Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
HILTON DIAMOND MEMBERSHIP LEVEL
Earn 10 Base Points per eligible U.S. dollar spent.1 Base points earned can qualify you for Silver, Gold or Diamond status.
BONUS POINTS: You can earn both HHonors Bonus Points and/or airline miles for the same stay with over 50 airline partners at all of our participating properties worldwide. Choose any of the following Earning Style options in your HHonors Account Planner after enrolling:
* HHonors Points and HHonors Points: The fastest way to earn free nights. Earn 10 HHonors Base Points + 5 HHonors Bonus Points per eligible U.S. dollar spent.2
* HHonors Points and Variable Miles: Earn 10 HHonors Base Points + 1 airline mile per eligible U.S. dollar spent.3
* HHonors Points and Fixed Miles: Earn 10 HHonors Base Points per eligible U.S. dollar spent + 500 miles per stay at participating brands.4
ELITE TIER BONUS:
As a Diamond HHonors member, earn a 50% bonus on all Base Points.
Choose Bonus Points as your My Way benefit when staying at our hotels to earn even more points. See Diamond Member My Way Benefits below for more details at each specific brand.
DIAMOND MEMBERSHIP BENEFITS:
* Quick Reservations & Check-In based on room preferences
* Late Checkout5
* Express Checkout
* Spouse Stays Free6
* Complimentary In-Room, High-Speed Internet Access during stays
* Complimentary Access to Fitness Centers/Health Clubs7
* 2 Complimentary Bottles of Water per stay (Waldorf Astoria® Hotels & Resorts, Conrad® Hotels & Resorts, Hilton Hotels & Resorts, DoubleTree by Hilton™, Embassy Suites™, Hilton Garden Inn®, Hilton Grand Vacations®)
* eCheck-in: Select your room and check in 24 hours in advance at participating properties
* Reservations guarantee at a sold out hotel when made at least 48 hours prior to arrival*
Pre-approved credit card for bad credit. Understand what a preapproved card offer means. Apply online for an unsecured credit card or a secured card.
Credit Card Match Service
Pre-Approved Credit Card Score Requirements: The averages below are merely
estimates to give you an idea of your qualifications for credit card approval.
For actual score requirements, contact the card issuer.
card rejection likely
card rates will be high
and card rates
good card rates
lowest card rates
MasterCard unsecured credit card. The best card for bad credit just got better. Orchard Bank credit card program offers credit cards to those with little or damaged credit. We've helped millions of people obtain credit – Let us help you too.
Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.
What is a pre-approved credit card -
Pre-approval is based upon known credit or data supplied when applying for a credit card. An offer for a pre-approved credit card may be subject to a credit report review to ensure no changes have occurred which may void the preapproved credit card offer
Creditors evaluate risks. If you now have bad credit or bankruptcy, it's unlikely to be approved for high credit limit, reward or rebate unsecured credit cards. For bad credit we recommend credit cards to rebuild credit.
Typical areas issuers review when offering a pre-approved credit card:
*Your known past credit history
*The requirements for credit card approval
*Similar credit cards already in use
*Balances of existing credit cards
*Income to debt ratio
*The possibility you may react to the pre-approved offer.
Credit card issuers seek new customers. For example; a card issuer may request one of the credit bureaus (Equifax, Experian, or Trans Union), for a list of consumers whose credit reports meet the card issuer's qualifications. The bank may send a list of consumers obtained elsewhere (e.g. from a marketing database company) and have the bureau return a matching subgroup for the "Pre-approved" offers.
If you have a copy of your credit report, you may see inquiries that are designated as "promotional." This means that your file was checked for a "pre-approved" list, although it does not necessarily mean that you qualify to receive an offer. Since this type of inquiry was not initiated by you, it is not seen by other prospective creditors to whom you might apply, and it will not reduce your FICO credit score.
When the application is submitted, it goes to a processing center where the data is entered into a computer system which then does a credit check. This is to determine if anything in the consumer's credit file has changed for the worse since the original sweep, and the qualification criteria may be higher. This credit check (not the original one) is used for final approval or rejection of the application. Sometimes small changes in the consumer's file (like total available credit or balance-to-limit ratio) since the pre-screening can result in a rejection. Final approval is also dependent on your application information (income, etc), so if this is insufficient you may be declined.
In short, a "pre-approved credit card" offer is not always a guaranteed, instant approval.
Overstock credit card - Chase Bank Overstock.com rewards Visa: The Overstock.com Rewards Visa provides a $25 bonus reward certificate that can be used when shopping for anything through the Overstock.com website. Cardholders earn three rewards points on purchases made on the Overstock.com website with the card, and one reward point for all other purchases. Reward redemption with the Overstock.com Rewards Visa is automatic. When cardholders accumulate 2,500 points they will automatically receive a $25 Overstock.com Reward Certificate. Cardholders can have up to six months of 0 percent introductory APR on new purchases, and may transfer higher rate balances to the credit card. Overstock.com purchases can earn reward points while enjoying 0 percent APR.
Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warrnty of any claims made by the website. Use the review information at your sole discretion and sole liability.
The Best Place to Find the Right Credit Card for Your Needs - Rewards Credit Card for Bad Credit
Credit-Cards-Resource.com is a complete resource and guide where you can find, compare, review and apply for credit cards from leading credit card issuers and banks all in one place. At Credit-Cards-Resource.com, you'll find extensive information on more than 100 credit cards, along with the latest credit card news, helpful articles and thorough reviews to guide you toward the best credit card for your needs.
Consumer Credit Card Offers - Get complete details on consumer credit cards. Learn about features, APR, annual fees, and more, all from Credit-Cards-Resource.com.
* Airline Miles Credit Cards
* Travel and Hotel Credit Cards
* Cash Back Credit Cards
* Balance Transfer Credit Cards
* Low Interest Credit Cards
* Instant Approval Credit Cards
* 0% APR Credit Cards
* Bad Credit Credit Cards
* Prepaid Credit Cards
* Rewards Credit Cards for Bad Credit People
You can also Compare the Best Consumer Credit Cards and List All Consumer Credit Cards to help you decide which card is best for your needs.
Balance Transfer Credit Cards - Find the best Balance Transfer credit card options from top issuers
Balance transfer credit cards have a low or 0% APR on balance transfers for a fixed amount of months, and sometimes, for the life of the balance. If you carry a balance on a high-interest credit card, it's a good idea to apply for a balance transfer credit card.
Most balance transfer credit cards offer 6 or 12 months at a low APR, but some may offer up to 15 months, depending on your credit history. Low introductory balance transfer APRs may range from 0% to 7.99%. If you have a large balance to transfer, select a credit card with a fixed APR. This will ensure that the interest rate won't increase beyond your ability to pay.
Credit Card Guide
* How to Choose the Right Card
* Review of Miles Credit Cards
* Review of Cash Back Credit Cards
* How to Add a Card to "My List"
* How to Compare Credit Cards
* How Credit Score Affects Your Chances for Approval
Applying for a credit card online can be intimidating if you aren't used to making purchases on the Internet, but it is the quickest way to get approved and get the credit you need. Because credit card applications require your social security number and other personal information, you should take special care to ensure that the site you submit your information to is secure.
When you apply for a credit card online, look at the bottom of your browser window for a padlock symbol. This symbol signifies that the site uses Secure Sockets Layer (SSL) for secure transmissions. SSL applies encryption between two communicating computer systems, such as your PC and a corporate Internet server. When your data is transmitted over the Internet, it is encrypted or "scrambled" at the sending end and then decrypted or "unscrambled" at the receiving end. A 128-bit encryption is the highest level generally available today.
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
Beat inflation with a card that complements your spending habits and rewards your purchases.
One way to cut the cost of credit-card purchases is to keep your interest rate as low as possible. If your card company raises your rate, call customer service, advises Bill Hardekopf, of LowCards.com. "Tell the issuer, 'I need you to lower the rate or I'll leave.'"
With prices rising on many consumer staples, you can also beat inflation by selecting a credit card that complements your spending habits and rewards your purchases.
Want a break on high gas prices? Consider a gas-rebate card, such as the BP Visa. If you spend $4,000 a year on gas and $15,400 on everything else, you could lower your bill by $500. The card rebates 10% on BP gas purchases, 4% on airfare, dining, lodging and car rentals, and 2% on all other spending for the first two billing cycles. After that, the rebate is cut in half. To get a rebate on any brand of gas, select the Chase PerfectCard MasterCard. It pays a 6% gas rebate for the first 90 days, then 3% on gas and 1% on everything else. That would net you an annual refund of up to $302 on outlays of the same $4,000 for gas and $15,400 for all other purchases.
Belong to a credit union? Check out special cards for credit-union members. Spend $18,000 yearly with the no-fee Visa Platinum Rewards card from the Pentagon Federal Credit Union and you'll get $362. The card offers a 2% rebate on groceries, 5% on gas and 1.25% on everything else.