Free government money and unclaimed funds from failed banks.

Online applications for 100% free government grants and online unclaimed funds search.

Government Grants - Search, Find and Apply Online

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How to claim your funds:

If you find your name, and you had funds in the referenced financial institution, please complete the attached form, have it notarized, and mail it to FDIC per the instructions below.

1. Print or download the FDIC Claimant Verification form. Use the print function in your browser to print the form. Then, complete the form by filling in the requested information in pen. Please include the FDIC Reference # obtained from the on-line database (next to your name).
 

2. Have the completed form notarized by a notary public.

3. Mail completed, notarized form to:

FDIC

Attn: Claims Department - Unclaimed Funds

1910 Pacific Avenue

Dallas, Texas 75201

Be sure to include the FDIC Reference # obtained from the on-line database.

4. You will be notified by an FDIC representative within 30 days of receipt of form. You may be notified in writing, by phone, or by receipt of check. If you have further inquiries, you may contact FDIC via E-Mail inquiries for status of claim.

The Federal Deposit Insurance Corporation (FDIC) provides deposit insurance to financial institutions and depositors of these institutions. If a financial institution is closed, by a regulatory agency, the FDIC is appointed as Receiver and is responsible for the payment of insured deposits and the liquidation of the remaining assets. If you did not claim your funds previously you now have another opportunity to do so. Review the "How to claim your funds" section below and complete the attached form.

Why does FDIC have unclaimed funds?

When a failed financial institution (bank or savings and loan) with federal deposit insurance is liquidated, the FDIC resolution division is responsible for paying:

• Unclaimed insured deposits up to $100,000

• Dividends declared on excess deposits over the $100,000 insured amount

• Dividends declared on general creditor claims

• Funds distributed to the shareholders of the failed institution

In many instances these funds remain unclaimed because:

• The insured deposit is never claimed from the assuming financial institution

• The dividend check on the excess deposit amount is not cashed

• The dividend check on the general creditor claim is not cashed

• The check to the shareholder is not cashed

• A valid address is not on file and the dividend check has been returned to the FDIC

What funds are available?

The database for this site contains unclaimed funds for either unclaimed insured deposits (for receiverships established between January 1, 1989 and June 28, 1993), or for dividend checks issued which were undeliverable or never cashed. As receiverships are terminated, under Federal Law 12 U.S.C., 1822(e); see also Pub. L. No. 103-44, section 2(b) unclaimed insured funds can no longer be claimed and data will be removed from the website. Dividends, however, for uninsured portions of a deposit might be claimed post termination if a dividend check was returned for a bad address.

Before doing searches on unclaimed funds, please read the FDIC's general disclaimer.

Grants for Organizations and Individuals

A federal grant is financial assistance from a federal agency and the grant recipient must carry out a public purpose authorized by a law of the United States. Federal grants are not federal assistance or loans to individuals and may not used to get property or services for the federal government's direct benefit. There are 26 Federal Agencies that offer over 1,000 grant programs in different categories. 

Here are the 26 agencies that provide grants: The Department of Health and Human Services, Agency for International Development, Corporation for National and Community Service, Department of Agriculture, Department of Commerce, Department of Defense, Department of Education, Department of Energy, Department of Health and Human Services, Department of Homeland Security, Department of Housing and Urban Development, Department of the Interior, Department of Justice, Department of Labor, Department of State, Department of Transportation, Department of the Treasury, Department of Veterans Affairs, Environmental Protection Agency, Institute of Museum and Library Services, National Aeronautics and Space Administration, National Archives and Records Administration, National Endowment for the Arts, National Endowment for the Humanities, National Science Foundation, Small Business Administration, and the Social Security Administration.

There are infomercials and websites that advertise free money, however few are available to individuals and there are none available that provides personal financial assistance. You can find out if you are eligible to apply for grants on Grants.gov website and you can watch a tutorial. If you register as an Individual, you will only be able to apply to grant opportunities that are open to individuals. An individual cannot submit a grant application to a grant opportunity that is just open to organizations. 

Some examples of Organizations are: Government, State, Local, City, Township, Special District, Native American Tribal Governments, Education, Public Housing, and Non-Profit Organizations.

Small business loans and small business grants may be awarded to companies that meet the size standards that the U.S. Small Business Administration (SBA) has established for most industries in the economy. The most common size standards are as follows:

* 500 employees for most manufacturing and mining industries

* 100 employees for all wholesale trade industries

* $6 million for most retail and service industries

* $28.5 million for most general & heavy construction industries

* $12 million for all special trade contractors

* $0.75 million for most agricultural industries

About one-fourth of industries have a size standard that is different from the levels above and they vary from $0.75 million to $28.5 million for size standards. This is based on average annual revenues and from 100 to 1500 employees for size standards based on number of employees. With some exceptions, all federal agencies, and many state and local governments, use the size standards established by SBA.

Visit the website: govbenefits.gov to get all the FAQs about grants and grant information for organizations and individuals.

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