Government debt consolidation loan

Looking for a government debt consolidation loan? Learn facts about govt loans. You can research our government grant and federal assistance links free of charge.

Is there a government debt consolidation loan for individuals?

We are not aware of any government debt consolidation loan programs for individual, private citizens. Per our research, federal government resources recommend credit counseling for individuals who are unable to get debt under control on their own.

You don't need a government debt consolidation loan.
	Consumer credit counseling (also called debt management): Your debt is combined into one lower monthly payment to make it easier for you to meet your financial obligations.

	Debt Settlement (also called debt negotiation): The principal balance of your debt is negotiated to reduce the balance owed and get you out of debt faster.

Apply now to see how credit counseling or debt settlement may benefit you.

Get a non-profit credit counseling or a free debt settlement quote online. Even non-home owners can enjoy unsecured debt consolidation and debt negotiation.

Learn who qualifies for a debt consolidation loan and review options to get out of debt.

Don't know which debt program is best for you? Compare credit counseling vs debt settlement to help you decide which one offers the best benefits for your situation.

Whether you choose a credit counseling agency or a debt settlement company, either program can only help you with unsecured debt. Find out what types of unsecured debt qualify.

There is no such thing as a non home owner debt consolidation loan. You may; however, use other alternatives to reduce payments or to get a loan to pay off debt.

There are government grant programs, unclaimed money, unclaimed property, SBA grants to start a business and private grant foundations for women, minorities and veterans. Research free with us and pay no fees. Absolutely no credit card required.

Visit our FREE Gov Grants page for access to govt. grants, federal assistance, unclaimed money and unclaimed property.

Credit Federal no fee links to free govt. grants, unclaimed money, unclaimed property, financial and government assistance. Research free to determine your eligibility for grants or govt. assistance.

Need more information? Read our financial and credit articles related to government grant, and join our online financial newsletter.

Government Legit Credit for Bad Credit People

The government thinks it can regulate the credit industry to continue legit credit offers for bad credit people, but they fail to understand the high risks loan and credit card lenders face.

No Credit Check Bad Credit Loans

Apply for a no credit check bad credit loan. Review government legislations to control subprime interest rates and fees.

FreeCreditReport or AnnualCreditReport

FreeCreditReport or AnnualCreditReport? Does FreeCreditReport.com really offer a free credit report copy as ordered by the government, with no credit card required?

Credit Card Limit Cut

Was your credit card limit cut? Your options, and why government law pushed your credit card company to cut your max limit.

Government Credit Card Control Dooms Rewards

Regulations for further government credit card control may spell doom for card rewards, high limits as well as low interest rates.

Unsecured Payday Advance or Loan Shark

Who will poor and bad credit people turn to for emergency loan funds if government legislatures ban payday loans? Compare unsecured payday advance personal loans to those of loan sharks.

Bad Credit Payday Loans Offer Unsecured Cash for Poor People

The federal government proposes changes that could completely terminate bad credit payday loans, though this financial option offers unsecured cash for poor people.

File Bankruptcy or Survive Credit Crisis

Although government laws make it tougher to file bankruptcy, the number of filings has increased due to the credit crisis. Here are free tips on how to survive.

Gov IRS Tax, Rebate and Return Tips

Review these government tips regarding IRS Recovery Rebate Credit, Tax Law Changes, Earned Income EIC and getting Old Tax Return Copies.

Gov IRS Tax Debt Help

Owe the government money instead of getting a refund? Review your IRS tax debt help options.

Easy Credit Returning

Heavy factors harming the economy are credit card and loan approvals getting harder for bad credit people, plus issuers raising credit card interest rates while lowering credit limits. Will easy credit approvals return with the federal government's 800 billion pledge?

Credit Protection Government Laws

The troubled economy and bad credit crisis has many Americans wondering what government laws offer consumer credit protection. The Fair Debt Collection Practices Act, Credit Repair Organizations Act, Fair Credit Reporting Act, Fair Credit Billing Act and the Credit Cardholder Bill of Rights.

Government Auctions & Seizures

You have the same free right to Government Auction, Grant, Unclaimed Money and Seizure information as any other American or business, with no fee payment and no credit card required.

Debt Free Money

The government free money (stimulus checks) may have stimulated the economy at the expense of digging consumers deeper into credit card debt with new expenses added to bills they already cannot repay. Consider credit counseling, debt consolidation, or negotiate chargeoff settlements.

No Credit to Bad Credit

Today even bad credit people can get approved for most personal finance products, but government legislatures think poor people cannot use credit wisely and may pass laws that result in no credit except for the wealthy and influential. Bad credit cards and high risk loans serve needs.

ID Identity Theft Scams

The federal government; IRS, warns tax payers of 700 attempted incidents of identity theft (ID theft) or phishing mainly about the free government money tax rebates. Learn how this type of fraud can hurt you, and how to protect yourself and how to report it.

Account Identity Theft

Phishing; fraudulent attempts to perform account identity theft, is a growing problem and not only for good credit people, but also for those with bad credit. Read the government definition of phishing and subscribe to our good or bad credit offers newsletter.

IRS Mileage Increase 2008 Tax Info

The IRS has increased the mileage rate in view of rising gas prices, and updates 2008 tax filing information. Also visit our other federal government money articles and resources.

How to Read Credit Report

Explanation on how to read credit report information and entries so you can improve your score. Instantly order your government approved, annual free credit report so you can perform a credit check and fix credit report errors.

American Express Card Member Project

There are now new ways for American Express card members submit project ideas for the Members Project. American Express will donate $2.5 million to fund the project. Also browse our website for government grant programs.

Homeowner Financial Assistance

Instead of tax payer funds, profits from government sponsored mortgage lenders Fannie Mae and Freddie Mac would give refi homeowner assistance to up to 500,000 strapped borrowers, possibly even bad credit home loan borrowers.

New Credit Card Company Rules Regulations

The federal government is proposing new credit card company rules and regulations to ensure cardholder fair treatment and clear card statements and terms, particularly bad credit cards. Unfortunately, this may create higher interest costs for good credit people and no credit card offers for poor credit people.

Free Money Gov Tax Rebate Check

All tax filing Americans to receive a free money check. Should you payoff credit card debt? Start a savings account? Personal finance tips and advice on how to get the most benefit from your government IRS tax rebate.

Faster Tax Rebate Checks

Free money brings good news to a bad economy. Government answers where is my IRS tax refund check? Faster tax rebate checks coming and tax filing requirement.

New Money $50 Bill

To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $50 dollar bill.

New Money $20 Bill

To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $20 dollar bill.

New Money $10 Bill

To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $10 dollar bill.

New Money $5 Dollar Bill

To protect Americans from counterfeit money fraud, the federal government has issued new money. View the new $5 dollar bill.

Credit Card Fair Fee Act

Federal Government's Credit Card Fair Fee Act takes on Visa and MasterCard credit card companies to help business merchants negotiate transaction processing costs.

Free Money

Rebate grant to help poor people and economy. Government to give away free money for mad spending vs saving or bill paying. How will you spend your government check?

Pre-Bankruptcy Credit Counseling Bad News

To reduce filings, the federal government passed legislation requiring debtors to use credit counseling, AKA debt management, before they file bankruptcy. Another less preferred option is to chargeoff debt via settlement negotiation.

Fannie Mae Accounting

A government review of Fannie Mae accounting has surfaced more errors.

IRS Hires Debt Collectors

The U.S. Government; which helps protect you from debt collectors, is now hiring those collection agencies to get your past due IRS taxes.

Spot Counterfeit Money

Learn how to spot counterfeit money, and where to report fake money to the federal government.

New Government Credit Card Act

New Government Credit Card Act. The CARD Act is supposed to put an end to so-called unfair rate hikes and hidden fees. However; at a time when our economy is in desperate need of credit, democrats are putting a restrictive squeeze on the credit industry's ability to offer easy approval loans and credit cards to all consumers, including bad credit people who need credit now the most.

Free Trade In Vouchers for New Cars

The federal government will soon offer free trade in vouchers for new cars. If you have an old junker, trade it in and use the money as a free downpayment on a new auto loan.

Don't Pay Taxes after Death

Don't Pay Government IRS Taxes after Death. We work hard, put in extra hours, and then pay taxes on the income. We sometimes think that there will not be any extra taxes upon our death.

Social Security and Medicare Finances

With all the money woes at hand there is even more concern about the government's Social Security and Medicare programs. It appears budgets have affected both and the cash may be depleted by 2041. The prediction has been that Social Security would be paying more out in 2017 than it collects through taxes.

Bad Credit Loans and Credit Cards Becoming History

There once was a time when almost anyone; despite very bad credit, could obtain a credit card or even an auto loan and certainly a mortgage. Now; however, bad credit people have far fewer resources as more offers become extinct, either by the lenders' decisions or by government interference. During this era of the credit crisis, bad credit people should focus on how to improve credit scores instead of trying to find credit that will either cost them dearly or has fallen off the market entirely.

Credit Card Rate and Fee Reform

Democratic leaders of the government have been pushing for closure on a bill dealing with credit card rate increases and fees. If approved, the changes may push some issuers to altogether discontinue offering any type of bad credit card to high risk people.

IRS Late Tax Filing Extensions

Still haven't filed your 1040 and won't make the government's deadline? IRS Late Tax Filing Extensions.

Government Lawmakers, IRS Taxes and the Economy

Government Lawmakers, IRS Taxes and the Economy.

Guaranteed New Car Warranty

President Obama guaranteed that the government will honor new car warranties even if the auto manufacturer fails. Apply for a new or used auto loan quote.

Government Credit Unions, Bank Closings

Government Control, Credit Unions, Bank Closings

Bailout Bonus Tax

With the public in a rage over recent bonus payments, the government did pass a bill in a 328 to 93 vote for an IRS bailout bonus tax legislation.

Bank Bailout Boomerang

Bailed out banks are now wanting to return funds from the TARP (Troubled Asset Relief Program). Recently three banks (IberiaBank Corp., TCF Financial and Signature Bank) have declared they will be paying back the government.

Where To Find Government Grants

The federal CFDA website is where to find Government Grants, but as of the date of this article the government is still overhauling it.

Government Stimulus Objection

Conservative Senate Republicans vowed to vote against an $888 billion government stimulus package when it comes up for a vote in the Senate.

Government Mortgage Foreclosure Aid

The federal government launches a mortgage aid program to help prevent foreclosures. Reapply for a new mortgage loan plan.

Government Fannie Freddie Mortgages

Federal government takeover of Fannie Mae and Freddie Mac. Get the latest home loan and mortgage refinancing news and submit your online application.

Bank Emergency Loan Program

The federal government extends an emergency loan program to give banks access to more, longer term cash loans. With interest rates low, now is a good time for a good or a bad credit home, auto or personal loan.

File Disability

How to file disability. You can apply online or call a toll free number to file for government free money and assistance.

Past Due Utility Bill Cutoff

If you are past due on your utility bill, you may face utility company cutoff. The free money from the government (tax rebate) that was designed to stimulate the economy, may end up funding utility bills and gas fillups.

Abandoned and Unclaimed Property

Free money search. How to claim abandoned property, and how to find unclaimed money. Also government grant application resources.

Wheres My Stimulus Tax Rebate Check

Looking for your Stimulus, IRS Rebate Check? A new tool called 'Where's My Stimulus Payment' is now available on the federal government's IRS Tax website.

Wheres My Tax Refund

Looking for your government tax refund? If you filed an IRS tax return and are expecting a refund, here's how to track it's status and location.

2 Mortgages Comparison

Comparison of 2 mortgages from people with identical bad credit histories; one an ARM and one a 30 year fixed rate home loan. Should there be a government grant or mortgage refinancing to solve late payments and defaults?

Government Tax Rebate Checks

Government tax rebate checks due out soon, hoping consumers will make new purchases to stimulate the economy instead of using the money to pay off bills. But will this lead to higher debt and possibly chargeoffs later on, worsening the economy?

Higher Loans Lower Interest Debt

The federal government is expected to further cut interest rates, which could mean bigger secured and unsecured loan amounts as well as higher credit card lines of credit with lower interest debt.

Bank of America Charity Grants

Bank of America commits over $5 million in charity and grants. Get instant access to private and government grant applications.

Bank Account Transaction Reporting

Banks report more suspicious and potentially fraudulent account activities to the federal government. Read about scams and download our free checkbook register software.

JPMorgan Chase Electronic Payments

JPMorgan Chase's recent ExacTrac offers new electronic payments for mid or large size corportation and government agencies.

Grant Scams

US Federal Government tackles Private Grant Scams. Get free access to legitimate grants and unclaimed money.

IRS Tax Witholding

IRS strengthens federal government tax withholding compliance. File income tax online for fastest refund time.

Friend or Family Member with Personal Credit Problems?
Email Them About Us

Personal Finance Help: Free, short term immediate help and long term planning tips to improve personal finances. Learn how an annuity and insurance can help.

Not sure of credit score qualifications? Use our credit card and loan prequalification tool or request free advice to your credit questions.

Enjoy an online free bank checking account. Learn how to balance checkbook entries so you can better manage your bank checking account. Some free checking accounts also offer interest savings.

Free financial calculators you can use online or you can install our free calculator downloads to your Windows computer. We giveaway valuable free personal budget software. With our credit card and loan calculator downloads, you can calculate loan interest and use our credit card payment calculator to find out how long it will take to payoff a credit card balance.

Use our personal budget software to manage checkbook register entries and to calculate savings.

Search for free government money and grants. Browse and apply online for a government grant. See if you qualify for government assistance or a grant for disabled people whether from a grant foundation or a non traditional grant.

Unclaimed money: Browse government unclaimed money and unclaimed funds. Check for an inherited pension, plan retirement and learn how to create a will.

See if you qualify for special grant programs like veteran grants or education grants. Easy free IRS tax calculator and free online tax return filing.

How to spot counterfeit money and report credit fraud.

How to file bankruptcy and get free online free bankruptcy forms.

Tired of searching and applying blindly for credit? Let free credit offers come to you by joining our newsletter. There's no obligation to accept any offer. Browse for more personal finance resources.

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Card: Search for secured and unsecured credit card applications and apply online. Applications for all types of cards ranging from an instant approval bad credit card to no deposit cards, including platinum credit card rewards.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Government debt consolidation loan - about govt. loans