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There is a catch though: the card is only really applicable to those Americans who live in the Midwest/Southeast. Since the card is in conjunction with the Murphy Oil Corp. the discounted gas is only available through their gas stations, which include the El Dorado Ark. Petroleum Company, a popular supplier of gas in the Midwest/Southeast. If you live in this region, the Murphy USA Platinum Visa is a great way to save money at over 1,000 locations where Murphy controlled gas is sold, but that's not all the card offers. Choose the Murphy USA Platinum EditionŽ VisaŽ Card you like best!
Online application for a Visa credit card, such as the Visa gold card. Visa offers both secured and unsecured credit cards.
Did You Know? As a cardholder you are responsible for checking your statement and reporting fraud timely
Aspire Gold VisaŽ Card -
No security deposit. Unsecured VisaŽ Card. Low minimum monthly payments. Special Visa deals for cardholders. Rebuild poor credit. Poor credit or bad credit OK. Joint credit card available. Aspire Gold VisaŽ Card is designed for those that only need the basic functions of a credit card. The annual fee applied to new accounts is $150. There is also an account opening fee of $29 and a monthly maintenance fee of $6.50, which amounts to $78 per year. The total amount of standard fees (not including penalty or default fees) is $257 for the first year. The card offers high interest rates, and all of the variable interest rates have minimum caps, so no matter how low the Prime Rate drops, the interest rates on the account will not go below the stated minimum caps. Therefore, if you can afford to pay in full each month, do not mind paying the various fees associated with the card, have a limited credit history, and do not plan to carry a balance, this card may be a reasonable option.
Other Gold Card Offers...
Select a Credit Card Issuer or a Type of Card Offer
American Express credit card offers: Personal Card, Rewards Green Card,Senior Member Card, American Express Student Card, Gold Card, Platinum Card, Blue from American Express, Blue Cash Card, Blue for Students
Discover Card offers: Discover Miles Card, Discover Gold Card, Discover Student Card, and the Discover Gas Card
Prestige Gold Card (no longer available): Designed for those with poor to limited credit who would like to establish credit by participating in the optional credit-building program. Those who become active members of the optional New Horizons Gold program will be glad to know that transactions will be reported to credit bureau(s) as an unsecured credit card.
are people who are smart about using their credit cards and exhibiting good
management skills. Cards are one of the most convenient tools to use when done
so properly. Users who get the most from them, are those who know the features
and details of their particular card.
paying attention to the credit limit is the first area where mistakes can be
made. There is a certain available credit limit on all cards, and it is based on
the user's income level as well as their credit history. For example, the credit limit
may be $10,000 for one individual, but only $5,000 for another cardholder.
limits are not given any thought or concern by many people, yet it needs to be
taken seriously. Instead, some people look at the limit and consider it as the
amount they can spend without any concern. Doing this is a bad approach, it is
best to use less than thirty percent of the available credit.
credit limit is an amount banks are willing to lend, though it is offered, it
does not mean a cardholder should start charging up to the given amount. The
user should consider their budget and their ability to repay any charges on the
card. Having a card can be the best thing, if for example, a clothes dryer is
needed before getting a paycheck. The cardholder charges it, and pays the bill
in full or as soon as possible. It is a great way to get a mini loan
without having to go to the bank and apply.
a charge is made on a card, the user basically decides whether they will pay the
bill in full, or pay the minimum amount shown on the statement. The best course
of action, is to at least pay more than what is due or to payoff the bill.
cardholders know what they can afford to charge and pay back the balance due.
One of the biggest ways people end up in credit card debt, is spending but not
having the money in the budget to pay back later. Thousands of people use credit
cards for everyday expenses, even basic expenses just to earn cash back or
rewards they like. However, they usually pay the balance in full when the bill
arrives. They stay out of debt, and they earn cash or perks for spending money
they have to spend anyway.
use a card just because it has an available credit, use it when it is necessary.
Spending sprees that are out of control only serve to accumulate needless debt.
The rich may spend because they have money to burn, but the average person lives
on a particular income and must live within their means.
are several choices for a no annual credit card, and it can have a cash back
feature. Reviewing the terms and conditions will let the user know just what is
required to get money back. Sometimes it is as simple as making any type of
purchase or the cardholder must buy at specific places of business. Some issuers
mail a check and others allow the cardholder to redeem the money in several
credit card bills are paid late or missed, the issuer may raise interest rates
or late fees. Learning to manage credit cards can save money and even help earn
money, but it is up to the cardholder to be knowledgeable about their cards.
Using them and not being able to repay the balance, can only lead to bad credit.
Once this happens the only available option may be a prepaid
card. This is a good card too, but it requires the user to pre fund the
account before it can be used. Many people use it in the place of an unsecured
credit card, when they are unable to control their spending or if they want to
pay as they go using the ease of a piece of plastic.
December 2, 2013
Visa Debit card:
A Visa check card, a debit card that works like a check. When purchases are made, the amount is deducted directly from your checking account,
with convenience & security protections.
- Just use your Visa Debit card when you are ready to pay. It is fast with no need to write checks or look for cash.
- Visa Debit cardholders can reward themselves by shopping and saving with merchant discounts just for Visa cardholders.
- Get a checking account statement that details purchases, including merchant name, location, date and amount. An easy way to see where your money goes.
Or, Review the card offer below:
SlateŽ from Chase, For people with good to excellent credit:
Key Benefits of the cardoffer:
- No Balance Transfer Fee - introductory offer
- 0% Introductory APR for 15 months on purchases
- 0% Introductory APR for 15 months on balance transfers
- Zero liability & Fraud Protection on unauthorized purchases
- Add an additional card user to your Slate account at no extra cost
- No Annual Fee
Intro APR 0%
- 0% Intro APR for 15 months
- 0% Introductory APR for 15 months on purchases & on balance transfers