Instant approval credit card. No credit check guaranteed credit card.

  Instant approval credit card. No credit check guaranteed credit card.


*Guaranteed credit card with no credit check. Get an instant approval credit card with no turndown and no credit check. Get a secured credit card or an unsecured merchandise credit card.

* See website for Terms and Conditions


 
 

AccountNow® Prepaid MasterCard® Card is a pre-paid card that can be used anywhere MasterCard® is accepted.
~ 100% guaranteed approval*
~ Free credit builder and bill pay
~ $0 activation fee with direct deposit
~ New! Now with the iAdvanceSM loan option
~ This is a debit-card, not a credit card
* See Card Terms and Conditions


* 100% guaranteed approval*
* Free credit builder and bill pay
* $0 activation fee with direct deposit
* New! Now with the iAdvanceSM loan option
* This is a debit-card, not a credit card
* See Card Terms and Conditions
*View Rates, Fees, Rewards and Other Important Information

Credit Card Offers


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Select a Credit Card Issuer or a Type of Card Offer

 

 

 

If you have bad credit and have been turned down for an unsecured credit card, you can get a secured card or an unsecured merchandise card with instant approval

 

About guaranteed credit cards - Credit cards that offer guaranteed approval generally fall into two types 1) Stored value cards or 2) Shopping cards.

 

Guaranteed approval, stored value cards: These are credit cards in which you load funds into the account to pre-pay for any purchases made using the card. They are similar to bank debit cards, and can be useful to limit spending and avoid high interest charges associated with a standard, unsecured credit card.

 

Instant approval shopping cards: These cards allow you to make purchases, on credit, from a select catalog or online store. These are similar to retail credit cards, such as those offered by Sears, Home Depot, etc. Although the card can only be used for making purchases at only one resource, it nonetheless offers unsecured credit, meaning you do not have to pre-pay. For some purchases; however, that are a high dollar value, the issuer may require a partial pre-payment, but will extend credit for the remaining balance.

 

With an unsecured line of credit, even bad credit people have the ability to make purchases and repay on a monthly payment plan. As long as you are not currently in bankruptcy, and if you have a source of income and are a U.S. resident residing in the U.S., you already qualify for Shopping Platinum Credit Card. (See application Terms and details for qualifications).

 

  

Guaranteed Credit Card Approval Tips - Submitting a credit card application and crossing your fingers for approval isn't the smart way to apply. Credit card companies that offer high limit, low interest credit cards with rewards such as cashback, typically ask a host of questions including employment information. On top of that, they want permission to review your credit report as part of the application process.

 

Whether or not you will get approved for a high limit, low interest credit card with rewards depends on your credit history. So does the interest rate you'll be charged, the fees you'll pay, your credit limit and so forth.

 

So whether or not a credit card application requires a credit check depends on the risk the credit card company will face. Once again, those high credit limit, low interest rewards cards put the issuing company at high risk should a cardholder default.

 

When shopping for a credit card, shop similar to the way you'd look for a new car. If you have bad credit and don't have a lot of money, you'll need to borrow with an auto loan. If you know; according to your credit and income, that you won't qualify for a large loan amount, you won't even set foot on the lot of a luxury dealership.

 

To get guaranteed credit card approval, shop for credit cards in the same manner. Instead of applying for high risk credit cards that require a credit check, submit low risk bad credit card applications.

 

Although limited, there are credit cards for bad credit people. If your credit is so bad that you still can't qualify for a low limit, low risk unsecured credit card, consider a secured credit card. A secured credit card can also help rebuild credit, just be sure the issuer reports your timely payments to at least one credit bureau.

 

Tip: Some people think that if a credit card doesn't report to a credit bureau, that they can default on fees, payments, etc. But the truth is, even a credit card that doesn't report good timely payments will nonetheless report bad activity.

 

 

Wish you could get an instant approval credit card? Now you can! Choose your *guaranteed credit card above and *see website for terms and conditions.

 

Read our article about a platinum guaranteed credit card.

 

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Click Here for an Unsecured Credit Card

 

 

 

Need more credit card information? Read our financial and credit articles related to guaranteed credit card offers.


Credit Card

 

Before traveling, call the credit card company so that purchases will not be halted due to fraud measures. This is especially necessary when traveling to a foreign country. This helps avoid a freeze on a credit card account. There is antifraud software that monitors customers’ spending patterns. When cardholders stray from usual habits, for example, like making purchases in another state instead of at a store in the home ZIP code area, it could be flagged as fraud.

 

Many people are glad about this, but others get upset when purchases are denied. In addition to watching for unusual spending patterns, banks also monitor where criminals use stolen cards, which can be places like automated payment kiosks in metropolitan areas. This is why some people have more than one credit card when they travel. It can be a big problem to unfreeze a card when traveling in a foreign country.

 

For people who travel all the time, countries in Europe, Japan, Canada, and Mexico have adopted a credit card that has a chip. The customer must enter a PIN. Merchants that accept Visa, MasterCard and American Express are supposed to let customers pay with either type of card, yet some employees at stores outside the United States do not always know what to do with the magnetic version.

 

Another problem can be that automated kiosks in Europe, may only accept chip and PIN cards, particularly in train stations, parking garages, gas stations, and some tollbooths. When this happens, Americans with magnetic stripe cards usually have to wait in line to pay with cash or have a clerk swipe their cards. These lines can be long and frustrating when trying to catch a train. Some merchants in other parts of the world often have higher minimum-purchase requirements, to use a credit card or simply do not accept the cards because they do not want to pay the fees card companies charge retailers. Be sure to contact card issuers before traveling and check the credit limits on each card.


Apply online for a preapproved credit card. Pre-approved doesn't necessarily mean guaranteed instant approval.
Benefits of a guaranteed platinum credit card with no credit check. Also review other bad credit credit card offers.
Defined Benefit Pension Plan: This plan is also know as a traditional plan where an employer puts money aside for you. The amount received at retirement depends on how long you worked for the company and how much you earned. Benefits are usually guaranteed and paid when retirement age is reached and you no longer work.
President Obama guaranteed that the government will honor new car warranties even if the auto manufacturer fails. Apply for a new or used auto loan quote.
Federal law guarantees you a free credit report annually, but not your actual credit score. To fix credit report errors, first you need to know they exist via a credit check up.
People who filed bankruptcy or behind on bills due to lack of insurance, are raking in piles of free credit offers, including bad credit credit cards. Apply for a guaranteed credit card or instant approval loan.

 

 

 


Best Bad Credit Cards

  

   

 

 

 

Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards.

 

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card.

 

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

 

Prepay credit card offers: Apply for a debit card or a bank ATM card.

 

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

 

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

 

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

 

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

 

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

 

  

  

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
 

 

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Tip of the Day: To curb credit card charges, wrap your credit card in a sheet of paper and keep a log of purchases written on the paper, with a grand total of charges in view each time you reach for your card. Before swiping your card, figure out how many hours you'll have to work in order to payoff the charge and jot on the paper: "IOU #Hours of Work". Perhaps seeing how long you'll need to work to payoff the charge will help curb spending.

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