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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.


Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.


For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.


Prepay credit card offers: Apply for a debit card or a bank ATM card.


Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.


Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.


Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.


Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.


Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.



ATM Debit Card Tips for Secure Handling

Who Pays Joint Credit Card Account

Close Credit Card Account

Choosing the Lowest Interest Rate Unsecured Credit Cards

Joint Credit Card Accounts

Apply For A Balance Transfer Credit Card

Credit Card Interest Rate OptOut

Student Credit Card Advice

Extra Joint Spouse Credit Cards

Credit Card Application

Cancel Credit Card Account

Credit Card FAQs

Avoid Over Limit Fees

Instantly Approved Pre Pay VS Platinum Rewards

ATM Debit Card Fraud Tips

Keep Credit Card Accounts

Bad Credit and Credit Cards

Credit Cards and Credit Reports

Purchased and Free Gift Cards

Christmas Credit Card Shopping

Gift Credit Card Shopping

Personal Gift Credit Cards

Baddest and Best Credit Cards

PoorCredit Card Application

Credit Card Savings Accounts

Not Good Credit Cards

Where Have Bad Credit Cards Gone

Prevent Debit Card Fraud

Top Credit Card FAQs

Credit Card Use

Free Credit Card Services

Discover Card Fraud Protection

Visa Contactless Mini Card

Secured Credit Card Shopping

Credit Card Approval

Credit Card Fine Print

Credit Cards with Rewards

Cash Back Credit Card

Gas Credit Card

Student Credit Card

Secured Credit Card

Prepaid Credit Card

Preapproved Credit Card

Platinum Credit Card Prequalification

No Deposit Credit Card

Debit Card

Benefits of Credit Cards

Christmas Credit Card

Balance transfer credit card debt

ATM Card

Types of Credit Cards

0 interest credit card

What kind of card can I qualify for

Guaranteed Platinum Credit Card - Unsecured Credit

Choosing a credit card right for you

Rewards Credit Card Advice

Low or High Credit Limit Credit Card

Low Interest High Risk Rates

Best Gas Credit Card

Store Charge Card Tips

Credit Card Payment Calculator

Airline miles, hotel and gas credit card offers

Unsecured Credit Card

Gas Credit Card Rewards

Airline Sky Miles

Rewards Gas Credit Card

Choosing Credit Card Rewards

Balance Transfer Special Introductory Rates

Credit Card Offers - Platinum Rewards that are Guaranteed to Please

Business Credit Card Benefits

Business or Personal Credit Card

Business Credit Cards

Secured Credit Card to Rebuild Bad Credit

Debit Cards Costly For Poor People

Pre Paid Card Expansion

Secured Credit Cards

Debt Card or an ATM Card

American Express Gold Card Benefit

American Express Delta Air Lines Delta Reserve Credit Card

American Express Travel Card

American Express Travel

American Express No Fee Cards

American Express CardMember Rewards

American Express SimplyCash Business Card

American Express Starwood Preferred Guest Credit Card

American Express Membership Rewards

Bank of America American Express Rewards Card

American Express Travelers Cheques

American Express Open for Small Business

American Express Services for Business Travel

American Express ExpressPay

American Express Benefits Plus Card

Chase Freedom (SM) Statement Credit

Chase Freedom (SM) Card Statement

Chase Visa Signature Card

Chase Checking Rewards

Target Chase Credit Card

JP Morgan Chase Charge Card

Chase Freedom Credit Card

Chase Mobile Phone Credit Card System

Blink Chase Visa Debit Card

Chase Borders Visa Card

Chase BP Visa Card

Citi Card Rewards

Citi Private Pass Cardmember Program

Citi Home Depot Business Rewards MasterCard

Citi Citigroup Credit Card Portfolio

Citi Upromise College Savings

Discover Motiva Card

Discover Student Scholarships

Discover Motiva Card

ATM Debit Card Security

Discover Card Ranked Best Card Brand

Discover Credit ScoreTracker

Credit Card Customer Service

Discover Card 5% Cashback Bonus

Discover Card Retail Reach

New Discover Business Card

Discover Card Shopping Survey

Discover Card Gas Relief

MasterCard Mobile Payment

MasterCard Travel Card Offers Rewards

MasterCard Fights Pin Debit Fraud

MasterCard World Elite Credit Card

MasterCard Rewards

MasterCard Small Business 50000

MasterCard PayPass Card Exceeds Cash

MasterCard Tap and Go Contactless Payment Card

MasterCard Worldwide

MasterCard PayPass Watch

MasterCard Upromise Debit Card

MasterCard International Tackles Fraud

MasterCard Contactless Payment Card

MasterCard Payment Card Forum

ATM Visa PrePaid Card Reloads

Contactless Visa payWave

Visa Credit Card Gas Purchases

Visa Business Savings

Visa Risk Manager Helps Reduce Credit Card Fraud

Visa Credit Cards

Visa Card with No Signature

Visa Travel Money

Visa ATM Transaction Fraud Detection

Visa Credit Card Acceptance



Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.

American Express Platinum Card Lounge Access

Airport Club Access Program2 - To gain admission, simply present your AmEx Platinum Card, a government issued ID, and a ticket valid for same-day travel to the club agent in:

o Delta Sky Clubs®
o Airspace Lounges3
o The CenturionSM Lounges4

Enroll for Priority Pass Select Access

* More International Access - over 600 airport lounges in 100 countries
* Access available regardless of which carrier or class you are flying
* Guests may enter with you for a fee of $27 per person
* To gain admission, simply present your Priority Pass Select Card and airline ticket. (Please note that unlike Platinum Card Access admission, you will need to enroll in Priority Pass Select to gain admission)


*Guaranteed credit card with no credit check. Get an instant approval credit card with no turndown and no credit check.

* See website for Terms and Conditions

FREE Credit Card Match Service

Bad Credit OK

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If you have bad credit and have been turned down for an unsecured credit card, you can get a secured card or an unsecured merchandise card with instant approval


About guaranteed credit cards - Credit cards that offer guaranteed approval generally fall into two types 1) Stored value cards or 2) Shopping cards.


Guaranteed approval, stored value cards: These are credit cards in which you load funds into the account to pre-pay for any purchases made using the card. They are similar to bank debit cards, and can be useful to limit spending and avoid high interest charges associated with a standard, unsecured credit card.


Instant approval shopping cards: These cards allow you to make purchases, on credit, from a select catalog or online store. These are similar to retail credit cards, such as those offered by Sears, Home Depot, etc. Although the card can only be used for making purchases at only one resource, it nonetheless offers unsecured credit, meaning you do not have to pre-pay. For some purchases; however, that are a high dollar value, the issuer may require a partial pre-payment, but will extend credit for the remaining balance.


With an unsecured line of credit, even bad credit people have the ability to make purchases and repay on a monthly payment plan. As long as you are not currently in bankruptcy, and if you have a source of income and are a U.S. resident residing in the U.S., you already qualify for Shopping Platinum Credit Card. (See application Terms and details for qualifications).



Guaranteed Credit Card Approval Tips - Submitting a credit card application and crossing your fingers for approval isn't the smart way to apply. Credit card companies that offer high limit, low interest credit cards with rewards such as cashback, typically ask a host of questions including employment information. On top of that, they want permission to review your credit report as part of the application process.


Whether or not you will get approved for a high limit, low interest credit card with rewards depends on your credit history. So does the interest rate you'll be charged, the fees you'll pay, your credit limit and so forth.


So whether or not a credit card application requires a credit check depends on the risk the credit card company will face. Once again, those high credit limit, low interest rewards cards put the issuing company at high risk should a cardholder default.


When shopping for a credit card, shop similar to the way you'd look for a new car. If you have bad credit and don't have a lot of money, you'll need to borrow with an auto loan. If you know; according to your credit and income, that you won't qualify for a large loan amount, you won't even set foot on the lot of a luxury dealership.


To get guaranteed credit card approval, shop for credit cards in the same manner. Instead of applying for high risk credit cards that require a credit check, submit low risk bad credit card applications.


Although limited, there are credit cards for bad credit people. If your credit is so bad that you still can't qualify for a low limit, low risk unsecured credit card, consider a secured credit card. A secured credit card can also help rebuild credit, just be sure the issuer reports your timely payments to at least one credit bureau.


Tip: Some people think that if a credit card doesn't report to a credit bureau, that they can default on fees, payments, etc. But the truth is, even a credit card that doesn't report good timely payments will nonetheless report bad activity.



Wish you could get an instant approval credit card? Now you can! Choose your *guaranteed credit card above and *see website for terms and conditions.


Read our article about a platinum guaranteed credit card.


Select a Guaranteed Credit Card


Click Here for an Unsecured Credit Card




Need more credit card information? Read our financial and credit articles related to guaranteed credit card offers.

Frontier credit card: Reward Details - * Earn 5,000 Bonus Miles when you spend up to $250 in the first 90 days. * Earn 1 mile for every $1 on Frontier purchases. * Earn 1 Mile for every $2 spent on all other purchases. * Earn up to 10,000 miles for Balance Transfers. Frontier Airlines World MasterCard Credit Card: Consumers have two options for the Frontier Airlines World MasterCard Credit Card. You can choose the $59 annual fee card and earn miles faster. Upon signup you get 25,000 bonus miles and you can earn 2 miles for every dollar you spend with Frontier Airlines. All other purchases award you 1 mile for every dollar. If you prefer not to pay the annual fee, you can still earn bonus miles. For starting your account you receive 5,000 miles and then you earn 1 mile for every dollar spent with Frontier Airlines. All other purchases award you 1 mile for every $2 you spend.

Review Disclaimer: Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warranty of any claims made by the website. Use the review information at your sole discretion and sole liability. Review - Copyright ® 2005 - 2011 All Rights Reserved

Frustrated by an industry that offered plenty of marketing but not nearly enough hard information, Adam Jusko founded Index Credit Cards in 2005, envisioning a Web site offering true credit card comparisons -- shining a light on the "fine print" to help consumers and small business owners make the best credit card choices for their needs.

Over time, Index Credit Cards has expanded to provide even more consumer-focused information -- articles and tips for getting the most from your cards (and avoiding fee traps), credit card interest calculators, credit card news, a listing of over 1,200 currently-available credit cards, and more. Our Credit Card Monitor, which tracks average credit card rates, is just one of the statistical reports we've developed to track changes in the credit card industry.

All legitimate credit card offers are eligible for listing on this site. If you are a credit card issuer and your card or cards are not listed, please contact Jessica Cultra at with the name of your financial institution and where information can be found online. All cards on this site must have some form of online representation to be listed, and will only be put into category-specific areas if relevant fees, terms and conditions are available online as well. does partner with certain financial institutions and receives financial compensation when site visitors sign up for particular credit cards. However, these relationships do not affect our objective listing of credit cards in each category. In every category where an objective measure can be used to compare credit cards --- e.g., credit card interest rates --- cards are listed based on the best available deals in that category for that criteria. And the criteria used are clearly spelled out in each category.

Credit Card Monitor, our weekly summary of credit card rates, can be used on your site or in your publication free of charge, provided credit is given to All other material on this site is copyrighted and may not be reproduced without permission.

HSBC is the bank behind a number of basic and reward credit cards. These cards have no annual fee, unless otherwise noted.

HSBC Platinum MasterCard® - Basic credit card offers 0% rate on purchases and balance transfers.

HSBC Platinum MasterCard® with Cash Back Rewards - Earn 1% cash back on all purchases.

HSBC Platinum MasterCard with Plus Rewards - Earn 1 point for every dollar in purchases. Redeem points for gift cards, travel, more.

Orchard Bank Classic MasterCard - Offers a number of credit cards at different APRs depending on your credit history, include unsecured credit cards and secured credit cards for those with poor credit histories.

Unsecured credit cards are credit cards for people with poor credit, but good enough to still be eligible for limited unsecured credit lines.

Guaranteed Credit Card with High Limit for Bad Credit People Unable to Qualify for Standard Unsecured Cards
Apply online for a preapproved credit card. Pre-approved doesn't necessarily mean guaranteed instant approval.
The Best Credit Card Offers, Secured and Unsecured Credit Cards for All Credit Types.
Benefits of a guaranteed platinum credit card with no credit check. Also review other bad credit credit card offers.
People who filed bankruptcy or behind on bills due to lack of insurance, are raking in piles of free credit offers, including bad credit credit cards. Apply for a guaranteed credit card or instant approval loan.
Defined Benefit Pension Plan: This plan is also know as a traditional plan where an employer puts money aside for you. The amount received at retirement depends on how long you worked for the company and how much you earned. Benefits are usually guaranteed and paid when retirement age is reached and you no longer work.
President Obama guaranteed that the government will honor new car warranties even if the auto manufacturer fails. Apply for a new or used auto loan quote.
Federal law guarantees you a free credit report annually, but not your actual credit score. To fix credit report errors, first you need to know they exist via a credit check up.

Features to Consider when Credit Card Shopping:

Credit Limit - the maximum amount you can charge on the card including purchases, balance transfers, cash advances, finance charges and fees such as an over-limit fee.

Balance - the total debt you'll put on the card for purchases, finance charges and credit card fees. The higher your credit card balance, the lower the available credit you have to make additional purchases, unless you have a charge card or no limit credit card. Higher balances raise your credit utilization and lower your credit score.

APR - the interest rate applied to a balance carried beyond the grace period. A credit card may have more than one APR, such as an APR for balance transfers or purchases. Balance transfers and cash advances usually have higher APRs than for purchases. APRs can be fixed or variable. A fixed APR can change, but the creditor must inform you in writing before changing the rate. A variable APR changes from time to time.

Grace Period - the amount of time you have to pay off your month-to-month balance in full before a finance charge (interest) is applied. If you carried a balance from the previous month, you may not have a grace period for your new purchases. In addition, balance transfers and cash advances typically do not have a grace period. When balances don't have an applicable grace period, interest is applied right away. To find out the length of the grace period refer to the credit card application or your credit card agreement. Your monthly statements should also include the number of days in the grace period.

Finance Charge - the cost of carrying a balance. Finance charges are computed using your balance and APR. Creditors use different methods for calculating your finance charge. They may consider one or two billing cycles, use an adjusted, average, or previous month's balance, and may include new purchases. The least expensive to you is the average daily balance method excluding new purchases. In cases where you must pay a finance charge (no grace period applies), your creditor may assess a minimum finance charge. If your calculated finance charge is less than the minimum, you must pay the minimum.

Incentives and Rewards - cash back, sky miles, discounts, free services such as travel insurance and points you can redeem.

Credit Card Fees - annual fee, finance charge, late fee, and over-limit fee are some of the most common.

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