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Platinum Plus credit card - Platinum Plus Catalog Credit Card: This is a catalog credit card with a credit limit of $7,500. Monthly payments made toward your card's balance are reported to a major credit bureau and therefore can help you build/rebuild your credit. The Platinum Plus Card is a catalog credit card that is designed for those who are looking to establish or reestablish their credit. However, there are limitations to using this card. Catalog Credit Card, Not Regular Credit Card - Remember that this is not a visa or mastercard and that you can only use this credit card to purchase merchandise at an online shopping club. You can get an unsecured credit line of up to $7,500. Your monthly payments will also be reported to one major credit bureau. (note that the terms and conditions does not specify which one).
Get a guaranteed secured credit card with no security deposit and 24/7 ATM Access.
Tip: Avoid the habit of abusing the convenience of a credit card or it can lead to costly trouble
What is a secured credit card?
Secured credit card benefits:
A secured credit card can certainly help control spending because only the balance can be spent. It's a helpful tool for teaching financial responsibility to teenagers.
A secured credit card is also useful to business owners to track financial expenditures. And, business owners can give limited access to company employees for purchasing office supplies or making business travel arrangements.
A secured credit card offers more security against the loss of money because the maximum that can be fraudulently charged is the prepaid balance.
One of the greatest benefits is that a secured credit card often has guaranteed approval, meaning even people with very bad credit can get accepted.
Apply for your secured credit card today.
If you have bad credit and have been turned down for an unsecured credit card, Credit Federal recommends the cards above.
Credit card companies have ads all over the Internet and on television, and many are very entertaining. Discover will have a new ad about customer service, and theirs will revolve around the great customer service they provide for their card members. The new ad will hit home with people who have experienced poor customer service. Discover will show their best-in-class customer service that they provide to cardholders.
Discover has made a commitment to deliver good service and rewards. The ads will portray frustrating experiences that probably everyone has faced dealing with customer service calls. They will feature their promise to provide real people, who answer calls, in 60 seconds or less, and who are trained to solve problems on the first call.
Television ads will portray likable but an incapable customer service representative, whose name is Peggy. Ads will remind viewers of common, frustrating experiences. Some examples of problems are, holding on for a long time, getting your call transferred constantly, and the inability to get problems solved. Ads will run on four major networks and during certain season premieres. They will be also be featured throughout Discover's sponsorship of all Notre Dame home football games on NBC.
Discover will introduce videos of real customer service representatives sharing stories about their experiences helping card holders. Also, highlights from the "Peggy" television ads will be shared through Discover's social channels too.
Customers often consider other credit card companies once they have bad service, or when they do not get the help they need to manage their account. Discover offers cards in many designs, and there are different types that fit a variety of consumer needs. They may not have an annual fee for some cards, and often offer 0% introductory APR for up to 9 months. Interest rates can be from 11.99% to 19.99% and it is usually based on the applicant's creditworthiness.
Discover may have offers for low 0% introductory rates for balance transfers, and there are also cash advances, based on a person's creditworthiness and other factors. Having no interest fees can vary, depending on the terms. Getting an unsecured credit card can be difficult for people who have very bad credit. There are options to apply for a prepaid card that can help rebuild credit or for consumers who do not want an unsecured credit card offer. For more Discover details, visit their website.
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InstantCreditCard.org Review - Copyright of instantcreditcard.org 2010
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
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