise instant approval and apply online for approval via SSL encrypted, secure applications hosted on the websites of the issuing banks.

From the CardWisdom.com Editor: The goal of CardWisdom.com is to help visitors like you find a credit card that can actually improve your financial life. I've (unfortunately) been in the credit card business since 2004, when I built my first website, www.credit-card-depot.com. In the six plus years that followed, I've seen vast changes in the marketplace. But nothing prepared me for the credit card nightmare of 2009. During that year, I had a harrowing view of just how bad credit card companies can behave. On my main blog at www.SmartBalanceTransfers.com, thousands of honest, innocent Americans shared stories with me and my blog's readers about interest rate increases that nearly led to financial ruin and credit limit cuts that left them stranded in critical situations. Some of the largest credit card companies in America engaged in truly apprehensible behavior. And, even with the CARD Act in place, many continue to use less than savory tactics to lure in new customers.

If there's one thing you take away from your visit to CardWisdom, let it be this: read the fine print. Throughout the pages of CardWisdom, I do my best to highlight traps and tricks that various credit card companies employ. I also try to stress the importance of choosing a good credit card company, even if that company doesn't offer the longest 0% teaser rate or the most alluring rewards.

I've always believed that choosing a credit card is an important financial decision. Credit cards, when used correctly, can help you save money on interest or earn very useful rewards. However, as many of us learned in 2009, carrying substantial credit card debt puts you at the mercy of heartless corporations.

Hopefully, the credit card you find on CardWisdom will help you reduce your credit card debt and put you on the path to profiting from credit card rewards. And if you have a question, don't be afraid to ask. I personally respond to all emails from visitors as soon as possible, so feel free to contact me if you have any questions.

Browse Secured and Unsecured Credit Cards You Can Use Right Away and Apply for Card Offers
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The Best Credit Card Offers, Secured and Unsecured Credit Cards for All Credit Types.
Just as there are many different types of secured and unsecured debt, there are almost as many debt relief options both free and paid, including filing bankruptcy, personal budget debt management, debt settlement negotiation and credit counseling.
Types of Secured and Unsecured Personal Loan Applications
Credit Card News - People choose credit cards; whether secured or unsecured credit cards, because the benefits can outweigh the bad.
Credit card issuers are trying to improve their bad image, but which is truly the best credit card offer for you? A secured card or an unsecured credit card to rebuild credit?
The federal government is expected to further cut interest rates, which could mean bigger secured and unsecured loan amounts as well as higher credit card lines of credit with lower interest debt.
Chase and WaMu bank customers enjoy no fee access to ATM machines. Apply for an ATM card or other secured or unsecured credit card.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

What is the fairest credit card company? Certainly the answer is a credit card from a major, trustworthy issuer. As for which amongst them is the best and fairest credit card of all, is like asking what for the definition of fair. The definition rests with each individual.

For example: A credit card that offers twice as many points as another credit card may not be the fairest to everyone, because the double-points card has more restrictions on how the point rewards may be used. And, a card that offers 5% cashback on gas may not be the fairest to someone who doesn't drive much but instead would benefit more by sky miles.

About the only way to narrow down the list to the fairest credit cards is to weed out sub-prime bad credit cards which typically are more costly and offer fewer; if any, rewards. As you go up the scale to excellent credit cards, the interest rates lower and the points/rewards increase. From there you determine which is the best credit card for you by comparing and weighing the following:

Annual fee (if any)
Interest rate on purchases
Interest rate on balance transfers
If there is an introductory 0 interest rate
Grace period length
Points/Rewards offered that will benefit you
How easy it is to convert points/rewards
CashBack (not only percentage rate, but also weigh what type of purchases qualify)
Customer service (how easy is it to get to a live person)


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