Free Credit Card, Loan and Money Management Assistance
Free Credit Card, Loan, and Money Management Assistance to help Americans effectively use secured and unsecured credit cards, loans, and to manage money, income and personal expenses.
CreditFederal provides an abundance of free resources which include financial software, tips, advice, credit card and loan news, as well as resources for professional, personal assistance.
- Record and Track Expenses, and sort by type and/or by date.
- Record Income/Deposits and calculate debt-to-income ratio.
- Instant Credit Grade Calculation by analyzing expenses.
- Helpful Tips. If your grade is low, the software offers tips to improve.
Acclaimed financial software; as seen on dozens of other software download websites.
The software is 100% free, easy to use, operates on Windows computers, and does not require entering sensitive data such as credit card and bank account numbers.
*Auto Loan Calculator to estimate monthly payments.
*Credit Card Interest Calculator shows how long to pay off credit card balance & interest fees paid.
*Credit Card Payment Calculator reveals how much you need to pay per month to
payoff the balance within a certain amount of time.
*Mortgage Refinance Calculator to see if you can save money refinancing.
*New Home Loan Calculator to determine your monthly payments.
*Monthly Expense Calculator adds up your monthly bills.
*Savings Calculator shows how much interest you can earn over time.
Frequently, Credit Federal arranges special partnerships with credit providers who want to introduce new services to consumers. By receiving our free financial newsletters, you can take advantage of special offers. There's no obligation to apply, and you may cancel instantly at any time with a single click on the unsubscribe link we place into every email.
Need a free reminder to pay bills? You can use our desktop software to remind you of when loan payments are due, special dates such as birthdays, even to remind you of appointments. Our reminder software is 100% free and works on your Windows computer desktop. Download, input your important dates so reminders will popup on your computer.
Instant access; no credit card required, to online applications for free government grants, gov loans, plus unclaimed money and unclaimed property search. Learn the truth about individual government grants.
CreditFederal provides consumers with financial news, credit tips as well as credit advice. Use our site search engine to find the information and the financial services you need.
Debt
Debt
can be so easy to accumulate, but may cause people to feel like getting out of
it is next to impossible. The biggest problem it causes is when it keeps
mounting from not being handled early. This usually happens when bills are
ignored and interest upon interest and late fees are adding up daily. An unsecured debt,
like credit card debt is not attached to property, like a home. A home loan is a
secured debt and if not paid, the homeowner is risking loosing the home. When
there are bill collector messages on the answer machine, and the bills are left
unopened and thrown aside, this is a good indication that debts are causing
stress as well as growing. There comes a time when it all must be faced and a
plan needs to be set into motion to get
debt relief.
There
are many good debt relief services and programs available, as well as some that
are lacking in skills. Many debt relief business offer several options, so each
one must be considered to determine which one is best for a person's needs. The
types of debts that a person has, is also important to figure out which program
is best. Online services offer free debt quotes or consultations and there is
usually no obligation to have to commit to a decision. Taking the time to consider
debt settlement, debt consolidation, or other options is important and may
require a few days to think about which is the best choice.
Examples
of Types of Debt Relief:
*
Combining credit card balances into one easy, monthly bill.
*
Negotiating with creditors, to lower the payoff amount, negotiate a lower
monthly payment, or to drop late fees.
* Debt management
education, to learn money management skills and better budgeting.
Many
companies are professionals, and they can be use to working with creditors to resolve
debt problems for people. The great thing is that they can review each person's
situation and work with them on an individual basis. They can be extremely good
at what they do and give valuable feedback and information on how to solve some
debt problems. Sometimes it is a matter of living a big lifestyle that takes all
the family income. This may involve making better choices before spending money
on things, and set a goal to pay bills first and on time. To regain some financial freedom,
there must be some plan of action and a few adjustments in spending to
accomplish the goal. Professionals may be able to assist when personal plans
fail.
Review Disclaimer:
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
A bank should make your financial life easier – not more stressful. So BankPlus offers the right personal banking products to fit your lifestyle. From ValuePlus Free Checking to real estate loans to Wealth Management services, all enhanced by free online banking and bill pay, mobile banking, extended drive-thru hours at many offices, and more, BankPlus has exactly what you’re looking for.
Our basic checking account. Unlimited transactions and no monthly service charges.
With $100 or more, you can open a ValuePlus Free checking account with unlimited transactions. With a free BankPlus CheckCard, you may enjoy the convenience of using a VISA card and avoid the hassle of writing a check. e-BankPlus Online Banking and Bill Pay, and BankPlus2Go Mobile Banking are also free. Free permanent digital canceled-check storage is also provided.
With e-BankPlus you can do just about everything you need to do without ever visiting a branch.
* 24 Hour access. View a running balance or review account history online of your BankPlus checking, savings, and loan accounts via computer or cell phone.
* Online bill payment. Schedule one-time, future-dated, or recurring payments to virtually anyone in the U.S. anytime.
* e-Mail alerts. Have account updates delivered to your e-mail.
* Online bank statements. Receive your monthly statement online instead of by mail.
* Online check images. Go paperless and view your statements online each month.
* Online fund transfers. Move money within BankPlus accounts.
* Apply online. Open new accounts from Online Banking through e-BankPlus using a secure connection.
BankPlus is proud to offer BankPlus2Go Mobile Banking to our Online Banking customers. BankPlus2Go gives you the freedom to easily and securely access balance information, pay your bills, transfer funds, view check images and much more from your cell/smart phone.
It's easy, fast and convenient, just go to www.BankPlus.net on your phone's web browser and you can get started with BankPlus2Go. Best of all, BankPlus2Go is free to all e-BankPlus Online Banking customers.
FEATURES OF BankPlus2Go
As an e-BankPlus Online Banking customer, you can use BankPlus2Go to:
* Access your personal deposit and loan accounts
o Account Summaries
o Account Transaction History
o Check Images
* Pay your bills anywhere, anytime with Bill Pay
o View due bills (eBills)
o Pay Bills
o View Pending Bill Payments
o Cancel Pending Bill Payments
o View Bill Payment Histories
* Transfer funds immediately to any other BankPlus personal account
* Locate banking offices, phone numbers, and hours of service
BankPlus MAKES A WIDE ASSORTMENT OF PERSONAL LOANS.
* Aircraft
* All-Terrain Vehicles (ATVs)
* Recreational Vehicles (RVs)
* Automobiles or small trucks - new or used
* Boats and other recreational vehicles
* Lawn Tractors
* Home improvement
* Manufactured homes
* Equity lines of credit on your residence (EquityPlus)
* Loans secured with BankPlus Certificates of Deposit or Savings Accounts
Review Disclaimer:
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
24 Hour Bank - Access your account any time of day by phone or computer, the choice is yours.
You have three easy ways to access your accounts 24 hours a day, 7 days a week. It's your own Sound branch at your fingertips.
Online banking - Your account status day or night
* Get account information
* Conduct balance inquiries
* Conduct history inquiries
* Check recent activity
* Ask for withdrawals
* Transfer to other share and loan accounts
* Access checking information
* Access loan information
Free Online BillPayer - so long to checks, envelopes, and stamps
You can set up bills to be paid on repeating basis, sometime in the future, or even pay single bills. All with a few taps of the keyboard.
To sign up for online banking or BillPayer:
* Call our Contact Center at (253) 383-2016 or (800) 562-8130; Monday - Thursday, 9:00 a.m. - 5:30 p.m., Friday 9:00 a.m. - 6:00 p.m., Saturday 9:00 a.m. - 1:00 p.m.
* Visit your nearest branch.
Telephone Banking - Enjoy 24-hour telephone access to your accounts. All you need is a four-digit code and you can order checks, transfer money between accounts, see if a check has cleared, or verify account history. Our friendly menu walks you through each step of the way. A touch-tone phone is required.
Credit Advice - If you're going to use a credit card to make purchases, let the card company pay you. Get a cashback credit card and payoff balances in full each month, then add the cash earnings to your savings account.
Credit Advice - Are your debts getting out of control and you fear you won't be able to repay them? If you feel like you are drowning in bills especially with credit cards, you may need debt assistance in order to secure your financial future. You either need a plan to repay bills or negotiate a settlement payoff.
