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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.


Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.


For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.


Prepay credit card offers: Apply for a debit card or a bank ATM card.


Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.


Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.


Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.


Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.


Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.



ATM Debit Card Tips for Secure Handling

Who Pays Joint Credit Card Account

Close Credit Card Account

Choosing the Lowest Interest Rate Unsecured Credit Cards

Joint Credit Card Accounts

Apply For A Balance Transfer Credit Card

Credit Card Interest Rate OptOut

Student Credit Card Advice

Extra Joint Spouse Credit Cards

Credit Card Application

Cancel Credit Card Account

Credit Card FAQs

Avoid Over Limit Fees

Instantly Approved Pre Pay VS Platinum Rewards

ATM Debit Card Fraud Tips

Keep Credit Card Accounts

Bad Credit and Credit Cards

Credit Cards and Credit Reports

Purchased and Free Gift Cards

Christmas Credit Card Shopping

Gift Credit Card Shopping

Personal Gift Credit Cards

Baddest and Best Credit Cards

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Credit Card Savings Accounts

Not Good Credit Cards

Where Have Bad Credit Cards Gone

Prevent Debit Card Fraud

Top Credit Card FAQs

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Free Credit Card Services

Discover Card Fraud Protection

Visa Contactless Mini Card

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Credit Cards with Rewards

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Student Credit Card

Secured Credit Card

Prepaid Credit Card

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Benefits of Credit Cards

Christmas Credit Card

Balance transfer credit card debt

ATM Card

Types of Credit Cards

0 interest credit card

What kind of card can I qualify for

Guaranteed Platinum Credit Card - Unsecured Credit

Choosing a credit card right for you

Rewards Credit Card Advice

Low or High Credit Limit Credit Card

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Best Gas Credit Card

Store Charge Card Tips

Credit Card Payment Calculator

Airline miles, hotel and gas credit card offers

Unsecured Credit Card

Gas Credit Card Rewards

Airline Sky Miles

Rewards Gas Credit Card

Choosing Credit Card Rewards

Balance Transfer Special Introductory Rates

Credit Card Offers - Platinum Rewards that are Guaranteed to Please

Business Credit Card Benefits

Business or Personal Credit Card

Business Credit Cards

Secured Credit Card to Rebuild Bad Credit

Debit Cards Costly For Poor People

Pre Paid Card Expansion

Secured Credit Cards

Debt Card or an ATM Card

American Express Gold Card Benefit

American Express Delta Air Lines Delta Reserve Credit Card

American Express Travel Card

American Express Travel

American Express No Fee Cards

American Express CardMember Rewards

American Express SimplyCash Business Card

American Express Starwood Preferred Guest Credit Card

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Bank of America American Express Rewards Card

American Express Travelers Cheques

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American Express Services for Business Travel

American Express ExpressPay

American Express Benefits Plus Card

Chase Freedom (SM) Statement Credit

Chase Freedom (SM) Card Statement

Chase Visa Signature Card

Chase Checking Rewards

Target Chase Credit Card

JP Morgan Chase Charge Card

Chase Freedom Credit Card

Chase Mobile Phone Credit Card System

Blink Chase Visa Debit Card

Chase Borders Visa Card

Chase BP Visa Card

Citi Card Rewards

Citi Private Pass Cardmember Program

Citi Home Depot Business Rewards MasterCard

Citi Citigroup Credit Card Portfolio

Citi Upromise College Savings

Discover Motiva Card

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Discover Card 5% Cashback Bonus

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ATM Visa PrePaid Card Reloads

Contactless Visa payWave

Visa Credit Card Gas Purchases

Visa Business Savings

Visa Risk Manager Helps Reduce Credit Card Fraud

Visa Credit Cards

Visa Card with No Signature

Visa Travel Money

Visa ATM Transaction Fraud Detection

Visa Credit Card Acceptance



Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

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Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.

American Express Platinum Card Lounge Access

Airport Club Access Program2 - To gain admission, simply present your AmEx Platinum Card, a government issued ID, and a ticket valid for same-day travel to the club agent in:

o Delta Sky Clubs®
o Airspace Lounges3
o The CenturionSM Lounges4

Enroll for Priority Pass Select Access

* More International Access - over 600 airport lounges in 100 countries
* Access available regardless of which carrier or class you are flying
* Guests may enter with you for a fee of $27 per person
* To gain admission, simply present your Priority Pass Select Card and airline ticket. (Please note that unlike Platinum Card Access admission, you will need to enroll in Priority Pass Select to gain admission)


Pre-approved credit card for bad credit. Understand what a preapproved card offer means. Apply online for an unsecured credit card or a secured card.


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Average Pre-Approved Credit Card Score Requirements: The averages below are merely estimates to give you an idea of your qualifications for credit card approval. For actual score requirements, contact the card issuer.





Very High


Credit card rejection likely




If approved, card rates will be high




Average approval and card rates




Approval with good card rates


Very Low


Approval with lowest card rates



MasterCard unsecured credit card. The best card for bad credit just got better. Orchard Bank credit card program offers credit cards to those with little or damaged credit. We've helped millions of people obtain credit – Let us help you too.


Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.


What is a pre-approved credit card - Pre-approval is based upon known credit or data supplied when applying for a credit card. An offer for a pre-approved credit card may be subject to a credit report review to ensure no changes have occurred which may void the preapproved credit card offer


Creditors evaluate risks. If you now have bad credit or bankruptcy, it's unlikely to be approved for high credit limit, reward or rebate unsecured credit cards. For bad credit we recommend credit cards to rebuild credit.


Typical areas issuers review when offering a pre-approved credit card:

*Your known past credit history

*The requirements for credit card approval

*Similar credit cards already in use

*Balances of existing credit cards

*Income to debt ratio

*The possibility you may react to the pre-approved offer.


Credit card issuers seek new customers. For example; a card issuer may request one of the credit bureaus (Equifax, Experian, or Trans Union), for a list of consumers whose credit reports meet the card issuer's qualifications. The bank may send a list of consumers obtained elsewhere (e.g. from a marketing database company) and have the bureau return a matching subgroup for the "Pre-approved" offers.


If you have a copy of your credit report, you may see inquiries that are designated as "promotional." This means that your file was checked for a "pre-approved" list, although it does not necessarily mean that you qualify to receive an offer. Since this type of inquiry was not initiated by you, it is not seen by other prospective creditors to whom you might apply, and it will not reduce your FICO credit score.


When the application is submitted, it goes to a processing center where the data is entered into a computer system which then does a credit check. This is to determine if anything in the consumer's credit file has changed for the worse since the original sweep, and the qualification criteria may be higher. This credit check (not the original one) is used for final approval or rejection of the application. Sometimes small changes in the consumer's file (like total available credit or balance-to-limit ratio) since the pre-screening can result in a rejection. Final approval is also dependent on your application information (income, etc), so if this is insufficient you may be declined.

Don't want to receive pre-approved credit card mail offers? Learn how to stop credit card mail.


Unsecured Personal Loan


In short, a "pre-approved credit card" offer is not always a guaranteed, instant approval.

Pulaski credit card - Pulaski Bank offers totally free banking, lines of credit and loans for both consumers and businesses, but they don’t offer a Pulaski Bank credit card. There was once a time that they offered either a Visa or MasterCard, but they don’t any longer. These credit cards had excellent terms. They offered a 6.5% fixed APR and 0% APR for 6 billing cycles. In order to qualify for this card you had to provide proof of income in the form of a W2 and excellent credit was required as well. There was also a $35 annual fee for the cards. Find currently offered credit cards now! If you have good or average credit, and are looking for a low cost credit card, Pulaski Bank has the card for you. Low interest and low annual fees make these cards great. Do not mistake low cost credit cards to mean that Pulaski will offer small effort service. You will still receive great service, because Pulaski is interested in helping you. You will never be liable for unauthorized transactions. You are also guaranteed various travel and emergency services as a member of their credit program. Pulaski Bank has a card that you can be sure that it will not cause more damage than it relieves. Their cards rate high among all those who have used them. Pulaski Bank strives to build your trust with them, and will gladly answer all of your questions. See the terms and conditions for the credit card you choose before you apply to view the specifics of the payment program.

Review Disclaimer: Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warrnty of any claims made by the website. Use the review information at your sole discretion and sole liability. Review - Copyright © 2010,, all rights reserved.

Get a Credit Card With Bad Credit - Welcome to, a consumer resource for really bad credit loans. Choose a credit card application for bad credit offers and apply.

Compare and Apply Online to Get a Credit Card With Bad Credit: The following credit cards specialize in approving people to get a credit card with bad credit. You can begin rebuilding your credit now with these cards that report your on time payments. These are the top credit card offers for people with no credit, updated regularly. Browse, Compare, and Apply to get a credit card with bad credit now!

Choosing Options to Get a Credit Card with Bad Credit - Many are now rushing to get credit because of the financial concerns and it might be time for you to get a credit card with bad credit too. Many credit card companies nowadays are willing to give credit cards to almost anybody, even to people with really bad credit. The companies reason that they will make money whether you pay their bills on time or not, since late payers tend to pay higher interest rates and late fees. It is rare for people to simply not pay off their credit cards and attempt to disappear. So from the credit card lenders standpoint there is little risk of extending credit to people with no credit.

Use caution before you get a new credit account. It might be tempting to sign up if there is absolutely no rejection, but if you do not use the card or cannot pay off your bills, your credit cards might end up costing you more in the long run. Be selective when choosing which bad credit credit cards you wish to obtain and think carefully before signing up.

There are many different types of credit cards on the market these days, including:
* Credit Cards for people with Good, Bad or No credit
* Smart cards
* Reward credit card for bad credit
* Credit cards for minors

More than ever, credit card companies are offering credit cards to high risk borrowers making it possible for you to get a credit card with bad credit. They are willing to take this risk in exchange for an annual fee and a low APR. Some companies will check your job history, but many more nowadays will rely on the fee rather than past records. Rather than avoiding bad credit credit cards altogether it is a good idea for those with a less than perfect credit history to apply for these credit cards, to make modest, regular purchases with their cards, and to make payments on time. This will help repair their credit, which is a gradual process and takes time. Review - Rewards credit card for bad credit

For good credit, the best rewards credit card: American Express usually offers the best rewards credit cards. Whether or not you're traveling, staying at hotels, are looking for one of the best cashback rewards credit cards, more than likely you are going to find that American Express offers that. Some of the top American Express rewards credit cards are the blue cash from American Express, the Starwood preferred rewards credit card, and the American Express preferred rewards Gold card.

Unfortunately not all merchants, and businesses, accept American Express. Therefore overall Citibank may have the best rewards, but if you'relooking for maximum usability, with rewards, you get the best of all worlds with Citibank. Citibank offers low competitive interest rates, excellent rewards for cashback, travel, hotels etc. some of the preferred rewardscredit cards from Citibank are the Citi cashreturns card, Citi® Platinum Select® / AAdvantage® World MasterCard®, and the Citi Diamond Preferred card.

Another credit card which is accepted a worldwide is the Bank of America lines of rewards credit cards. Bank of America offers some rewards, such as cashback accelerated rewards, which are basically cash rewards, and several travel and hotel rewards. Some of the popular Bank of America credit cards are the Bank of America® Accelerated Cash Rewards? American Express® Card, and the Financial Rewards® Platinum Plus® Visa® Credit Card.

There are lenders who will approve a mortgage loan application for people who consider themselves a bad credit risk.
When it comes to deciding the most popular personal loan, the determining factors are eligibility (approval requirements), whether it's a short or long term loan, and the total interest (and/or fees) the loan costs.
Following legislations that are restricting growth in the credit industry, many Americans; particularly bad credit people, are finding themselves without credit availability. Instead of getting approval for high interest credit cards and loans, they are instead being totally rejected because of laws that prevent creditors from offering flexible rates based upon whether the borrower is a low or a high risk.
If you can't get approved for a personal loan without a checking account, learn the benefits and apply online for both.
Apply online for a preapproved credit card. Pre-approved doesn't necessarily mean guaranteed instant approval.
If you cannot get approved due to ChexSystems, review these bank checking account alternatives.
FICO Credit Report Score Ranges for Loan and Credit Card Approval. Check for pre-approved score requirements.
It's becoming much easier to get bank loan approval.
How first time credit applicants get approved for credit cards and loans.
People who filed bankruptcy or behind on bills due to lack of insurance, are raking in piles of free credit offers, including bad credit credit cards. Apply for a guaranteed credit card or instant approval loan.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.

Take name off of credit card account - Copyright 2011 Bankrate, Inc. All Rights Reserved

I am in the process of a divorce and will have to file bankruptcy once the divorce is finalized. The debts are all mine except I have a joint credit card with my son. It was my error in putting his name as the authorized user and me as a user. I am trying to work the credit card company to take my son's name off the card, but they said until the account is current and until I send them a letter or affidavit acknowledging that I am the sole person responsible for that account, it cannot be done. I am willing to agree to a hardship program to get his name off. He has applied to the FBI, and I do not want this account to hurt his chances of getting into the bureau. He is also getting married in November, and I do not want to hurt his credit in that area either. I was the one using the card, not he. It was for college expenses, etc. I will have to list this account on the bankruptcy forms, but I truly want to have the company take his name off. Can you advise me how I should handle this debt?

Getting authorized user off credit card: If your credit card company is a national bank, you should file a complaint with the Office of the Comptroller of the Currency about the company's unwillingness to remove an authorized user from the account. Since you're required to accept the financial consequences arising from having an authorized user on the account, your ability to remove someone other than your spouse from the account as an authorized user shouldn't be restricted by the credit card company. Even if your credit card company isn't a national bank, the OCC site will point you toward the right place to file a complaint. Once the credit card company removes your son as an authorized user on the account, it should take about a month for the information to be removed from his credit report. He should review his report from all three major consumer-reporting agencies.

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