Free Government Grant and Private Grant Foundations.

Online applications for 100% free government grants and funding through private grant foundations.

All discretionary grants offered by the 26 federal grant agencies can be found, plus you don't have to register with Grants.gov to find grant opportunities. However, once you are ready to apply for a grant, you will need to register. This registration approval process takes 3-5 business days.

Free Grant Opportunities Search

Search by keyword, Funding Opportunity Number (FON) or Catalog of Federal Domestic Assistance (CFDA) number.
Search by a variety of categories of funding activities.
Search from a list of agencies offering grant opportunities.
Search by more specific criteria such as: Funding Instrument Type, Eligibility or Sub-agency.
Search for Recovery Act Opportunities.

FREE Expense Logging Software
* Log and Itemize Expenses by Category
* Track Bill Payments and History
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Private & Government Grants	Unclaimed Assets & Gov Programs
Assistance Types Federal Grants Catalog Govt. Grant Application Other Grant Foundations Federal Student Assistance Govt Food Assistance	Bank Unclaimed Money Unclaimed Money Search Federal Unclaimed Money Unclaimed Pension Search HUD Refunds Medicaid

Private and Miscellaneous Grantors
Private grant foundations	Educational grantors for women
Grantors for the disabled	Non-traditional grantors
Grantors for Veterans	SBA grants to start a business

The Brian Grant Foundation The Mission of the Brian Grant Foundation is to assist seriously ill children and their families, as well as under-privileged youth. The Brian Grant Foundation strives to make an immediate impact on the lives of people who need assistance and meet the Foundation's criteria.

Carnegie Corporation of New York was created by Andrew Carnegie in 1911 to promote "the advancement and diffusion of knowledge and understanding." Under Carnegie's will, grants must benefit the people of the United States, although up to 7.4 percent of the funds may be used for the same purpose in countries that are or have been members of the British Commonwealth, with a current emphasis on Commonwealth Africa. As a grant making foundation, the Corporation seeks to carry out Carnegie's vision of philanthropy, which he said should aim "to do real and permanent good in this world."

The SMARTer Kids Grant for SMART Roomware Product is available to all public or private, accredited, not-for-profit educational institutions, museums and libraries involved in K–12, college, university, vocational and technical instruction or administration. Institutions must be located in the United States or Canada. Grants will be awarded based on the feasibility, originality and innovational elements as judged by a Committee appointed by the Foundation.
Gift Of Adoption Fund, Inc. offers financial assistance to adoptive parents to help cover the costs of adoption. The grants we award have a direct impact on adoptive parent(s) who can now realize their dream of becoming a family and on the child who will have loving, nurturing parents.

Personal Credit

Starting out a new year often means trying to improve credit scores for many consumers. It means the difference between getting loans with good terms or loans with high rates. For people seeking a loan, getting the best financing possible is the end objective. Bad credit ruins getting good terms for auto loans, home loans, or other types of financing.

There are some things that can be done to begin to improve scores, just by using a few simple strategies. Begin by totaling all the money spent just for one month and target necessary monthly expenses like the utility bills or others that must get paid. Get a final total and write it down along with the monthly income. Then total all those expenditures for one month that were not really necessary and look at the amount of money that could have been used to pay off bills. It might be enlightening and help you get started on managing a budget. Paying down bills is one of the best ways to get on the road on to having better credit.

Track all spending until it becomes a habit that can keep you focused on the budget, and strive to pay all debts on time or in full. Review the budget weekly to keep a mind set of what must be done with each paycheck. Consider using online bill pay as this can help make paying bills and monitoring finances even easier. Try to put some money into a savings account for emergencies each week, even if it is only ten dollars. With online bill pay, it can be as simple as clicking to transfer an amount into a savings account. It can be surprising how this can become a good habit along with staying on a budget.

Never rush into spending money without giving it some thought first. Spending money in a rush or on a whim can be wasteful. Comparison shop to get the best deals and save the most money for necessary items. Take a lunch instead of eating out to save even more from each paycheck. Consider giving up some entertainment activities for a while. In the end, you may be less stressed and have more money to use to become debt free with every month that passes.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.

FoundationCenter.org - ©2011 Foundation Center. All Rights Reserved.

Foundation Grants for Individuals Online. An online database of foundation and public charity programs that fund students, artists, researchers, and other individuals.

Established in 1956 and today supported by close to 550 foundations, the Foundation Center is the leading source of information about philanthropy worldwide. Through data, analysis, and training, it connects people who want to change the world to the resources they need to succeed. The Center maintains the most comprehensive database on U.S. and, increasingly, global grantmakers and their grants - a robust, accessible knowledge bank for the sector. It also operates research, education, and training programs designed to advance knowledge of philanthropy at every level. Thousands of people visit the Center's web site each day and are served in its five regional library/learning centers and its network of 450 funding information centers located in public libraries, community foundations, and educational institutions nationwide and beyond.

The Center accomplishes its mission by:

* Operating library/learning centers in five locations-New York City; Washington, DC; Atlanta; Cleveland; and San Francisco-that offer free access to information resources and educational programs.
* Maintaining unique databases of information on the nearly 100,000 foundations, corporate donors, and grantmaking public charities in the U.S. and 2.1 million of their recent grants. Its Foundation Directory Online subscription service is the most popular means for searching these databases.
* Providing a content-rich web site with a variety of free search tools, tutorials, downloadable reports, and other information updated daily, including Philanthropy News Digest, its daily news service, and PubHub, its searchable online collection of thousands of reports published by foundations and nonprofit organizations.
* Conducting research and publishing reports on the growth of the foundation field and on trends in foundation support of the nonprofit sector, including the annual Foundations Today Series.
* Educating thousands of people each year through a full curriculum of training courses - in the classroom and online in the form of self-paced courses and tutorials, as well as webinars. Free and affordable classes nationwide cover the funding research process, proposal writing, grantmakers and their giving, and related topics.
* Publishing books ranging from basic primers on fundraising and nonprofit management to comprehensive reference works.
* Coordinating a nationwide network of funding information centers - 450 Cooperating Collections that offer free local access to core Center resources and training.

Grantseeking for Individuals: Designed for individuals not affiliated with nonprofit organizations, such as artists and researchers.

Applicable for five CFRETM International CEUs (continuing education units) for initial or re-certification

Improve your prospects for receiving funds. This course will show you how to find and identify potential foundation funding sources.

Learn how and why funders make grants to individuals and discover the best tools available for grant searches. Gain an understanding of the application process and learn how to effectively articulate your funding needs.

This course features interactive exercises and assessments, a comprehensive glossary, and web and print resources to prepare you for grantseeking success.

Sign up today! Your account will remain active for six months, allowing you to review the material as often as you like (please note: the final assessment of your skills may be completed only once.)

The Foundation Center
79 Fifth Avenue/16th Street
New York, NY 10003-3076
Tel: (212) 620-4230 or (800) 424-9836

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Credit report errors - How to correct credit report errors yourself.

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File bankruptcy - How to file bankruptcy, chapter 7, 11, 13.

Financial calculators

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Insurance - Get online quotes for life, home and auto insurance.

Interest Rates - Get current interest rates for loans and credit cards.

Joint auto loan - How spouse credit affects joint auto loans, and the impact of divorce.

Joint credit card - How spouse credit affects joint credit cards, and the impact of divorce.

Joint credit card debt - Which spouse pays the bills (loans and credit cards) after divorce.

Joint mortgage loan - How spouse credit affects joint mortgages, and the impact of divorce.

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Long term unsecured loan - About long term unsecured loans.

MasterCard Credit Card - Review and apply online for a MasterCard card.

Mortgage calculator - Calculate monthly payments and interest.

Mortgage refinance loan - For a home equity line of credit, you may want to think about a traditional second mortgage loan.

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No collateral business loan - Quick cash for small businesses.

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No deposit credit card - Get a credit card with no deposit requirement.

No deposit home loan - Apply for a no deposit, no down payment home loan.

Nonhomeowner debt consolidation loan - Options for nonhomeowners to pay off debt.

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Nonprofit debt consolidation - Advantages of debt consolidation.

No obligation credit - Get free credit offers for you to consider.

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Payday advance - What is a payday advance and its conveniences.

Payday advance loans - Benefits of a payday advance loan and common uses.

Payday loan interest - Payday loans charge a fee instead of an interest rate.

Payoff balance - Tips to payoff balance of credit card debt and how to avoid the debt trap.

Pay off debt - Loan options and tips to pay off debt.

Personal budget - Download our personal budget software.

Personal budget software - How to use our personal budget software.

Personal finance - Keep track of personal finances with our services and resources.

Personal finance newsletter - Free personal finance management tips and special credit offers.

Personal loan application - Submit an online application for a personal loan.

Plan retirement - Prepare for retirement with our tips.

Platinum American Express Card - Review any current Platinum cards offered by American Express.

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Popular credit cards - Browse the best credit card offers, according to other CreditFederal.com visitors.

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Repay payday loan - Strategy to repay a payday loan.

Report credit fraud - How to report credit-related fraud.

Reverse mortgage - Information about the benefits of a reverse mortgage.

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Savings calculator - Calculate savings (interest) with this simple tool.

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Credit Advice - If you're going to use a credit card to make purchases, let the card company pay you. Get a cashback credit card and payoff balances in full each month, then add the cash earnings to your savings account.

Credit Advice - Are your debts getting out of control and you fear you won't be able to repay them? If you feel like you are drowning in bills especially with credit cards, you may need debt assistance in order to secure your financial future. You either need a plan to repay bills or negotiate a settlement payoff.