bank account; *Get rent payments reported to a credit bureau; *Get accounts added to your credit history; *Get added as an authorized user on someone else's credit account; *Get a store charge card or a gas card; *Get a good credit person to cosign a loan for you.
Credit Advice - When you apply for credit, one of the first things a lender typically checks is your credit score. If you know what your credit score is before you apply, you'll have a better idea of your approval chances for a credit card or a loan. To improve your chances of getting approved, apply for credit that matches your score.
Pre-qualify for a loan or a credit card. Our form for credit card and loan prequalification can help you choose offers based on your credit history.
Get pre-approved credit now.
Credit card and loan prequalification
The data you enter above is not stored on our server, nor is it shared with any entity. This form provides an estimated prequalification (pre-approval) for loans and credit cards based upon your input, and is not a guarantee of acceptance.
Perfect credit? Fair Credit? Bad Credit?
Aren't sure what types of credit cards and loan you are qualified to receive? Use our fast credit card and loan prequalification form.
Upon submission, Credit Federal will provide you with details about which types of loans and credit cards may fit your credit history*.
Our prequalification form will rate your input and score you according to one of these four categories:
*This form is not an application, nor is it part of any application process. Our credit card and loan prequalification form uses an abbreviated history of your credit; as you know it to exist, and provides you with "suggested" offers. There may be other items on your credit report which you are not aware. Credit Federal does not guarantee that this prequalification form will result in approval for any credit card or loan offer. The final approval authority rests solely with the card issuer and loan lender, and may be based upon an actual review of your credit report. Before applying for any credit, refer to the Terms and Conditions of each offer.
Credit Card Offers By Credit Score: Receiving credit card offers for your credit score makes the best sense. If you have really bad credit, you're wasting your time by applying for high limit rewards cards from major issuers because it's most likely your application will be rejected.
Want to know where you can get free credit card offers by credit score? Use our credit prequalification tool for assistance. We'll also provide no-obligation application links.
Credit card matching services can help you pinpoint the types of cards that you may most likely qualify for, thus saving you time and effort as well as limiting the number of inquiries for your credit report. They can also provide you with high risk credit card applications that have no credit check and offer instant, guaranteed approval.
By inputting some basic information (typically non-sensitive data), a credit card matching service can get a good picture of your credit rating without having to look at your credit report and without needing your Social Security Number.
Take a moment to signup so a matching service can help you find credit card offers by credit score. Simply by submitting your email address, you can receive information about a card matching service as well as a link to their free no-obligation service. Within a minute you can browse offers which match your credit profile. If you like an offer(s), submit a preapproved credit card application with more confidence of being accepted.
Typically, if you have very bad credit or absolutely no credit history whatsoever, you may only qualify for either a pre-paid card or perhaps an unsecured high risk credit card that has a low credit limit. If you have some credit problems but also have two or more good credit references, you may get approved for an unsecured credit card to rebuild credit. Unlike very high risk cards, these cards may have a lower fee and interest rate.
A card matching service can eliminate a lot of the guesswork for you, thus saving you time, aggravation, and limiting credit score checks.
What personal and financial records should I keep? Use this checklist chart to remind yourself what to keep and what you can throw away. - Keep in Safe Deposit Box: * Birth Certificates * Citizenship Papers * Marriage Certificates * Adoption Papers * Divorce Decrees * Wills * Death Certificates * Deeds * Titles to Automobiles * Household Inventory * Veteran's Papers * Bonds and Stock Certificates * Important Contracts. - Retain in Your Active File: * Tax Receipts * Unpaid Bills * Paid Bill Receipts * Current Bank Statements * Current Cancelled Checks * Income Tax Working Papers * Employment Records * Health Benefit Information * Credit Card Information * Insurance Policies * Copies of Wills * Family Health Records * Appliance Manuals and Warranties * Receipts of Items Under Warranty * Education Information * Inventory of Safe Deposit Box (and key) * Loan Statements * Loan Payment Books * Receipts of Expensive Items Not Yet Paid For. - Dead Storage File: * All Active File Papers Over 3 Years Old - Items To Discard: * Salary Statements (after checking on W-2 Form) * Cancelled Checks for Cash or Nondeductible Expenses * Expired Warranties * Coupons After Expiration Date * Other Records No Longer Needed
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
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