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Credit Federal Privacy Policy & Terms
CreditFederal.com
16033 N Big Hill Road
Gulfport MS 39503
Privacy Policy: Since January, 2001, Credit Federal has provided good or bad credit information and services to the American public, while consistently upholding the highest standards for consumer privacy.
Note: CreditFederal.com's Privacy Policy may not reflect those of other websites which advertise on any CreditFederal.com web page. Please refer to the individual privacy policies of websites which the CreditFederal.com website links to.
Our Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information, as well as the steps that we take to safeguard your information. If you use this site you explicitly agree to the terms and conditions of the CreditFederal.com Privacy Policy in effect at the time of your use. If you do not agree to this policy, please do not use the CreditFederal.com website. It is our goal to bestow your confidence in our website. Therefore, in compliance with industry standards and regulations enforced typically by the Federal and State Governments, we abide the following Privacy Policy.
Use of personal information (name, email address, etc), is solely for the purpose of corresponding to you per your elected membership(s) to any of our services. The data you submit to register for our newsletter subscription, free email reminders; and other services, is not shared, sold, nor traded with any other entity, nor do we add you to any mailing lists beyond the registrations you submitted.
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Newsletter Registration - We ask for your name and email address. Your name is used so we may personalize each newsletter email. We do not use your name and email address in any other manner, nor do we add you to any other mailing lists. You can quickly and easily cancel newsletter membership via the single opt-out link we include in every newsletter email.
Credit Advice Request - We ask for your name and email address. Your name is used so we may personalize our response. To assist other consumers who may have a similar situation, we do post your first name, your question and our response, on our website. We do not; however, include your email address. We use your email address to notify you of our response. We do not use your name and email address in any other manner, nor to add you to any mailing lists.
Affiliate Program Registration - We ask for your full name, physical and email addresses, as well as information regarding your own website. Other than to consider you for our affiliate program and to manage your account, we do not use your information in any other manner nor do we add you to any mailing lists other than our in-house affiliate newsletter.
Advertiser Request - We ask for you company contact information and the type(s) of advertising you desire. We use your information solely to provide you with a response.
Website Search - We ask for the product/service you are seeking via keywords. We do not ask for any identity nor personal information. The keywords you type into the search box are used solely to assist you in your browsing of the CreditFederal.com website.
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No spam policy: Credit Federal has a "no spam policy", and does not send unsolicited commercial email (UCE). Subscribers to any of our email services can cancel instantly at any time by clicking on the unsubscribe link we provide in every email we send out. Unsubscribe requests are honored immediately, without any "waiting period".
We request our preferred resources to also maintain and enforce a privacy policy as well as a no spam policy. Please refer to the privacy policies of any and all networks in which we may link to or recommend.
Our use of cookies is limited to the minimum extent necessary for the effective browsing of our site and to confirm registrations for our services. We do not employ any type of spyware nor any software that will affect your computer nor your internet browser.
To help us understand and appropriately serve the needs of credit consumers, we use cookie technology. Some advertisers employ their own cookies on our website, which we may be required to install. This Privacy Policy covers the use of our cookies only and does not cover the use of cookies by any advertisers. A cookie is a piece of data temporarily stored on the visitors hard drive and contains information regarding visitor use of our website. Once visitors close their browser, the cookie typically terminates (refer to your browser regarding Cookie acceptance and disposition). CreditFederal.com does not require visitors to have Cookies enabled on their browsers. Cookies enable websites like CreditFederal.com to identify visitor needs and to personalize the browsing experience for each visitor, as well as helps reduce the time it takes for pages to load onto visitor computers. Cookies are also employed to track completion of product/service registrations and purchases, and is primarily used to monitor the performance of advertisers. If your browser has Cookies disabled, you may still use our website.
We also keep track of Internet Protocol (IP) addresses and may disclose your IP address during the course and scope of our business. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.
We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of any personal data submitted to us.
From time-to-time, CreditFederal.com may solicit website visitor opinions or other research data via Polls. Refer to the Privacy Policy of individual Polls before responding.
You must be at least 18 years old to use this web site. We do not knowingly collect, use, or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you may not use the services offered on our web site unless they are used with the consent, permission and supervision of your parents or guardians.
CreditFederal.com reserves the right to update or modify its Privacy Policy at any time and without advance notice. We will not jeopardize your privacy. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this privacy statement. If you do not agree with the changes to how your information will be used, please do not continue to use this web site
We encourage you to check our site frequently to see the current privacy statement and to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and/or other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.
Terms and Conditions for Using Credit Federal Credit Federal is a financial resource web site, which helps consumers locate financial providers (credit card issuers, loan lenders, etc). As such, Credit Federal does not directly provide any financial services.
This website, CreditFederal.com, is an advertising portal for financially
related service and product providers. Our website is like the classified ads
of a newspaper. We provide advertising space for financial entities and; as
such, our website contains categories (web pages) related to various financial
services and products. These categories are provided to the consumer to assist
them in locating specific products or services (based on current availability
to CreditFederal.com by a provider), but is not a guarantee, neither expressed
nor implied, that such products or services shall be currently available to
consumers. Additionally, content on the CreditFederal.com website may not
reflect the actual Terms/Conditions of any particular advertisement. It is
each consumer's responsibility to fully evaluate the product or service
offered by an advertiser prior to submitting an application. In some
circumstances when a particular financial product or service is not currently
available for a specific web page category, CreditFederal.com may; at its sole
discretion, place alternative solution advertisements.
CreditFederal.com reserves the right to accept, deny, and/or remove
advertisements at its sole discretion. In instances in which an advertisement
is removed; either per request of the advertiser or at the discretion of
CreditFederal.com, such advertisement removal shall not result in the updating
of standardized content on this website, nor the update or removal of
"category" web pages.
This website is provided "As Is" to consumers, with no warranties
nor guarantees granted directly by CreditFederal.com nor its owners.
Warranties and/or guarantees expressed on web pages are done so on behalf of
any/all advertisers who may place their advertisements onto those category web
pages.
Neither CreditFederal.com, nor its owners, are liable for any advertised
services, nor for a consumer's failure to fully understand an advertiser's
Terms/Conditions and/or failure to preview the Term/Conditions of
CreditFederal.com. For example: our category web pages related to
"Guaranteed Loans" exist for the purpose of providing advertising
space to financial entities who desire ad placement on such web pages. Hence,
all guarantees are the sole responsibility of financial entities who advertise
on such pages, and/or if their offer is not a 100% guarantee, or if such
guarantee has exceptions, conditions, etc., such advertisers are solely
responsible for stating those exceptions, conditions, etc. in their respective
Terms/Conditions.
Dispute resolution: Visitors who apply for a product or service resource listed at CreditFederal.com, shall not hold CreditFederal.com nor Pulsar Marketing liable for any transactions, disputes, nor for resolving disputes.
To use our CreditFederal.com website, links and resources, You
agree to hold CreditFederal.com and its owners harmless and indemnify
CreditFederal.com and its owners of any damages as a result of using this
website, links and resources. CreditFederal.com shall not be held liable for the
results of Your clicking-through on a resource link and applying for any product
or service.
You understand and agree You must be at least 18 years old to use our website.
You further understand and agree CreditFederal.com is not a credit card company,
credit reporting agency, lending or banking institution and does not broker
financial products/services to financial institutions.
You understand and agree CreditFederal.com makes no guarantees or warranties with regard to the availability of a loan, credit card, debt assistance, credit report or
any other financial product/service, nor do we endorse any particular provider, product or service. CreditFederal.com does not charge you any fees for using the CreditFederal.com website and the free services specifically provided by CreditFederal.com.
For the respective rates, fees, and other costs charged by entities who advertise on the CreditFederal.com
website, You understand and agree You must consult directly with the respective
advertiser(s).
You understand and agree that if you apply for; or purchase, a product or service from an advertisement on the CreditFederal.com website, for details, questions, or any concerns you may have you must contact the advertiser directly. CreditFederal.com does not act as
a mediator, negotiator, arbitrator nor provides advertiser contact information.
You understand and agree that some products/services may not be available in all U.S.
states, and may have other restrictions imposed by the advertiser which are
beyond the control of CreditFederal.com.
You understand and agree that products and services; including those offered directly by CreditFederal.com as well as those offered by advertisers, may change from time to time and without advance notice. Some products and services; including but not limited to credit cards and loans, may have limited,
seasonal, promotional and/or infrequent availability. Due to ever-changing availability of products and services, CreditFederal.com may contain content which does not correspond to current offers. For example,
CreditFederal.com may have web pages which discuss a certain type of loan product although the actual loan isn't currently
available via the CreditFederal.com website. Such web pages remain active on the CreditFederal.com website due to costs in locating and updating, plus the added costs of re-inserting content when particular products/services
do become available. Before applying for or purchasing any product or service,
You understand and agree that it is Your responsibility to first carefully read the advertiser's Terms and Conditions so you will be assured you are applying for or purchasing exactly what you anticipate. Any differences, inconsistencies or incorrect information in an advertiser's Terms and Conditions shall not be the responsibility of CreditFederal.com and you agree not to hold CreditFederal.com liable.
You understand and agree that CreditFederal.com does not guarantee your ability to receive approval or acceptance of any financial product/service.
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