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Discover Card Offers. Apply online for a Discover® credit card.
More Discover Card offers. Read our financial content of current Discover Card news, or browse for all information related to the Discover credit card. Discover® News and Discover's U.S. Spending MonitorSM
According to Discover's website, their Discover® U.S. Spending MonitorSM indicates about two-thirds of consumers anticipate that less will be spent holiday gifts. With retailers hoping for a better economy to boost holiday spending, consumers’ spending intentions to spend less can be disappointing to retailers. The Monitor asked about 5,000 consumers if they would spend more, less or the same as last year on holiday gifts and almost 63% said they planned to spend less this year.
Last year, 2008, was the worst holiday shopping season on record. One concern is that more women than men anticipate spending less on gifts this year. Many consumers may cut over-all spending to cover higher expenses for gas and groceries. About 52% plan to reduce purchases like going out to movies or restaurants and 51% of consumers plan to cut home improvement spending. As for vacations, over 50% plan to make cuts in the months ahead. For all the details about Discover's Monitor information, visit their website for all of these details and more news. Discover® Card Mobile Features
Discover® Card has launched an App for the iPhone and iPod that will let cardmembers manage their accounts from their iPhone or iPod Touch. When the App is opened, registered users can login with their ID and password and they can contact customer service if they need to. When logged in, the user has the ability to see recent activity, make a payment, or view reward details. It can be easy to make a payment and check a balance which makes it helpful for managing finances when on the run. This is just another way Discover has helped account holders to manage finances through mobile devices. For more details visit the Discover website. Discover® Card
Discover® Card did a holiday shopping survey and the results indicate many consumers are concerned about finances but not enough to ruin their holiday mood. Even though many will spend less than last year this 2009 Christmas. Consumers indicate that they are spending less due to the effects of the economy. Discover's survey further indicates that women plan to spend more than men during the holidays. Many will make a budget and set a goal to spend less money. Shoppers want to find good sales, incentives, and go for the least expensive brands. Free shipping will be another incentive for shopping purchases. Credit card rewards may be a big factor for purchases and be great motivation for cardholders. Visit the Discover website for all these details and more. Discover Card
According to information on the Discover website, many small business owners thought the economy was worse in December, but think conditions for their own businesses will get better in the next six months with many looking for more encouraging signs in the overall economy. A small percent of owners indicate they will increase spending on business activities like advertising, inventories and capital expenditures during the next few months and only about half plan to reduce spending. When asked about retirement plans, only about sixty percent have a plan in place, yet they feel they will have enough saved to last through their retirement. More information indicated that most small business owners make their own investment decisions. More than half have an IRA account and many plan to continue working without stopping. When asked what they will eventually do with their businesses, about a third said they do not plan to retire and only about 20% will transfer ownership to a family member. This information comes from the opinions of small business owners and consumers who participate in the Small Business Watch survey from Discover. Visit the Discover website for this information and more details. Discover Card
Discover will be giving card members a Chance to Win $1 Million through the "It Pays to Discover Everyday Giveaway" which will be a year-long sweepstakes. This is a way for Discover to encourage cardholders to use their card. When purchases are made with a Discover card, card members are automatically entered for a chance to win thousands of dollars in daily prizes that leads up to a grand prize of $1 million. There are chances to earn extra sweepstakes entries when the Discover card is used in certain categories like restaurants, salons, and dry cleaners.
There will be one $500 winner, four $100 winners, and 70 $25 winners and on Jan.10, 2011, one winner will be chosen for the grand prize of $1 million in cash. Daily winners will be notified through regular mail if they win gift cards. Discover card has awarded its card members more than $8 billion in Cashback Bonus since it started in 1986. Visit the Discover website for this news and all the details. Discover Donations
Discover® is giving $100,000 toward the earthquake relief efforts in Haiti and they will pledge up to one million more through a card member matching program. They will also waive transaction fees for donations toward the American Red Cross credit card contributions. The Company will be matching employee donations dollar-for-dollar. They feel that their cardmembers and employees all have an interest in supporting the relief effort and they want to give in a way that donations go further to help more people. Visit the Discover website for these details and more. Discover CardBuilder
Discover has introduced an interactive tool so applicants can build their card and have more control in choosing terms, rewards and the design of the card. They can build their card depending on how they want to use it. This could help the card member mange their finances and the way they use credit and give some flexibility. Card members can select the option for their credit standing and how they want to manage their balance.
Applicants select from several offerings as a way to choose the best deal for them and what is important to them. They are able to select and the interactive chart will show offers available with that selection. They can choose the rewards program they prefer to get benefits that are important to them. Applicants can choose from 28 popular card designs that have themes that may fit their personality or hobby. The tools will allow card members to manage their credit and make good financial decisions. Visit the Discover website for these details and more. |
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