Free financial calculator downloads.

  Credit Federal - free financial calculator downloads.

 

Free financial calculators. Use our calculators online or download to your Windows computer desktop.

 

1) Personal Finance Center Calculator Download      Info    No Virus Report

This powerful; yet simple to use, calculator helps consumers track expenses and functions like a checkbook register. Users type in their expenses (as well as income) and assign it to a category such as "Credit Card Payment". The software calculates how much money is spent for each specific expense category. An estimated credit grade is also calculated based upon expenses and the assigned categories, as well as debt-to-income ratio. Another feature of the software are the credit improvement tips. The software examines expenses and provides tips accordingly. There's also a section for inputting bill payment reminders.

 

2) Credit Card and Loan Calculator Download

This download offers four calculators:

* Credit Card Interest and Payment Calculator: This calculates total interest paid, as well as how long it will take to payoff the balance based upon the amount of money repaid per month and the interest rate.

* Auto Loan Calculator: This also calculates total interest as well as monthly payments.

* New Mortgage Loan Calculator - This calculates monthly mortgage payments as well as total interest charges.

* Mortgage Refinancing Calculator - This calculates the new monthly mortgage payment based upon the refinance interest rate. It is very useful for people considering a mortgage refinance to not only determine the new monthly payment, but also to see if they will save more money.

 

3) Budget and Savings Calculator Download: This simple to use calculator helps consumers see how much of their income is spent to pay bills. It also has a savings calculator to see how much interest can be earned with a savings account.

 

4) Windows Type Calculator: This calculator performs regular math functions like the Microsoft Windows calculator, yet it also has an equation function. Perform math functions such as add, multiply, subtract and divide, as well as bracketed equations.

 

About Credit Federal's Calculators: These free financial calculators were developed by CreditFederal.com to assist U.S. credit consumers, and do not require registration. They are void of AdWare and SpyWare, and do not require entering any sensitive information such as bank account or credit card numbers. All calculators function on Windows computers and can be saved/launched directly from the Desktop by double-clicking on the icons. Via the CreditFederal.com website, consumers can obtain more information; as well as usage instructions on how to use the calculators.

 

Instructions on how to use and download:

1: Personal Finance Calculator. Track expenses and/or manage checkbook register.
2: Credit Card & Loan Calculator: For credit card, auto, new home and mortgage refinance.
3: Budget and Savings Calculator: Analyze a budget and estimate savings interest.

4: Windows Type Calculator: Simple calculator, no instructions necessary. Simply click to download to your Windows computer.

Personal Credit

Some lenders give more importance to income and payment history rather than credit ratings. That can be a good thing as consumers often make mistakes every now and then when it comes to managing their credit. With the economy's problems and consumers getting laid off from jobs, it can affect personal credit from time to time. Bad credit happens sometimes and it should not hinder a consumer from applying for a personal loan. No matter how bad personal credit is, there are lenders who will approve short term loans.

When searching for a loan for poor personal credit, decide if you need a secured loan or unsecured loan. A secured loan requires collateral, requires good credit, and usually has good interest rates. When personal credit is poor, an unsecured short term loan may be the only option. This loan can have higher interest rates but bad credit people often must pay the price to get the loan in emergencies.

Review several online lenders, their terms, conditions, and fees and don't worry about having poor personal credit. There are good companies with low fees and there are tons of choices for unsecured personal loans. Online options can be faster than driving around town and applying. For poor personal credit, start making payments on time every month to help rebuild personal credit.



Identity Theives are often people close to you. Many people who commit ID fraud target family and friends, the very ones who trust them most. The reason why is because they typically have easy access to the victim's identification information, as well as access to the victim's credit cards and other banking information.

Now that Christmas shopping has begun and you're adding multiple charges to your credit card, it would be easy for an ID thief to add a fraudulent charge amongst the many already on your statement, and you just might overlook it.

We recommend itemizing all your charges and comparing them against your credit card statement. If you see charges that you did not make, challenge them.

During this season you also need to not lend your credit card to anyone. Even if borrowers don't steal your information or make fraudulent charges, they may not be as careful with your credit card as you are.



Christmas credit card application
Whether you want a secured prepaid card to make Christmas shopping safer, or if you want an unsecured credit card to fund purchases, visit our popular credit cards page to compare offers.

For a very bad credit card, you may want to apply for a low limit card that helps you rebuild credit and offers credit limit increases over time.

If you have good credit, see if you qualify for a high limit rewards card such as one that offers cashback for purchases.

Learn the processes for credit card debt consolidation and credit card debt settlement and choose the debt relief option that is best for your financial situation.
Who pays joint spouse debt after divorce or during marriage separation? What are creditor and law rules? Before divorcing, settle debts either with a payoff loan, debt settlement chargeoff, or refinance debt in one spouse's name.
Cons why you may not want to participate in the cash for clunker cars program. Whatever you decide, apply online for free auto loan quotes to get the best financing deal.
Credit jargon and financial terminology defined.
Free spouse credit tips for a financially stronger marriage. What married couples should and shouldn't do.
Do you have late auto loan payments? Take action before your car payments fall too far behind. Get your household budget under control or perhaps get an auto refinancing loan for lower monthly payments.
How to calculate credit card interest. Use our online free calculators, or download calculator software to your computer for offline use.
Learn what is a debt management plan (DMP) so you'll know if it or debt settlement is best for getting bills under control. Download our free budget tools and expense tracking software.
In addition to other bad habits, teens also need to stop wasteful spending. Read our free tips on how to teach kids money management, encourage them to save for college expenses and more. Download our free money management software to track expenses.
Consumers Pay the Price for Check Fraud Scams. Read our tips on how to avoid credit scams and download our free checkbook register software.
Review our free money saving tips and download our expense tracking software.
Review these top, free IRS tax filing tips, and download our free software that helps you easily itemize tax deductions and other expenses.
Put debt tools to work for you. Create a budget and learn about your debt relief solutions including debt management, debt consolidation, debt settlement, credit counseling and bankruptcy. Download our free budget software and our free electronic checkbook register to track expenses.
Due to the mortgage crisis and personal debt, bankrupcty filing by people (not including businesses) increased. Download our free software to create a budget and to track expenses.
Free financial tips on how to payoff credit card debt. Use our online calculators or download our free software to your desktop to help you manage personal finances and track expenses, or get assistance like credit counseling, debt management or to negotiate settlement.
Wondering if the money in your bank checking account or savings account is safe? Information on how much money is insured against loss, plus a listing of failed banks. Open a bank checking or savings account. Download our free our checkbook register software to track expenses, and our savings calculator to encourage you to save money.
Free checking account tips to choose the best bank offer. Download our free checkbook register software.
Bankruptcy filings have rose nearly 30% for close to one million filings. Improve personal finances with our free budget calcualtor download.
Tips on how to stop debt and save money. Plus free personal finance calculator downloads to create budgets, assist with bill payments and free checkbook register software.
Free tips to manage personal finances, reduce bills and payoff debt. Get additional help and assistance with our debt relief resources and free calculator downloads such as our checkbook register software to track expenses.
What are substitute checks and how does Check 21 affect you? By law, your bank may not pay a check from your account unless you authorize the payment. Get more free credit advice about bank checking account rights. Also download our checkbook expense calculator software.
IRS Tax Talk to be about retirement plan pitfalls. CreditFederal also assists consumers with personal financial planning by providing free desktop software downloads.
Rules and statue of limitations for debt collection. Learn how to deal with debt collection agency harassment and how to negotiate debt settlement. Download our free personal finance calculators so you can track expenses and manage checkbook register entries.
Read and print and Consumer Financial Protection Guide to help protect your privacy, avoid scams, phishing, identity theft and fraud. Also use our free calculator downloads to further protect your personal finances.
Calculate minimum monthly payments for total balance payoff with our credit card payment calculator. Download our free software.
Spouses: Improve your joint household budget; the top tips on how to save money and to be prepared for expenses. Download our free software.
Personal Finance Software: Credit Federal announces multiple, free financial calculator downloads are now available.
Learn how a personal budget can help you manage household expenses, and download our free software.
Maintain and improve credit. Download our Free Email Reminder software to Pay Bills.
With our free financial software to identify household expenses, you can create an accurate personal budget. Download online to your computer.
How to Save Money by getting Control of Personal Finances. Download our checkbook register software to itemize and track expenses.
Pay your credit card bill; and other bills, ontime with our free reminder software. Download online to your computer.
Our article will teach you how to read a bank checking account statement. Visit our calculator section and download our checkbook register manager to track expenses.
How to balance a checkbook. Download our free checkbook register manager to track expenses.
US court free bankruptcy forms to file chapter 7, chapter 11 and chapter 13 bankruptcy. Download online and print.
If a debt collector is calling constantly about debts; whether you actually owe or not, you have the right to tell them not to call you. Read our free tips and download our sample letters to send to creditor and debt collection agencies.
The pros and cons of the minimum wage increase. Need help in a poor economy? Download our free personal budget software and apply for debt relief.
Good credit scores are becoming more important than ever. Read our free tips on how to improve credit scores, and download our budget software to track expenses.
The Economic Crisis Generates New Budget Skills. Download our free personal finance software to track expenses and manage income, bills and payments.
Save money with budgets that work. Download our free personal budget software to track expenses, bill payments and other debts.
How to manage money with no software technology. Or download our free personal budget software to track expenses and bill payments.
Free tips and advice on how to get out of Christmas credit card debt. Research our library of debt tips and advice on how to manage your personal expenses. Download our free expense tracking software.
Our proprietary Personal Finance Center software has received multiple awards, and yet we still give it away 100% free. Download your electronic checkbook register copy.
Take control of your personal budget to cut expenses immediately. Download our free checkbook manager to track expenses.
Online, free IRS tax calculator to estimate taxes based upon taxable income after deductions. Download our free financial software.
Banks report more suspicious and potentially fraudulent account activities to the federal government. Read about scams and download our free checkbook register software.
Banks flaunt free checking accounts with no monthly service fees, yet increase other charges. Download our free checkbook register software.
Proposed credit union tax and disputes with traditional banks. Where can you get the best checking account deal? Download our free checkbook register software.
Online banking is the preferred transaction method among bank checking account customers. Download our checkbook register software to track expenses and manage your household budget.
Free auto financing brochure for help with purchasing through a lender or a car dealership. Calculate monthly auto loan payments. Download our software or use our online auto loan calculator.
Here is a list of Credit Federal's Top Ten Financial Warning Signs. Download our free personal finance software to create a household budget and to track expenses.
Article - Financial options. In addition to our free tips, also enjoy our desktop financial software downloads and our free credit offers.

 

   

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Personal Finance Help: Free, short term immediate help and long term planning tips to improve personal finances. Learn how an annuity and insurance can help.

Not sure of credit score qualifications? Use our credit card and loan prequalification tool or request free advice to your credit questions.

Enjoy an online free bank checking account. Learn how to balance checkbook entries so you can better manage your bank checking account. Some free checking accounts also offer interest savings.

Free financial calculators you can use online or you can install our free calculator downloads to your Windows computer. We giveaway valuable free personal budget software. With our credit card and loan calculator downloads, you can calculate loan interest and use our credit card payment calculator to find out how long it will take to payoff a credit card balance.

Use our personal budget software to manage checkbook register entries and to calculate savings.

Search for free government money and grants. Browse and apply online for a government grant. See if you qualify for government assistance or a grant for disabled people whether from a grant foundation or a non traditional grant.

Unclaimed money: Browse government unclaimed money and unclaimed funds. Check for an inherited pension, plan retirement and learn how to create a will.

See if you qualify for special grant programs like veteran grants or education grants. Easy free IRS tax calculator and free online tax return filing.

How to spot counterfeit money and report credit fraud.

How to file bankruptcy and get free online free bankruptcy forms.

Tired of searching and applying blindly for credit? Let free credit offers come to you by joining our newsletter. There's no obligation to accept any offer. Browse for more personal finance resources.

  

  

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Card: Search for secured and unsecured credit card applications and apply online. Applications for all types of cards ranging from an instant approval bad credit card to no deposit cards, including platinum credit card rewards.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
 

Establish or rebuild bad credit: Although credit options are limited and more restrictive, there are still ways to establish and rebuild bad credit, including:

  • A second chance bank account.

  • Get rent payments reported to a credit bureau.

  • Get accounts added to your credit history.

  • Get added as an authorized user to someone else's credit account.

  • Get a store charge card or a gas card.

  • Get a good credit person to cosign a loan for you.

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