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Contact Phone Number and Address - Contact Information for Bank, Credit Card Company, Lender and Other Creditor Complaint Reporting

Do you need a contact phone number, address or email to file a complaint against a bank, credit card company, loan lender or other creditor? Use the contact information below for your state financial authority to submit a complaint.


Alabama
State Banking Department
PO Box 4600
Montgomery, AL 36103-4600
Phone Number:
334-242-3452
Toll-free:
1-866-465-2279


Alaska
Division of Banking and Securities
PO Box 110807
Juneau, AK 99811-0807
Phone Number:
907-465-2521
Toll-free:
1-888-925-2521
TTY:
907-465-5437


Arizona
Department of Financial Institutions
2910 N. 44th St., Suite 310
Phoenix, AZ 85018
Phone Number:
602-771-2800
Toll-free:
1-800-544-0708


Arkansas
State Bank Department
400 Hardin Rd., Suite 100
Little Rock, AR 72211
Phone Number:
501-324-9019


California
State Department of Financial Institutions
45 Fremont St., Suite 1700
San Francisco, CA 94105-2219
Phone Number:
415-263-8500
916-322-0622 (Consumer Services)
Toll-free:
1-800-622-0620 (CA)


Colorado
Division of Banking
1560 Broadway, Suite 975
Denver, CO 80202
Phone Number:
303-894-7575


Connecticut
Government Relations and Consumer Affairs
260 Constitution Plaza
Hartford, CT 06103
Phone Number:
860-240-8299
Toll-free:
1-800-831-7225


Delaware
Office of the State Bank Commissioner
555 E. Loockerman St., Suite 210
Dover, DE 19901
Phone Number:
302-739-4235


District of Columbia
Department of Insurance, Securities and Banking
810 1st St., NE, Suite 701
Attn: Consumer Protection Advocate
Washington, DC 20002


Florida
Office of Financial Regulation
200 E. Gaines St.
Tallahassee, FL 32399-0371
Phone Number:
850-410-9800
Toll-free:
1-800-848-3792 (FL)


Georgia
Department of Banking and Finance
2990 Brandywine Rd., Suite 200
Atlanta, GA 30341-5565
Phone Number:
770-986-1633
Toll-free:
1-888-986-1633 (GA)


Hawaii
Division of Financial Institutions
PO Box 2054
Honolulu, HI 96805
Phone Number:
808-586-2820
808-274-3141 (Kauai)
808-984-2400, 6-2820# (Maui)
808-974-4000, 6-2820# (Hawaii)
Toll-free:
1-800-468-4644


Idaho
Financial Institutions Bureau
PO Box 83720
Boise, ID 83720-0031
Phone Number:
208-332-8005
Toll-free:
1-888-346-3378 (ID)


Illinois
Department of Financial and Professional Regulation
320 W. Washington St.
Springfield, IL 62786
Phone Number:
217-782-3000
Toll-free:
1-800-532-8785
TTY:
217-524-6644


Indiana
Department of Financial Institutions
30 S. Meridian St., Suite 300
Indianapolis, IN 46204
Phone Number:
317-232-3955
Toll-free:
1-800-382-4880 (IN)


Iowa
Division of Banking
200 E. Grand Ave., Suite 300
Des Moines, IA 50309-1827
Phone Number:
515-281-4014


Kansas
Office of the State Bank Commissioner
700 S.W. Jackson St., Suite 300
Topeka, KS 66603-3714
Phone Number:
785-296-2266
Toll-free:
1-877-387-8523 (Consumer Helpline)


Kentucky
Department of Financial Institutions
1025 Capitol Center Dr., Suite 200
Frankfort, KY 40601
Phone Number:
502-573-3390
Toll-free:
1-800-223-2579


Louisiana
Office of Financial Institutions
PO Box 94095
Baton Rouge, LA 70804-9095
Phone Number:
225-925-4660


Maine
Bureau of Financial Institutions
36 State House Station
Augusta, ME 04333-0036
Phone Number:
207-624-8570
Toll-free:
1-800-965-5235


Maryland
Commissioner of Financial Regulation
500 N. Calvert St., Suite 402
Baltimore, MD 21202
Phone Number:
410-230-6077
Toll-free:
1-888-784-0136 (MD)
TTY:
410-767-2117


Massachusetts
Division of Banks
1000 Washington St.
10th Floor
Boston, MA 02110-6400
Phone Number:
617-956-1500
Toll-free:
1-800-495-2265 (MA)
TTY:
617-956-1577


Michigan
Office of Financial and Insurance Regulation
PO Box 30220
Lansing, MI 48909-7720
Phone Number:
517-373-0220
Toll-free:
1-877-999-6442 (MI)


Minnesota
Financial Examinations Division
85 7th Pl. E, Suite 500
St. Paul, MN 55101
Phone Number:
651-296-2135
TTY:
651-296-2860


Mississippi
Department of Banking and Consumer Finance
901 Woolfolk Building, Suite A
501 N. West St.
Jackson, MS 39201
Phone Number:
601-359-1031
Toll-free:
1-800-844-2499 (MS)


Missouri
Department of Finance
PO Box 716
301 W. High St., Room 630
Jefferson City, MO 65102
Phone Number:
573-751-3242


Montana
Division of Banking and Financial Institutions
301 S. Park Ave., Suite 316
PO Box 200546
Helena, MT 59620
Phone Number:
406-841-2920
Toll-free:
1-800-914-8423
TTY:
406-444-1421


Nebraska
Department of Banking and Finance
PO Box 95006
Lincoln, NE 68509-5006
Phone Number:
402-471-2171
Toll-free:
1-877-471-3445


Nevada
Financial Institutions Division
2785 E. Desert Inn Rd.
Las Vegas, NV 89121
Phone Number:
702-486-4120
Toll-free:
1-866-858-8951 (NV)


New Hampshire
State Banking Department
53 Regional Dr., Suite 200
Concord, NH 03301
Phone Number:
603-271-3561
Toll-free:
1-800-437-5991
TTY:
1-800-735-2964


New Jersey
Department of Banking and Insurance
PO Box 040
Trenton, NJ 08625
Phone Number:
609-292-7272
Toll-free:
1-800-446-7467


New Mexico
Financial Institutions Division
2550 Cerrillos Rd., 3rd Floor
Santa Fe, NM 87505
Phone Number:
505-476-4885


New York
Banking Department
Consumer Help Unit
One State St.
New York, NY 10004-1417
Phone Number:
212-709-3530
Toll-free:
1-877-226-5697 (NY)


North Carolina
Commissioner of Banks
4309 Mail Service Center
Raleigh, NC 27699-4309
Toll-free:
1-888-384-3811


North Dakota
Department of Financial Institutions
2000 Schafer St.
Suite G
Bismarck, ND 58501-1204
Phone Number:
701-328-9933
TTY:
1-800-366-6888 (ND)


Ohio
Division of Financial Institutions
Consumer Complaints
77 S. High St., 21st Floor
Columbus, OH 43215-6120
Phone Number:
614-728-8400
Toll-free:
1-866-278-0003
TTY:
1-800-750-0750


Oklahoma
State Banking Department
2900 N. Lincoln Blvd.
Oklahoma City, OK 73105
Phone Number:
405-521-2782


Oregon
Division of Finance and Corporate Securities
PO Box 14480
Salem, OR 97309-0405
Phone Number:
503-378-4140
Toll-free:
1-866-814-9710


Pennsylvania
Department of Banking
17 N. Second St., Suite 1300
Harrisburg, PA 17101-2290
Phone Number:
717-787-2665
Toll-free:
1-800-722-2657
TTY:
1-800-679-5070


Rhode Island
Division of Banking
1511 Pontiac Ave.
Cranston, RI 02920
Phone Number:
401-462-9503


South Carolina
State Board of Financial Institutions
1205 Pendleton St., Suite 305
Columbia, SC 29201
Phone Number:
803-734-2001


South Dakota
Division of Banking
217 1/2 W. Missouri Ave.
Pierre, SD 57501-4590
Phone Number:
605-773-3421


Tennessee
Consumer Resources Division
414 Union St., Suite 1000
Nashville, TN 37219
Phone Number:
615-253-2023
Toll-free:
1-800-778-4215


Texas
Department of Banking
2601 N. Lamar Blvd., Suite 201
Austin, TX 78705
Phone Number:
512-475-1300
Toll-free:
1-877-276-5554


Utah
Department of Financial Institutions
PO Box 146800
Salt Lake City, UT 84114-6800
Phone Number:
801-538-8830


Vermont
Division of Banking
89 Main St., Drawer 20
Montpelier, VT 05620-3101
Phone Number:
802-828-3301
Toll-free:
1-888-568-4547


Virginia
Bureau of Financial Institutions
PO Box 640
Richmond, VA 23218
Phone Number:
804-371-9657
804-371-9705
Toll-free:
1-800-552-7945 (VA)
TTY:
804-371-9206


Washington
Department of Financial Institutions
PO Box 41200
Olympia, WA 98504-1200
Phone Number:
360-902-8700
Toll-free:
1-877-746-4334
TTY:
360-664-8126


West Virginia
Division of Banking
One Players Club Dr., Suite 300
Charleston, WV 25311
Phone Number:
304-558-2294


Wisconsin
Division of Banking
PO Box 7876
Madison, WI 53707-7876
Phone Number:
608-261-7578
TTY:
608-266-8818


Wyoming
Division of Banking
122 W. 25th St.
Herschler Building, 3rd Floor, East
Cheyenne, WY 82002
Phone Number:
307-777-7797

 

  

Advertising Information:
If you desire to advertise financial or credit related services, submit the online credit advertising form.

 

Financial Portal

This site is independent of the U.S. government, and is not associated with any branch or department of the U.S. government. This site was established as a portal to educate U.S. consumers about various credit related products and services, and to provide lenders, creditors, credit card issuers, credit reporting agencies, debt counselors and other financial entities a medium whereby they may present their products and services to consumers.

 

Advertisements on this website are not necessarily an endorsement by its owners nor managers. This site reserves the exclusive right to add, replace, and to remove advertisers, as well as to deny advertising space, at its sole discretion. This site may also assign and/or otherwise contract the task and authority of managing website advertising space to another entity.

 

Terms and Conditions: To use our website, links and resources, You agree to hold this site and its owners harmless and indemnify its owners of any damages as a result of using this website, links and resources. This site and its owners shall not be held liable for the results of Your clicking-through on a resource link and applying for any product or service.

You further understand and agree this site is not a credit card company, credit reporting agency, lending or banking institution and does not broker financial products/services to financial institutions. 

You understand and agree this site makes no guarantees or warranties with regard to the availability of a loan, credit card, debt assistance, credit report or any other financial product/service (beyond the advertising copy provided by the advertiser), nor do we endorse any particular provider, product or service. This site does not charge you any fees for using the website and the free services specifically provided by it. For the respective rates, fees, and other costs charged by entities who advertise on the website, You understand and agree You must consult directly with the respective advertiser(s).

You understand and agree that if you apply for; or purchase, a product or service from an advertisement on this website, for details, questions, or any concerns you may have you must contact the advertiser directly. This site does not act as a mediator, negotiator, arbitrator nor provides advertiser contact information.

You understand and agree that some products/services may not be available in all U.S. states, and may have other restrictions imposed by the advertiser which are beyond the control of this site.

You understand and agree that products and services; including those offered directly by this site and its owners as well as those offered by advertisers, may change from time to time and without advance notice. Some products and services; including but not limited to credit cards and loans, may have limited, seasonal, promotional and/or infrequent availability. Due to ever-changing availability of products and services, this site may contain content which does not correspond to current offers. For example, this site may have web pages which discuss a certain type of loan product although the actual loan isn't currently available via the website. Such web pages remain active on the website due to costs in locating and updating, plus the added costs of re-inserting content when particular products/services do become available. Before applying for or purchasing any product or service, You understand and agree that it is Your responsibility to first carefully read the advertiser's Terms and Conditions so you will be assured you are applying for or purchasing exactly what you anticipate. Any differences, inconsistencies or incorrect information in an advertiser's Terms and Conditions shall not be the responsibility of this site and its owners and you agree not to hold such liable.

You understand and agree that this site does not guarantee your ability to receive approval or acceptance of any financial product/service.

  

 


Debt - As many as a third of consumers hide their debts from other family members. Men may be more likely to hide personal debts from their partners and do not tell them how much they really owe. Hidden debts can accumulate quickly just through pre approved credit card offers. Many times one partner completes those credit card offers without the other partner’s knowledge. Store cards and credit cards appear to be the most common way that hidden debts are acquired.

 

No matter how debt happens, getting control of debts is the most important thing to do. The average consumer usually has up to five or more credit cards and owes around five thousand dollars on just one card. One option is to do a balance transfer to a 0% or low introductory card. This can eliminate shuffling all those credit card balances and only have one card balance due each month. However, when a consumer's plan is not working, using a debt professional can help.

 

Debt professionals use several ways to help consumers get control of debts. There is debt consolidation, debt settlement, and credit counseling services. Knowing which service is best for your needs can also be determined by the help of a good professional. Millions of consumers are in debt and are not doing anything. Credit scores are more important than ever, ignoring debts is not a good idea and it can lead to more debt trouble and bad credit scores. Start early before debts are 60 days late and get on your way to being debt free and stress free. Getting out of debt can take time and sacrifices may need to be made until finances are on track.

 

One of the best tips for those who are in debt, is to stop spending money! Get out those bills and total what you really owe. Review all the minimum payments due and plan on paying more for each one that you can. Get a second job or find money in your budget by eliminating or reducing some bills. For example, cut cell phone plans, cancel club memberships, reduce the TV cable plan, and eliminate some hobbies until debts are payoff. It can time and effort to get control, but better credit scores and a less stressful life are the benefits.



Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

BadCreditLoanServices.com Review Credit Cards and Loans - Copyright © 2011 All rights reserved - BadCreditLoanServices.com by eSmartCredit Network™

Loan Sources - We have over 200 Banks & Companies that offer Home Loans, Auto Loans and Bad Credit Personal loans. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Also, home ownership is not required.

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Credit Cards For Those With Bad Credit - We have over 200 Banks & Companies that offer Credit Cards with credit limits from 1,000 to 15,000 dollars.

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Are loan lenders and credit card issuers who approve bad credit offers evil, or do they help rebuild hope for poor credit people? CreditFederal.com visitor opinion.
Who's to blame for all the bad credit mortgage loan problems? Per CreditFederal.com, it's bad credit consumers as well as home loan lenders.
CreditFederal.com offers loan and credit card content marketing software for instant and automatic affiliate website updates.
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Personal Finance Help: Free, short term immediate help and long term planning tips to improve personal finances. Learn how an annuity and insurance can help.

Not sure of credit score qualifications? Use our credit card and loan prequalification tool or request free advice to your credit questions.

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How to spot counterfeit money and report credit fraud.

How to file bankruptcy and get free online free bankruptcy forms.

Tired of searching and applying blindly for credit? Let free credit offers come to you by joining our newsletter. There's no obligation to accept any offer. Browse for more personal finance resources.

  

  

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

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Personal Finance: How to file bankruptcy and get free bankruptcy forms. Create a household personal budget and balance a checkbook. Get our free personal budget software.

Financial Help: Get the latest financial news. Search Credit Federal for credit card, debt help, auto loan, home loan, mortgage refinancing, payday and personal loan applications and information.


Interest rates: view national averages of credit card, mortgage, refinancing and auto loan interest rates.



2nd mortgage loan - Equity cash loan, debt consolidation, remodeling and other uses.

2nd mortgage refinancing - Apply for a lower interest rate and/or lower payments.

0 interest - Credit cards with no interest or offer 0 introductory rate periods.

0 intro - Online applications for 0 intro credit card offers.

Airline miles credit card - Get free sky miles and other travel rewards.

American Express(R) - Online applications for an American Express(R) card.

Annuity - Learn about annuity investments.

ATM card - Apply online for an ATM card.

Auto financing - Benefits of an online auto loan and general loan terms.

Auto loan calculator - Calculate monthly car payments and total interest paid.

Auto loan down payment - Options to get down payment money for an auto loan.

Auto refinance - Benefits of using a refinance loan to lower payments and/or interest.

Bad credit car calculator - How to negotiate with a car salesman for a better deal.

Bad credit auto loan - Understand invoice, sticker price and other dealership jargon before applying for an auto loan.

Bad credit card - Bad credit card application.

Bad credit home loan - Apply for a home loan and stop paying rent.

Bad credit personal loan - Online application for a no credit check loan with instant approval.

Bad credit - Learn the problems with bad credit and how to improve.

Balance checkbook - How to balance a checkbook and download our free checkbook register software.

Balance transfer credit card - How to safely transfer balances to a 0 intro card.

Bank checking account - How to read a bank checking account statement.

Business credit card - Finance your large or small business with a credit card.

Business loan - Get funding to start a small business or to finance a corporation.

Calculate loan interest - Quickly calculate loan interest, monthly payments and total interest paid upon balance payoff.

How much money can I borrow - Input the amount you can afford to repay, whether bi-weekly or monthly installments, and the calculator will review the maximum loan amount you can afford to payback.

Car dealership loan - Curb car dealer scams and dealership financing tricks with an online auto loan.

Card interest rates - Get current credit card interest rates from major issuers.

Card & Loan calculators - Calculate credit card interest, mortgage payments, home refinancing, and to manage and track expenses budgets, plus create a household budget.

Chargeoff credit card - How to charge off credit card balances yourself, or get professional help from a debt settlement company.

Chase credit card - Reviews and online applications for Chase cards.

Checkbook Register - Free CheckBook Register Software to Manage Expenses

Choosing credit card - Free tips on how to choose a credit card per your qualifications.

Christmas credit card - Apply for a Christmas credit card to make gift purchases.

Christmas credit card debt - Options on how to get help with too much Christmas credit card debt.

Christmas credit card shopping - Tips for safe shopping with your credit card.

Consolidate student loan - Apply to refinance student loan debt for a lower interest rate and payments.

Counterfeit money - Spot counterfeit money and report fake money to the govt.

Create a will - How to create a will yourself and prepare a living will.

Credit card benefits - Tips for choosing credit card benefits and perks that fit your needs.

Credit card debt - Free help to get out of credit card debt and tips on how to avoid debt.

Credit card debt consolidation - Credit card debt consolidation quote to combine and lower monthly bills

Credit card facts - Learn about the different types of credit cards and approval standards.

Credit card interest calculator - Calculate total interest paid at payoff.

Credit card payment calculator - Calculate monthly payment amount required to payoff card within a time frame.

Credit card ratings - Review consumer ratings of credit cards.

Credit card rebuild credit - Apply on the internet for a credit card to rebuild bad credit.

Credit card rewards - Choose perks such as cash back and points which interest you.

Credit card search - Use our fast, easy credit card search engine.

Credit card statement - How to read a credit card billing statement.

Credit counseling versus debt settlement - Decide which alternative is the best option for you.

Credit and divorce - How divorce affects your credit score and bill payments.

Credit Federal - Good or bad credit personal loan and credit card resource.

Credit Federal - about us - Information about the CreditFederal.com website.

Credit and loan prequalification - Prequalify for credit cards and loans based upon your credit score.

Credit report errors - How to correct credit report errors yourself.

Debit card - Virtual debit card offers online privacy so you can shop anonymously.

Debt consolidation loan - Payoff bills with a debt consolidation loan.

Debt counseling - Lower monthly bill payments or reduce principal altogether.

Debt negotiation - Chargeoff debt; reduce principal owed.

Debt negotiation sample letter - Do It Yourself debt settlement.

Discount card - Enjoy discount card rewards. These credit cards offer purchase discounts that can help you save money when shopping.

Discover credit card - Review and apply online for a Discover card.

Disney credit card - Special entertainment and travel cards.

Emergency loan - Emergency cash to pay bills, get your car repaired, or for any reason.

Espanol credito - Obtenga el crédito y los préstamos financieros. Algunos abastecedores del crédito no tienen traducción española. Tarjeta de crédito.

File bankruptcy - How to file bankruptcy, chapter 7, 11, 13.

Financial calculators

Fix credit report - How to fix credit report errors yourself or to get help.

Free bank checking account - Apply for a no fee, online bank checking account.

Free bankruptcy forms - Free online chapter 7, chapter 11 and chapter 13 bankruptcy forms.

Free calculator downloads - Free financial calculators and software for budgets, interest, payments, and more.

Free checking account - Free internet checking accounts.

Free credit check - Rate your credit based upon your personal history.

Free credit offers - Financial newsletter membership for free credit offers by email.

Free credit report - Get a free credit report copy online.

Free debt settlement - Do It Yourself debt settlement to negotiate lower bills.

Free IRS tax calculator - Quickly and easily calculate your estimated taxes and withholding.

Free money and gov grants - Instant access (no registration and no credit card) to government grant programs and applications.

Free online tax return filing - Qualify for free tax return filing.

Gas card - Apply for a gas rebate card.

Get out of debt - Ways to get out of debt, either Do It Yourself or with a Company.

Gold American Express - Browse for any current American Express gold card offers.

Gold credit card - Browse for gold credit card offers by each major credit card company.

Gold Discover Card - Browse for any current Discover gold card offers.

Gold MasterCard - Browse for all MasterCard gold card offers.

Gold Visa Card - Browse for all Visa gold card offers.

Government debt consolidation loans - Truth about government loans to pay bills.

Government grant - Instant access to Government grant applications with no registration required.

Government assistance - Apply for government assistance programs.

Government grants for disabled - Apply for disability grants.

Government grant federal unclaimed money - Locate and claim unclaimed money.

Government grant foundations - Check to see if you qualify for a grant.

Government nontraditional grants - Review other types of grants.

Government pensions - Information about government retirement plans.

Government private grant foundations - Search for a grant from other foundations.

Government unclaimed funds - See if you are entitled to free money.

Government unclaimed money - See if someone owes you a refund.

Government veteran grant - Veteran grant programs.

Government women education grant - Educational grants for women.

Guaranteed credit card - No credit check credit card for people with bad credit.

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Guaranteed platinum credit card - Start shopping with no credit report check.

High risk loan - Unsecured loan for bad credit people with no credit turndowns.

Home equity loan - Refinance your first mortgage and take cash out at closing.

Home loan lenders - Get multiple home loan quotes with just one application.

Home remodeling loan - Use your home's equity to finance a remodeling project and increase home value.

Household personal budget - Create a budget to save money and cut expenses.

Improve credit score - Get a higher credit report score for better loans, cards and interest rates.

Insurance - Get online quotes for life, home and auto insurance.

Interest Rates - Get current interest rates for loans and credit cards.

Joint auto loan - How spouse credit affects joint auto loans, and the impact of divorce.

Joint credit card - How spouse credit affects joint credit cards, and the impact of divorce.

Joint credit card debt - Which spouse pays the bills (loans and credit cards) after divorce.

Joint mortgage loan - How spouse credit affects joint mortgages, and the impact of divorce.

Loan instant approval - Guaranteed loan with instant approval. No need to stand in line at your bank.

Loan to pay bills - Get a no hassle loan to make your bill payments on time.

Loans for unemployed people - Options for jobless people to get money.

Long term unsecured loan - About long term unsecured loans.

MasterCard Credit Card - Review and apply online for a MasterCard card.

Mortgage calculator - Calculate monthly payments and interest.

Mortgage refinance loan - For a home equity line of credit, you may want to think about a traditional second mortgage loan.

Mortgage refinancing - Read the benefits of mortgage refinancing.

Mortgage refinancing calculator - Calculate your new mortgage payments.

Negotiate debt settlement - Settle debt yourself with your loan and/or credit card company.

No collateral business loan - Quick cash for small businesses.

No credit - Options for people with no credit history.

No credit check loan - How to get an unsecured loan with no credit check.

No deposit credit card - Get a credit card with no deposit requirement.

No deposit home loan - Apply for a no deposit, no down payment home loan.

Nonhomeowner debt consolidation loan - Options for nonhomeowners to pay off debt.

Nonprofit credit counseling - What to look for when choosing a credit counseling company.

Nonprofit debt consolidation - Advantages of debt consolidation.

No obligation credit - Get free credit offers for you to consider.

Offers - American Express - Search American Express card applications.

Offers - business cards - Search business credit card applications.

Offers - Chase - Search Chase card applications.

Offers - credit cards - Search all credit card applications.

Offers - Discover - Search Discover card applications.

Offers - Mastercard - Search Mastercard applications.

Offers - Rewards - Search reward card applicatons.

Offers - Secured/Prepaid - Search secured/prepaid card applications.

Offers - Student - Search student card applications.

Offers - Visa - Search Visa applications.

Payday advance - What is a payday advance and its conveniences.

Payday advance loans - Benefits of a payday advance loan and common uses.

Payday loan interest - Payday loans charge a fee instead of an interest rate.

Payoff balance - Tips to payoff balance of credit card debt and how to avoid the debt trap.

Pay off debt - Loan options and tips to pay off debt.

Personal budget - Download our personal budget software.

Personal budget software - How to use our personal budget software.

Personal finance - Keep track of personal finances with our services and resources.

Personal finance newsletter - Free personal finance management tips and special credit offers.

Personal loan application - Submit an online application for a personal loan.

Plan retirement - Prepare for retirement with our tips.

Platinum American Express Card - Review any current Platinum cards offered by American Express.

Platinum Chase Credit Card - Review any current Platinum cards offered by Chase.

Platinum credit card - Review any current Platinum cards offered by major credit card companies.

Platinum Discover Card - Review any current Platinum cards offered by Discover.

Platinum MasterCard Card - Review any current Platinum cards offered by MasterCard.

Platinum Visa Card - Review any current Platinum cards offered by Visa.

Popular credit cards - Browse the best credit card offers, according to other CreditFederal.com visitors.

Pre-approved credit card - Learn what is; and get accepted for, a pre-approved credit card offer.

Pre-approved loan - Typical pre-approved loan choices.

Pre-paid visa - Avoid overspending by getting a prepaid Visa card.

Prepay credit card - Menu of prepay cards by major credit companies.

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Question and advice - Free online help, just submit your question and get an answer.

Reduce bills free - Tips on how to reduce your expenses to lower bills.

Reminders to pay bills - Free reminders so you pay bills on time.

Repay payday loan - Strategy to repay a payday loan.

Report credit fraud - How to report credit-related fraud.

Reverse mortgage - Information about the benefits of a reverse mortgage.

Rewards 660 - The Rewards660 card for people with credit problems.

Rewards credit card - Browse credit card rewards for people with good credit.

Savings calculator - Calculate savings (interest) with this simple tool.

Sears card - Get a retail store (charge) card.

Secured credit card - Control your spending habits with a secured card.

Secured and unsecured loan - Conventional loans explained and online applications.

Short term loan - Get a loan to meet an emergency situation.

Stop credit card mail - Stop getting credit card offers in the mail.

Student credit card - Apply for a student credit card.

Track expenses - Free software to track where you spend your money most.

Travel credit card - Get the perks and rewards you deserve to stretch your personal vacation and business travel dollars.

Unsecured cash loan - Get the loan you need to take care of unexpected bills.

Unsecured credit card - Browse the many choices and apply online.

Unsecured debt - What qualifies as unsecured debt.

Unsecured debt consolidation - Combine bills into one low monthly payment.

Unsecured debt consolidation loan - Get a loan to payoff high interest debt.

Unsecured personal loan - Your high risk loan solution for bad credit people.

Unsecured platinum credit card - Two main types of unsecured platinum cards.

Used auto loan - Apply for a used auto loan quote.

Visa credit card - Get a Visa credit card, either secured or unsecured.

Wal Mart card - Get your retail shopping card or a gift card for a friend.


Need urgent cash with no credit check? You can get a whole life insurance loan against your policy if it has built up cash value. Term life insurance does not provide a cash loan value, so make sure your policy is a whole life product. If you don't know, contact your policy issuer. Your issuer can also tell you the current cash value as well. A whole life policy is also one of the few loans you never have to pay back, because it's a loan against the death benefit. If; for example, your policy has a $10000 cash value and pays out $50000 upon death and you don't repay the loan, the $10000 would be deducted from the $50000 benefit, and your heirs would receive the remaining $40000 (less any fees/interest charged by your insurance company).

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