Apply for free government grants, gov money and unclaimed property.

  Apply for free government grants, gov money and unclaimed property.


Online applications for 100% free government grants, gov loans, plus unclaimed money and property search.


Government Grants - Search, Find and Apply Online

   

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Newest Government Grant Opportunities ~ Click Below

Grants New Opportunity List by Category
Commercial Driver Individual Study 2010
Modification 0
Volume Change of Glaciers in Alaska's National Parks
Modification 0
Bison Conservation;WolverineRestoration; MIgratory Species Project Implementation
Modification 0
On Project Water Planning
Modification 0
Power Network Interconnection Assistance
Modification 0
Huna Tribal House Cultural Elements Project
Modification 0
Field Studies and Management of Rare Plant Database
Modification 0
NCSE Environmental Student Interns
Modification 0
The Role of Human-Animal Interaction in Child Health and Development (R03)
Modification 0
Notice of Intent to Award - Quinault National Fish Hatchery TERO Program
Modification 0
Molecular Mechanisms of Adverse Metabolic Drug Effects in Children and Adolescents (R01)
Modification 0
Blm NV Ely DO 2010 Round 4 Lincoln County Archaeological Initiative
Modification 0
Conservation Reserve Program - Technical Assistance Training
Modification 0
International Collaboration in Chemistry between US Investigators and their Counterparts Abroad
Modification 0
Yuma East Wetlands North and South Channel Maintenance and Bankline Enhancement
Modification 0
BLM UT Rare Plant Research and Ex-Situ Conservation of Plants Species Project
Modification 0
Human Systems Technologies for Future Air Force Challenges
Modification 0
Museums for America
Modification 0
Coordination, Development, and Participation in Grande Ronde Basin Anadromous Fishery Habitat Improvement
Modification 0
Cooperative Research Units Program FY 2011
Modification 0
RSS integration by RSSinclude

 

Government Grant and Loan Facts:

Don't be scammed by ads; whether on radio, tv, or online, about free money from the government. The federal government does offer grants and loans, but the information you pay for may be misleading. Here are the facts:

 

The differences between grants and loans. Loans are obligations which must be repaid, and often with interest. A grant; however, does not require repayment, but there are extremely few grants available for individuals. Most grants are awarded to universities, researchers, cities, states, counties, and non-profit organizations. Loans are generally the best bet for individuals.

 

Grants for Personal Individual Use

As the economy continues to stagger, with high unemployment, rising living costs and mounting debt, consumers turn to the internet in search of free grants for personal individual use.

 

While individual grants such as Pell Grants for education are indeed available for personal education use, typically government grants are awarded to foundations and organizations, which then serve individuals.

 

But that doesn't mean that there will never be a broader range of free grants for individuals. As of the date of this article; however, there are not; for example, free grants for personal debt. To stay current with grant opportunities, individuals should frequently check for new programs.

 

In addition to government websites, there are also private foundations and website links that can assist in grant searches, in addition to submitting grant application proposals.

 

Meanwhile, if there is not yet available; or if you do not qualify, for a free grant you never have to pay back, there are still other options including state assistance programs. The best tip is to keep all your mind open to other solutions. Instead of focusing only on; for example, a free grant to pay bills, also look for assistance to help you meet other expenses (such as food or housing assistance), which would free-up money to pay debts.

  

Turn over every stone, be watchful of scams and; if you find a program which you may qualify for, consider having an experienced, professional company submit your application. For example, a lawyer that specializes in SSI disability may increase your chances of getting supplemental security income approval.

 

 

Tips:

Don't try to call the United States Department of Grants. There isn't one. Federal agencies may have different rules for who is eligible for grants and loans and how to apply.

 

To get an idea of all the federal grants available, browse the online Catalog of Federal Domestic Assistance. These listings are updated annually.

 

Be aware that grants require you to submit a proposal to the federal agency describing what you plan to do with the money. Even after submitting a proposal, it may be quite some time before the agency either approves or denies your request.

 

Grants also require you to fill out forms, generally on a quarterly basis, that tell how much money you have spent and what you have spent it on, as well as how you are progressing on the work you promised to do.

 

A better approach for most consumers is to visit GovBenefits.gov. You check off which categories you fit into (for example, veteran) and then answer a series of questions. GovBenefits will identify loans and sources of financial assistance for which you may be eligible and tell you how and where to apply. You may be surprised what you are eligible for- there are forms of assistance available for a variety of personal situations including disaster victims, farmers, or people with teaching experience.

 

Grant to go to college? Facts:

You can fill out an application for Federal Student Aid by visiting the Department of Education's website. You may be asked to provide information about your income and your family's income to determine your eligibility. Save report cards and transcripts in case you need to report your grades. Have a good idea of what schools you plan to apply to and what you want to study.

 

Visit GovLoans.gov to learn more about well-known programs such as Pell Grants, Work-Study, and Perkins and Stafford Loans.

 

The Department of Veterans Affairs website can tell you more about the "GI Bill" and other programs for veterans and their survivors and dependents.

 

GovLoans.gov also has information about Parent Loans for Undergraduate Students (PLUS). Eligible parents can borrow to pay the educational expenses of dependent undergraduate children who are enrolled in school at least part-time.

 

Beware of "scholarship scams." For example, be wary when you hear that your bank account number is needed to "hold" the scholarship. Be sure the scholarship is legitimate before giving out any personal information.

 

 

Grant to buy a home? Facts:

The Department of Housing and Urban Development (HUD) helps individuals by giving grants to non-profits and local governments, however HUD does not offer assistance directly to consumers. Visit or call the HUD office in your state to find out more.

 

Here are some HUD loans and other options to explore:

 

HUD's Federal Housing Administration (FHA) insures loans, allowing you to purchase a home for as little as 3% down. Anyone can apply, but there is a limit on the loan amount they will insure-this varies according to geographic area. You can also wrap the closing costs into your mortgage.

 

A foreclosed or "HUD Home" may have a lower asking price. Most HUD Homes are affordable for low to moderate income families.

 

Through the Department of Veterans Affairs, veterans and their families may be eligible for loans to buy a home.

 

The United States Department of Agriculture's Rural Housing Service insures loans for the purchase of homes in rural communities.

 

Fannie Mae has a website that can help you find a low cost mortgage and a lender that are right for you.

 

 

Grant to pay rent? Facts:

Visit HUD's website to learn about programs to assist you in renting a house or apartment. You can locate low-income housing, or apply for a Section 8 voucher that you can use to pay some or all of your rent.

 

The Rural Housing Service makes financing available to elderly, disabled, or low-income apartment residents in rural areas to ensure they are able to make rent payments.

 

 

Grant to start a business? Facts:

There are no grants for starting or expanding a business, but the Small Business Administration (SBA) has loans to help you start a business. You can also get all the forms you need online.

 

You can also visit a SBA Small Business Development Center for help with starting, financing, or expanding your business.

 

 

Government grant, unclaimed money and unclaimed property

As the saying goes: "Buyer Beware". If you see ads claiming you qualify to receive a "free grant" for education, to start a home business or to payoff unpaid bills but you must pay a processing or membership fee to obtain the information, be wary. Scam artists will claim your grant application is guaranteed to be accepted and approved, and you never have to repay the money. But the Federal Trade Commission (FTC) warns that these grant offers are often a scam. The grant isn't free, nor is it guaranteed, nor is a refund.

 

According to the FTC, some scam artists market "free grants" in classified ads and on the internet, as in the example ad below:

 

Example of Grant Scam Advertisement - courtesy of FTC

FREE GRANTS Never Repay — acceptance guaranteed. Government and private sources $500 - $5,000. Education, home repairs, home purchase, business, non-profits. Phone live operators 9am-9pm. Monday-Saturday 1-800-###-####, ext. [###]

  

When you call their toll free phone number, here's an example of what happens:

 

A company representative asks non-threatening, simple questions to supposedly determine if you qualify to receive a grant. The representative then acts as if he/she is checking your eligibility, and then congratulates you as being eligible. But for you to get the grant information from them, they will charge you a processing fee. Although they will promise you that the grant is guaranteed or you can get your money back, the truth is far different.

 

They will tell you that the processing fee is for finding a grant source and sending you the appropriate application package in the mail. But you won't receive an application or a source. Instead they send you a list of agencies and foundations which you must write and request an application. In order to get your refund, you must apply to; and be rejected by, all these agencies within 90 days.

 

Most grantors don't award grants to individuals for personal needs. Generally grants are to serve mankind and communities as a whole, such as job expansion, training under-employed youth, preserving history, funding charities, art museums, or for researching medical issues. So, even if you're in a financial hardship, or you may be an unwed mother, a single parent, a minority, etc, you're not likely to get approved for a personal use grant. And you may as well forget about getting a refund from the grant "broker" because the conditions for a refund are nearly impossible, requiring you to apply at every grantor on the list they provided to you and be denied by each resource within 90 days. If even one resource doesn't reject you within the first 90 days, you won't get your refund, nor will you get it back if the rejections are past the 90 day requirement.

 

If you're thinking about applying for a grant, remember that the applications are available to you for free and that anyone who guarantees you a grant is likely to be interested in their own financial gain, not yours. If you think you may have been a victim of a grant scam, file a complaint with the FTC by visiting www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261.

 

Don't fall for grant scams. Use the free resources available to you at public libraries, on the internet, and at Credit Federal

 

With our resources, you can research and apply, 100% free for Government Grants with no fees. Plus you'll have unlimited access to Unclaimed Money which you can immediately claim with no credit card required.  Our links also include Educational Grants, and Grants for Disabled people, and even Veteran Grants. Search now for government assistance as well as individual grant foundations.

 

Search for government bailout grants and other government debt relief grants. If you're an individual, check for government grants to pay bills.

 

Free Grants for Personal Individual Use As the economy continues to stagger, with high unemployment, rising living costs and mounting debt, consumers turn to the internet in search of free grants for personal individual use.

 

 

NOTICE: This site provides Government Grant and Unclaimed Property links as a free public service and is not a grantor.  These government resources enable you to search and apply for grants and unclaimed property with absolutely no fees, no hidden charges, and no credit card required. For Gov Grant, Unclaimed Property or Private Grant Foundation questions or applications, contact the appropriate authority. Read our article, or select specific areas: Grant to go to college, Grant to buy a home, Grant to pay rent, and Grant to start a business.

  

 

Don't be a victim. Read our latest news about scams and fraud, and join our newsletter to receive alerts.


Personal Credit

 

Personal credit scores are based on standards of the major credit rating bureaus: Experian, Equifax, and TransUnion. Lenders average the fixed score from each of these to determine a borrower’s eligibility and terms of financing. The rating system looks at several factors and gives a points rating to each one. Positive and negative factors can affect the score.

 

Factors that can affect credit scores:

 

* Payment history accounts for about 35% and the way debts are paid, for example if they are paid in a timely manner or paid late. It reflects the number of past due items and how long they were

  delinquent, or if there was any collection activity. Another factor is any public records like bankruptcies, liens, and wage garnishments.

 

* Current total debts accounts for around 30% and considers the total amount of debts owed. This is the number of accounts and each balance owed and it influences FICO scores. Credit bureaus will

   look at outstanding debts in relation to the available credit. Getting out of debt by paying down debts can help raise scores over time.

 

* The length of credit history is a factor concerning the amount of time accounts have been open and the account activity.

  

* New credit is any recent accounts established. This also includes any credit inquiries indicating attempts to get new lines of credit.

  

* Types of credit considered is the total number of the types of credit that has been secured. This includes revolving debt on credit cards and retail accounts.

  

Some lenders may not view past performance as a guarantee of future performance. This is not always true as a credit rating is an indicator of past borrowing and repayment performance.

This can give lenders an idea of how likely it will be for a borrower to repay a new loan in full, on time. They use a consumer's credit rating to determine their risk in loaning money.

 

A person who has a good credit rating may not have to pay high interest fees or may not have to give a large down payment. Personal credit scores are used to determine whether to loan money to small businesses and corporations. Factors like age, race, ethnic background, religion, sex, and marital status, do not influence scores. Employment history, current employment, wages, and assets are not taken into consideration as part of FICO scores, yet some lenders may look at these areas when evaluating a person's credit worthiness.

  

Qualified borrowers have a FICO rating of 750 or better, yet people with a score of 650 may be able to get a loan that has higher interest rates. These scores can change monthly to reflect any changes to the criteria used to determine the score. If a loan is paid off it could improve scores. If a bill is not paid or bankruptcy is filed, it could lower scores. Monitoring scores can help identify any problems that may need correcting. AnnualCreditReport.com is the site to visit to request a free credit report, and get credit information almost immediately, but it can take longer when not using the Internet. Credit services can help monitor FICO scores but it usually requires a monthly fee.


Don't be a victim of free government money scams, such as grants and loans that you never pay back.
You have the same free right to Government Auction, Grant, Unclaimed Money and Seizure information as any other American or business, with no fee payment and no credit card required.
The IRS is seeking applications for the new Volunteer Income Tax Assistance (VITA) matching grant program. Also search our resources for other free money such as unclaimed funds and property.
The federal CFDA website is where to find Government Grants, but as of the date of this article the government is still overhauling it.
Free money search. How to claim abandoned property, and how to find unclaimed money. Also government grant application resources.
Comparison of 2 mortgages from people with identical bad credit histories; one an ARM and one a 30 year fixed rate home loan. Should there be a government grant or mortgage refinancing to solve late payments and defaults?
It's clear to see that the credit industry should be deregulated, just by reviewing Government credit card regulation affects.
Occassionally there are free government money giveaways, but most financial aid comes in the form of benefit programs.
Don't be a victim of free government money scams, such as grants and loans that you never pay back.
Catalog of Federal Domestic Assistance (CFDA) provides a full listing of all Federal programs available to State and local governments (including the District of Columbia); federally-recognized Indian tribal governments; Territories (and possessions) of the United States; domestic public, quasi- public, and private profit and nonprofit organizations and institutions; specialized groups; and individuals.
Government Home Owner Assistance - Struggling Home Owners Could Benefit from FHA and HAMP Plan
The federal government; specifically the Securities and Exchange Commission (SEC), offers Americans a website at www.Investor.gov to help them payoff credit card or high interest debt, boost emergency loan funds, and avoid investment scams.
A federal government report reveals lower credit card balances for consumers. If you can't payoff credit cards, get free debt settlement, credit counseling and debt consolidation quotes.
It appears that the government loan modification program is following typical democrat trends - Situation Normal All Fouled Up (SNAFU). Democrats are proving republicans correct that the credit industry should be deregulated. If you are facing mortgage foreclosure, good luck with your refinancing.
The government thinks it can regulate the credit industry to continue legit credit offers for bad credit people, but they fail to understand the high risks loan and credit card lenders face.
Apply for a no credit check bad credit loan. Review government legislations to control subprime interest rates and fees.
FreeCreditReport or AnnualCreditReport? Does FreeCreditReport.com really offer a free credit report copy as ordered by the government, with no credit card required?
Was your credit card limit cut? Your options, and why government law pushed your credit card company to cut your max limit.
Regulations for further government credit card control may spell doom for card rewards, high limits as well as low interest rates.
Who will poor and bad credit people turn to for emergency loan funds if government legislatures ban payday loans? Compare unsecured payday advance personal loans to those of loan sharks.
The federal government proposes changes that could completely terminate bad credit payday loans, though this financial option offers unsecured cash for poor people.
Although government laws make it tougher to file bankruptcy, the number of filings has increased due to the credit crisis. Here are free tips on how to survive.
Review these government tips regarding IRS Recovery Rebate Credit, Tax Law Changes, Earned Income EIC and getting Old Tax Return Copies.
Owe the government money instead of getting a refund? Review your IRS tax debt help options.
Heavy factors harming the economy are credit card and loan approvals getting harder for bad credit people, plus issuers raising credit card interest rates while lowering credit limits. Will easy credit approvals return with the federal government's 800 billion pledge?
The troubled economy and bad credit crisis has many Americans wondering what government laws offer consumer credit protection. The Fair Debt Collection Practices Act, Credit Repair Organizations Act, Fair Credit Reporting Act, Fair Credit Billing Act and the Credit Cardholder Bill of Rights.
You have the same free right to Government Auction, Grant, Unclaimed Money and Seizure information as any other American or business, with no fee payment and no credit card required.
The government free money (stimulus checks) may have stimulated the economy at the expense of digging consumers deeper into credit card debt with new expenses added to bills they already cannot repay. Consider credit counseling, debt consolidation, or negotiate chargeoff settlements.
Today even bad credit people can get approved for most personal finance products, but government legislatures think poor people cannot use credit wisely and may pass laws that result in no credit except for the wealthy and influential. Bad credit cards and high risk loans serve needs.
The federal government; IRS, warns tax payers of 700 attempted incidents of identity theft (ID theft) or phishing mainly about the free government money tax rebates. Learn how this type of fraud can hurt you, and how to protect yourself and how to report it.
Phishing; fraudulent attempts to perform account identity theft, is a growing problem and not only for good credit people, but also for those with bad credit. Read the government definition of phishing and subscribe to our good or bad credit offers newsletter.
The IRS has increased the mileage rate in view of rising gas prices, and updates 2008 tax filing information. Also visit our other federal government money articles and resources.
Explanation on how to read credit report information and entries so you can improve your score. Instantly order your government approved, annual free credit report so you can perform a credit check and fix credit report errors.
There are now new ways for American Express card members submit project ideas for the Members Project. American Express will donate $2.5 million to fund the project. Also browse our website for government grant programs.
Instead of tax payer funds, profits from government sponsored mortgage lenders Fannie Mae and Freddie Mac would give refi homeowner assistance to up to 500,000 strapped borrowers, possibly even bad credit home loan borrowers.
The federal government is proposing new credit card company rules and regulations to ensure cardholder fair treatment and clear card statements and terms, particularly bad credit cards. Unfortunately, this may create higher interest costs for good credit people and no credit card offers for poor credit people.
All tax filing Americans to receive a free money check. Should you payoff credit card debt? Start a savings account? Personal finance tips and advice on how to get the most benefit from your government IRS tax rebate.
Free money brings good news to a bad economy. Government answers where is my IRS tax refund check? Faster tax rebate checks coming and tax filing requirement.
To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $50 dollar bill.
To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $20 dollar bill.
To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $10 dollar bill.
To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $5 dollar bill.
Federal Government's Credit Card Fair Fee Act takes on Visa and MasterCard credit card companies to help business merchants negotiate transaction processing costs.
Rebate grant to help poor people and economy. Government to give away free money for mad spending vs saving or bill paying. How will you spend your government check?
To reduce filings, the federal government passed legislation requiring debtors to use credit counseling, AKA debt management, before they file bankruptcy. Another less preferred option is to chargeoff debt via settlement negotiation.
A government review of Fannie Mae accounting has surfaced more errors.
The U.S. Government; which helps protect you from debt collectors, is now hiring those collection agencies to get your past due IRS taxes.
Learn how to spot counterfeit money, and where to report fake money to the federal government.
The government regulates credit card company practices yet allows cell phone companies to commit far worse attrocities.
Trying to look like crusaders for the common American, democrats are demolishing the economy; business-by-business, increasing unemployment, widening the trade deficit and burying generations to come with big government debt.
Consumers who were a high risk never should have been approved for subprime loans, but got them due to government control which insisted on approving mortgage loans although default was certain. If that government interference wasn't bad enough, now certain government officials and homeowners are going to court over what they consider to be unfair, predatory practices.
Bad credit consumers who should not have received loan approval during the booming housing market, are now filing subprime predatory loan lawsuits. Government officials and homeowners are going to court over what they claim to be unfair, predatory practices and are still going through the legal system.
Big Government Destroys Capitalism and Freedom
The Government Securty and Exchange Commission (SEC) Propose Regulations on Credit Report Bureau Ratings. Rules will have an effect on Standard & Poor's, Moody's Investors Service, and Fitch Ratings.
Consumers love the cash for clunker cars government program. Get an even better deal... Avoid dealership financing tricks by getting an online, preapproved auto loan.
New Government Credit Card Act. The CARD Act is supposed to put an end to so-called unfair rate hikes and hidden fees. However; at a time when our economy is in desperate need of credit, democrats are putting a restrictive squeeze on the credit industry's ability to offer easy approval loans and credit cards to all consumers, including bad credit people who need credit now the most.
The federal government will soon offer free trade in vouchers for new cars. If you have an old junker, trade it in and use the money as a free downpayment on a new auto loan.
Don't Pay Government IRS Taxes after Death. We work hard, put in extra hours, and then pay taxes on the income. We sometimes think that there will not be any extra taxes upon our death.
With all the money woes at hand there is even more concern about the government's Social Security and Medicare programs. It appears budgets have affected both and the cash may be depleted by 2041. The prediction has been that Social Security would be paying more out in 2017 than it collects through taxes.
There once was a time when almost anyone; despite very bad credit, could obtain a credit card or even an auto loan and certainly a mortgage. Now; however, bad credit people have far fewer resources as more offers become extinct, either by the lenders' decisions or by government interference. During this era of the credit crisis, bad credit people should focus on how to improve credit scores instead of trying to find credit that will either cost them dearly or has fallen off the market entirely.
Democratic leaders of the government have been pushing for closure on a bill dealing with credit card rate increases and fees. If approved, the changes may push some issuers to altogether discontinue offering any type of bad credit card to high risk people.
Still haven't filed your 1040 and won't make the government's deadline? IRS Late Tax Filing Extensions.
Government Lawmakers, IRS Taxes and the Economy.
President Obama guaranteed that the government will honor new car warranties even if the auto manufacturer fails. Apply for a new or used auto loan quote.
Government Control, Credit Unions, Bank Closings
With the public in a rage over recent bonus payments, the government did pass a bill in a 328 to 93 vote for an IRS bailout bonus tax legislation.
Bailed out banks are now wanting to return funds from the TARP (Troubled Asset Relief Program). Recently three banks (IberiaBank Corp., TCF Financial and Signature Bank) have declared they will be paying back the government.
The federal CFDA website is where to find Government Grants, but as of the date of this article the government is still overhauling it.
Conservative Senate Republicans vowed to vote against an $888 billion government stimulus package when it comes up for a vote in the Senate.
The federal government launches a mortgage aid program to help prevent foreclosures. Reapply for a new mortgage loan plan.
Federal government takeover of Fannie Mae and Freddie Mac. Get the latest home loan and mortgage refinancing news and submit your online application.
The federal government extends an emergency loan program to give banks access to more, longer term cash loans. With interest rates low, now is a good time for a good or a bad credit home, auto or personal loan.
How to file disability. You can apply online or call a toll free number to file for government free money and assistance.
If you are past due on your utility bill, you may face utility company cutoff. The free money from the government (tax rebate) that was designed to stimulate the economy, may end up funding utility bills and gas fillups.
Free money search. How to claim abandoned property, and how to find unclaimed money. Also government grant application resources.
Looking for your Stimulus, IRS Rebate Check? A new tool called 'Where's My Stimulus Payment' is now available on the federal government's IRS Tax website.
Looking for your government tax refund? If you filed an IRS tax return and are expecting a refund, here's how to track it's status and location.
Comparison of 2 mortgages from people with identical bad credit histories; one an ARM and one a 30 year fixed rate home loan. Should there be a government grant or mortgage refinancing to solve late payments and defaults?
Government tax rebate checks due out soon, hoping consumers will make new purchases to stimulate the economy instead of using the money to pay off bills. But will this lead to higher debt and possibly chargeoffs later on, worsening the economy?
The federal government is expected to further cut interest rates, which could mean bigger secured and unsecured loan amounts as well as higher credit card lines of credit with lower interest debt.
Bank of America commits over $5 million in charity and grants. Get instant access to private and government grant applications.
Banks report more suspicious and potentially fraudulent account activities to the federal government. Read about scams and download our free checkbook register software.
JPMorgan Chase's recent ExacTrac offers new electronic payments for mid or large size corportation and government agencies.
US Federal Government tackles Private Grant Scams. Get free access to legitimate grants and unclaimed money.
IRS strengthens federal government tax withholding compliance. File income tax online for fastest refund time.

 

  

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Free financial calculators you can use online or you can install our free calculator downloads to your Windows computer. We giveaway valuable free personal budget software. With our credit card and loan calculator downloads, you can calculate loan interest and use our credit card payment calculator to find out how long it will take to payoff a credit card balance.

Use our personal budget software to manage checkbook register entries and to calculate savings.

Search for free government money and grants. Browse and apply online for a government grant. See if you qualify for government assistance or a grant for disabled people whether from a grant foundation or a non traditional grant.

Unclaimed money: Browse government unclaimed money and unclaimed funds. Check for an inherited pension, plan retirement and learn how to create a will.

See if you qualify for special grant programs like veteran grants or education grants. Easy free IRS tax calculator and free online tax return filing.

How to spot counterfeit money and report credit fraud.

How to file bankruptcy and get free online free bankruptcy forms.

Tired of searching and applying blindly for credit? Let free credit offers come to you by joining our newsletter. There's no obligation to accept any offer. Browse for more personal finance resources.

  

  

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Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
 



Tip of the Day: To curb credit card charges, wrap your credit card in a sheet of paper and keep a log of purchases written on the paper, with a grand total of charges in view each time you reach for your card. Before swiping your card, figure out how many hours you'll have to work in order to payoff the charge and jot on the paper: "IOU #Hours of Work". Perhaps seeing how long you'll need to work to payoff the charge will help curb spending.

  

How and Why Credit Federal protects you from government grant scams:

 

 

How: Credit Federal provides you with the resources to research grant programs and to apply directly to grantors, so you can avoid grant scams.

 

Why: Although there may be other legitimate grant resources such as Credit Federal, there are also scam artists. Our mission at Credit Federal; as established by our founder, is to educate consumers on matters related to personal finance, including government grants and federal assistance.

 

One of the many loans people search for is a government debt consolidation loan. Unfortunately, the U.S. government does not have any such program for individuals.


 

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