Interest rates: National averages of credit card, mortgage, refinancing and auto loan interest rates.
Pre-qualify for a loan or a credit card. Our form for credit card and loan prequalification can help you choose offers based on your credit history.
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Credit card and loan prequalification
The data you enter above is not stored on our server, nor is it shared with any entity. This form provides an estimated prequalification (pre-approval) for loans and credit cards based upon your input, and is not a guarantee of acceptance.
Perfect credit? Fair Credit? Bad Credit?
Aren't sure what types of credit cards and loan you are qualified to receive? Use our fast credit card and loan prequalification form.
Upon submission, Credit Federal will provide you with details about which types of loans and credit cards may fit your credit history*.
Our prequalification form will rate your input and score you according to one of these four categories:
*This form is not an application, nor is it part of any application process. Our credit card and loan prequalification form uses an abbreviated history of your credit; as you know it to exist, and provides you with "suggested" offers. There may be other items on your credit report which you are not aware. Credit Federal does not guarantee that this prequalification form will result in approval for any credit card or loan offer. The final approval authority rests solely with the card issuer and loan lender, and may be based upon an actual review of your credit report. Before applying for any credit, refer to the Terms and Conditions of each offer.
Credit Card Offers By Credit Score: Receiving credit card offers for your credit score makes the best sense. If you have really bad credit, you're wasting your time by applying for high limit rewards cards from major issuers because it's most likely your application will be rejected.
Want to know where you can get free credit card offers by credit score? Use our credit prequalification tool for assistance. We'll also provide no-obligation application links.
Credit card matching services can help you pinpoint the types of cards that you may most likely qualify for, thus saving you time and effort as well as limiting the number of inquiries for your credit report. They can also provide you with high risk credit card applications that have no credit check and offer instant, guaranteed approval.
By inputting some basic information (typically non-sensitive data), a credit card matching service can get a good picture of your credit rating without having to look at your credit report and without needing your Social Security Number.
Take a moment to signup so a matching service can help you find credit card offers by credit score. Simply by submitting your email address, you can receive information about a card matching service as well as a link to their free no-obligation service. Within a minute you can browse offers which match your credit profile. If you like an offer(s), submit a preapproved credit card application with more confidence of being accepted.
Typically, if you have very bad credit or absolutely no credit history whatsoever, you may only qualify for either a pre-paid card or perhaps an unsecured high risk credit card that has a low credit limit. If you have some credit problems but also have two or more good credit references, you may get approved for an unsecured credit card to rebuild credit. Unlike very high risk cards, these cards may have a lower fee and interest rate.
A card matching service can eliminate a lot of the guesswork for you, thus saving you time, aggravation, and limiting credit score checks.
online for debt relief, may yield results for many links to websites that may
say there are Federal grants available to pay debts. Some of the sites may ask
for money in order to get the secrets or information for debt money. Many
consumers have made the mistake of giving money and got disappointed that the
government is not going to just send them a check in order for them to payoff
their credit cards.
The idea that
there are grants to get money to pay bills is appealing to many consumers, so appealing that they are willing to pay
money. There are some examples of government help, for example, recent mortgage
problems that millions of people have experienced, and being at risk of loosing
their homes. The government assisted and provided some means, so people who
qualified could try to keep their homes through a loan modification program.
They did not step in and pay the mortgage, but provided a way that homeowners
could try to keep their home by working out a better payment plan.
are debt relief services that offer some effective and affordable solutions to
consumers, in an effort to help them get debts under control, and there are
usually some fees for this service. When people are not successful at reducing
debts, debt relief services may be very helpful. When faced with high monthly
payments that have high interest rates or accumulated late fees, some of these
debt companies have helped people get rates reduced and late fees dropped.
reason debt services are able to do this, is because they work with companies
every day and negotiate between borrowers and creditors for something that will
benefit both parties. After all, when borrowers file bankruptcy, a creditor may
end up not getting paid at all. Many debt
settlement companies are good at negotiating and can sometimes get creditors
to settle for a much lower payoff than what is actually owed. Many of these
companies require a specific amount of unsecured debt from applicants, it could
require a minimum of around $10,000 or more in debt.
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
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Live Customer Service 24/7, 888-751-9000
Credit Tip: Sooner or later, debt wins. If you ignore your spending limits, eventually all your income will be spoken for even before you earn it. If you don't exercise self-control beforehand, the day will come when you simply won't have any more money to waste, nor the ability to get a credit card or a loan.
Credit Tip: For effective debt elimination, you have to use your cash, credit cards and loans carefully and stop the cycle of buying now and paying later. Sharpen your money management skills and stay determined to be debt free.