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Assistance Types

Other Grant Foundations

-Private grant foundations

-Grantors for the disabled

-Grantors for Veterans

-Educational grantors for women

-Non-traditional grantors

Bank Unclaimed Money

Unclaimed Money Search

Federal Unclaimed Money

Unclaimed Pension Search

  

  

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Why good credit is important: Even if you never plan to use credit, your score can still impact your life. If you inherited millions of dollars and don't need auto loans, credit cards or even mortgage loans, you still may not be able to escape the need for good credit. Consider car insurance, for example. It's a law that you must have auto insurance. Sure, if you have millions of dollars you can afford any insurance premium, but the fact remains that your credit score affects your rate. For those of us without millions of dollars, credit can also affect our ability to rent an apartment, get utilities, and can limit our employment choices or even hold up promotions.

Some other things that typically you can't get without credit include cell phones, elective cosmetic surgery, business loans and student loans, and high rewards credit cards.


  

Online applications for 100% free government grant assistance and loan programs.

     

     

 

Official Government Loan Site - GovLoans.gov

For All U.S. Residents. FREE. Finding the right loan for you is easy at GovLoans.gov

GovLoans.gov is your gateway to government loan information. It directs you to the loan information that best meets your needs. Listed below are the agencies whose loan programs are represented on this site.



All discretionary grants offered by the 26 federal grant agencies can be found, plus you don't have to register with Grants.gov to find grant opportunities. However, once you are ready to apply for a grant, you will need to register. This registration approval process takes 3-5 business days.

Free Grant Opportunities Search

  • Search by keyword, Funding Opportunity Number (FON) or Catalog of Federal Domestic Assistance (CFDA) number.

  • Search by a variety of categories of funding activities.

  • Search from a list of agencies offering grant opportunities.

  • Search by more specific criteria such as: Funding Instrument Type, Eligibility or Sub-agency.

  • Search for Recovery Act Opportunities.

  

   

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Private & Government Grants

Unclaimed Assets & Gov Programs

Assistance Types

Federal Grants Catalog

Govt. Grant Application

Other Grant Foundations

Federal Student Assistance

Govt Food Assistance

Bank Unclaimed Money

Unclaimed Money Search

Federal Unclaimed Money

Unclaimed Pension Search

HUD Refunds

Medicaid

   

   

  

Types Of Federal Government Assistance

Catalog Programs are classified into 15 types of assistance

(A) Formula Grants
(172 Programs)

Allocations of money to States or their subdivisions in accordance with distribution formulas prescribed by law or administrative regulation, for activities of a continuing nature not confined to a specific project.

(B) Project Grants
(872 Programs)

The funding, for fixed or known periods, of specific projects. Project grants can include fellowships, scholarships, research grants, training grants, traineeships, experimental and demonstration grants, evaluation grants, planning grants, technical assistance grants, survey grants, and construction grants.

(C) Direct Payments for Specified Use
(133 Programs)

Financial assistance from the Federal government provided directly to individuals, private firms, and other private institutions to encourage or subsidize a particular activity by conditioning the receipt of the assistance on a particular performance by the recipient. This does not include solicited contracts for the procurement of goods and services for the Federal government.

(D) Direct Payments with Unrestricted Use
(37 Programs)

Financial assistance from the Federal government provided directly to beneficiaries who satisfy Federal eligibility requirements with no restrictions being imposed on the recipient as to how the money is spent. Included are payments under retirement, pension, and compensatory programs.

(E) Direct Loans
(45 Programs)

Financial assistance provided through the lending of Federal monies for a specific period of time, with a reasonable expectation of repayment. Such loans may or may not require the payment of interest.

(F) Guaranteed /Insured Loans
(64 Programs)

Programs in which the Federal government makes an arrangement to identify a lender against part or all of any defaults by those responsible for repayment of loans.

(G) Insurance
(12 Programs)

Financial assistance provided to assure reimbursement for losses sustained under specified conditions. Coverage may be provided directly by the Federal government or through private carriers and may or may not involve the payment of premiums.

(H) Sale, Exchange, or Donation of Property and Goods
(23 Programs)

Programs which provide for the sale, exchange, or donation of Federal real property, personal property, commodities, and other goods including land, buildings, equipment, food and drugs. This does not include the loan of, use of, or access to Federal facilities or property.

(I) Use of Property, Facilities, and Equipment
(17 Programs)

Programs which provide for the loan of, use of, or access to Federal facilities or property wherein the federally owned facilities or property do not remain in the possession of the recipient of the assistance.

(J) Provision of Specialized Services
(93 Programs)

Programs which provide Federal personnel directly to perform certain tasks for the benefit of communities or individuals. These services may be performed in conjunction with nonfederal personnel, but they involve more than consultation, advice, or counseling.

(K) Advisory Services and Counseling
(75 Programs)

Programs which provide Federal specialists to consult, advise, or counsel communities or individuals to include conferences, workshops, or personal contacts. This may involve the use of published information, but only in a secondary capacity.

(L) Dissemination of Technical Information
(91 Programs)

Programs which provide for the publication and distribution of information or data of a specialized or technical nature frequently through clearinghouses or libraries. This does not include conventional public information services designed for general public consumption.

(M) Training
(46 Programs)

Programs which provide instructional activities conducted directly by a Federal agency for individuals not employed by the Federal government.

(N) Investigation of Complaints
(38 Programs)

Federal administrative agency activities that are initiated in response to requests, either formal or informal, to examine or investigate claims of violations of Federal statutes, policies, or procedure. The origination of such claims must come from outside the Federal government.

(O) Federal Employment
(7 Programs)

Programs which reflect the Government wide responsibilities of the Office of Personnel Management in the recruitment and hiring of Federal civilian agency personnel.

Note: Numbers in parenthesis after the type of assistance indicate the number of programs listed in the Catalog having that type. Also, a program may have more than one type of assistance associated with it.

 

Government Grants - Catalog of Federal Domestic Assistance (CFDA)

  

CFDA currently tracks over $10 million federal dollars obligated to domestic assistance programs. The following chart displays projected and actual Recovery and non-Recovery federal dollars obligated.

 

Catalog of Federal Domestic Assistance (CFDA) provides a full listing of all Federal programs available to State and local governments (including the District of Columbia); federally-recognized Indian tribal governments; Territories (and possessions) of the United States; domestic public, quasi- public, and private profit and nonprofit organizations and institutions; specialized groups; and individuals.

 

You do not need an account to search the catalog and view Federal assistance programs.

 

FAQs

 

Where can I get help about CFDA? For questions about CFDA, you can contact the Federal Service Desk by clicking on the For Help: Federal Service Desk link on the bottom left of every page or by visiting the Federal Service Desk at (https://www.fsd.gov). Users may call the Federal Service Desk by dialing 1-866-606-8220 (national) or 1-334-206-7828 (international) from 8:00 a.m. to 8:00 p.m.

 

Do I need to register for an Agency User account to use the system? No. CFDA Agency User accounts are only for Federal government staff managing the CFDA program data. You do not need an account to search the CFDA catalog or to view Federal assistance programs. This information is freely available to any interested party. You can search by keyword, by agency, by program number as well as fine tune your search requests using the advanced search feature.

 

Why was my account request rejected? CFDA system accounts are only for Federal government staff managing the CFDA program data. If your account request was rejected, that means that the Agency Coordinator was unable to confirm your status as a government staff member. If you feel this decision is in error, let us know via the help@cfda.gov e-mail address.

 

Is there a User Manual? The public user manual is available on the homepage (www.cfda.gov) in PDF format. There is also a link to it at the bottom of every page.

 

Is there a way to electronically download program data? The CFDA established a public FTP site in order to promote sharing of program data, as well as to provide a means for related government systems to download data reliably and efficiently. The FTP site URL is ftp://ftp.cfda.gov and provides users with the ability to anonymously download program data in csv format. There are two available file options:

  1. Daily File: This file is updated nightly and will contain the following limited program data fields: Program Number, Program Title, and Agency. The file name will adhere to the following naming convention: "programsYYDDD" with the 2-digit year and 3-digit Julian day, e.g., programs09159.csv

  2. Weekly File: This file is updated weekly (Sunday night) and will contain ALL program data fields publicly available. The file name will adhere to the following naming convention: "programs-fullYYDDD" with the 2-digit year and 3-digit Julian day, e.g., programs-full09164.csv

How can I tell if a CFDA program contains Recovery Act funding? All CFDA programs that are funded in whole or in part by the American Recovery and Reinvestment Act of 2009 (the Recovery Act) have a "RECOVERY" icon embedded in their header information. This icon is visible in the [Search Recovery Programs] results and when you view the program description for a Recovery Act-funded program.

 

 

The Catalog of Federal Domestic Assistance is a government-wide compendium of Federal programs, projects, services, and activities that provide assistance or benefits to the American public. It contains financial and nonfinancial assistance programs administered by departments and establishments of the Federal government.

 

In 1984, Public Law 98-169 authorized the transfer of responsibilities of the Federal Program Information Act from the Office of Management and Budget to the General Services Administration (GSA). The transfer took place in July 1984. These responsibilities include the dissemination of Federal domestic assistance program information through the Catalog of Federal Domestic Assistance, pursuant to the Federal Program Information Act, Public Law 95-220, as amended by Public Law 98-169. GSA now maintains the Federal assistance information database from which program information is obtained. The Office of Management and Budget serves as an intermediary agent between the Federal agencies and GSA, thus providing oversight to the necessary collection of Federal domestic assistance program data.

 

As the basic reference source of Federal programs, the primary purpose of the Catalog is to assist users in identifying programs that meet specific objectives of the potential applicant, and to obtain general information on Federal assistance programs. In addition, the intent of the Catalog is to improve coordination and communication between the Federal government and State and local governments.

 

Programs selected for inclusion in the Federal assistance data base are defined as any function of a Federal agency that provides assistance or benefits for a State or States, territorial possession, county, city, other political subdivision, grouping, or instrumentality thereof; any domestic profit or nonprofit corporation, institution, or individual, other than an agency of the Federal government.

 

A "Federal domestic assistance program" may in practice be called a program, an activity, a service, a project, a process, or some other name, regardless of whether it is identified as a separate program by statute or regulation. It will be identified in terms of its legal authority, administering office, funding, purpose, benefits, and beneficiaries.

 

"Assistance" or "benefits" refers to the transfer of money, property, services, or anything of value, the principal purpose of which is to accomplish a public purpose of support or stimulation authorized by Federal statute. Assistance includes, but is not limited to grants, loans, loan guarantees, scholarships, mortgage loans, insurance, and other types of financial assistance, including cooperative agreements; property, technical assistance, counseling, statistical, and other expert information; and service activities of regulatory agencies. It does not include the provision of conventional public information services.

 

For years, GSA has published a printed version of the Catalog of Federal Domestic Assistance (CFDA or Catalog), as required by legislation dating to 1977 and 1983. That same legislation allowed GSA to distribute free copies of the printed Catalog to designated recipients. In fiscal year 2003, nearly 10,000 paper copies of the Catalog were distributed at no cost to the recipients.

 

Current legislation, however, authorizes GSA to determine in what form to prepare and publish the Catalog. Consistent with the Administration's Electronic-Government initiatives, the Government Paperwork Elimination Act, and a move to a paper free environment, GSA will now disseminate the Catalog electronically through the CFDA website on the Internet. As a result, effective immediately, GSA will no longer print and distribute free copies of the Catalog.

 

The Internet and GSA’s free CFDA website at http://www.cfda.gov will be the primary means of disseminating the Catalog. The CFDA website will also contain a PDF file version of the Catalog that, when printed by any user, will have the same layout as the printed document that the Government Printing Office (GPO) has provided.

 

GPO will continue printing and selling the CFDA to interested buyers. For information about purchasing the Catalog of Federal Domestic Assistance from GPO, call the Superintendent of Documents at 202-512-1800 or toll free at 866-512-1800, or you may reach GPO's on-line bookstore at http://bookstore.gpo.gov.

  

Search for grants for unemployed people.

  

Your credit history; which you created or failed to establish, decides which type of credit card you can be approved for. Very few people choose to have a standard, traditional credit card with very few features. Most people desire super high limit credit cards with low interest, a special 0 intro balance transfer and for purchases, plus cashback and other rewards. Yet; again, it's your personal credit history which determines what you can get. Some types of credit cards include: Premium credit cards - these offer high credit limits and often have additional features like product warranties, travel insurance, or emergency services. They may also offer cash back awards or frequent flier miles. Read the terms of the card carefully to find out if there are any additional fees associated with the features, or to estimate how much you need to spend to get a reward. You don't want to pay more for rewards than what they are worth. Affinity credit cards - these offer rewards that benefit groups and organizations such as a charity, which offer a card and receive a portion of the revenues from that card. Read the terms of the card carefully; you may decide it would be more beneficial to get a different card and donate directly to the organization. Retail store credit cards - these are credit cards associated with a particular store. A cashier at the store typically asks if you would like to apply for the card. They may offer you a discount to apply for the card, such as ten to twenty percent off your initial purchase. Depending on the type of card, you may be able to use the retail card at locations other than the one where you received the card. Secured credit cards - these typically require a cash deposit. The larger the deposit, the higher the credit limit. Usually, secured cards are used to build credit by those who don't have an established or good credit history.



Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

MyFinancialPrograms.com Review - © 2011 MyFinancialPrograms. All rights reserved.

MyFinancialPrograms’ mission is to help Americans of all background and age to easily find financial programs information to achieve their personal goals. We gathered and compiled information from official programs at the Federal, State and Local levels.

The sheer number of programs does not enable us to guarantee 100% accuracy to every single program detail. Nonetheless, that’s why we always only provide links to official programs in order for visitors to see the latest information on any program.

We are striving to cover ever more programs so feel free to visit us whenever you need to see new and updated programs.

There is a tremendous need for such service out there and we decided to cover the following topics in order to help the largest needs possible:

* Financial aid programs to start or expand a small business,
* College and education funding sources,
* Home and housing financial aid programs for almost any situation,
* Plus specific financial aid programs for women and aid programs for minorities.

We fund our free service through advertising on the site. If you would like to adverstise on one or many categories on MyFinancialPrograms.com please contact sales at myfinancialprograms dot com

Let us do it for you. Here's how:
1 Fill in the 2min form. No personal identification info required.
2 Learn right away or receive an email within 2-3 business days to learn about your eligibility.
3 It's that easy and simple

What you receive:
Your eligibility to relevant programs at the Federal and State levels.
Where to apply.
How to apply. Some programs are very simple while others need more work from you.
Information specific about each program you are eligible.
Basically, everything you need to know

Minority groups (African American; Hispanic / Latino; Native American) are groups that are disadvantaged and underrepresented in society when compared with the majority population. They have unequal access to opportunities and hold limited political and economic power. There are grants and scholarships available to help minority groups overcome these barriers. Scholarships and grants are awarded based on financial need and academic or other merit and typically do not have to be repaid.

Money for Women can come as a loan, grant and other financial assistance programs all aimed at empowering women to become business owners and achieve higher education. Remember that women are eligible for all programs, whether they are found under housing, education and college, small business even minority.



Do I need credit counseling or other financial management help? You may be headed for financial devastation if: More than 20 percent of your monthly net income is going to pay back credit cards and other loans (excluding a mortgage). You're borrowing money to make payments on loans you already have. You're frequently at, near or over the limit on your credit cards. You're only paying the minimum required on your credit card bill. You're paying bills late or putting off visits to the doctor because you don't think you have enough money. You're working overtime or a second job just to cover food, housing and other living expenses.



Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 
SettlementCorporation.com Review - Copyright © 2008 Settlement Corporation of America. All Rights Reserved

TASC’s goals are to promote good practice in the debt settlement industry, protect the interests of consumer debtors, and lobby on behalf of debt settlement companies on the federal and state level.

Debt settlement companies act on behalf of consumer debtors to help them clear their debts. They do this by entering into direct negotiations with creditors in order to facilitate the repayment of debts. In return for their services, debt settlement companies are generally paid a fee by the consumer debtor. In order to avoid any hint of impropriety, TASC members do not handle, manage, or otherwise control their client’s funds.

The United States Organization for Bankruptcy Alternatives (USOBA) was founded by leading members in the debt negotiation industry seeking representation outside of credit counseling and bankruptcy law. USOBA brings individual representation together as a united front to protect the debt negotiation industry and to secure its future. We are committed to working with and informing legislatures, regulators, consumers, creditors, and governmental bodies to better understand the industry.

IAPDA Certified Debt Specialists are trained using the industry standard of training programs and are skilled debt arbitration & debt settlement professionals. Our members are current with the laws pertaining to debt, credit and collection and represent their debtor client's best interests during sensitive debt negotiations with creditors and collectors.

Settlement Corporation of America
22320 Foothill Blvd, Suite 400
Hayward, CA 94541

1-925-397-4044

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Catalog of Federal Domestic Assistance (CFDA) provides a full listing of all Federal programs available to State and local governments (including the District of Columbia); federally-recognized Indian tribal governments; Territories (and possessions) of the United States; domestic public, quasi- public, and private profit and nonprofit organizations and institutions; specialized groups; and individuals.
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