Interest rates: National averages of credit card, mortgage, refinancing and auto loan interest rates.
Pre-qualify for a loan or a credit card. Our form for credit card and loan prequalification can help you choose offers based on your credit history.
Get pre-approved credit now.
Credit card and loan prequalification
The data you enter above is not stored on our server, nor is it shared with any entity. This form provides an estimated prequalification (pre-approval) for loans and credit cards based upon your input, and is not a guarantee of acceptance.
Perfect credit? Fair Credit? Bad Credit?
Aren't sure what types of credit cards and loan you are qualified to receive? Use our fast credit card and loan prequalification form.
Upon submission, Credit Federal will provide you with details about which types of loans and credit cards may fit your credit history*.
Our prequalification form will rate your input and score you according to one of these four categories:
*This form is not an application, nor is it part of any application process. Our credit card and loan prequalification form uses an abbreviated history of your credit; as you know it to exist, and provides you with "suggested" offers. There may be other items on your credit report which you are not aware. Credit Federal does not guarantee that this prequalification form will result in approval for any credit card or loan offer. The final approval authority rests solely with the card issuer and loan lender, and may be based upon an actual review of your credit report. Before applying for any credit, refer to the Terms and Conditions of each offer.
Credit Card Offers By Credit Score: Receiving credit card offers for your credit score makes the best sense. If you have really bad credit, you're wasting your time by applying for high limit rewards cards from major issuers because it's most likely your application will be rejected.
Want to know where you can get free credit card offers by credit score? Use our credit prequalification tool for assistance. We'll also provide no-obligation application links.
Credit card matching services can help you pinpoint the types of cards that you may most likely qualify for, thus saving you time and effort as well as limiting the number of inquiries for your credit report. They can also provide you with high risk credit card applications that have no credit check and offer instant, guaranteed approval.
By inputting some basic information (typically non-sensitive data), a credit card matching service can get a good picture of your credit rating without having to look at your credit report and without needing your Social Security Number.
Take a moment to signup so a matching service can help you find credit card offers by credit score. Simply by submitting your email address, you can receive information about a card matching service as well as a link to their free no-obligation service. Within a minute you can browse offers which match your credit profile. If you like an offer(s), submit a preapproved credit card application with more confidence of being accepted.
Typically, if you have very bad credit or absolutely no credit history whatsoever, you may only qualify for either a pre-paid card or perhaps an unsecured high risk credit card that has a low credit limit. If you have some credit problems but also have two or more good credit references, you may get approved for an unsecured credit card to rebuild credit. Unlike very high risk cards, these cards may have a lower fee and interest rate.
A card matching service can eliminate a lot of the guesswork for you, thus saving you time, aggravation, and limiting credit score checks.
are some people who can review your credit
report, for example, people who need to make a decision about hiring you for
employment must have your permission, and those who underwrite insurance, and
those who are doing a business or credit transaction. Credit reports are also
available if needed as a response to a court order or federal grand jury subpoena.
If a credit report is obtained falsely, there can be fines and even imprisonment.
It is up to the credit bureaus to make sure they disclose information to people
and follow the law. Those who want the reports must give the bureau the purpose
of why they want the reports.
Victims of identity fraud and
people who have been denied credit can get a free credit report. Also, before a potential employer can deny a position to an applicant,
due to information on a report, the applicant must receive a copy of the report.
When someone disputes the credit information on their report, the three major credit
bureaus must notify each other of the investigation. They use information given by the consumer
and the credit grantor to investigate incorrect information. Investigations
implemented by a consumer must be completed within 30 days, by the major credit bureaus.
credit should be kept current and accurate. Reports should be checked several
times a year, it is easy to request a free credit report from each of the three
major credit agencies. Banks, credit card issuers, or others who report information to credit bureaus are held responsible for making sure that the information
they report is as correct as possible. For example, if a person closes their credit
card account, it should be documented that the person requested the account be
closed. Any negative information on reports that is correct or accurate, must
stay on the report and can not be removed. For example, bankruptcy can stay on
reports from seven to ten years. Personal credit should not be left to chance,
especially with the recent problems of the economy. Having bad credit can be
costly when it comes to loans.
There are some credit products, like secured
cards that report paying habits to credit bureaus. Good paying habits can
help raise scores over time.
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
Liberty Bank is the oldest mutual bank in the state of Connecticut and provides customers with best-in-class products, services and rates. Chartered way back in 1825, we have grown with the state, and currently serve more than 190,000 individual and business customers here. Liberty Bank believes a strong, diverse workforce more effectively meets the needs of the distinct communites that we serve. Read more about Liberty Bank's commitment to Diversity.
Personal Banking: Liberty Bank has been given top ratings for financial strength so there's no better place to keep and grow your money. Look below for innovated checking and savings accounts and loans with a personal touch.
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Savings: Traditional statement savings. Money Markets. CDs. IRAs and Retirement Planning. It's all here at a bank you can count on.
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Weve made the application process simpler and more convenient. To learn more and/or apply for Liberty Bank Visaź credit cards, click here.
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Daily Credit Tidbit: Do you know how much money you charged and spent last week? Are you spending 75% or more of your income to repay credit? Use our free electronic checkbook register to log and sort expenses so you can more wisely manage money.
Daily Credit Tidbit: Having a hard time saving money for a special purchase or for a downpayment? On your checkbook, credit cards and money clip, tape a picture of the item you're trying to save money for. If trying to save money for a child's college, tape your child's photo. For a new car, tape a photo of the car. Use imagery to help motivate your savings efforts.