Prepay credit card - apply for a secured pre-pay card.

*Guaranteed approval prepay credit card. A prepay credit card offers savings benefits. Apply online for a secured pre-paid card.

See website for Terms & Conditions.

Credit Card Offers

To Apply, Click on a Credit Card Name Below

Click a Card Name for Application

UltraVX Visa®

Now anyone can qualify for a credit card with UltraVX Visa® . It's the only card featuring Credit-On-DemandTM which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. …give yourself some credit with UltraVX.
* Credit-On DemandTM up to $25,000 credit line - Patent Pending
* Instant Approval: no credit check, no minimum income or bank account required
* Credit Reporting: reports to major credit bureaus
* Clear RewardsTM American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
* Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending

First Option MasterCard®

The First Option MasterCard® Secured credit card is a Real credit card that will provide you with all the privileges of MasterCard® credit card.

* No Credit Check

* Approved Regardless of Credit History*

* Credit limits up to $5,000.00

* Reports to All 3 Bureaus

*See Card Terms and Conditions

AccountNow® Prepaid MasterCard® Card

AccountNow® Prepaid MasterCard® Card is a pre-paid card that can be used anywhere MasterCard® is accepted.
~ 100% guaranteed approval*
~ Free credit builder and bill pay
~ $0 activation fee with direct deposit
~ New! Now with the iAdvanceSM loan option
~ This is a debit-card, not a credit card
* See Card Terms and Conditions

New Millennium Bank Secured Platinum Visa® or Mastercard®

A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.
* Reports to ALL 3 Bureaus
* No Credit Check
* Be Approved Regardless of Credit History
* Special High Introductory Savings Rate
* Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply

Millennium Advantage Pre-Paid Mastercard®

The Advantage is yours - apply for The Millennium Advantage Card TODAY! The Millennium Advantage Card is a pre-paid MasterCard® that gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard® brand is accepted.
* Use your card at over 900,000 ATMs and millions of locations worldwide!
* No credit check or income verification required
* No Chexsystem check
* No minimal balance required!
* Phone and On-line account access
* Shop and pay bills on-line!
*See website for complete terms and conditions of card usage and application disclosure.

Select a Credit Card Issuer or a Type of Card Offer

American Express	Chase	Citi
Discover	MasterCard	Visa
0% Intro Card	ATM Card	Bad Credit Card
Balance Transfer	Best Card Offers	Business Card
Debit Card	Gas Card	Gold Card
Guaranteed Card	Joint Credit Card	No Deposit Card
Platinum Card	Pre-Pay Card	Rebuild Credit Card
Rewards Card	Sky Miles Card	Student Card

Credit Card Affiliate Program & Marketing

If you have bad credit or have been turned down for an unsecured credit card, a prepay card may be best for you. Additionally, a pre-paid card can help you control spending urges.

Prepay card benefits:

Can help establish or improve credit

Can help curb spending

Can be given to family members for emergency use

VIP Visa: No Credit Check, No Turn Downs, No Annual Fees, No Security Deposit, No Employment Required, Online and Offline Access, Low cost fees, Store your Money Safely, 24/7 ATM Access to Funds, No Credit Check or Bank Account Required.

Orchard Bank MasterCard® Secured

Initial Credit Limit Up To $1,000.

Low Annual Fees. Competitive APRs.

Periodic Credit Limit Increase Review.

Complimentary Online Services for Account Management and Payment.

Benefits of a Prepay Credit Card
For credit card holders, the concept of a prepay credit card may be a new one. But, there are many advantages and benefits these types of cards have to offer, especially to new or younger credit card owners. Prepay credit cards can teach valuable lessons in how credit cards work, and can put a stop to potential over spending. There are a number of types available to you, the only hard part is deciding which card you like best.

Browse other types of credit cards:

Aspire Visa No security deposit. Rebuild your credit with an Unsecured Visa® Card.

ATT Rewards, Connection, Protection, Convenience. Plus, 0% APR* on balance transfers for 12 months.*See website Terms & Conditions.

Gas card offers convenience as well as rewards. Get your gas credit card online.

Airline Miles Card helps you save by earning travel rewards.

Disney Card enjoy the rewards of your Disney credit card.

Sears Card enjoy shopping with your Sears credit card.

Wal-Mart Card make purchases with your Wal Mart credit card.

Visa credit card offers: Visa Classic, Visa Secured, Visa Gold Credit Card, Visa Platinum Credit Card, Smart Visa Cards, Visa Signature Card and Reward Cards

MasterCard credit card offers: The MasterCard, Gold MasterCard, Platinum MasterCard and World MasterCard

American Express credit card offers: Personal Card, Rewards Green Card,Senior Member Card, American Express Student Card, Gold Card, Platinum Card, Blue from American Express, Blue Cash Card, Blue for Students

Chase credit card offers: Chase Cash Builder, Chase Perfect Card, Chase Platinum, Platinum for Students, Chase Rewards Card, plus other branded cards such as Universal Studios and the Chase Subaru Card

Citi credit card offers: Diamond Preferred® Rewards Card, Driver's Edge, and more, including a student credit card.

Discover Card offers: Discover Platinum Card, Discover Miles Card, Discover Gold Card, Discover Student Card, and the Discover Gas Card

Understand options for a credit card for bad credit and the meaning of pre-approved credit card offers. Choose an unsecured credit card, secured card, or an instant approval guaranteed card. How many credit card facts do you know? Take our online quiz.

Free credit card interest calculator to calculate credit card payments and how long it will take to payoff balances. Learn how to avoid credit card debt. If you have excellent credit, you may qualify for a 0 intro balance transfer card. If you do not have excellent credit and are looking for a balance transfer, consider credit counseling instead.

Get help choosing a credit card that's right for you and your credit, and for your spouse if you need a joint credit card. Get a small business credit card or a student credit card.

Need more credit card information? Read our financial and credit articles related to prepay credit cards.

Credit Card FAQs

Common questions turned into credit card facts. Apply for a good or bad credit card. Choosing between the best credit card offers can be hard. Consider a no interest 0 intro balance balance transfer, a pre-pay ATM or a pre-paid debit secured credit card, or unsecured credit card benefits that offer travel, miles, discount and vacation rewards. Pick between American Express, Chase, Discover, MasterCard and Visa, even if you need a joint consumer or business credit card.

Discover Motiva Card

The Discover Motiva Card is recognized as a technology innovation. Browse and apply for a Discover Card or for other secured and unsecured credit card offers like a pre-pay debit card or a platinum credit card.

ATM Debit Card Security

Discover Card wants to remind cardholders of ATM and Debit Card security tips. Browse and apply for a good or bad credit card, whether a pre-pay secured credit card, an unsecured rewards card with vacation points and miles or a travel business credit card.

Instantly Approved Pre Pay VS Platinum Rewards

With multitudes of card offers; ranging from instantly approved pre-pay cards to no deposit platinum rewards cards, how do you choose the best credit card? Before you compare perks and benefits, first weed out cards that may not help you.

Prepaid Credit Card

Debit cards can prevent over-spending. Apply for a pre-pay credit card, and learn all the benefits a secured, prepaid card offers.

Types of Credit Cards

Different types of credit cards available to consumers. Learn about ATM, debit, unsecured, pre-pay, gold and platinum credit card offers.

Tax Free Holiday

Some consumers enjoyed making purchases recently without having to pay taxes on those purchases. The so called "Sales Tax Free Holidays" kicked off this past weekend but not all states celebrated this holiday. Mississippi and Georgia took part and consumers did take advantage and make purchases.

Don't Pay Taxes after Death

Don't Pay Government IRS Taxes after Death. We work hard, put in extra hours, and then pay taxes on the income. We sometimes think that there will not be any extra taxes upon our death.

Emergency Loans for Small Businesses

Small business owners may have a chance of getting a loan that could help pay for debts and the loan may be interest free. Applicants can apply for up to $35,000 and there would not be a repayment due for twelve months. The SBA (Small Business Administration) will be releasing more details later.

Unemployment and Credit Crisis

With the credit crisis and unemployment worsening, people wonder how they will pay bills.

Tax Debt Help

You don't need a tax attorney to help you get tax debt relief, nor do you need a loan to pay taxes. The IRS offers free tax debt help to settle for a lower amount owed without filing bankruptcy.

Sell Ad Space

Sell ad space on your site. We buy ad space from sites with financial and credit content and we pay a daily rate even with no clicks, no leads or sales!

Bad Banks

Bad Credit Crisis Troubles Banks. Bad credit loan crisis rose 30%. If you cannot repay a high interest bad credit loan, consider debt counseling.

Which Bill To Pay

As Americans struggle to stay financially sound and to pay bills, many wonder which bill to pay first. Get debt relief help today.

Pay Raise Tips

Free tips on how to ask for a pay raise. As prices increases, so should your income. Learn how to invest in your future by asking for a bigger paycheck.

Need Loan to Pay Bills

A visitor needs a loan to pay bills, and has options including a person-to-person personal loan and an auto refinance loan.

Government Tax Rebate Checks

Government tax rebate checks due out soon, hoping consumers will make new purchases to stimulate the economy instead of using the money to pay off bills. But will this lead to higher debt and possibly chargeoffs later on, worsening the economy?

Mortgage Interest Rates

Borrowers with adjustable mortgage loans may pay higher interest rates without mortgage refinancing. Are mortgage foreclosures looming?

Less Late Credit Card Payments

According to the Consumer Credit Delinquency Bulletin, late credit card payments declined. If you can't pay ontime, consider a credit card debt consolidation loan over a charge-off.

Small Business Credit Card Approval

The use and acceptance of small business credit cards increases. Consider a credit card as a convenient unsecured personnel loan resource to pay employees during cash flow shortages.

Discover Debit

Discover Financial Services Breaks into Signature Debit Market with Introduction of Discover Debit. Apply for a Discover card online, whether a prepay card or an unsecured platinum credit card.

Life Takes Visa

Visa Card Launches Life Takes Visa. Apply online for a Visa credit card that's right for you, whether a prepay credit card, a no deposit credit card, gold credit card or even a high limit platinum credit card.

Banks raise credit card payments

Banks raise credit card payments so now you have higher monthly bills, but hopefully you'll pay off balances earlier.

Debt Cards and ATM Cards

Getting money and depositing money using Debit Cards and/or ATM cards are very popular. Most banks offer debit cards better known as a check card when a checking account is opened. A debit card provides an easy way for you to get your money. Debit cards can replace writing checks and can double as your ATM card by letting you withdraw or deposit money using an ATM machine.

Debit cards will have a Visa® or MasterCard® logo on them and they look like credit cards. They are accepted anywhere credit cards are accepted. They can be used withdraw money or make purchases and do not accumulate interest because the money is taken directly from your checking account. Debit cards will not help you build credit. Because a debit card is so easy to use, you must keep track of all your purchases, withdrawals, paying bills, online transactions, and know what you’re spending. If you don't, you can quickly overdraw your checking account and that can cost you extra fees.

An ATM card lets you get money from your savings account using an ATM machine. ATM cards do not have the Visa® or MasterCard® logo and may not be used to make store purchases directly. They can give you easy access to your money but there may be fees for that feature. Just getting out cash in the amount of $20 could cost you less or more than the cash you needed. There could be added fees for using your bank’s ATM and higher fees for using a different bank's ATM. It is important to know all the terms and fees for the card. Make sure you keep track of all withdrawals and monitor how much is in your savings account.

Best Pre Pay Cards

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Credit Card Offers

Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards at CreditFederal.

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card.

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

Prepay credit card offers: Apply for a debit card or a bank ATM card.

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Read all of our pre-pay credit card information.