Unsecured platinum credit card with 0 intro APR and low interest.
Apply for an unsecured platinum credit card with 0 intro APR and low interest. You may balance transfer other credit card during a no interest rate introductory period. Have bad credit? Apply for a *guaranteed platinum credit
card with an unsecured credit line.
Apply for a Chase Platinum Card with all of these privileges: 0% Intro APR*, No Annual Fee, $500,000 Worldwide Travel Accident Insurance, Hertz® Car Rental Discounts, Up to $100,000 Credit Limit, and Online Account Access and Bill Payment. *See Credit Card Offer Terms
*View Rates, Fees, Rewards and Other Important Information.
Other platinum credit cards: Browse for a Platinum American Express, Platinum MasterCard or a Platinum Visa Card. Or, consider a guaranteed platinum credit card with a high limit credit line. Such cards offer product purchases from specific vendors.
Why is a platinum credit card only for good credit people?
High credit limit platinum credit cards require above average credit because of the issuer's financial risks. The credit card issuer evaluates their risk by reviewing your credit report to see if you have been paying obligations, including other credit card payments, on time.
If your credit report reflects negatively, or if you have no history available to show the issuer, you may be considered too high of a risk for a platinum credit card.
American Express platinum cardoffers an array of customized benefits and outstanding rewards. Your Platinum Card is your invitation to experience unique world-class privileges. Plus, you’ll receive all the traditional benefits offered by American Express
Chase Platinum Credit Card Everything you want in a card - and more. Chase Platinum Card is the card of choice if you want the peace of mind that comes with Chase's superior customer service. 0% introductory APR for twelve months and No annual fee. With Chase Travel Rewards you can earn 1 point for every $1 you charge on your Chase Platinum credit card
Visa® Platinum Apply now for the Visa® Platinum with no annual fee and high credit lines. Credit lines granted as high as $25,000. Get low fixed APRs with the Bank of America Visa® Platinum.
MasterCard platinum card also offers 0 intro, rewards and incentives. Apply for your MasterCard platinum card
Before
traveling, call the credit card company so that purchases will not be halted due
to fraud measures. This is especially necessary when traveling to a foreign
country. This helps avoid a freeze on a credit card account. There is antifraud software that monitors customers’ spending
patterns. When cardholders stray from usual habits, for example, like making
purchases in another state instead of at a store in the home ZIP code area, it
could be flagged as fraud.
Many
people are glad about this, but others get upset when purchases are denied. In
addition to watching for unusual spending patterns, banks also monitor where criminals use stolen
cards, which can be places like automated payment kiosks in metropolitan areas.
This is why some people have more than one credit card when they travel. It can
be a big problem to unfreeze a card when traveling in a foreign country.
For
people who travel all the time, countries in Europe, Japan, Canada, and Mexico have adopted a
credit card that has a chip. The customer must enter a PIN. Merchants that accept
Visa, MasterCard and
American Express are supposed to let customers pay with either type of
card, yet some employees at stores outside the United States do not always know what to do with the magnetic version.
Another
problem can be that automated kiosks in Europe, may only accept chip and PIN cards, particularly in
train stations, parking garages, gas stations, and some tollbooths. When this
happens, Americans with magnetic stripe cards usually have to wait in line to pay with cash or have a clerk swipe their cards.
These lines can be long and frustrating when trying to catch a train. Some merchants in other parts of the world often have higher minimum-purchase
requirements, to use a credit card or simply do not accept the cards because they
do not want to pay the fees card companies charge retailers. Be sure to contact
card issuers before traveling and check the credit limits on each card.
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Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
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Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Tip of the Day: To curb credit card charges, wrap your credit card in a sheet of paper and keep a log of purchases written on the paper, with a grand total of charges in view each time you reach for your card. Before swiping your card, figure out how many hours you'll have to work in order to payoff the charge and jot on the paper: "IOU #Hours of Work". Perhaps seeing how long you'll need to work to payoff the charge will help curb spending.
