Pre-approved credit card for bad credit, no credit, good credit.
Credit card
pre-qualification. Get pre-approved credit card offers whether you have good or bad credit. Reduce unnecessary credit report inquiries for cards which you may not qualify for.
Pre-Qualification (Credit Card Matching) can offer these Benefits:
Limit the number of credit report inquiries
Help protect your credit score by reducing or eliminating rejections
Increase your approval by applying for cards specifically for you
Help you find a credit card you qualify for faster
Did You Know?
Each time you apply for a credit card which requires a credit check, the issuing company makes an inquiry (review) of your credit report. If you apply for cards which are beyond your credit qualifications, each inquiry can make it increasingly difficult for you to get approved by other credit card companies you apply to.
Be smart... get pre-qualified.
What kind of credit card do I qualify for? Should I apply for an excellent credit card with high rewards, a fair credit card, or for a bad credit card?
To improve chances of getting your credit card application approved, determine your approximate credit level. (This is merely a guidelines and other factors including your credit report/history may be examined by a credit card company reviewing your application)
Excellent Credit if ALL of these apply to you:
* I have not been 60 days or more late on any credit card payment, medical bill, or loan in the last year
* I have never declared bankruptcy or defaulted on a loan or participated in a charge-off
* I have had a loan or credit card for 3 years or more with a credit limit above $5,000
Fair Credit if ANY of these apply to you:
* I have been 60 days or more over due on more than one credit card account, medical bill, or loan payment in the last year
* I have declared bankruptcy, participated in a charge-off or defaulted on a loan in the past 5 years
* I have limited credit history. I've had a credit card or loan in my name for less than 3 years.
Bad Credit if ANY of these apply to you:
* I have been more than 90 days late on a credit card payment, medical bill, or loan payment in the last year
* I have declared bankruptcy, participated in a charge-off or defaulted on a loan more than once
* I have been rejected for a credit card within the last 3 months
Below are credit card offers which do not require good credit.
Credit
Card
Everyone
likes to use credit cards and they are very popular during holiday seasons when
gift giving is necessary. Many people who are watching their budget will usually
try to set a certain amount of money for gifts they purchase. According to a Visa Inc.
survey, about 78% of their respondents will have a holiday budget to meet when
they start their shopping. Prepaid
cards as gifts can be one way to keep spending in check.
A
gift card can be a great gift idea and a way to be dedicated to a particular
spending plan. Most people like to get money even in the form of a prepaid card.
There are many prepay cards on the market with popular companies. Most people
like to have money to spend on things they really want and a prepaid card
eliminates the need to have to provide the perfect gift or the worry of trying
to find the perfect gift for someone. These cards are great to use any time, and
not just for gift giving. Using a piece of plastic is much easier than trying to
carry cash or checks. Loosing cash means it will probably not be able to be
recovered. Using cards can mean that nothing will be lost when the card is
reported as soon as possible.
Visa
gift cards are very popular and people every where have enjoyed getting them.
The person who gets one, has the flexibility to use the card anywhere the Visa
logo is displayed. A prepaid card is only good for whatever amount has been
funded on the card, it is not a charge card like an unsecured credit card. Once
the funds are used, more would have to be loaded onto the card to be able to
spend more money. If a gift card is needed, people only need to visit a popular
credit card website to view the details about their gift cards or their other
unsecured credit cards.
Review Disclaimer:
Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warrnty of any claims made by the website. Use the review information at your sole discretion and sole liability.
Guaranteed Credit Card Approval
Bad Credit Approved
No Employment Check
Reports to Major Credit Bureau
HORIZON GOLD CARD and HORIZON CARD SERVICES
Annual Percentage Rate for Purchases 0.00%
Variable Rate Information: N/A
Grace Period for Repayment of Balances for Purchases: N/A
Method of Computing the Balance for Purchases: Revolving
NSF Check Fee: $25.00
Cancellation Fee: None
Late Payment $20.00
How it Works: Upon credit card Account activation of your membership, you will receive various benefits as well as a credit card account to use exclusively on purchases available through the Horizon Outlet Website. Your Account will not work at any other website. Due to the lack of restrictions associated with obtaining an Account, there are nominal shipping and handling fees required for each purchase. You will receive a physical credit card within (5) five days to (2) weeks of your account activation. If you do not receive your card, please contact us at: memberservices@horizoncardservices.com .
First PREMIER Bank is one of the Nation’s leaders in issuing credit cards designed for those with less than perfect credit. Serving nearly 3 million customers nationwide, we are the 9th largest issuer of MasterCard® credit cards. First PREMIER Bank was established in 1929 and is located in Sioux Falls, South Dakota. We are a registered member of the Better Business Bureau and a member of the FDIC (Federal Deposit Insurance Corporation).
Every year, millions of Americans find themselves faced with bad credit sometimes due to illness, divorce, loss of job or other tough circumstances. Aside from poor credit costing individuals thousands of dollars a year in higher interest rates, in severe cases, a person can even be denied credit. As a national market leader, First PREMIER Bank focuses on individuals who have less than perfect credit but are actually still creditworthy. We take pride in offering a transitional credit card to help our customers nationwide develop better credit habits. Our products may be able to help build, rebuild, or reestablish credit history if on-time minimum payments are made with all creditors and account balances are maintained below the credit limits.
First PREMIER Bank
P.O. Box 5524
Sioux Falls, SD 57117-5524
Review Disclaimer:
Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
Best Credit Cards for Young Adults - So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get these questions a lot:
* What are the best credit cards for young adults?
* What’s a good first credit card?
* And when should somebody get a first credit card anyway?
My take on the last question: DO NOT get a credit card until you have a full-time income. (If you think you need one for emergencies while you’re a student, ask a parent to make you an authorized user on their card. It’ll keep you out of trouble and start to build your credit.)
As for what card to get, it all depends whether you have already established credit or not. For example, have you already had a credit card, or do you have student loans? If you’re still unsure, check your credit score to find out what kinds of credit cards you’ll qualify for.
THE BEST CREDIT CARDS FOR STARTING OUT - For applicants with established and good credit who want an all around card that will provide cash rewards, a 0% intro APR, no annual fee and a low regular APR, the Discover More Card is extremely well-rounded. Discover provides the best online account management and offers, in my opinion, the best mix of features of any major credit card. (Most cards that have great rewards have high APRs; most cards that have low APRs have few or no rewards-Discover offers both.)
If you have established credit history and want the best cash rewards in a universally-accepted Visa card, check out Chase Freedom, which offers unlimited 1% cash back and up to 5% in rotating categories. It’s a card I use, and I’ve been happy with it.
Finally, if you have no credit history or have fair credit, an Orchard Bank® Classic MasterCard® is a good bet. They have higher rates and fees than mainstream cards but are a far better way to get and build credit than many cards that are marketed to people with “poor credit”. Stick with this card for a year or two, use it responsibly, and you’ll have credit that will enable you to step up to an even better card.
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Key Bank credit card - Credit Card Options: Credit cards offer convenience, safety, and the ability to buy what you need without having to carry cash. With a credit card from KeyBank, you’ll also receive fraud protection, 24-hour cardmember service, price protection, and more. Whether you’re a young adult, a college student, or an individual looking for a credit card that offers rewards on purchases or platinum purchasing power, we have a credit card to meet your needs. The World MasterCard® Credit Card is designed for individuals looking for a credit card that provides unparalleled purchasing power and rewards you for the purchases you make. Benefits * No annual fee * 2,500 bonus points for first purchase redeemable for a $25 statement credit * Redeem credit card reward points for unlimited cash back, brand name merchandise, gift cards or travel rewards. The Platinum MasterCard® Credit Card is designed for individuals looking for a credit card that includes platinum purchasing power, 24-hour Cardmember Service, and Zero Liability against unauthorized purchases. Benefits * No annual fee * Special Low Introductory Rate * Price protection on qualifying purchases. Young Adult MasterCard® Credit Card: This card may be right for you if you’re at least 16 years of age, a U.S. citizen or permanent U.S. resident, and apply with a qualified cosigner who is at least 21 years of age. Benefits * No annual fee and 24/7 cardmember service availability * Zero Liability fraud protection, price protection on select purchases, and auto rental insurance.
