If you have bad credit or have been turned down for an unsecured credit card, a prepay card may be best for you. Additionally, a pre-paid card can help you control spending urges.
Prepay card benefits:
Can help establish or improve credit
Can help curb spending
Can be given to family members for emergency use
VIP Visa: No Credit Check, No Turn Downs, No Annual Fees, No Security Deposit, No Employment Required, Online and Offline Access, Low cost fees, Store your Money Safely, 24/7 ATM Access to Funds, No Credit Check or Bank Account Required.
Orchard Bank MasterCard® Secured
Initial Credit Limit Up To $1,000.
Low Annual Fees. Competitive APRs.
Periodic Credit Limit Increase Review.
Complimentary Online Services for Account Management and Payment.
Benefits of a Prepay Credit Card
For credit card holders, the concept of a prepay credit card may be a new one. But, there are many advantages and benefits these types of cards have to offer, especially to new or younger credit card owners. Prepay credit cards can teach valuable lessons in how credit cards work, and can put a stop to potential over spending. There are a number of types available to you, the only hard part is deciding which card you like best.
Browse other types of credit cards:
Aspire Visa No security deposit. Rebuild your credit with an Unsecured Visa® Card.
ATT Rewards, Connection, Protection, Convenience. Plus, 0% APR* on balance transfers for 12 months.*See website Terms & Conditions.
Gas card offers convenience as well as rewards. Get your gas credit card online.
Disney Card enjoy the rewards of your Disney credit card.
Sears Card enjoy shopping with your Sears credit card.
Wal-Mart Card make purchases with your Wal Mart credit card.
Visa credit card offers: Visa Classic, Visa Secured, Visa Gold Credit Card, Visa Platinum Credit Card, Smart Visa Cards, Visa Signature Card and Reward Cards
MasterCard credit card offers: The MasterCard, Gold MasterCard, Platinum MasterCard and World MasterCard
American Express credit card offers: Personal Card, Rewards Green Card,Senior Member Card, American Express Student Card, Gold Card, Platinum Card, Blue from American Express, Blue Cash Card, Blue for Students
Chase credit card offers: Chase Cash Builder, Chase Perfect Card, Chase Platinum, Platinum for Students, Chase Rewards Card, plus other branded cards such as Universal Studios and the Chase Subaru Card
Citi credit card offers: Diamond Preferred® Rewards Card, Driver's Edge, and more, including a student credit card.
Discover Card offers: Discover Platinum Card, Discover Miles Card, Discover Gold Card, Discover Student Card, and the Discover Gas Card
Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.