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American Association of University Women (AAUW) Fellowships, Grants, and Awards
Features information on fellowships, grants, and awards for female students, presented by the American Association of University Women (AAUW) in Washington, D.C. Discusses AAUW Educational Foundation fellowships and grants, AAUW Legal Advocacy Fund support for sex discrimination lawsuits, and the International Federation of University Women. Posts a list of Legal Advocacy Fund cases, as well as Fund and Foundation FAQs. Provides access to AAUW's home page and index of information pages.
American Association of University Women (AAUW) Educational Foundation Career Development Grants
Provides support for women who hold a bachelor's degree and are preparing to advance their careers, change careers, or re-enter the work force. Special consideration is given to American Association of University Women (AAUW) members, women of color, and women pursuing their first advanced degree or credentials in nontraditional fields. Funds are available for tuition, fees, books, supplies, local transportation, and dependent care. Approximately 60 grants are available in two categories: Academic Grants and Professional Development Institute Grants. Source: Grants and Foundations Review, Oct. 9, 2001.
American Association of University Women (AAUW) Educational Foundation
Fellowships and Grants
The AAUW Educational Foundation has helped more than 6,500 women reach their personal and professional goals through a variety of fellowships and grants: Eleanor Roosevelt Teacher Fellowships, designed to promote gender equity in public schools, are awarded to K-12 women public school teachers with at least three consecutive years of full-time teaching experience in math, science, or technology. Career Development Grants are for women in the early stages of graduate studies in order to re-enter the work force, change careers, or advance their current careers. Community Action Grants provide seed money to individual women and AAUW branches and states for programs or nondegree research projects that promote education and equity for women and girls. International Fellowships for full-time graduate or postgraduate study or research in the United States are awarded to women who are not U.S. citizens or permanent residents. American Fellowships support women doctoral candidates writing their dissertations and postdoctoral scholars conducting research who are U.S. citizens or permanent residents. One-year research leave or postdoctoral fellowships, dissertation fellowships, and summer postdoctoral fellowships are offered. Selected Professions Fellowships are awarded in designated fields where women's participation has been low.
All applicants must have demonstrated scholarly excellence. Preference goes to women whose civic, community, or professional work shows a commitment to advancing the welfare of women and girls. Women of color are strongly encouraged to apply. For more information write to AAUW Educational Foundation, Department 60, 2201 N. Dodge St, Iowa City, IA 52243-4030, call 1-319-337-1716, or fax 1-319-337-1204, or write to American Association of University Women, 1111 Sixteenth Street N.W., Washington, DC 20036-4873 or call 1-202-728-7603.
American Legion Auxiliary (Michigan) Memorial Scholarship
Any daughter, granddaughter or great granddaughter of a qualified veteran who is a Michigan resident attending a Michigan college or university is eligible.
Association for Women in Mathematics (AWM)
The Association was founded in 1971 at the Joint Meetings in Atlantic City. The purpose of the association is to encourage women to study and to have active careers in the mathematical sciences. Equal opportunity and the equal treatment of women in the mathematical sciences are promoted. Sponsor Travel Grants for Women to enable women to attend research conferences in their fields, thereby providing a valuable opportunity to advance their research activities and their visibility in the research community.
Association for Women In Science Educational Foundation
Each spring, the AWIS Educational Foundation offers graduate and undergraduate awards in the amount of $1,000.
AT&T Undergraduate Research Program
Have you always wanted to know what it's like to be part of a scientific team in a leading industrial laboratory? If you're a woman or minority student in your third year of college, this could be your opportunity. Apply for summer employment. If accepted, you'll work with experience research scientists and engineers on projects designed to advance the state of the art in the technology that interests you.
Business and Professional Women Foundation
Career Advancement Scholarships
The Business and Professional Women's Foundation (http://www.bpwusa.org/) promotes equity for working women through education, information, and research. The foundation provides financial assistance to women seeking additional education to advance in their careers or re-enter the workforce, and also collects, conducts, and analyzes research on issues affecting women in the workplace. The BPW Foundation is now accepting applications for its 2000-2001 scholarship program. Applicants must be women 25 years of age or older. They also must be officially accepted into an accredited program or course of study at a U.S. institution (includes institutions in Puerto Rico and the Virgin Islands) and must be graduating within 12 to 24 months from the date of grant. Applicants must also demonstrate critical need for financial assistance. Visit the Business and Professional Women's Foundation Web site for more information or contact: BPW Foundation, ATTN: Scholarships, 2012 Massachusetts Ave, NW, Washington, DC 20036; Tel: (202) 293-1200 ext. 169. Source: Foundation Center RFP Bulletin, Nov. 17, 2000.
A Directory of Fellowships, Scholarships, and Grants Available to African Women Students and Scholars
Compiled by Aili Tripp, Women's Studies Research Center, University of Wisconsin, Madison.
Also listed under Area Studies.
Educational Foundation for Women in Accounting Scholarships
The Educational Foundation awards scholarships to women who are pursuing accounting degrees at both the undergraduate and postgraduate levels.
Also listed under Business
Fellowship / Grant / Award Information (Yale University)
Identifies numerous fellowships, grants, and awards for women. A subset of The ADA Project : Tapping Internet Resources for Women in Computer Science.
Foundation Center RFP Bulletin : Women
Girls Global Education Fund
Provides scholarships for girls in developing countries to attend primary, junior high and high school.
International Federation of University Women International Fellowships
The International Federation of University Women offers a limited number of fellowships and grants to women graduates for advanced research, study and training. The competitions are held every two years. Many of IFUW's 69 national federations and associations offer fellowships, scholarships and grants to women in their countries and to IFUW members from other parts of the world. Address information is provided for each country federation/association.
Jeannette Ranking Foundation Women's Education Fund
The Jeannette Rankin Foundation continues the legacy of Jeanette Rankin, the first woman elected to Congress. Every year scholarships of $1,500 each are available to 25 women, aged 35 or above, to pursue their education. Applicants must be U.S. citizens, and have been accepted or enrolled in a certified technical/vocational training program or undergraduate college program. Awards will be made to promising students with severe financial need.
Karla Scherer Foundation
Provides scholarships to women majoring in finance or economics with plans for a corporate business career in the private sector.
Margaret McNamara Memorial Fund
Provides funding for women from developing countries. Sponsored by the World Bank. For more information, contact Margaret McNamara Memorial Fund, Selection Committee, 1818 H Street, NW, MSN H2-204, Washington DC 20433; Tel: (202) 473 8751; Fax: (202) 676 0419; MMMF@worldbank.org
Scholarship News : Women Scholarships
Scholarships, Fellowships, and Postdoctoral Awards for Womenl
A compilation of resources by Francisco Alberto Tomei Torres, Ph.D.
Talbots Womens Scholarships Fund
Note: type "scholarship" in the search engine box
Since 1997, this classic women's clothing retailer has dedicated $100,000 a year to a national scholarship program to help women complete their undergraduate education. Each year, five women are awarded $10,000 each, and 50 women, $1,000 each to return to school. To be eligible, you must have been away from school for at least 5 years. Look for applications in Talbots stores soon, or call 507-931-1682.
Third Wave Scholarship Program for Young Women
Third Wave Foundation's Scholarship Program for Young Women is available to all full-time or part-time students age 30 and under who are enrolled in, or have been accepted to, an accredited university, college or community college. The primary criteron for funding is financial need. Students should also be involved as activists, artists, or cultural workers working on issues such as racism, homophobia, sexism, or other forms of inequality.
Search
for free grants for single moms
and grants for widows.
Grants
for Organizations and Individuals
A federal grant is financial assistance from a federal agency and the grant recipient must carry out a public purpose authorized by a law of the United States.
Federal grants are not federal assistance or loans to individuals and may not used to get property or services for the federal government's direct benefit.
There are 26 Federal Agencies that offer over 1,000 grant programs in different categories.
Here are
the 26 agencies that provide grants: The Department of Health and Human Services, Agency for International Development, Corporation for National
and Community Service, Department of Agriculture, Department of Commerce, Department of Defense, Department of Education, Department of Energy,
Department of Health and Human Services, Department of Homeland Security, Department of Housing and Urban Development, Department of the Interior,
Department of Justice, Department of Labor, Department of State, Department of Transportation, Department of the Treasury, Department of Veterans
Affairs, Environmental Protection Agency, Institute of Museum and Library Services, National Aeronautics and Space Administration, National Archives and
Records Administration, National Endowment for the Arts, National Endowment for the Humanities, National Science Foundation, Small Business
Administration, and the Social Security Administration.
There are infomercials and websites
that advertise free money, however few are available to individuals and there are none available that provides personal financial
assistance. You can find out if you are eligible to apply for grants on Grants.gov website and you can watch a tutorial. If you register as an Individual, you
will only be able to apply to grant opportunities that are open to individuals. An individual cannot submit a grant application to a grant opportunity that is
just open to organizations.
Some examples of Organizations are: Government, State, Local, City, Township, Special District, Native American Tribal
Governments, Education, Public Housing, and Non-Profit Organizations.
Small business loans and small business grants may be awarded to companies that meet the size standards that the U.S. Small Business Administration
(SBA) has established for most industries in the economy. The most common size standards are as follows:
* 500 employees for most manufacturing and mining industries
* 100 employees for all wholesale trade industries
* $6 million for most retail and service industries
* $28.5 million for most general & heavy construction industries
* $12 million for all special trade contractors
* $0.75 million for most agricultural industries
About one-fourth of industries have a size standard that is different from the levels above and they vary from $0.75 million to $28.5 million for size
standards. This is based on average annual revenues and from 100 to 1500 employees for size standards based on number of employees. With some
exceptions, all federal agencies, and many state and local governments, use the size standards established by SBA.
Visit the website: govbenefits.gov to get all the FAQs about grants and grant information for organizations and individuals.
Government
Money
The
government has rural housing repair loans and grants programs and these may
provide loans and grants to low-income homeowners. Homeowners use these programs
to repair or improve their homes or to remove health hazards of their rural dwellings. Loans
can be arranged for up to 20 years at a low interest rate. There are some grants
for who are 62 years of age or older and can be used only to pay for repairs and improvements to remove health
hazards. Loan or grant combinations may be arranged for people who can repay part of the cost.
Low-income for this program is defined as those below 50 percent of the area median income.
Some
program requirements are that you must be a U.S. citizen or permanent resident who lives in a rural area.
There may be some loans of up to $20,000 and grants of up to $7,500. A real estate mortgage is required for loans of $7,500 or
more and full title services are required for loans of $7,500 or more. Grants may be recaptured if the property is sold in less than three
years and loans and grants can be combined for up to $27,500 in assistance.
Visit the govbenefits.gov website for this information.
Government
Money
The Bureau of Engraving and Printing redeems partially destroyed or badly damaged currency
for free. The U.S. Treasury handles about 30,000 claims each year and redeems mutilated currency.
They use experts to examine mutilated currency and will approve the issuance of a Treasury check for the value of the currency determined to be redeemable.
If you want to know what mutilated currency is see the descriptions below:
*
More than one-half of the original note is not clear
*
It is in such a condition the value is questionable and needs special examination.
Currency can become mutilated in
many ways like by means of fire, water, chemicals, explosives; animal, insect or rodent damage; and
by burying. Regulations issued by the Department of the Treasury, mutilated U.S. currency may be exchanged at face value
if more than 50% of a note identifiable as United States currency or 50% or less of a note
is identifiable as U.S. currency and the method of mutilation and evidence demonstrates to the satisfaction of the Treasury that the missing portions have been totally destroyed.
More IRS tax forms to file and new credits and deductions for 2009 - When taxpayers sit down to file their 2009 returns, they will find plenty new -- some the result of adjusting for inflation, and other changes passed by Congress last year to try to bring the country out of recession.
Some things affect all taxpayers. The personal exemption, for example, has increased, to $3,650 each for the taxpayer and dependents, up $150 from 2008.
And tax brackets have been adjusted upward by about 5 percent since 2008. That means you might not jump to a higher tax bracket if you earned more.
Others revisions are more likely to affect low and moderate income workers. Income limits for the earned income tax credit have been raised and there's a new category -- families with three or more children. The Internal Revenue Service says one in six taxpayers claim the credit.
Still other changes affect those at higher income levels. The exemption for the alternative minimum tax has been increased once again, this time to $70,950 for joint returns and $46,700 for individuals. If your income is higher than these amounts, you could be subject to the AMT tax. These changes are among those that happen every year, to keep taxes in line with inflation. But there are a host of other revisions, new for 2009, that will make filing your tax return this year a little more complicated.
For one thing, the standard deduction for taxpayers who don't itemize has become a little less standard.
The standard deduction itself has increased to $11,400 for married couples filing jointly, $5,700 for individuals and $8,350 for heads of household. As before, it is even bigger if you are blind or 65 or over.
But new this year, you can take more of a standard deduction if you paid state or local real estate taxes, bought a new car and paid sales or excise taxes and met the income limits, or were a victim of a federally declared disaster. If you choose to increase your standard deduction by one or more of these items, you'll have to file a new form Schedule L. Otherwise, you can just enter the standard deduction on Form 1040.
The three deductions -- for state or local real estate taxes, sales or excise taxes on new car purchases or net disaster losses -- also can be taken by people who itemize.
There are expanded tax credits for home purchases and education. And a tax credit for making your home more energy efficient has been reinstated.
Tax experts caution people to be careful that they're claiming every deduction and credit to which they're entitled. A credit reduces the amount of tax you owe; a deduction reduces the income on which taxes are assessed.
You're likely already receiving the benefit of the Making Work Pay credit under the stimulus bill that Congress passed last year. However, you may have to pay a portion back if you're a married couple and both spouses work, or if you have more than one job. If you're a low- or moderate-income worker, you might have some money due to you. A new form, Schedule M, will have to be filed to claim the credit.
Avoid errors and file online to get a fast tax refund: Some errors are mathematical. Others involve omission -- like failing to include your Social Security number or those of your dependents. Make sure you pick the correct filing status -- head of household or surviving spouse vs. single, for example. And don't forget to sign your return.
Last year, the IRS received more than 141 million tax returns. Of those, about 70 percent were filed electronically. More than 110 million filers were due refunds, averaging $2,753 each.
The IRS encourages people to file electronically, saying it reduces errors and enables people to get their refunds more quickly. People who file electronically and use direct deposit can get their refunds as soon as 10 days after they file.
This year, the agency estimates that it will take taxpayers using form 1040 an average 21.4 hours to complete their taxes. That includes record keeping, tax planning, and completing and filing the return. The more complicated your return, the more time it will take to complete it.
Changes for homeowners: One major thing that taxpayers will find different this year is the homebuyer tax credit. In 2008, the credit was actually an interest free, long term loan. For people who purchased a home in 2009, the credit is a true credit -- it only has to be paid back if you stop using the home as your principal residence within three years of purchase. The credit is $8,000 for first-time homebuyers, defined as those who haven't owned a home in the last three years. Congress also added a credit for long-time homeowners who purchase a new principal residence -- $6,500. To qualify, a homebuyer would have had to live at least five years in a previously owned home. There are income limitations for both.
Expanded credit for college education: The new American opportunity credit provides a maximum annual credit of $2,500 per student for each of the first four years of college. The Hope credit that the new credit replaces temporarily covered only the first two years and for most people was smaller. To be eligible, taxpayers would have to pay $4,000 or more in tuition, fees and course materials. The credit, which phases out at higher incomes, is 40% refundable. This means that even people who owe no tax can get an annual payment of the credit up to $1,000 for each eligible student. What about those students who take more than four years to finish college? If you're in your fifth year, you're out of luck. However, there is another credit -- the lifetime learning credit -- that may be available for students in their fifth or sixth year of college, or in graduate school.
Other tax changes: Other changes include the reinstatement of the credit for making your home more energy efficient. The maximum credit has increased, to $1,500 for $5,000 in expenditures on things like insulation, storm windows or an energy efficient furnace.
For people who lost jobs, the first $2,400 in unemployment benefits is not taxable.
To benefit from most of the tax breaks, you would have had to take action before the end of 2009. But there are a couple of exceptions. You still might be able to claim the homebuyer credit if you have a signed contract by April 30. And, if at the end of the day you find you owe the IRS money or want a bigger refund, you may be able to contribute to an individual retirement account until April 15 and take a deduction on your 2009 taxes.
If you're covered by a plan at work, you may be able to deduct a contribution of $5,000 -- $6,000 if you're at least 50 -- if your modified adjusted gross income is less than $65,000 if you're filing as an individual, or $109,000 if you're married filing jointly.
Three tax deductions -- for state or local real estate taxes, sales or excise taxes on new car purchases or net disaster losses -- also can be taken by people who itemize.
There are expanded tax credits for home purchases and education. And a tax credit for making your home more energy efficient has been reinstated.
Tax experts caution people to be careful that they're claiming every deduction and credit to which they're entitled. A credit reduces the amount of tax you owe; a deduction reduces the income on which taxes are assessed.
You're likely already receiving the benefit of the Making Work Pay credit under the stimulus bill that Congress passed last year. However, you may have to pay a portion back if you're a married couple and both spouses work, or if you have more than one job. If you're a low- or moderate-income worker, you might have some money due to you. A new form, Schedule M, will have to be filed to claim the credit.
Government
Grant Money
When
applying for a grant, be sure to locate a grant that interests you and apply. Be
sure to record the Funding Opportunity Number and/or CFDA Number and then use a
few basic steps to get started. You usually need to download an application package
to complete and then submit the package. If there are any problems trying to
locate or apply for a grant, usually there is a resource or user guide page on
the grant website.
There
are grant programs for federal or state grants, and there is a difference between organizational and individual grant applicants.
An organizational grant applicant is for one who submits a grant on behalf of a company, state, local or tribal government, academia, or other type of organization.
A
grant for an individual is a person who submits a grant for themselves and is
not doing it for some type of organization. Visit the grant.gov site to search and apply
for grants.
By
downloading an application package, you can complete the forms at your leisure and
you could have someone help you complete them. To submit electronic grant applications,
you would need the status of an Authorized Organization Representative (AOR). It
is easy to check your grant status by logging into Grants.gov, if you registered your username and password.
Visit the grants.gov website for this information and more, as well as listings
of grants. Don't be scammed by websites that want to charge large you large
amounts of money just to give you information about grants.
Government Money
A
good example of government
money are grants or funds. For example a grant was given for neighborhood revitalization in New Orleans.
This was a $1 million dollar grant from the American Recovery and Reinvestment Act
(ARRA). This was to help Urban Strategies, Inc. foster a self-sufficiency and safe neighborhoods in
New Orleans. The goal is to revitalize the Harmony Oaks community and implement a
building program for local nonprofits to promote economic recovery and help low-income families secure and retain jobs.
The efforts revolved around transforming Harmony Oaks into a vibrant mixed-income
community and rental units, home ownership units, a K-4 charter school, a health suite, and a recreation facility.
Some
grants can be used for social means to help families and children get out of cycles of poverty.
There can be grants to turn areas into thriving economically benefiting areas
for people. The one million dollar grant was awarded through the Strengthening Communities Fund (SCF) at the Department of Health and Human Services. They awarded
millions to 84 grantees to build nonprofit organizations help with some economic recovery issues
in their communities. Money to help low-income individuals find and keep employment, earn higher wages, and achieve
self-sufficiency are indeed important uses of funds. Visit the Grants.gov.
website for these details and more information.
Government
Money
If
you are looking for government money in the form of a job, there are some summer
experiences that would allow some people to work with those who manage the business of our
Nation. That is right, the Federal Government might be able to give you that
chance if they select you. Summer jobs are at times available in Federal agencies throughout the United States and
there are many types of positions. Review the government's website for
information to the job site of the US Federal Government.
The
information on their website may help you find a job and you may be able to
create an online resume. Once you have located the summer job, review the steps
to complete an application. Be sure to specify the title of the job and the announcement number on
applications. Always make sure applications are fully completed and write down
any phone numbers you may need. For summer jobs, it may be important to start
early in the year, and be sure to note any deadlines.
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New Credit Card Statement Disclosures - Before you wonder if your credit card debt had vastly multiplied since your previous statement, remember that new Credit CARD Act requires additional information, such as a payout forecast that shows how much interest you'll pay and how long it will take to get out of debt by making the minimum payments.
Although these new figures may be scary, overall not much has changed with your account. Basically, the interest costs over the long term are being revealed to you each month. One thing is nearly certain; by making cardholders aware of interest costs and length of time to become debt free with only minimum payments, cardholders may be more conservative with charges.
The new statements also offer ways to get debt help, including a toll free phone number consumers can call for information on credit counseling. Since Feb. 22, when major provisions of the Credit CARD Act and the new statements went into effect, credit counselors have seen a definite shift in consumer behavior as more people have called counseling agencies.
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