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Auto Loan: Apply online for a good or even a very bad credit auto loan quote, including a new or used auto loan or refinancing.

Credit Card: Browse good and bad credit card applications including instant approval credit cards, gold, platinum, and guaranteed card offers.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

Debt Counseling: Personal finances out of control? Unsecured credit counseling, debt management, debt negotiation or free debt settlement.

Free Credit Offers: Get no obligation credit offers plus tips and alerts to help manage your personal finances.

Home Loan: Stop paying rent and live the American dream with home ownership.

Mortgage Refinancing: Fast 2nd mortgage loan quote for remodeling, equity cash out, debt consolidation or other reasons.

Payday Loan: Get a good or bad credit unsecured loan with no credit check, no security (collateral) and no cosigner.

Personal Loan: Short or long term personal loan up to $10,000 (as available, or view alternative loan options).

Personal Finance: How to file bankruptcy and get free bankruptcy forms, create a household personal budget, balance a checkbook and more. Get our free personal budget software.

Financial Help: Get the latest financial news. Search Credit Federal for credit card, debt assistance, auto loan, home loan, mortgage refinancing, payday and personal loan applications and information.
Get free online IRS tax filing, or settle IRS tax debt

Browse for more credit offers.

 

Interest rates: National averages of credit card, mortgage, refinancing and auto loan interest rates.
  

                 

  

Pre-qualify for a loan or a credit card. Our form for credit card and loan prequalification can help you choose offers based on your credit history. Get pre-approved credit now.

Credit card and loan prequalification

Number of times you were late paying
credit card bills in the past year?->

Number of times you were late paying
mortgage/rent in the past year?->

Number of times you were late paying
OTHER bills in the past year?->

Your annual income?->

Do you have an active credit card?->

Number of GOOD credit references
you have on your credit report?->

Have you been denied credit
in the past year?->

What percent of your income is
spent to pay monthly bills?->

Is bankruptcy on your credit report?->

The data you enter above is not stored on our server, nor is it shared with any entity. This form provides an estimated prequalification (pre-approval) for loans and credit cards based upon your input, and is not a guarantee of acceptance.

 

Perfect credit? Fair Credit? Bad Credit?
Aren't sure what types of credit cards and loan you are qualified to receive? Use our fast credit card and loan prequalification form. Upon submission, Credit Federal will provide you with details about which types of loans and credit cards may fit your credit history*.

Our prequalification form will rate your input and score you according to one of these four categories:

Bad credit
Poor credit
Fair credit
Excellent credit

*This form is not an application, nor is it part of any application process. Our credit card and loan prequalification form uses an abbreviated history of your credit; as you know it to exist, and provides you with "suggested" offers. There may be other items on your credit report which you are not aware. Credit Federal does not guarantee that this prequalification form will result in approval for any credit card or loan offer. The final approval authority rests solely with the card issuer and loan lender, and may be based upon an actual review of your credit report. Before applying for any credit, refer to the Terms and Conditions of each offer.

Submit our credit card and loan prequalification above.

 

Credit Card Offers By Credit Score: Receiving credit card offers for your credit score makes the best sense. If you have really bad credit, you're wasting your time by applying for high limit rewards cards from major issuers because it's most likely your application will be rejected.

Want to know where you can get free credit card offers by credit score? Use our credit prequalification tool for assistance. We'll also provide no-obligation application links.

Credit card matching services can help you pinpoint the types of cards that you may most likely qualify for, thus saving you time and effort as well as limiting the number of inquiries for your credit report. They can also provide you with high risk credit card applications that have no credit check and offer instant, guaranteed approval.

By inputting some basic information (typically non-sensitive data), a credit card matching service can get a good picture of your credit rating without having to look at your credit report and without needing your Social Security Number.

Take a moment to signup so a matching service can help you find credit card offers by credit score. Simply by submitting your email address, you can receive information about a card matching service as well as a link to their free no-obligation service. Within a minute you can browse offers which match your credit profile. If you like an offer(s), submit a preapproved credit card application with more confidence of being accepted.

Typically, if you have very bad credit or absolutely no credit history whatsoever, you may only qualify for either a pre-paid card or perhaps an unsecured high risk credit card that has a low credit limit. If you have some credit problems but also have two or more good credit references, you may get approved for an unsecured credit card to rebuild credit. Unlike very high risk cards, these cards may have a lower fee and interest rate.

A card matching service can eliminate a lot of the guesswork for you, thus saving you time, aggravation, and limiting credit score checks.

 

 


Debt

 

Searching online for debt relief, may yield results for many links to websites that may say there are Federal grants available to pay debts. Some of the sites may ask for money in order to get the secrets or information for debt money. Many consumers have made the mistake of giving money and got disappointed that the government is not going to just send them a check in order for them to payoff their credit cards

 

The idea that there are grants to get money to pay bills is appealing to many consumers, so appealing that they are willing to pay money. There are some examples of government help, for example, recent mortgage problems that millions of people have experienced, and being at risk of loosing their homes. The government assisted and provided some means, so people who qualified could try to keep their homes through a loan modification program. They did not step in and pay the mortgage, but provided a way that homeowners could try to keep their home by working out a better payment plan.

 

There are debt relief services that offer some effective and affordable solutions to consumers, in an effort to help them get debts under control, and there are usually some fees for this service. When people are not successful at reducing debts, debt relief services may be very helpful. When faced with high monthly payments that have high interest rates or accumulated late fees, some of these debt companies have helped people get rates reduced and late fees dropped.

 

One reason debt services are able to do this, is because they work with companies every day and negotiate between borrowers and creditors for something that will benefit both parties. After all, when borrowers file bankruptcy, a creditor may end up not getting paid at all. Many debt settlement companies are good at negotiating and can sometimes get creditors to settle for a much lower payoff than what is actually owed. Many of these companies require a specific amount of unsecured debt from applicants, it could require a minimum of around $10,000 or more in debt.




Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

TDBank.com Review - ©2011 TD Bank, N.A. All Rights Reserved.

Online Banking. Smart. Simple. Secure. With our free Online Banking, you can access your account online anytime, anywhere - even from your mobile device!

* Get real-time account information
* View check images online
* Transfer funds between accounts
* Stop payments on checks
* Review, save and print online statements - Exactly like paper statements but with more security and less clutter
* Receive e-mail alerts to better manage finances
* Pay bills with FREE Bill Pay
* Access deposit accounts directly with Quicken® and Microsoft® Money 

Personal Banking - Whether it's your child's first savings account, your first home or your retirement plan, we offer products and services tailored to your needs today with the flexibility to grow with you. We're here to help you every step of the way. 

Mobile Banking - TD Bank mobile app for your BlackBerry®, iPhone® or AndroidTM device, enjoy the convenience of banking on the go - anytime, anywhere - right at your fingertips. 

Personal Credit Cards - TD Payment Plus SM Credit Card. The more you pay, the more you save. Get a statement credit worth:

50% of your interest charges when you pay 10% or more of your current balance*
25% of your interest charges when you pay 5% - 9.99% of your current balance*

Visa Features - Our personal credit cards also have the following Visa features and benefits:
* The unsurpassed worldwide acceptance of Visa
* Auto rental collision damage waiver
* Cardholder inquiry service
* Emergency card replacement and emergency cash disbursement
* Lost/stolen card reporting
* Visa Zero Liability 

Credit Card Application Process - Here's what you can expect during the credit card application process:
* The online application takes about 10 minutes to complete.
* You will need your basic personal information, financial information and student information if applicable.
* If your application is auto-approved, you will get an immediate response, which will also include your credit line amount. You will receive your card(s) within 7-10 business days.
* If your application requires further review, you will be notified by mail within 7-10 days. 

Convenience Savings - Enjoy a competitive interest rate with a low minimum daily balance requirement.

TD High-Yield Savings - Get rewarded for banking with TD Bank with very competitive interest rates, plus an additional rate bump when you have a TD Bank Checking account.

Young Saver - For the beginning saver in your family.

Club Saver - An easy and automatic way to save for anything you want (electronics, vacation, luxury items, weddings, etc.)

Holiday Club - Plan ahead for your holiday expenses by making club payments throughout the year.

Personal Loans - Having the money you need to do the things you want is a great feeling. Whether buying a car, taking a vacation in a new RV, cruising in a new boat or making home improvements, we have a loan product that can make it possible. 

Available Personal Loans - We can help you with a range of loan products, whatever your need:
* Automobile Loan
* Recreation Vehicle/Boat Loan
* Collateral Loan
* Personal Unsecured Loans
* Moneyline Overdraft Protection 

Live Customer Service 24/7, 888-751-9000


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The single, best credit card for gas and travel, meets two predominant requirements: the card which best meets your needs, and the one which you qualify for. With that in mind, here are several cards for you to consider.
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I'm a non-homeowner and I don't qualify for a debt consolidation loan. Is there a way I can get a bad credit loan to pay off credit card debt?
With unemployment and low income problems, mounting debt and delinquent payments, Americans are wondering how to qualify for credit cards and rebuild bad credit.
Wheres My Tax Refund? How to locate your IRS tax refund. If you haven't filed yet, you may qualify for free efiling.

Credit Tip: Sooner or later, debt wins. If you ignore your spending limits, eventually all your income will be spoken for even before you earn it. If you don't exercise self-control beforehand, the day will come when you simply won't have any more money to waste, nor the ability to get a credit card or a loan.


Credit Tip: For effective debt elimination, you have to use your cash, credit cards and loans carefully and stop the cycle of buying now and paying later. Sharpen your money management skills and stay determined to be debt free.

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