Free Government Grant for the Disabled and Disability Programs.


Credit Tips and Learning Center

Personal Privacy and Security Policy

New and Used Car Loans and RefinancingSecured and Unsecured Credit CardsCredit Report, Score, Repair and ProtectionDebt Counseling, Settlement and ConsolidationNew Home Purchase, 2nd Mortgage ReFi, Cash EquityShort and Long Term Personal Loans


Credit Equation: You can't build credit unless you make use of it. The more you responsibly use credit, the greater your credit score. But using over-using credit to the point of accruing high debt, your score plummets. Your individual income and spending habits should dictate how; and when, you use credit.


                

Unclaimed Money, Government Assistance application articles and tips

  

Assistance Types

Other Grant Foundations

-Private grant foundations

-Grantors for the disabled

-Grantors for Veterans

-Educational grantors for women

-Non-traditional grantors

Bank Unclaimed Money

Unclaimed Money Search

Federal Unclaimed Money

Unclaimed Pension Search

  

Unclaimed Tax Refund Money

Survivor Benefits Social Security for Deceased

Government Auctions of Surplus and Seized Property

Government Loans and Bank Checking Accounts for Poor People

Government Cash and Benefit Programs

Free Government Money Scams

Census Survey Scam Alert

Smart Ways to Spend Your IRS Tax Refund

IRS tax return filing assistance

Fast Tax Refund Choices and Refund Anticipation Loans

50 Key IRS Tax Deductions

  

   

       

Auto Loan: Good or bad credit auto loan quote. Apply for a new or used auto loan, or for car refinancing.
 

Credit Card: Search for a gold rewards or a bad credit card. To rebuild credit, get an instant approval credit card. Browse unsecured platinum and guaranteed credit card offers.

  

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

 

Debt Counseling: Nonprofit credit counseling, unsecured debt consolidation or free debt settlement.

 

Free Credit Offers: Get no obligation credit offers and receive alerts and tips to manage personal finances.

 

Home Loan: Stop paying rent and live the American dream.

 

Mortgage Refinancing: 2nd mortgage loan for remodeling, equity cash out or a debt consolidation loan.

 

Payday Loan: Get a good or bad credit unsecured loan with no credit check and no collateral.

  

Personal Loan: Short or long term personal loan.

  

Personal Finance: Create a personal budget, balance a checkbook, file bankruptcy and more.

 

Free Help: Personal finance newsletter, credit advice and tips.

 

Interest rates: National averages of credit card, mortgage, refinancing and auto loan interest rates.
  

                 



How to Qualify for Social Security Disability Benefits:

To qualify you must first have worked in jobs covered by Social Security.

You must have a medical condition that meets Social Security's definition of disability, as monthly cash benefits are paid to people who are unable to work for a year or more because of a disability. Benefits usually continue until you are able to work again on a regular basis. There are also a number of special rules, called "work incentives," that provide continued benefits and health care coverage to help you make the transition back to work.


  

Online applications for 100% free government grants for disabled people with no credit card required

   

Personal Loans for
All Credit Types

    
Short Term Loans
up to $1,000
   
Long Term Loans
up to $5,000

           

   

   

All discretionary grants offered by the 26 federal grant agencies can be found, plus you don't have to register with Grants.gov to find grant opportunities. However, once you are ready to apply for a grant, you will need to register. This registration approval process takes 3-5 business days.

Free Grant Opportunities Search

  • Search by keyword, Funding Opportunity Number (FON) or Catalog of Federal Domestic Assistance (CFDA) number.

  • Search by a variety of categories of funding activities.

  • Search from a list of agencies offering grant opportunities.

  • Search by more specific criteria such as: Funding Instrument Type, Eligibility or Sub-agency.

  • Search for Recovery Act Opportunities.

  

Government Disability Programs & News from Disability.gov

   

Private & Government Grants

Unclaimed Assets & Gov Programs

Assistance Types

Federal Grants Catalog

Govt. Grant Application

Other Grant Foundations

Federal Student Assistance

Govt Food Assistance

Bank Unclaimed Money

Unclaimed Money Search

Federal Unclaimed Money

Unclaimed Pension Search

HUD Refunds

Medicaid

   

Private and Miscellaneous Grantors

Private grant foundations

Educational grantors for women

Grantors for the disabled

Non-traditional grantors

Grantors for Veterans

SBA grants to start a business

      

  

Alexander Graham Bell Association for the Deaf
If your child is under 6 and has a moderate to profound hearing loss, you can apply for money to pay for intervention, educational and/or rehabilitation services. There is also money available for children with hearing loss between the ages of 5 and 19 to attend art or science courses during the summer, weekends, or even after school. For more information, contact: Alexander Graham Bell Association for the Deaf, 3417 Volta Place, NW, Washington, DC 20007; Telephone: 202-337-5220, TTY: 202-337-5221.
If your child is under 6 and has a moderate to profound hearing loss, you can apply for money to pay for intervention, educational and/or rehabilitation services. There is also money available for children with hearing loss between the ages of 5 and 19 to attend art or science courses during the summer, weekends, or even after school. For more information, contact: Alexander Graham Bell Association for the Deaf, 3417 Volta Place, NW, Washington, DC 20007; Telephone: 202-337-5220, TTY: 202-337-5221.
 
Billy Barty Foundation
Sponsors a scholarship fund to help promising college students who have a medical form of dwarfism. Provides $2,000 scholarships.
 
Children with Disabilities Grants and Funding Page
An online guide for parents and children. Provides links to information on funding opportunities from the Federal agencies and offices represented on the Coordinating Council on Juvenile Justice and Delinquency Prevention. It also presents suggestions for identifying funding opportunities from other Federal agencies and the private sector.
 
Creating Options: A Resource on Financial Aid for Students with Disabilities (2001)
The latest edition of this popular resource paper features up-to-date information about federal financial aid programs, describes the relationship between state vocational rehabilitation agencies and the financial aid process, and lists organizations that offer disability-related grants and scholarships for postsecondary education. The paper suggests other sources of financial assistance for individuals with disabilities and recommends web sites where students will find additional financial aid information. Also included is a precollege financial aid checklist to help students plan and manage a funding search.
 
Disability Resources Monthly Guide to Disability Resources on the Internet
Includes links to financial aid and grants resources.
 
Ethel Louise Armstrong Foundation (ELA)
Supports professional organizations that work with people with disabilities through grants and scholarships that further their goals of education, advocacy, leadership development, mentorship and the arts. The Foundation especially seeks to support the work of organizations that are led by or support the work of women and girls with disabilities. The next deadline for applications is November 1 and grants are small, ranging from $1,000 to $5,000. For more information contact Ms. Deborah Lewis, 626-398-8840, email: executive director@ela.org.
In addition the Foundation is committed to expanding opportunities for female graduate students with disabilities and developing future leadership in the disability community. The foundation will award one or two scholarships of up to $2,000 each per academic year to supplement financial assistance received by a female graduate student(s). Visit the ELA Web site for complete eligibility information and application guidelines and forms.
 
Financial Resources for Individuals Interested In International Exchange Opportunities
Courtesy of Mobility International USA National Clearinghouse on Disability and Exchange.
 
Foundation Center RFP Bulletin: Disabled
The RFP (Request for Proposals) Bulletin is published weekly by the Foundation Center. Each RFP listing provides a brief overview of a current funding opportunity offered by a foundation or other grant making organization. Interested applicants should read the full RFP at the grant maker's Web site or contact the grant maker directly for complete program guidelines and eligibility requirements before submitting a proposal to that grant maker.
 
Foundation for Exceptional Children Grant and Scholarship Programs
The Foundation for Exceptional Children (http://www.cec.sped.org/fd/back.htm) is a national organization committed to improving the lives of children and youth with disabilities. Currently, the foundation is accepting applications for Scholarship Awards and Minigrant Awards. In the former category (deadline: February 1, 2001), FEC offers Stanley E. Jackson Scholarship Awards and the Infinitec Scholarship Award for full-time, post-secondary education or training during 2001-2002. Post-secondary education or training includes two- and four-year under-graduate college programs or vocational, technical, or fine arts training. Applicants must be anticipating enrollment for the first time in full-time, post-secondary education or training during 2001-2002 and also must provide evidence of financial need. Different recipients will be selected in each award category, and no recipient will receive more than one award. The FEC minigrants (deadline: March 1, 2001) program provides funds to schools, community groups, and other centers of learning for innovative educational programs. Between 20 and 30 grants are awarded annually. Minigrant awards of up to $500 will be made for innovative education-related projects that directly benefit gifted children or youth and/or children and youth with disabilities. For more information, contact: Foundation for Exceptional Children, 1920 Association Drive, Reston, Virginia 20191; Tel: (703) 264-3507. Source: Foundation Cener RFP Bulletin, December 15, 2000.
 
Foundations and Corporate Grant Programs Related to Disability
A collection of foundations and corporate grant programs that may be of interest to many NIDRR grantees AND have Internet sites. Sponsored by the National Center for the Dissemination of Disability Research (NIDRR).
 
Guide Dog Foundation for the Blind, Inc
This charity provides trained guide dogs to the blind at absolutely no charge. They also include training in using the dog and will pay for room and board, all equipment, and round trip transportation. For more information, contact: Guide Dog Foundation for the Blind, Inc, 371 East Jericho Tpke., Smithtown, NJ 11787; Telephone: 800-548-4337; 631-265-2121.
 
HEATH Resource Center
George Washington University has received a grant from the U.S. Department of Education's Office of Special Education and Rehabilitative Services to operate the National Clearinghouse on Postsecondary Education for Individuals with Disabilities, known as the HEATH Resource Center. The web page contains information about funding opportunities along with many other resources.
 
Mitsubishi Electric America Foundation
The Mitsubishi Electric America Foundation gives national "Starfish Grants" to benefit young people with disabilities throughout the country.
 
National Federation of the Blind Scholarship Program
Each year at its National Convention in July, the National Federation of the Blind gives a broad array of scholarships to recognize achievement by blind scholars. All applicants for these scholarships must be (1) legally blind and (2) pursuing or planning to pursue a full-time post-secondary course of study. In addition to these restrictions, some scholarships have been further restricted by the donor.
 
NEC Foundation of America
Makes cash grants to nonprofit organizations and programs with national reach and impact in one or both of the following arenas: science and technology education, principally at the secondary level, and/or the application of technology to assist people with disabilities.
 
Pilot Dogs, Inc.
This charity gives its trained animals to the blind at absolutely no charge. They also include four weeks of training in using the dog and will pay for room and board, all equipment, and round trip transportation. For more information, contact: Pilot Dogs, Inc., 625 West Town Street, Columbus, OH 43215; Contact - Telephone: 614-221-6367; Fax: 614-221-1577
 
Rehabilitation Engineering and Assistive Technology Society of North America
Need money to buy a van, a talking computer, or rubber door know grips? People with disabilities now have a place to turn to learn everything they need to know about how the latest in technology can improve their lives. It can be a specially equipped van, a talking computer, a special kitchen or eating aid, or adaptive toys for children. Or it may be a student with learning disabilities who needs special help getting through school. A project funded by the U.S. Department of Education, called Technical Assistance Project has established an office in each state that can provide: Information Services: will help you identify the special products that are available to help you cope with your disability. Equipment Loan Program: allows people to borrow new technology devices for a number of weeks before they purchase them. Recycling Program: matches up people with needs for products with people who want to sell or donate products. Funding Information: collects information on the various sources of funding for this equipment from public and private sources. Loans: many states are offering special loans to help people purchase the necessary equipment; Ohio offers low interest loans up to $10,000, California has loans up to $20,000, North Carolina up to $15,000.
Contact your state Office of Social Services or Vocational Rehabilitation (In Michigan the Family Independence Agency). If you have trouble locating your state office, you can contact the office that coordinates all state activities: Rehabilitation Engineering and Assertive Technology Society of North America, (RESNA), 1700 North Moore Street, #1540, Arlington, VA 22209; Telephone: 703-524-6686; Fax: 703-524-6630; TTY: 703-524-6639
 
Shaklee Teacher Award
The Shaklee Teacher Award is designed to recognize up to ten of America's most outstanding teachers of children with disabilities. Selection of teachers will be based on specific student outcomes and related contributions they have accomplished in their roles as teachers of children with disabilities. The standards reflected in this award exemplify the attributes of outstanding educators as determined by the Shaklee Institute Senior Scholars. Benefits of the 2001 Shaklee Teacher Award include a $1,000 cash award, a specially-designed pewter sculpture, and a four-day summer session learning experience. The application process requires the outstanding teacher to describe numerous aspects of their competence as an educator and their overall involvement within the field. The award is limited to professionals involved in direct teaching programs for children with disabilities. Applications are available online. (There is a $25 application fee.) For more information, contact: Shaklee Institute for Improving Special Education, 8700 East 29th Street North, Wichita, Kansas 67226; Tel: (316) 634-8735 or (800) 835-1043; Email: ksoule@heartspring.org. Source: Foundation Center RFP Bulletin, Dec. 22, 2000.

Summer Precollege Programs for Students with Disabilities - 2001 Edition
This resource web page describes campus-based postsecondary orientation programs for students with various types of disability. The new edition describes 17 programs located in nine states throughout the country, and provides details about program features, curricula, tuition and contact information. (Other colleges not listed here may also have summer precollege programs, but may limit admission to those students who have been admitted to that college. Therefore, interested students should also consult the college to which they have been admitted.)

 

Free Grants for Personal Individual Use As the economy continues to stagger, with high unemployment, rising living costs and mounting debt, consumers turn to the internet in search of free grants for personal individual use.

 

Search for free grants for disabled people. Review all our articles related to disability.

 

  


Debt

 

Some bill collectors constantly call and leave messages on answer machines, this only ads to the problems of being deep in debt and stressed. There comes a point when being in debt must be handled in some fashion to get relief. To get out of debt means there must be a financial plan in place and spending money must be monitored. Unless more money is generated, the money that is earned must be stretched to payoff bills. Not many people have the energy or time to get a second job just to earn more money. Free debt consultations are offered online and there is usually a no obligation quote. 

 

A few examples of debt relief methods are below:

 

* Combine credit card debts into one easy, to pay monthly bill.

* Negotiate with creditors to reduce the debt balance owed.

* Work with a debt service to learn how to manage finances.

* Use the equity in a home to get a loan to payoff debts.

 

There are many companies who are professionals in working with people. Most of them have programs that are unique to the service they provide. People who are in debt need affordable monthly payment plans, to get bills paid off. Professionals are good at educating people about the different types of debt, like secured and unsecured. Good companies usually have trained staff members who are able to give options for the different types of debt relief.

 

Debts can be the secured type that is connected to collateral, that a lender could take possession of if the borrower defaults on the payments. An example of collateral is an auto or home. There are some business, like a pawn shop, who offer short-term loans that can also be secured by some type of collateral. Lenders like secured loans as they can take the property if the loan is not paid. The good thing for a borrower is that secured loans usually have lower interest rates, but the risk is loosing the property if the loan is not paid. There are hundreds of unsecured payday loans that many people use to pay off small debts. They apply for these small loans at times when they have exhausted their paycheck and need extra money. Some lenders do not require a credit check and bad credit people may be able to get approved easier.

 

Debts that do not have any collateral connected to them, are unsecured debts. In this case, when a borrower defaults, the lender may have to take legal action and they can have negative comments placed on a person's credit reports. Credit card debts are a type of unsecured debt, that is why using a credit card, and repaying on time, can have a good effect on reports. By doing this, it can repair poor credit.


Copyright CreditFederal.Com long term bad credit personal loan with monthly payments and no credit check, pre-approved credit cards and free debt settlement.