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Tip of the Day: Would it be foolish to get another unsecured credit card when you already have several cards maxed out? Perhaps not. Your FICO score takes into account how much of your total credit line is already obligated on credit cards and other revolving credit accounts. If you are close to maxing out your credit cards, this can lower your score. So getting yet another unsecured credit card may not harm your score, but could help it (considering there are no other problems with your score) by increasing your available credit limit. But don't max out the additional credit card, too.
Tip of the Day: To curb credit card charges, wrap your credit card in a sheet of paper and keep a log of purchases written on the paper, with a grand total of charges in view each time you reach for your card. Before swiping your card, figure out how many hours you'll have to work in order to payoff the charge and jot on the paper: "IOU #Hours of Work". Perhaps seeing how long you'll need to work to payoff the charge will help curb spending.
Free government grants for veterans and other assistance programs, including for dependents.
Personal Loans up to $35,000
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All discretionary grants offered by the 26 federal grant agencies can be found, plus you don't have to register with Grants.gov to find grant opportunities. However, once you are ready to apply for a grant, you will need to register. This registration approval process takes 3-5 business days.
Free Grant Opportunities Search
Search by keyword, Funding Opportunity Number (FON) or Catalog of Federal Domestic Assistance (CFDA) number.
Search by a variety of categories of funding activities.
Search from a list of agencies offering grant opportunities.
Search by more specific criteria such as: Funding Instrument Type, Eligibility or Sub-agency.
Search for Recovery Act Opportunities.
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Federal Benefits for Veterans and Dependents
Provides a comprehensive summary of federal government benefits available to veterans and their dependents, including information on alcoholism treatment programs, aid for the blind, burial assistance, clothing allowances, compensation for service-connected disabilities, death payments, dental treatment, dependents' education, education and training loans, etc. Searchable. Web page maintained by the Consumer Information Center at Pueblo, Colorado.
Federal Benefits Manual for Veterans and Dependents
The Department of Veterans Affairs maintains a copy of the latest edition at this site plus other information about veteran benefits programs.
Marine Corps Scholarship Foundation
The Marine Corps Scholarship Foundation exists to provide financial assistance to the children of Marines and of former Marines pursuing higher education at accredited universities and colleges, or vocational schools. America's most precious resource is its children, and their development as responsible citizens and civic leaders requires education. The foundation is dedicated to youth, education, and the enduring values and standards that have made our Corps and our country great. For further information call: 609-921-3534.
U.S. Army ROTC Scholarships
Ok, you don't have to be a veteran to get a ROTC scholarship. But check out this site anyway if you are interested.
Veterans Online Application Web Page
The Veterans Affairs Department has launched a new Web site that enables veterans to file online for pension and health care benefits. Unveiled last Friday, the Veterans Online Applications site lets veterans apply for disability compensation, pension and vocational rehabilitation benefits electronically. The site is designed to cut down on the time it takes for vets to receive their compensation and pension checks.
for free grants for veterans.
online for debt relief, may yield results for many links to websites that may
say there are Federal grants available to pay debts. Some of the sites may ask
for money in order to get the secrets or information for debt money. Many
consumers have made the mistake of giving money and got disappointed that the
government is not going to just send them a check in order for them to payoff
their credit cards.
The idea that
there are grants to get money to pay bills is appealing to many consumers, so appealing that they are willing to pay
money. There are some examples of government help, for example, recent mortgage
problems that millions of people have experienced, and being at risk of loosing
their homes. The government assisted and provided some means, so people who
qualified could try to keep their homes through a loan modification program.
They did not step in and pay the mortgage, but provided a way that homeowners
could try to keep their home by working out a better payment plan.
are debt relief services that offer some effective and affordable solutions to
consumers, in an effort to help them get debts under control, and there are
usually some fees for this service. When people are not successful at reducing
debts, debt relief services may be very helpful. When faced with high monthly
payments that have high interest rates or accumulated late fees, some of these
debt companies have helped people get rates reduced and late fees dropped.
reason debt services are able to do this, is because they work with companies
every day and negotiate between borrowers and creditors for something that will
benefit both parties. After all, when borrowers file bankruptcy, a creditor may
end up not getting paid at all. Many debt
settlement companies are good at negotiating and can sometimes get creditors
to settle for a much lower payoff than what is actually owed. Many of these
companies require a specific amount of unsecured debt from applicants, it could
require a minimum of around $10,000 or more in debt.
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
GovermentGrantInfo.com Review - Copyright Government Grant Info
Grant Money For Individuals: An individual grant is a grant given to a person who needs money for education, housing or other personal needs. A grant is free money that a person does not have to pay back, unlike loans which are borrowed money.Individual grants are obtained when the government sees fit to fund an individual. Governments of the United States and Canada both offer such grants.
People often don’t believe that free government money is available for them and simply “lazy” to apply. A lot of these grants have been created for veterans, the disabled, senior citizens and low-income earners.
Personal grants can be used for:
* Home repair
* Housing assistance
* General living expense
* Legal assistance
* Mortgage payment
* Consumer debt
* Utility bills
* Medical bills
* Rent assistance
Ways to Get Personal Grants to Repay Financial Obligations: Having to pay off debt is a vital part to achieving financial freedom, however the process could be long and difficult. Debt settlement does exist however, as personal grants. While these grants can range from US government or private loan companies, individuals in the government would be the simplest to find. This is how to both find and obtain personal grants to repay financial obligations.
* Gather records of the bills and debts. This could include medical bills, mortgage records, education loan payment claims, and work-related expenses.
* Look for personal grants in the government’s website (link provided within the Assets section for your benefit) and also at community, county, and state offices. The local library and hospital is another great place to look. The easiest method to find non-government personal grants would be to request local companies and charities. The search process could be painstaking but to be able to get personal grants to repay financial obligations, these grants must first be located.
Nonprofit Grants: Have you ever heard of the news a local hospital or museum won a $ 100,000 grant? Then, what is the grant? Based on the words of the Association of Fundraising Professionals, grants are given financial donations to help a person, organization, project or program from foundations, corporations, or government agencies.So do not be surprised if many people think that the grant is the easiest way to get money. In fact, for reality, although you do not have to pay back the grant, but you still have to invest a substantial amount of thought, effort, time, and money to get it.
So, before you decide to seek grant funding, then the thing you do is you have to ensure that you are enough to have the ability (knowledge and expertise) in conducting the program on Grant seeking process. At which time you will start looking for help, then you need to understand where grant seeking suitable for your nonprofit fund raising plan, and then talk about how it’s done. You have to understand the general climate of philanthropy (“industry provider”).And always remember that the grant is only part of a fundraising strategy. For this reason, you should always look for other tactics you can use to obtain funds.