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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.


Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.


For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.


Prepay credit card offers: Apply for a debit card or a bank ATM card.


Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.


Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.


Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.


Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.


Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.



ATM Debit Card Tips for Secure Handling

Who Pays Joint Credit Card Account

Close Credit Card Account

Choosing the Lowest Interest Rate Unsecured Credit Cards

Joint Credit Card Accounts

Apply For A Balance Transfer Credit Card

Credit Card Interest Rate OptOut

Student Credit Card Advice

Extra Joint Spouse Credit Cards

Credit Card Application

Cancel Credit Card Account

Credit Card FAQs

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Instantly Approved Pre Pay VS Platinum Rewards

ATM Debit Card Fraud Tips

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Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

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Unsecured Christmas credit card and gift charge card. Submit an online application to get a credit card or a retail store charge card in time to buy Christmas gifts. Be sure to read our free Christmas credit card shopping tips to avoid fraudulent charges.

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Christmas Credit Card Offers

Apply for a secured or unsecured credit card for Christmas shopping



Christmas Credit Card Debt Settlement, Consolidation or Counseling



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Read our free tips and advice that can help you get the best rewards, then choose and submit online applications for instant approval decision Christmas credit card offers.


Online applications for bad credit credit cards

Online applications for rewards credit cards


Just like retail stores lower prices and offer other incentives to draw customers to their stores instead of their competitors, credit card companies also offer specials, like a no interest, 0% intro period, cashback or other rewards. The people who can benefit most from these special credit card offers, are those who payoff their balances in full monthly. Otherwise if it takes cardholders too long to payoff balances, the inevitable interest will devour any introductory savings and cashback earnings. Of course, it still lessens the impact of interest charges.


In addition to standard unsecured credit cards that can be used anywhere, there are also retail store charge cards (which can only be used in that particular store). And now, there are hybrid cards from major issuers like Visa and MasterCard, that give special rewards and discounts for shopping at a particular retail store.


These various Christmas credit card offers and special deals all reveal a truth: The credit card companies; and stores, are competing to get you to be their customer. This puts you, the consumer, in a very good position.


If you add shopping strategy, you can really save big time.


One tip you may want to consider is to begin purchasing in advance of Christmas instead of waiting until December. By doing this, you'll actually start paying on your Christmas debt before January. Start purchasing in October and start making your first payment in November (if you won't be paying off in full each month). Not only does this give you an early start on paying off charges, this strategy can also curb your spending and will have less of an impact on your budget. How many Christmas' have you experienced in which you don't realize until January or February exactly how much you've gone over budget. People in this situation who intend to carry a balance, may find it best to get a 6 month 0 intro credit card instead of one that offers cashback... or especially one that offers both if qualified.


Carry a balance, or charge and payoff immediately? If you will be carrying a balance, a credit card with the lowest rate may be a better choice than one that offers cashback. Typically, cashback credit cards are only up to 5% of purchases, whereas interest rates could easily be in the double digits. So, carrying a balance would cost you more with a cashback card than a 0 intro card, especially if you can repay the balance before the intro period expires.


Just as you are looking for the best credit card offer you can qualify for, the people you plan to shop for are likely also looking for credit cards. Maybe you should use your unsecured credit card to purchase pre-paid debit cards, or retail store charge cards, for them to use? You can save money by not having to buy wrapping paper and paying for shipping other than the cost of mailing a Christmas card. Simply slip the prepaid card into a Christmas card and mail it off. Your recipient will be able to buy something they actually need and you won't have to wonder if they returned your gift to the store. If you choose this option, consider a major brand pre-paid card that isn't tied to one particular store, so the recipient can spend the funds anywhere for anything. Although giving 'gift certificates' was once viewed dimly, with economic problems many people would actually prefer to receive cash cards.


Tip: If you get a cashback credit card, be sure to understand how to get the max cashback. Some credit cards offer the highest cashback percentage for certain select purchases, like gas. Find out what types of purchases your credit card company offers the highest cashback percentage.



Make safe credit card purchases with offline and online Christmas gift shopping. Our Christmas credit card safety tips.

Sign your credit card before Christmas shopping.

Treat your credit cards as you would cash. Don't leave them unattended. Report lost or stolen credit cards immediately.

During Christmas cashiers are hurried. Ensure yourcredit card is returned after every gift purchase.

Don't be victimized by telemarketer fraud during Christmas. Never give your credit card number on the phone unless you initiate the call.

After delivering Christmas gifts and your receipts are no longer needed, shred, tear, or black out account numbers before tossing into the trash.

Close all unused credit card accounts and destroy unwanted cards.

When using a credit card to purchase online Christmas gifts, ensure the merchant has proper security measures. If unsure, order your Christmas gifts online but consider sending a check or money order for payment.

When you buy Christmas gifts, each time you use your credit card; whether for Christmas gifts online or offline, make a record of the date, merchant and amount of charge, then compare with your credit card statements to look for fraudulent charges.

New wallet Christmas gift? If a credit card was carried in a wallet, before tossing the old wallet not only should you ensure removal of the credit card, but also examine the old wallet and destroy "impressions" of the card number in the material.

Remember: it's far safer to carry a credit card with a $5,000 spending limit than to carry $5,000 in cash while Christmas shopping.


Need more information? Read our financial and credit articles related to credit card offers, and join our online financial newsletter.

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Many credit card companies not only have good secured and unsecured cards, but some take an interest in doing what they can to help with environmental issues. For example, the MasterCard Campus in O’Fallon, Missouri has earned a green building certification. They have a ten year old technology campus, that is also its data center which has earned a gold certification. They were awarded the certification because of their responsible use of energy, lighting, water and materials. In addition, they integrated some strategies into their daily operations and facility maintenance.


This shows they are interested in the environment and support areas where they live and work. Climate changes and the way we work and live are being tackled through many large companies, and MasterCard is one of many. Some changes that concern many Americans are recycling, reducing paper waste, using friendly chemicals, lights that reduce energy, using Energy Star machines, and using recycled products. It can make a difference to people when they learn companies like MastCard not only provide credit cards, but help take care of the environment. MasterCard has many popular debit cards, credit cards, secured cards, and student cards that are worth reviewing.

Review Disclaimer: Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warrnty of any claims made by the website. Use the review information at your sole discretion and sole liability. Review - Copyright © 2006, 2011

The Best Place to Find the Right Credit Card for Your Needs - Rewards Credit Card for Bad Credit is a complete resource and guide where you can find, compare, review and apply for credit cards from leading credit card issuers and banks all in one place. At, you'll find extensive information on more than 100 credit cards, along with the latest credit card news, helpful articles and thorough reviews to guide you toward the best credit card for your needs. 

Consumer Credit Card Offers - Get complete details on consumer credit cards. Learn about features, APR, annual fees, and more, all from

* Airline Miles Credit Cards
* Travel and Hotel Credit Cards
* Cash Back Credit Cards
* Balance Transfer Credit Cards
* Low Interest Credit Cards
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* Bad Credit Credit Cards
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You can also Compare the Best Consumer Credit Cards and List All Consumer Credit Cards to help you decide which card is best for your needs.

Balance Transfer Credit Cards - Find the best Balance Transfer credit card options from top issuers

Balance transfer credit cards have a low or 0% APR on balance transfers for a fixed amount of months, and sometimes, for the life of the balance. If you carry a balance on a high-interest credit card, it's a good idea to apply for a balance transfer credit card.

Most balance transfer credit cards offer 6 or 12 months at a low APR, but some may offer up to 15 months, depending on your credit history. Low introductory balance transfer APRs may range from 0% to 7.99%. If you have a large balance to transfer, select a credit card with a fixed APR. This will ensure that the interest rate won't increase beyond your ability to pay.

Credit Card Guide
* How to Choose the Right Card
* Review of Miles Credit Cards
* Review of Cash Back Credit Cards
* How to Add a Card to "My List"
* How to Compare Credit Cards
* How Credit Score Affects Your Chances for Approval

Applying for a credit card online can be intimidating if you aren't used to making purchases on the Internet, but it is the quickest way to get approved and get the credit you need. Because credit card applications require your social security number and other personal information, you should take special care to ensure that the site you submit your information to is secure.

When you apply for a credit card online, look at the bottom of your browser window for a padlock symbol. This symbol signifies that the site uses Secure Sockets Layer (SSL) for secure transmissions. SSL applies encryption between two communicating computer systems, such as your PC and a corporate Internet server. When your data is transmitted over the Internet, it is encrypted or "scrambled" at the sending end and then decrypted or "unscrambled" at the receiving end. A 128-bit encryption is the highest level generally available today.

PrePaid Credit Card Fees and Cards with No Fees
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There are some Credit Cards that make You look Rich, but the Best Require Excellent Credit and Wealth.
Review of the Quicksilver Cash Rewards Credit Card Benefits
READYdebit Platinum Visa Prepaid Credit Card
How your Christmas credit card debt statement knocked the holiday spirit out of you?
What is the smartest way to recover from Christmas Debt? Review these tips.
Get a Christmas Debt Consolodation Loan to payoff credit card bills in full.
What can be more confusing that filing IRS taxes? Choosing a credit card! With so many variables in interest rates, points, rewards, introductory periods, balance transfer programs and the confusing terms, it's no wonder it's difficult to choose a credit card for Christmas purchases.
You could use gift cards, cash, credit counseling or debt settlement to get rid of Christmas bills.
How to Charge Off Christmas Credit Card Debt Yourself
How to Negotiate Christmas Credit Card Debt Settlement
Whether you want a fast loan or a way to make quick cash for Christmas, here are some options.
chargeoff Christmas credit card debt
A long term debt consolidation loan to payoff Christmas credit card bills.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.

Apply for a credit card for the first time - It is definitely exciting to apply for your very first credit card. Mixed emotions of excitement and anxiety can be felt by people who are planning to apply for a credit card for the first time.

© Copyright 2011 Credit Card Finder

Your very first credit card will build the foundations of your credit history.

If you are going to apply for your very first credit card, always keep in mind that this application will stay in your credit history for five years. Your first credit card can cause you damage in your credit history if you are not going to use it well. If you are not responsible enough with your spending and paying habits, then your first credit card can be your last credit card at least for the period of five years until your credit history is all clean. Therefore, when you own a credit card, it is necessary to pay your credit card statement every month.
You will have to stick with your first credit card for a while.

Actually, a lot of people are sticking to their first credit card for quite a long time because building a good credit history is important before you can apply for other credit cards or a loan. Aside from that, establishing a long-term relationship with the financial institution of your choice can be beneficial for you in the long run because you can apply for loans with that same financial institution and are more likely to get it granted. However, you need to ensure that you do not maintain a high debt balance so that you’ll have a clean record on your file.
Expect that your first credit card will cost you more money.

Generally, when you have your first credit card, it’ll be your first time to pay interest rates associated with owning credit cards. A low interest credit card might be appealing and while you pay all your debts in full every month, you are able to save money from paying high interests. However, if you are not able to pay for your debt each month it will accumulate and be subjected to high interest rate charges. Because of that, it will be much better to apply for credit cards that offer low interests rates rather than to choose credit cards offered for first time users.

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