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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.


Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.


For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.


Prepay credit card offers: Apply for a debit card or a bank ATM card.


Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.


Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.


Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.


Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.


Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.



ATM Debit Card Tips for Secure Handling

Who Pays Joint Credit Card Account

Close Credit Card Account

Choosing the Lowest Interest Rate Unsecured Credit Cards

Joint Credit Card Accounts

Apply For A Balance Transfer Credit Card

Credit Card Interest Rate OptOut

Student Credit Card Advice

Extra Joint Spouse Credit Cards

Credit Card Application

Cancel Credit Card Account

Credit Card FAQs

Avoid Over Limit Fees

Instantly Approved Pre Pay VS Platinum Rewards

ATM Debit Card Fraud Tips

Keep Credit Card Accounts

Bad Credit and Credit Cards

Credit Cards and Credit Reports

Purchased and Free Gift Cards

Christmas Credit Card Shopping

Gift Credit Card Shopping

Personal Gift Credit Cards

Baddest and Best Credit Cards

PoorCredit Card Application

Credit Card Savings Accounts

Not Good Credit Cards

Where Have Bad Credit Cards Gone

Prevent Debit Card Fraud

Top Credit Card FAQs

Credit Card Use

Free Credit Card Services

Discover Card Fraud Protection

Visa Contactless Mini Card

Secured Credit Card Shopping

Credit Card Approval

Credit Card Fine Print

Credit Cards with Rewards

Cash Back Credit Card

Gas Credit Card

Student Credit Card

Secured Credit Card

Prepaid Credit Card

Preapproved Credit Card

Platinum Credit Card Prequalification

No Deposit Credit Card

Debit Card

Benefits of Credit Cards

Christmas Credit Card

Balance transfer credit card debt

ATM Card

Types of Credit Cards

0 interest credit card

What kind of card can I qualify for

Guaranteed Platinum Credit Card - Unsecured Credit

Choosing a credit card right for you

Rewards Credit Card Advice

Low or High Credit Limit Credit Card

Low Interest High Risk Rates

Best Gas Credit Card

Store Charge Card Tips

Credit Card Payment Calculator

Airline miles, hotel and gas credit card offers

Unsecured Credit Card

Gas Credit Card Rewards

Airline Sky Miles

Rewards Gas Credit Card

Choosing Credit Card Rewards

Balance Transfer Special Introductory Rates

Credit Card Offers - Platinum Rewards that are Guaranteed to Please

Business Credit Card Benefits

Business or Personal Credit Card

Business Credit Cards

Secured Credit Card to Rebuild Bad Credit

Debit Cards Costly For Poor People

Pre Paid Card Expansion

Secured Credit Cards

Debt Card or an ATM Card

American Express Gold Card Benefit

American Express Delta Air Lines Delta Reserve Credit Card

American Express Travel Card

American Express Travel

American Express No Fee Cards

American Express CardMember Rewards

American Express SimplyCash Business Card

American Express Starwood Preferred Guest Credit Card

American Express Membership Rewards

Bank of America American Express Rewards Card

American Express Travelers Cheques

American Express Open for Small Business

American Express Services for Business Travel

American Express ExpressPay

American Express Benefits Plus Card

Chase Freedom (SM) Statement Credit

Chase Freedom (SM) Card Statement

Chase Visa Signature Card

Chase Checking Rewards

Target Chase Credit Card

JP Morgan Chase Charge Card

Chase Freedom Credit Card

Chase Mobile Phone Credit Card System

Blink Chase Visa Debit Card

Chase Borders Visa Card

Chase BP Visa Card

Citi Card Rewards

Citi Private Pass Cardmember Program

Citi Home Depot Business Rewards MasterCard

Citi Citigroup Credit Card Portfolio

Citi Upromise College Savings

Discover Motiva Card

Discover Student Scholarships

Discover Motiva Card

ATM Debit Card Security

Discover Card Ranked Best Card Brand

Discover Credit ScoreTracker

Credit Card Customer Service

Discover Card 5% Cashback Bonus

Discover Card Retail Reach

New Discover Business Card

Discover Card Shopping Survey

Discover Card Gas Relief

MasterCard Mobile Payment

MasterCard Travel Card Offers Rewards

MasterCard Fights Pin Debit Fraud

MasterCard World Elite Credit Card

MasterCard Rewards

MasterCard Small Business 50000

MasterCard PayPass Card Exceeds Cash

MasterCard Tap and Go Contactless Payment Card

MasterCard Worldwide

MasterCard PayPass Watch

MasterCard Upromise Debit Card

MasterCard International Tackles Fraud

MasterCard Contactless Payment Card

MasterCard Payment Card Forum

ATM Visa PrePaid Card Reloads

Contactless Visa payWave

Visa Credit Card Gas Purchases

Visa Business Savings

Visa Risk Manager Helps Reduce Credit Card Fraud

Visa Credit Cards

Visa Card with No Signature

Visa Travel Money

Visa ATM Transaction Fraud Detection

Visa Credit Card Acceptance



Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

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Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.


Earn 10 Base Points per eligible U.S. dollar spent.1 Base points earned can qualify you for Silver, Gold or Diamond status.

BONUS POINTS: You can earn both HHonors Bonus Points and/or airline miles for the same stay with over 50 airline partners at all of our participating properties worldwide. Choose any of the following Earning Style options in your HHonors Account Planner after enrolling:

* HHonors Points and HHonors Points: The fastest way to earn free nights. Earn 10 HHonors Base Points + 5 HHonors Bonus Points per eligible U.S. dollar spent.2
* HHonors Points and Variable Miles: Earn 10 HHonors Base Points + 1 airline mile per eligible U.S. dollar spent.3
* HHonors Points and Fixed Miles: Earn 10 HHonors Base Points per eligible U.S. dollar spent + 500 miles per stay at participating brands.4


As a Diamond HHonors member, earn a 50% bonus on all Base Points.

Choose Bonus Points as your My Way benefit when staying at our hotels to earn even more points. See Diamond Member My Way Benefits below for more details at each specific brand. 


* Quick Reservations & Check-In based on room preferences
* Late Checkout5
* Express Checkout
* Spouse Stays Free6
* Complimentary In-Room, High-Speed Internet Access during stays
* Complimentary Access to Fitness Centers/Health Clubs7
* 2 Complimentary Bottles of Water per stay (Waldorf Astoria® Hotels & Resorts, Conrad® Hotels & Resorts, Hilton Hotels & Resorts, DoubleTree by Hilton™, Embassy Suites™, Hilton Garden Inn®, Hilton Grand Vacations®)
* eCheck-in: Select your room and check in 24 hours in advance at participating properties
* Reservations guarantee at a sold out hotel when made at least 48 hours prior to arrival*


Pre-approved credit card for bad credit. Understand what a preapproved card offer means. Apply online for an unsecured credit card or a secured card.


FREE Credit Card Match Service

Bad Credit OK

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Credit Card Offers

Select a Card Type, then click the View Button




Average Pre-Approved Credit Card Score Requirements: The averages below are merely estimates to give you an idea of your qualifications for credit card approval. For actual score requirements, contact the card issuer.





Very High


Credit card rejection likely




If approved, card rates will be high




Average approval and card rates




Approval with good card rates


Very Low


Approval with lowest card rates



MasterCard unsecured credit card. The best card for bad credit just got better. Orchard Bank credit card program offers credit cards to those with little or damaged credit. We've helped millions of people obtain credit – Let us help you too.


Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.


What is a pre-approved credit card - Pre-approval is based upon known credit or data supplied when applying for a credit card. An offer for a pre-approved credit card may be subject to a credit report review to ensure no changes have occurred which may void the preapproved credit card offer


Creditors evaluate risks. If you now have bad credit or bankruptcy, it's unlikely to be approved for high credit limit, reward or rebate unsecured credit cards. For bad credit we recommend credit cards to rebuild credit.


Typical areas issuers review when offering a pre-approved credit card:

*Your known past credit history

*The requirements for credit card approval

*Similar credit cards already in use

*Balances of existing credit cards

*Income to debt ratio

*The possibility you may react to the pre-approved offer.


Credit card issuers seek new customers. For example; a card issuer may request one of the credit bureaus (Equifax, Experian, or Trans Union), for a list of consumers whose credit reports meet the card issuer's qualifications. The bank may send a list of consumers obtained elsewhere (e.g. from a marketing database company) and have the bureau return a matching subgroup for the "Pre-approved" offers.


If you have a copy of your credit report, you may see inquiries that are designated as "promotional." This means that your file was checked for a "pre-approved" list, although it does not necessarily mean that you qualify to receive an offer. Since this type of inquiry was not initiated by you, it is not seen by other prospective creditors to whom you might apply, and it will not reduce your FICO credit score.


When the application is submitted, it goes to a processing center where the data is entered into a computer system which then does a credit check. This is to determine if anything in the consumer's credit file has changed for the worse since the original sweep, and the qualification criteria may be higher. This credit check (not the original one) is used for final approval or rejection of the application. Sometimes small changes in the consumer's file (like total available credit or balance-to-limit ratio) since the pre-screening can result in a rejection. Final approval is also dependent on your application information (income, etc), so if this is insufficient you may be declined.

Don't want to receive pre-approved credit card mail offers? Learn how to stop credit card mail.


Unsecured Personal Loan


In short, a "pre-approved credit card" offer is not always a guaranteed, instant approval.

Overstock credit card - Chase Bank rewards Visa: The Rewards Visa provides a $25 bonus reward certificate that can be used when shopping for anything through the website. Cardholders earn three rewards points on purchases made on the website with the card, and one reward point for all other purchases. Reward redemption with the Rewards Visa is automatic. When cardholders accumulate 2,500 points they will automatically receive a $25 Reward Certificate. Cardholders can have up to six months of 0 percent introductory APR on new purchases, and may transfer higher rate balances to the credit card. purchases can earn reward points while enjoying 0 percent APR.

Review Disclaimer: Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warrnty of any claims made by the website. Use the review information at your sole discretion and sole liability. Review - Copyright © 2006, 2011

The Best Place to Find the Right Credit Card for Your Needs - Rewards Credit Card for Bad Credit is a complete resource and guide where you can find, compare, review and apply for credit cards from leading credit card issuers and banks all in one place. At, you'll find extensive information on more than 100 credit cards, along with the latest credit card news, helpful articles and thorough reviews to guide you toward the best credit card for your needs. 

Consumer Credit Card Offers - Get complete details on consumer credit cards. Learn about features, APR, annual fees, and more, all from

* Airline Miles Credit Cards
* Travel and Hotel Credit Cards
* Cash Back Credit Cards
* Balance Transfer Credit Cards
* Low Interest Credit Cards
* Instant Approval Credit Cards
* 0% APR Credit Cards
* Bad Credit Credit Cards
* Prepaid Credit Cards
* Rewards Credit Cards for Bad Credit People

You can also Compare the Best Consumer Credit Cards and List All Consumer Credit Cards to help you decide which card is best for your needs.

Balance Transfer Credit Cards - Find the best Balance Transfer credit card options from top issuers

Balance transfer credit cards have a low or 0% APR on balance transfers for a fixed amount of months, and sometimes, for the life of the balance. If you carry a balance on a high-interest credit card, it's a good idea to apply for a balance transfer credit card.

Most balance transfer credit cards offer 6 or 12 months at a low APR, but some may offer up to 15 months, depending on your credit history. Low introductory balance transfer APRs may range from 0% to 7.99%. If you have a large balance to transfer, select a credit card with a fixed APR. This will ensure that the interest rate won't increase beyond your ability to pay.

Credit Card Guide
* How to Choose the Right Card
* Review of Miles Credit Cards
* Review of Cash Back Credit Cards
* How to Add a Card to "My List"
* How to Compare Credit Cards
* How Credit Score Affects Your Chances for Approval

Applying for a credit card online can be intimidating if you aren't used to making purchases on the Internet, but it is the quickest way to get approved and get the credit you need. Because credit card applications require your social security number and other personal information, you should take special care to ensure that the site you submit your information to is secure.

When you apply for a credit card online, look at the bottom of your browser window for a padlock symbol. This symbol signifies that the site uses Secure Sockets Layer (SSL) for secure transmissions. SSL applies encryption between two communicating computer systems, such as your PC and a corporate Internet server. When your data is transmitted over the Internet, it is encrypted or "scrambled" at the sending end and then decrypted or "unscrambled" at the receiving end. A 128-bit encryption is the highest level generally available today.

There are lenders who will approve a mortgage loan application for people who consider themselves a bad credit risk.
When it comes to deciding the most popular personal loan, the determining factors are eligibility (approval requirements), whether it's a short or long term loan, and the total interest (and/or fees) the loan costs.
Following legislations that are restricting growth in the credit industry, many Americans; particularly bad credit people, are finding themselves without credit availability. Instead of getting approval for high interest credit cards and loans, they are instead being totally rejected because of laws that prevent creditors from offering flexible rates based upon whether the borrower is a low or a high risk.
If you can't get approved for a personal loan without a checking account, learn the benefits and apply online for both.
Apply online for a preapproved credit card. Pre-approved doesn't necessarily mean guaranteed instant approval.
FICO Credit Report Score Ranges for Loan and Credit Card Approval. Check for pre-approved score requirements.
It's becoming much easier to get bank loan approval.
How first time credit applicants get approved for credit cards and loans.
People who filed bankruptcy or behind on bills due to lack of insurance, are raking in piles of free credit offers, including bad credit credit cards. Apply for a guaranteed credit card or instant approval loan.
Online loans; particularly unsecured personal loans, are the quickest and easiest way to get cash fast. During the past year, online loan offers have become very popular. Economic hardships, auto and medical emergencies have often left consumers seeking online credit approval.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.

Cut Costs With Credit Cards That Pay You Back - © 2011 The Kiplinger Washington Editors

Beat inflation with a card that complements your spending habits and rewards your purchases.

One way to cut the cost of credit-card purchases is to keep your interest rate as low as possible. If your card company raises your rate, call customer service, advises Bill Hardekopf, of "Tell the issuer, 'I need you to lower the rate or I'll leave.'"

With prices rising on many consumer staples, you can also beat inflation by selecting a credit card that complements your spending habits and rewards your purchases.

Want a break on high gas prices? Consider a gas-rebate card, such as the BP Visa. If you spend $4,000 a year on gas and $15,400 on everything else, you could lower your bill by $500. The card rebates 10% on BP gas purchases, 4% on airfare, dining, lodging and car rentals, and 2% on all other spending for the first two billing cycles. After that, the rebate is cut in half. To get a rebate on any brand of gas, select the Chase PerfectCard MasterCard. It pays a 6% gas rebate for the first 90 days, then 3% on gas and 1% on everything else. That would net you an annual refund of up to $302 on outlays of the same $4,000 for gas and $15,400 for all other purchases.

Belong to a credit union? Check out special cards for credit-union members. Spend $18,000 yearly with the no-fee Visa Platinum Rewards card from the Pentagon Federal Credit Union and you'll get $362. The card offers a 2% rebate on groceries, 5% on gas and 1.25% on everything else.

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