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Mortgage Refinancing and Equity Options: Use your home as your personal loan resource. Apply for a low interest 2nd mortgage loan. A home equity loan can be used to pay for home remodeling to improve your home's value, or as a debt consolidation loan to payoff bills and get rid of high interest fees or to buy a boat or RV or to go on vacation.

Before you apply for 2nd mortgage refinancing, use our mortgage refinancing calculator to calculate the new long term monthly payments. In addition to providing money that can be used as an unsecured debt consolidation loan to payoff bills, a mortgage refinance loan can be used for any reason.

Learn about a joint mortgage loan, the benefits of a reverse mortgage and the options for a nonhomeowner debt consolidation loan. Get all the facts and carefully review the terms and conditions before you submit your mortgage refinancing application. Browse for more mortgage refinance resources.


Reverse mortgage - Information about the benefits of a reverse mortgage.

Home equity loan - Refinance your first mortgage and take cash out at closing.

Home remodeling loan - Use your home's equity to finance a remodeling project and increase home value.

Mortgage refinance loan - For a home equity line of credit, you may want to think about a traditional second mortgage loan.

Mortgage refinancing - Read the benefits of mortgage refinancing.

Mortgage refinancing calculator - Calculate your new mortgage payments.

2nd mortgage loan - Equity cash loan, debt consolidation, remodeling and other uses.

2nd mortgage refinancing - Apply for a lower interest rate and/or lower payments.

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Buydown mortgages - A buydown mortgage enables you to get a lower interest rate by paying a lump-sum fee or by paying a fee that is financed over the life of the loan. Buydowns are similar to paying points but they usually are paid by the seller or the builder as an incentive to make a sale by creating lower monthly payments. Be aware that the cost of those points may be included in the selling price, and you could end up paying more for a house than its appraised value.

There are two types of buydowns: temporary and permanent. A temporary buydown lowers the interest rate and the monthly payments for the first few years of the loan. The most common type of temporary buydown is the 3-2-1 buydown. This type of buydown will generally cost three to four points (which is $6,000 to $8,000 on a $100,000 loan). A permanent buydown lowers the interest rate for the life of the loan. Again, this type of buydown will generally cost six to eight points and may reduce the interest rate by only 1% for the life of the loan.


Apply online for a good or bad credit home remodeling loan. Get a free equity loan quote from multiple lenders and see if our network can give you the lowest home improvement loan rate.


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A government home remodeling loan is limited to a maximum loan amount of $12,000 per family unit. But with the Credit Federal network, you can get a home improvement loan for up to $100,000 or more.

The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements. "Lending institutions make loans from their own funds to eligible borrowers to finance these improvements."

The Title I program insures loans to finance light or moderate home remodeling, as well as the construction of nonresidential buildings on the property. This program may be used to insure such loans for up to 20 years on either single- or multifamily properties. The maximum loan amount is $25,000 for improving a single-family home or for improving or building a nonresidential structure.

For remodeling or improving a multifamily structure, the maximum loan amount is $12,000 per family unit, not to exceed a total of $60,000 for the structure. These are fixed-rate loans, for which lenders charge interest at market rates. The interest rates are not subsidized by HUD, although some communities participate in local housing rehabilitation programs that provide reduced-rate property improvement loans through Title I lenders.

FHA insures private lenders against the risk of default for up to 90 percent of any single home remodeling loan. The annual premium for this insurance is $1 per $100 of the amount advanced; although this fee may be charged to the borrower separately, it is sometimes covered by a higher interest charge.

Regardless of bad credit or no credit, our multiple lenders want to offer you a home remodeling loan at the lowest interest rate possible. Applications accepted from all credit types.


Learn more about home mortgages, and read our articles related to a home remodeling loan.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability. Review - Premier Finance Group

New Home Purchase Loan: Buying a home is a very exciting, and new process. We are here to help you determine how much home you can afford, shop for the best mortgage rates and terms and choose from a variety of mortgage loan programs to make your home financing quick and easy. We offer FHA, VA, Conventional and many niche' loans for your individual or family's lowest payment and best mortgage situation. When you want to buy your dream home, you need a dependable mortgage lender that you can count on. When purchasing a home it is critical that you use a trusted mortgage partner that knows how to handle your loan approval quickly, so your purchase and sale offer gets approved first! Let us work for you, so you can focus on what you want to do.....getting excited! We guarantee to make your homebuying experience easy, smooth, fast, and fun. At Premier "Be The Borrower" is our philosophy and daily approach to how we help our customers. That means that we will always put your interests ahead of ours. Your dreams, your needs, and your concerns are what are most important to us. We promise to ensure that we meet or exceed your goals as we have the priveledge of helping you achieve your financial dreams!

Home Purchase Loan: Hassle-free home buying. Buying a home is an exciting and fun process. Premier makes it a smooth and fun process for you.
* Unique Mortgage Loan Programs
* No Money Down
* A homebuyers dream come true
* Interest-Only Program
* FHA, VA, and Conventioal Loan Approvals
* Free Loan Quote and Loan Approval
* Fill out our no obligation loan request, and we will get back to you within 1 hour to get you approved to buy the home of your dreams

Mortgage Refinancing Loans:
* The lowest mortgage interest rates in the market.....with the service you deserve. Our Mortgage interest rates are some of the lowest inthe country. Our significant buying power allows Premier to negotiate extremely low mortgage rates and terms....which we pass onto you! From your loan application through your loan funding, we are here to make sure you get an incredibly low interest rate, combined with top-level service.
* Same-day loan approvals. Getting your loan approved quickly puts your mind at rest, and allows you to focus on the rest of your life. At Premier, you will be able to find out exactly what loan you qualify....often as fast as the same day.
* Take a break from your mortgage loan payments for 1 month...... or more. As a part of your refinance, your next mortgage payment is not due for at least 1 month (or more) after your closing. Occasionally, we can allow you to skip up to (2) months of mortgage payments. Depending on your loan approval and loan type, we have options available to you. Ask your Sr. Mortgage Consultant for specific details.
* Consolidate your higher-interest credit card, automobile, or other debt. When you consolidate your higher-interest debt such as credit cards, car loans, consumer loans and all other loans, you can lower your payments, and your stress. (*) Taking advantage of lowering your total monthly payments frequently offers you significant tax benefits as well. Your mortgage interest, points and fees, and payments often have large tax-deductible benefits for you as well. Use our DEBT CONSOLIDATION CALCULATOR to calculate your monthly savings.
* Would some extra cash help you live easier today? Refinancing can give you extra cash to help you accomplish your life dreams or it can even solve your challenges today. Our clients often need this money to do things they have always wanted or even needed to do. Maybe you are ready to take that long-deserved vacation, buy your dream car, or pay-off your other debtors. Maybe you need money to pay for a much needed college tuition, maybe you have unexpected medical or automobile expenses that you didn't expect. At Premier, our focus is to give you any of the options that you want or need. It's your house and it's your choice.
* Home improvement loans. Remodel your home, and increase the value of your home. Whether you want to remodel your master bedroom, update your kitchen with all new appliances, add a garage, or even put on a new roof. Remodeling your home not only gives you a happier place to live, but it also increases the value of your home.
* Get your money fast. Premier can close your refinance loan in as little as 7-10 days. We know that you want to get your loan completed quickly to get your money fast. We can close your loan fast with our in-house Underwriting Team and Loan Closing Support Team. Get your money in days, not months.

Mortgage Refinance Loan: Think you cannot qualify for a Refinance?
* Unique Government Subsidized Refinance Loans...Limited Time Only
* All time low interest rate equal all time low mortgage payments
* We can close your loan in as few as 10 days
* Consolidate your high interest credit cards and debts
* Make home improvements, with low payments
* Free Credit Report
* Free Loan Approval. No Cost, No Obligation Quote
* Fill out our easy loan request form and a loan specialist will contact you immediately about your loan approval and many loan options

1-866-501-LEND (5363)

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability. Review

Bridge Mortgages provides low rate home purchase loans, with 100% home loan financing, 80-20 combo mortgages with options for adjustable rates, interest only, or fixed interest rate terms of 30 and 40 years. Bridge Mortgages is an experienced lender from California, who offers loans in 44 states. Our experience has led us to innovative mortgage products for 1st time homebuyers.

Purchasing home is stressful enough, without having to worry about financing this investment. We deliver affordable purchase loans that will meet your expectations. When you are ready to become a homeowner, let Bridge Mortgages help you with 100% of the financing.

Bridge Mortgages provides the following purchase loan products with fixed or adjustable rate payment options:

Home Purchase Loans to 103% - Preserve your cash-flow. You can finance the cost of buying the house and keep your money in the bank.

Jumbo Home Loans - You can finance homes with jumbo mortgages from $417,000 up to $2,000,000 and still qualify for a competitive low rate that works within your budget.

Poor Credit Financing - Available from 500 credit scores and up, Bridge Mortgages offers people loans 1-Day out of Bankruptcy. If you are a homeowner with credit card debt, or an adjustable rate mortgage, look no further.

80-20 Combo Loan - You can avoid PMI (private mortgage insurance)& keep your savings in your bank. These 1st & 2nd combo loans offer an 80% first and 20% second mortgage that close concurrently for your home purchase.

FHA Home Mortgages - Take advantage of little or no money deposit requirements with these popular government loans. FHA guarantees their loans and the credit requirements are much easier than the conforming loans of Fannie Mae and Freddie Mac.

Bad Credit Lender - 100% Mortgages - Refinance Home Mortgage Loans: Bridge is a bad credit lender that provides home mortgage loans, 100% mortgages and refinancing countrywide with, VA loan, FHA purchase and no cost home loans. With over ten years of experience as a mortgage lender, we are able to offer the lowest 30-year fixed mortgage rates online. Choose from FHA, VA, conventional home mortgages and debt consolidation for good people with a questionable credit scores. Apply Now! We offer prime and sub-prime home loans, but our mission is to find a home loan for everyone regardless of their good or bad credit history.

Debt consolidation loans have helped thousands of our clients reduce their monthly expenses with lower fixed rates that bring their payments and obligations down to an affordable level. Bridge Mortgages provides homeowners a complete solution with debt consolidation loans for first or second mortgages. Our consolidation loan options were created to help you lower your monthly payments and pay off high interest debts like credit cards and consumer loans.

Lower Payments with Consolidation Loans with Fixed Interest Rates: Bridge Mortgages now offers consolidation loan products that require almost no equity in your home. Consolidate debts and borrow up 80 to 100% now! Homeowners can consolidate debt and wrap all of your bills into a loan with fixed, simple interest rates that may offer additional tax incentives. Tax deductions should not be taken lightly, because they can save you money and debt consolidation loan opportunities are not available to all consumers any more. 

Choose between refinancing and home equity loans to get cash out for multiple purposes. Bridge Mortgage is a countrywide lender who provides online home equity loans for debt consolidation and 100% home equity loan refinancing. Borrowers can get cash out of their home for consolidating bills and financing business ventures or home improvements. Home equity loans provide new opportunities for homeowners to get a loan without having to go through the home refinancing step of revising their first mortgage.

* Closed End 2nd's
* Open End Lines of Credit
* Interest Only Home Equity Credit
* FHA - 95% CLTV's to w/580 Score
* Loan amounts up to $500,000 w/ 700 Score
* Fixed Home Equity Loans
* Reduced Documentation Available
* 2-4 Units & Condo's Available
* 2nd Home and Non-Owner Occupied Available
* No Equity Loan Refinancing
* Home Improvements Loans


Loan Origination Center
9450 Mira Mesa Blvd
Suite B
San Diego, CA 92126

What is a mortgage escrow account and do I need one? Established by your lender, an escrow account is a place to set aside a portion of your monthly mortgage payment to cover annual charges for homeowner's insurance, mortgage insurance (if applicable), and property taxes. Escrow accounts are a good idea because they assure money will always be available for these payments. If you use an escrow account to pay property tax or homeowner's insurance, make sure you are not penalized for late payments since it is the lender's responsibility to make those payments.

Apply for a home equity loan, or view options for a traditional second mortgage loan to pay down debt, for remodeling, or for any reason.
Apply online for a home remodeling loan to increase your home's value.
Mortgage bill aims to safeguard the nation's two largest mortgage finance companies; Fannie Mae and Freddie Mac, and to help troubled borrowers avoid foreclosure. Get free lender quotes for a 2nd mortgage refinance loan or an equity loan to pay bills, to remodel or any reason, or apply for a new home loan.
Even when mortgage interest rates are high, you may still benefit by refinancing such as by raising your home's value through remodeling loan improvements.
Want a new kitchen, bathroom? Need a new roof, patio, or an addition? Free tips and home remodeling loan application.

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