Auto Loan: Good or bad credit auto loan quote. Apply for a new or used auto loan, or for car refinancing.
Credit Card: Search for a gold rewards or a bad credit card. To rebuild credit, get an instant approval credit card. Browse unsecured platinum and guaranteed credit card offers.
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Home Loan: Stop paying rent and live the American dream.
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Payday Loan: Get a good or bad credit unsecured loan with no credit check and no collateral.
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2nd mortgage loan - Equity cash loan, debt consolidation, remodeling and other uses.
2nd mortgage refinancing - Apply for a lower interest rate and/or lower payments.
0 interest - Credit cards with no interest or offer 0 introductory rate periods.
0 intro - Online applications for 0 intro credit card offers.
Airline miles credit card - Get free sky miles and other travel rewards.
American Express(R) - Online applications for an American Express(R) card.
Annuity - Learn about annuity investments.
ATM card - Apply online for an ATM card.
Auto financing - Benefits of an online auto loan and general loan terms.
Auto loan calculator - Calculate monthly car payments and total interest paid.
Auto loan down payment - Options to get down payment money for an auto loan.
Auto refinance - Benefits of using a refinance loan to lower payments and/or interest.
Bad credit car calculator - How to negotiate with a car salesman for a better deal.
Bad credit auto loan - Understand invoice, sticker price and other dealership jargon before applying for an auto loan.
Bad credit card - Bad credit card application.
Bad credit home loan - Apply for a home loan and stop paying rent.
Bad credit personal loan - Online application for a no credit check loan with instant approval.
Bad credit - Learn the problems with bad credit and how to improve.
Balance checkbook - How to balance a checkbook and download our free checkbook register software.
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Bank checking account - How to read a bank checking account statement.
Business credit card - Finance your large or small business with a credit card.
Business loan - Get funding to start a small business or to finance a corporation.
Calculate loan interest - Quickly calculate loan interest, monthly payments and total interest paid upon balance payoff.
How much money can I borrow - Input the amount you can afford to repay, whether bi-weekly or monthly installments, and the calculator will review the maximum loan amount you can afford to payback.
Car dealership loan - Curb car dealer scams and dealership financing tricks with an online auto loan.
Card interest rates - Get current credit card interest rates from major issuers.
Card & Loan calculators - Calculate credit card interest, mortgage payments, home refinancing, and to manage and track expenses budgets, plus create a household budget.
Chargeoff credit card - How to charge off credit card balances yourself, or get professional help from a debt settlement company.
Chase credit card - Reviews and online applications for Chase cards.
Checkbook Register - Free CheckBook Register Software to Manage Expenses
Choosing credit card - Free tips on how to choose a credit card per your qualifications.
Christmas credit card - Apply for a Christmas credit card to make gift purchases.
Christmas credit card debt - Options on how to get help with too much Christmas credit card debt.
Christmas credit card shopping - Tips for safe shopping with your credit card.
Consolidate student loan - Apply to refinance student loan debt for a lower interest rate and payments.
Counterfeit money - Spot counterfeit money and report fake money to the govt.
Create a will - How to create a will yourself and prepare a living will.
Credit card benefits - Tips for choosing credit card benefits and perks that fit your needs.
Credit card debt - Free help to get out of credit card debt and tips on how to avoid debt.
Credit card debt consolidation - Credit card debt consolidation quote to combine and lower monthly bills
Credit card facts - Learn about the different types of credit cards and approval standards.
Credit card interest calculator - Calculate total interest paid at payoff.
Credit card payment calculator - Calculate monthly payment amount required to payoff card within a time frame.
Credit card ratings - Review consumer ratings of credit cards.
Credit card rebuild credit - Apply on the internet for a credit card to rebuild bad credit.
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Credit card statement - How to read a credit card billing statement.
Credit counseling versus debt settlement - Decide which alternative is the best option for you.
Credit and divorce - How divorce affects your credit score and bill payments.
Credit Federal - Good or bad credit personal loan and credit card resource.
Credit Federal - about us - Information about the CreditFederal.com website.
Credit and loan prequalification - Prequalify for credit cards and loans based upon your credit score.
Credit report errors - How to correct credit report errors yourself.
Debit card - Virtual debit card offers online privacy so you can shop anonymously.
Debt consolidation loan - Payoff bills with a debt consolidation loan.
Debt counseling - Lower monthly bill payments or reduce principal altogether.
Debt negotiation - Chargeoff debt; reduce principal owed.
Debt negotiation sample letter - Do It Yourself debt settlement.
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Discover credit card - Review and apply online for a Discover card.
Disney credit card - Special entertainment and travel cards.
Emergency loan - Emergency cash to pay bills, get your car repaired, or for any reason.
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File bankruptcy - How to file bankruptcy, chapter 7, 11, 13.
Financial calculators
Fix credit report - How to fix credit report errors yourself or to get help.
Free bank checking account - Apply for a no fee, online bank checking account.
Free bankruptcy forms - Free online chapter 7, chapter 11 and chapter 13 bankruptcy forms.
Free calculator downloads - Free financial calculators and software for budgets, interest, payments, and more.
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Gas card - Apply for a gas rebate card.
Get out of debt - Ways to get out of debt, either Do It Yourself or with a Company.
Gold American Express - Browse for any current American Express gold card offers.
Gold credit card - Browse for gold credit card offers by each major credit card company.
Gold Discover Card - Browse for any current Discover gold card offers.
Gold MasterCard - Browse for all MasterCard gold card offers.
Gold Visa Card - Browse for all Visa gold card offers.
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Government grants for disabled - Apply for disability grants.
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Government nontraditional grants - Review other types of grants.
Government pensions - Information about government retirement plans.
Government private grant foundations - Search for a grant from other foundations.
Government unclaimed funds - See if you are entitled to free money.
Government unclaimed money - See if someone owes you a refund.
Government veteran grant - Veteran grant programs.
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High risk loan - Unsecured loan for bad credit people with no credit turndowns.
Home equity loan - Refinance your first mortgage and take cash out at closing.
Home loan lenders - Get multiple home loan quotes with just one application.
Home remodeling loan - Use your home's equity to finance a remodeling project and increase home value.
Household personal budget - Create a budget to save money and cut expenses.
Improve credit score - Get a higher credit report score for better loans, cards and interest rates.
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Interest Rates - Get current interest rates for loans and credit cards.
Joint auto loan - How spouse credit affects joint auto loans, and the impact of divorce.
Joint credit card - How spouse credit affects joint credit cards, and the impact of divorce.
Joint credit card debt - Which spouse pays the bills (loans and credit cards) after divorce.
Joint mortgage loan - How spouse credit affects joint mortgages, and the impact of divorce.
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Loan to pay bills - Get a no hassle loan to make your bill payments on time.
Loans for unemployed people - Options for jobless people to get money.
Long term unsecured loan - About long term unsecured loans.
MasterCard Credit Card - Review and apply online for a MasterCard card.
Mortgage calculator - Calculate monthly payments and interest.
Mortgage refinance loan - For a home equity line of credit, you may want to think about a traditional second mortgage loan.
Mortgage refinancing - Read the benefits of mortgage refinancing.
Mortgage refinancing calculator - Calculate your new mortgage payments.
Negotiate debt settlement - Settle debt yourself with your loan and/or credit card company.
No collateral business loan - Quick cash for small businesses.
No credit - Options for people with no credit history.
No credit check loan - How to get an unsecured loan with no credit check.
No deposit credit card - Get a credit card with no deposit requirement.
No deposit home loan - Apply for a no deposit, no down payment home loan.
Nonhomeowner debt consolidation loan - Options for nonhomeowners to pay off debt.
Nonprofit credit counseling - What to look for when choosing a credit counseling company.
Nonprofit debt consolidation - Advantages of debt consolidation.
No obligation credit - Get free credit offers for you to consider.
Offers - American Express - Search American Express card applications.
Offers - business cards - Search business credit card applications.
Offers - Chase - Search Chase card applications.
Offers - credit cards - Search all credit card applications.
Offers - Discover - Search Discover card applications.
Offers - Mastercard - Search Mastercard applications.
Offers - Rewards - Search reward card applicatons.
Offers - Secured/Prepaid - Search secured/prepaid card applications.
Offers - Student - Search student card applications.
Offers - Visa - Search Visa applications.
Payday advance - What is a payday advance and its conveniences.
Payday advance loans - Benefits of a payday advance loan and common uses.
Payday loan interest - Payday loans charge a fee instead of an interest rate.
Payoff balance - Tips to payoff balance of credit card debt and how to avoid the debt trap.
Pay off debt - Loan options and tips to pay off debt.
Personal budget - Download our personal budget software.
Personal budget software - How to use our personal budget software.
Personal finance - Keep track of personal finances with our services and resources.
Personal finance newsletter - Free personal finance management tips and special credit offers.
Personal loan application - Submit an online application for a personal loan.
Plan retirement - Prepare for retirement with our tips.
Platinum American Express Card - Review any current Platinum cards offered by American Express.
Platinum Chase Credit Card - Review any current Platinum cards offered by Chase.
Platinum credit card - Review any current Platinum cards offered by major credit card companies.
Platinum Discover Card - Review any current Platinum cards offered by Discover.
Platinum MasterCard Card - Review any current Platinum cards offered by MasterCard.
Platinum Visa Card - Review any current Platinum cards offered by Visa.
Popular credit cards - Browse the best credit card offers, according to other CreditFederal.com visitors.
Pre-approved credit card - Learn what is; and get accepted for, a pre-approved credit card offer.
Pre-approved loan - Typical pre-approved loan choices.
Pre-paid visa - Avoid overspending by getting a prepaid Visa card.
Prepay credit card - Menu of prepay cards by major credit companies.
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Reduce bills free - Tips on how to reduce your expenses to lower bills.
Reminders to pay bills - Free reminders so you pay bills on time.
Repay payday loan - Strategy to repay a payday loan.
Report credit fraud - How to report credit-related fraud.
Reverse mortgage - Information about the benefits of a reverse mortgage.
Rewards 660 - The Rewards660 card for people with credit problems.
Rewards credit card - Browse credit card rewards for people with good credit.
Savings calculator - Calculate savings (interest) with this simple tool.
Sears card - Get a retail store (charge) card.
Secured credit card - Control your spending habits with a secured card.
Secured and unsecured loan - Conventional loans explained and online applications.
Short term loan - Get a loan to meet an emergency situation.
Stop credit card mail - Stop getting credit card offers in the mail.
Student credit card - Apply for a student credit card.
Track expenses - Free software to track where you spend your money most.
Travel credit card - Get the perks and rewards you deserve to stretch your personal vacation and business travel dollars.
Unsecured cash loan - Get the loan you need to take care of unexpected bills.
Unsecured credit card - Browse the many choices and apply online.
Unsecured debt - What qualifies as unsecured debt.
Unsecured debt consolidation - Combine bills into one low monthly payment.
Unsecured debt consolidation loan - Get a loan to payoff high interest debt.
Unsecured personal loan - Your high risk loan solution for bad credit people.
Unsecured platinum credit card - Two main types of unsecured platinum cards.
Used auto loan - Apply for a used auto loan quote.
Visa credit card - Get a Visa credit card, either secured or unsecured.
Wal Mart card - Get your retail shopping card or a gift card for a friend.
Tip of the Day: Before buying a house, instead of only calculating a monthly payment you can afford, you should also figure out how much of a down payment you can make. The more you borrow (the principal), the higher risk the bank assumes and this may not only affect approval, but also your interest rate.
On a $200,000 home loan at 6% for 30 years, how much would be saved with a $25,000 downpayment versus a $20,000 downpayment? Would the extra $5,000 make a significant difference? With a $25,000 downpayment, the monthly note would be $1,049.21, for a total of $377,715.60. With only a $20,000 downpayment, the monthly note would be $1,079.19, for a total cost of $388,508.40. So a $25,000 downpayment would save a total of $10,792.80. The extra $5,000 downpayment results in a double savings.
Daily Credit Tip: How much interest money can be earned by placing $100 a month into a 2.1% savings account over 10 years? You would earn a total of $13,349.56, of which $1,349.56 is interest.
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