Free financial
calculators for your computer desktop.
Free financial calculators to help consumers manage budgets, calculate loan payments, interest rates, and more.
Use them online, or download to your desktop computer.
Download 4: Windows Type Calculator: This calculator performs regular math functions like the Microsoft Windows calculator, yet it also has an equation function. Perform math functions such as add, multiply, subtract and divide, as well as bracketed equations. Download now.
Attention, Software Download Directories: CreditFederal.com makes it easy for to add our top-rated credit and financial software to your website via our PAD XML files.
Some lenders give more importance to income and payment history rather than credit ratings. That can be a good thing as consumers often make mistakes
every now and then when it comes to managing their credit. With the economy's problems and consumers getting laid off from jobs, it can affect personal
credit from time to time. Bad credit happens sometimes and it should not hinder a consumer from applying for a personal loan. No matter how bad personal
credit is, there are lenders who will approve short term loans.
When searching for a loan for poor personal credit, decide if you need a secured loan or unsecured loan. A secured loan requires collateral, requires good
credit, and usually has good interest rates. When personal credit is poor, an unsecured short term loan may be the only option. This loan can have higher
interest rates but bad credit people often must pay the price to get the loan in emergencies.
Review several online lenders, their terms, conditions, and fees and don't worry about having poor personal credit. There are good companies with low fees
and there are tons of choices for unsecured personal loans. Online options can be faster than driving around town and applying.
For poor personal credit, start making payments on time every month to help
rebuild personal credit.
Identity Theives are often people close to you. Many people who commit ID fraud target family and friends, the very ones who trust them most. The reason why is because they typically have easy access to the victim's identification information, as well as access to the victim's credit cards and other banking information.
Now that Christmas shopping has begun and you're adding multiple charges to your credit card, it would be easy for an ID thief to add a fraudulent charge amongst the many already on your statement, and you just might overlook it.
We recommend itemizing all your charges and comparing them against your credit card statement. If you see charges that you did not make, challenge them.
During this season you also need to not lend your credit card to anyone. Even if borrowers don't steal your information or make fraudulent charges, they may not be as careful with your credit card as you are.
Christmas credit card application
Whether you want a secured prepaid card to make Christmas shopping safer, or if you want an unsecured credit card to fund purchases, visit our popular credit cards page to compare offers.
For a very bad credit card, you may want to apply for a low limit card that helps you rebuild credit and offers credit limit increases over time.
If you have good credit, see if you qualify for a high limit rewards card such as one that offers cashback for purchases.
Personal Finance Help:
Free, short term immediate help and long term planning tips to improve personal
finances. Learn how an annuity and insurance can help.
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Browse for more personal
finance resources.
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Card: Search for secured and unsecured credit card applications and apply online. Applications for all types of cards ranging from an instant approval bad credit card to no deposit cards, including platinum credit card rewards.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Establish or rebuild bad credit:
Although credit options are limited and more restrictive, there are still ways to establish and rebuild bad credit, including:
