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FootLocker credit card - Footlocker Membership Rewards Club: There are many benefits to becoming a Footlocker VIP Club member. Immediately after joining the membership club, the new member will receive a $10 coupon for a future purchase of at least $50. The VIP Club members will be kept apprised of special promotions and regularly sent discounts by e-mail, text messages, and regular postal mail. Being a VIP Club member does not only offer special mailings, but also access to exclusive sales, events, and merchandise. There is also room for advancement in the VIP Club. Members that spend $300 or more in one year will be given a Platinum status in the VIP Club. This might seem like a lot to spend in a year, but considering how expensive most athletic shoes are this is an amount that can be easily reached. This amount averages out to two to four new pairs of athletic shoes a year. Platinum VIP Club members receive special birthday discounts and other coupons regularly.
*Guaranteed credit card with no credit check. Get an instant approval credit card with no turndown and no credit check.
* See website for Terms and Conditions
Tip: Avoid the habit of abusing the convenience of a credit card or it can lead to costly trouble
If you have bad credit and have been turned down for an unsecured credit card, you can get a secured card or an unsecured merchandise card with instant approval
About guaranteed credit cards - Credit cards that offer guaranteed approval generally fall into two types 1) Stored value cards or 2) Shopping cards.
Guaranteed approval, stored value cards: These are credit cards in which you load funds into the account to pre-pay for any purchases made using the card. They are similar to bank debit cards, and can be useful to limit spending and avoid high interest charges associated with a standard, unsecured credit card.
Instant approval shopping cards: These cards allow you to make purchases, on credit, from a select catalog or online store. These are similar to retail credit cards, such as those offered by Sears, Home Depot, etc. Although the card can only be used for making purchases at only one resource, it nonetheless offers unsecured credit, meaning you do not have to pre-pay. For some purchases; however, that are a high dollar value, the issuer may require a partial pre-payment, but will extend credit for the remaining balance.
With an unsecured line of credit, even bad credit people have the ability to make purchases and repay on a monthly payment plan. As long as you are not currently in bankruptcy, and if you have a source of income and are a U.S. resident residing in the U.S., you already qualify for Shopping Platinum Credit Card. (See application Terms and details for qualifications).
Guaranteed Credit Card Approval Tips - Submitting a credit card application and crossing your fingers for approval isn't the smart way to apply. Credit card companies that offer high limit, low interest credit cards with rewards such as cashback, typically ask a host of questions including employment information. On top of that, they want permission to review your credit report as part of the application process.
Whether or not you will get approved for a high limit, low interest credit card with rewards depends on your credit history. So does the interest rate you'll be charged, the fees you'll pay, your credit limit and so forth.
So whether or not a credit card application requires a credit check depends on the risk the credit card company will face. Once again, those high credit limit, low interest rewards cards put the issuing company at high risk should a cardholder default.
When shopping for a credit card, shop similar to the way you'd look for a new car. If you have bad credit and don't have a lot of money, you'll need to borrow with an auto loan. If you know; according to your credit and income, that you won't qualify for a large loan amount, you won't even set foot on the lot of a luxury dealership.
To get guaranteed credit card approval, shop for credit cards in the same manner. Instead of applying for high risk credit cards that require a credit check, submit low risk bad credit card applications.
Although limited, there are credit cards for bad credit people. If your credit is so bad that you still can't qualify for a low limit, low risk unsecured credit card, consider a secured credit card. A secured credit card can also help rebuild credit, just be sure the issuer reports your timely payments to at least one credit bureau.
Tip: Some people think that if a credit card doesn't report to a credit bureau, that they can default on fees, payments, etc. But the truth is, even a credit card that doesn't report good timely payments will nonetheless report bad activity.
Wish you could get an instant approval credit card? Now you can! Choose your *guaranteed credit card above and *see website for terms and conditions.
Read our article about a platinum guaranteed credit card.
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Credit card companies have ads all over the Internet and on television, and many are very entertaining. Discover will have a new ad about customer service, and theirs will revolve around the great customer service they provide for their card members. The new ad will hit home with people who have experienced poor customer service. Discover will show their best-in-class customer service that they provide to cardholders.
Discover has made a commitment to deliver good service and rewards. The ads will portray frustrating experiences that probably everyone has faced dealing with customer service calls. They will feature their promise to provide real people, who answer calls, in 60 seconds or less, and who are trained to solve problems on the first call.
Television ads will portray likable but an incapable customer service representative, whose name is Peggy. Ads will remind viewers of common, frustrating experiences. Some examples of problems are, holding on for a long time, getting your call transferred constantly, and the inability to get problems solved. Ads will run on four major networks and during certain season premieres. They will be also be featured throughout Discover's sponsorship of all Notre Dame home football games on NBC.
Discover will introduce videos of real customer service representatives sharing stories about their experiences helping card holders. Also, highlights from the "Peggy" television ads will be shared through Discover's social channels too.
Customers often consider other credit card companies once they have bad service, or when they do not get the help they need to manage their account. Discover offers cards in many designs, and there are different types that fit a variety of consumer needs. They may not have an annual fee for some cards, and often offer 0% introductory APR for up to 9 months. Interest rates can be from 11.99% to 19.99% and it is usually based on the applicant's creditworthiness.
Discover may have offers for low 0% introductory rates for balance transfers, and there are also cash advances, based on a person's creditworthiness and other factors. Having no interest fees can vary, depending on the terms. Getting an unsecured credit card can be difficult for people who have very bad credit. There are options to apply for a prepaid card that can help rebuild credit or for consumers who do not want an unsecured credit card offer. For more Discover details, visit their website.
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Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
Gold Credit Card with No Annual Fee - These two gold cards do not have annual fees: