Browse online applications and apply for a Discover card such as the gold Discover® card or other available offers.
Discover® Gold Card -
The Discover® Gold Card is ideal if you have good credit and are looking for a cash back reward card. Through the reward program, you'll earn up to a rebate
percentage on all your purchases. You can sign up for Get More promotions throughout the year to earn
a higher Cashback Bonus on purchases made at select merchants or in certain merchant categories. Plus, you can earn a
rebate at select warehouse clubs and discount stores, and other special Cashback Bonus® at participating Discover Card Partners. This card has a reasonably low interest rate on purchases and balance transfers, but it uses a more costly method of computing balances, so it is not ideal if you plan to carry a balance. However, there is no annual fee, and it offers an
introductory 0% interest rate on purchases and balance transfers. Common benefits and services are also provided.
Other Gold Card Offers...
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Discover® Gold Card: No other card rewards you like the Discover® Gold Card. Sign up for a Discover® Gold Card today and enjoy a 0% Intro APR*, pay no annual fee and be a part of America’s #1 Credit Card Rewards program. Apply Now! *View Discover® Card Rates, Fees, Rewards and Other Important Information.
Visa credit card offers: Visa Classic, Visa Secured, Visa Gold Credit Card, Visa Platinum Credit Card, Smart Visa Cards, Visa Signature Card and Reward Cards
MasterCard credit card offers: The MasterCard, Gold MasterCard, Platinum MasterCard and World MasterCard
American Express credit card offers: Personal Card, Rewards Green Card,Senior Member Card, American Express Student Card, Gold Card, Platinum Card, Blue from American Express, Blue Cash Card, Blue for Students
Discover Card offers: Discover Miles Card, Discover Gold Card, Discover Student Card, and the Discover Gas Card
Prestige Gold Card (no longer available): Designed for those with poor to limited credit who would like to establish credit by participating in the optional credit-building program. Those who become active members of the optional New Horizons Gold program will be glad to know that transactions will be reported to credit bureau(s) as an unsecured credit card.
Get the latest news about Discover Card, or browse for more Discover credit card offers.
Credit
Card
Before
traveling, call the credit card company so that purchases will not be halted due
to fraud measures. This is especially necessary when traveling to a foreign
country. This helps avoid a freeze on a credit card account. There is antifraud software that monitors customers’ spending
patterns. When cardholders stray from usual habits, for example, like making
purchases in another state instead of at a store in the home ZIP code area, it
could be flagged as fraud.
Many
people are glad about this, but others get upset when purchases are denied. In
addition to watching for unusual spending patterns, banks also monitor where criminals use stolen
cards, which can be places like automated payment kiosks in metropolitan areas.
This is why some people have more than one credit card when they travel. It can
be a big problem to unfreeze a card when traveling in a foreign country.
For
people who travel all the time, countries in Europe, Japan, Canada, and Mexico have adopted a
credit card that has a chip. The customer must enter a PIN. Merchants that accept
Visa, MasterCard and
American Express are supposed to let customers pay with either type of
card, yet some employees at stores outside the United States do not always know what to do with the magnetic version.
Another
problem can be that automated kiosks in Europe, may only accept chip and PIN cards, particularly in
train stations, parking garages, gas stations, and some tollbooths. When this
happens, Americans with magnetic stripe cards usually have to wait in line to pay with cash or have a clerk swipe their cards.
These lines can be long and frustrating when trying to catch a train. Some merchants in other parts of the world often have higher minimum-purchase
requirements, to use a credit card or simply do not accept the cards because they
do not want to pay the fees card companies charge retailers. Be sure to contact
card issuers before traveling and check the credit limits on each card.
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Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
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Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Tip of the Day: To curb credit card charges, wrap your credit card in a sheet of paper and keep a log of purchases written on the paper, with a grand total of charges in view each time you reach for your card. Before swiping your card, figure out how many hours you'll have to work in order to payoff the charge and jot on the paper: "IOU #Hours of Work". Perhaps seeing how long you'll need to work to payoff the charge will help curb spending.