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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.


Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.


For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.


Prepay credit card offers: Apply for a debit card or a bank ATM card.


Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.


Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.


Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.


Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.


Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.



ATM Debit Card Tips for Secure Handling

Who Pays Joint Credit Card Account

Close Credit Card Account

Choosing the Lowest Interest Rate Unsecured Credit Cards

Joint Credit Card Accounts

Apply For A Balance Transfer Credit Card

Credit Card Interest Rate OptOut

Student Credit Card Advice

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Credit Card Application

Cancel Credit Card Account

Credit Card FAQs

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Instantly Approved Pre Pay VS Platinum Rewards

ATM Debit Card Fraud Tips

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Credit Cards and Credit Reports

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Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

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Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

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Airport Club Access Program2 - To gain admission, simply present your AmEx Platinum Card, a government issued ID, and a ticket valid for same-day travel to the club agent in:

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Unsecured Christmas credit card and gift charge card. Submit an online application to get a credit card or a retail store charge card in time to buy Christmas gifts. Be sure to read our free Christmas credit card shopping tips to avoid fraudulent charges.

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Christmas Credit Card Offers

Apply for a secured or unsecured credit card for Christmas shopping



Christmas Credit Card Debt Settlement, Consolidation or Counseling



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Read our free tips and advice that can help you get the best rewards, then choose and submit online applications for instant approval decision Christmas credit card offers.


Online applications for bad credit credit cards

Online applications for rewards credit cards


Just like retail stores lower prices and offer other incentives to draw customers to their stores instead of their competitors, credit card companies also offer specials, like a no interest, 0% intro period, cashback or other rewards. The people who can benefit most from these special credit card offers, are those who payoff their balances in full monthly. Otherwise if it takes cardholders too long to payoff balances, the inevitable interest will devour any introductory savings and cashback earnings. Of course, it still lessens the impact of interest charges.


In addition to standard unsecured credit cards that can be used anywhere, there are also retail store charge cards (which can only be used in that particular store). And now, there are hybrid cards from major issuers like Visa and MasterCard, that give special rewards and discounts for shopping at a particular retail store.


These various Christmas credit card offers and special deals all reveal a truth: The credit card companies; and stores, are competing to get you to be their customer. This puts you, the consumer, in a very good position.


If you add shopping strategy, you can really save big time.


One tip you may want to consider is to begin purchasing in advance of Christmas instead of waiting until December. By doing this, you'll actually start paying on your Christmas debt before January. Start purchasing in October and start making your first payment in November (if you won't be paying off in full each month). Not only does this give you an early start on paying off charges, this strategy can also curb your spending and will have less of an impact on your budget. How many Christmas' have you experienced in which you don't realize until January or February exactly how much you've gone over budget. People in this situation who intend to carry a balance, may find it best to get a 6 month 0 intro credit card instead of one that offers cashback... or especially one that offers both if qualified.


Carry a balance, or charge and payoff immediately? If you will be carrying a balance, a credit card with the lowest rate may be a better choice than one that offers cashback. Typically, cashback credit cards are only up to 5% of purchases, whereas interest rates could easily be in the double digits. So, carrying a balance would cost you more with a cashback card than a 0 intro card, especially if you can repay the balance before the intro period expires.


Just as you are looking for the best credit card offer you can qualify for, the people you plan to shop for are likely also looking for credit cards. Maybe you should use your unsecured credit card to purchase pre-paid debit cards, or retail store charge cards, for them to use? You can save money by not having to buy wrapping paper and paying for shipping other than the cost of mailing a Christmas card. Simply slip the prepaid card into a Christmas card and mail it off. Your recipient will be able to buy something they actually need and you won't have to wonder if they returned your gift to the store. If you choose this option, consider a major brand pre-paid card that isn't tied to one particular store, so the recipient can spend the funds anywhere for anything. Although giving 'gift certificates' was once viewed dimly, with economic problems many people would actually prefer to receive cash cards.


Tip: If you get a cashback credit card, be sure to understand how to get the max cashback. Some credit cards offer the highest cashback percentage for certain select purchases, like gas. Find out what types of purchases your credit card company offers the highest cashback percentage.



Make safe credit card purchases with offline and online Christmas gift shopping. Our Christmas credit card safety tips.

Sign your credit card before Christmas shopping.

Treat your credit cards as you would cash. Don't leave them unattended. Report lost or stolen credit cards immediately.

During Christmas cashiers are hurried. Ensure yourcredit card is returned after every gift purchase.

Don't be victimized by telemarketer fraud during Christmas. Never give your credit card number on the phone unless you initiate the call.

After delivering Christmas gifts and your receipts are no longer needed, shred, tear, or black out account numbers before tossing into the trash.

Close all unused credit card accounts and destroy unwanted cards.

When using a credit card to purchase online Christmas gifts, ensure the merchant has proper security measures. If unsure, order your Christmas gifts online but consider sending a check or money order for payment.

When you buy Christmas gifts, each time you use your credit card; whether for Christmas gifts online or offline, make a record of the date, merchant and amount of charge, then compare with your credit card statements to look for fraudulent charges.

New wallet Christmas gift? If a credit card was carried in a wallet, before tossing the old wallet not only should you ensure removal of the credit card, but also examine the old wallet and destroy "impressions" of the card number in the material.

Remember: it's far safer to carry a credit card with a $5,000 spending limit than to carry $5,000 in cash while Christmas shopping.


Need more information? Read our financial and credit articles related to credit card offers, and join our online financial newsletter.

Subaru Platinum MasterCard: Next to the GM card, Subaru's 3-percent rebate on all purchases is the most rewarding automotive-branded credit card. However, the Subaru card limits earnings to $500 annually and a maximum of $2,000 over a four-year period, when they expire. Subaru rebates are redeemable for new cars, parts, accessories and service at Subaru dealerships throughout the continental United States.

Review Disclaimer: Review information was collected from the website, and is neither an endorsement by us nor a confirmation of content nor a warrnty of any claims made by the website. Use the review information at your sole discretion and sole liability. Review - Copyright © 2004-Present; Low-Interest-Rate-Visa-Credit-Cards.Com; All Rights Reserved.

No matter what your credit history is and what credit card you are interested in, you will surely find the best credit card offers online at our site and can be able to receive online approval. Believe, it is within your reach to maximize the chance of getting approved.

Just don't apply for several bank credit cards over a short period of time and don't apply for a card you're not likely to get, as being declined will harm your credit. To avoid this check your credit score before application. If you have an intention to apply online for credit card, first look through the best credit card offers available on the internet and compare the best credit cards. It will be easy to do at But mind such greatly important factor as qualification which is determined by the consumer's credit score.

At our site your attention will be arrested by the vast choice of credit card offers from the best USA credit card companies. Here are the most common credit cards. With balance transfer credit cards you can transfer higher-interest credit card balances onto a lower-interest-rate card, saving you hundreds of dollars.

Low-interest cards offer a low intro APR, later changing, or fixed-rate APR. Cash back and reward cards give you cash rebates or points for using the card. If you are interested in more cards - look through our partner's web pages and compare the best credit card offers, find the best credit card for yourself and apply for it online.

If you have no credit history or limited credit, look through the offers collected on this page. You'll easily find best credit cards for you that will help you start your credit history.

If you have no credit history, but want to establish one you can also consider another option - Secured Credit Cards. They require a security deposit which is a guarantee to the issuing company that it will get repaid, and this also adds to your creditworthiness. Secured credit cards can have lower interest rates and fees than credit cards that do not require collateral.

The choice of card offers for no credit depends on your current situation. For students it's better to apply for student credit card offers. For other customers we recommend credit card offers for limited or no credit history.

To make your experience with credit cards successful and to establish your credit history, you should make all payments on time, try to pay in full each month, if possible, stay well below your credit limits and check your credit report regularly. Remember that you are entitled to a free credit report copy annually.

Best credit card offers with cash back provide cash rebates percentage at select merchants or locations. Purchases, made with the cash rebate credit card, will bring you pleasure as lots of cash back credit card offers allow cash back on them. But you won't be offered cash rewards on balance transfers or cash advances.

Before you make your choice in favor of cash back credit card offers, determine what best cash rebates percentage you can expect, as credit card offers are rather various. Due to high prices of a number of rewards programs, some cash rebate credit cards come with an annual fee.

Compare best credit card offers with cash back and choose any according to your requirements. With best cash rebates offers you can earn bonuses for using your credit card for every day purchases.

Here you are free to compare cash back credit card offers. Compare best credit cards offers with cash rebates and choose credit card offers to your liking. You can apply for credit card online by filling out our secure credit card application. Some best credit card offers with cash back give 1% cash back on every credit card purchase.

Compare credit card offers, choose best credit card offers cash back and gain pleasure, earning Bonus Points with your purchases.

Browse Secured and Unsecured Credit Cards You Can Use Right Away and Apply for Card Offers
Guaranteed Credit Card with High Limit for Bad Credit People Unable to Qualify for Standard Unsecured Cards
PrePaid Credit Card Fees and Cards with No Fees
Review the Most Costly Credit Card Perks so You can Decide if the Fees are Worth it.
Get the credit card that's perfect for you. Our cards are even available to those who have had credit problems in the past and those who may have little credit history.
There are some Credit Cards that make You look Rich, but the Best Require Excellent Credit and Wealth.
How your Christmas credit card debt statement knocked the holiday spirit out of you?
What is the smartest way to recover from Christmas Debt? Review these tips.
Get a Christmas Debt Consolodation Loan to payoff credit card bills in full.
What can be more confusing that filing IRS taxes? Choosing a credit card! With so many variables in interest rates, points, rewards, introductory periods, balance transfer programs and the confusing terms, it's no wonder it's difficult to choose a credit card for Christmas purchases.
You could use gift cards, cash, credit counseling or debt settlement to get rid of Christmas bills.
How to Charge Off Christmas Credit Card Debt Yourself
How to Negotiate Christmas Credit Card Debt Settlement
Whether you want a fast loan or a way to make quick cash for Christmas, here are some options.
chargeoff Christmas credit card debt
A long term debt consolidation loan to payoff Christmas credit card bills.

Features to Consider when Credit Card Shopping:

Credit Limit - the maximum amount you can charge on the card including purchases, balance transfers, cash advances, finance charges and fees such as an over-limit fee.

Balance - the total debt you'll put on the card for purchases, finance charges and credit card fees. The higher your credit card balance, the lower the available credit you have to make additional purchases, unless you have a charge card or no limit credit card. Higher balances raise your credit utilization and lower your credit score.

APR - the interest rate applied to a balance carried beyond the grace period. A credit card may have more than one APR, such as an APR for balance transfers or purchases. Balance transfers and cash advances usually have higher APRs than for purchases. APRs can be fixed or variable. A fixed APR can change, but the creditor must inform you in writing before changing the rate. A variable APR changes from time to time.

Grace Period - the amount of time you have to pay off your month-to-month balance in full before a finance charge (interest) is applied. If you carried a balance from the previous month, you may not have a grace period for your new purchases. In addition, balance transfers and cash advances typically do not have a grace period. When balances don't have an applicable grace period, interest is applied right away. To find out the length of the grace period refer to the credit card application or your credit card agreement. Your monthly statements should also include the number of days in the grace period.

Finance Charge - the cost of carrying a balance. Finance charges are computed using your balance and APR. Creditors use different methods for calculating your finance charge. They may consider one or two billing cycles, use an adjusted, average, or previous month's balance, and may include new purchases. The least expensive to you is the average daily balance method excluding new purchases. In cases where you must pay a finance charge (no grace period applies), your creditor may assess a minimum finance charge. If your calculated finance charge is less than the minimum, you must pay the minimum.

Incentives and Rewards - cash back, sky miles, discounts, free services such as travel insurance and points you can redeem.

Credit Card Fees - annual fee, finance charge, late fee, and over-limit fee are some of the most common.

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