Credit Education

               


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Annuity - Learn about annuity investments.

Balance checkbook - How to balance a checkbook and download our free checkbook register software.

Bank checking account - How to read a bank checking account statement.

Business loan - Get funding to start a small business or to finance a corporation.

How much money can I borrow - Input the amount you can afford to repay, whether bi-weekly or monthly installments, and the calculator will review the maximum loan amount you can afford to payback.

Card interest rates - Get current credit card interest rates from major issuers.

Card & Loan calculators - Calculate credit card interest, mortgage payments, home refinancing, and to manage and track expenses budgets, plus create a household budget.

Checkbook Register - Free CheckBook Register Software to Manage Expenses

Christmas credit card - Apply for a Christmas credit card to make gift purchases.

Christmas credit card debt - Options on how to get help with too much Christmas credit card debt.

Christmas credit card shopping - Tips for safe shopping with your credit card.

Consolidate student loan - Apply to refinance student loan debt for a lower interest rate and payments.

Counterfeit money - Spot counterfeit money and report fake money to the govt.

Create a will - How to create a will yourself and prepare a living will.

Credit card statement - How to read a credit card billing statement.

Credit and divorce - How divorce affects your credit score and bill payments.

Credit and loan prequalification - Prequalify for credit cards and loans based upon your credit score.

Espanol credito - Obtenga el crédito y los préstamos financieros. Algunos abastecedores del crédito no tienen traducción española. Tarjeta de crédito.

File bankruptcy - How to file bankruptcy, chapter 7, 11, 13.

Financial calculators

Free bank checking account - Apply for a no fee, online bank checking account.

Free bankruptcy forms - Free online chapter 7, chapter 11 and chapter 13 bankruptcy forms.

Free calculator downloads - Free financial calculators and software for budgets, interest, payments, and more.

Free checking account - Free internet checking accounts.

Free credit check - Rate your credit based upon your personal history.

Free credit offers - Financial newsletter membership for free credit offers by email.

Free IRS tax calculator - Quickly and easily calculate your estimated taxes and withholding.

Free money and gov grants - Instant access (no registration and no credit card) to government grant programs and applications.

Free online tax return filing - Qualify for free tax return filing.

Government debt consolidation loans - Truth about government loans to pay bills.

Government grant - Instant access to Government grant applications with no registration required.

Government assistance - Apply for government assistance programs.

Government grants for disabled - Apply for disability grants.

Government grant federal unclaimed money - Locate and claim unclaimed money.

Government grant foundations - Check to see if you qualify for a grant.

Government nontraditional grants - Review other types of grants.

Government pensions - Information about government retirement plans.

Government private grant foundations - Search for a grant from other foundations.

Government unclaimed funds - See if you are entitled to free money.

Government unclaimed money - See if someone owes you a refund.

Government veteran grant - Veteran grant programs.

Government women education grant - Educational grants for women.

Insurance - Get online quotes for life, home and auto insurance.

Interest Rates - Get current interest rates for loans and credit cards.

No collateral business loan - Quick cash for small businesses.

Personal budget - Download our personal budget software.

Personal budget software - How to use our personal budget software.

Personal finance - Keep track of personal finances with our services and resources.

Personal finance newsletter - Free personal finance management tips and special credit offers.

Plan retirement - Prepare for retirement with our tips.

Question and advice - Free online help, just submit your question and get an answer.

Reminders to pay bills - Free reminders so you pay bills on time.

Track expenses - Free software to track where you spend your money most.

   

  

   

    

Auto Loan: Good or bad credit auto loan quote. Apply for a new or used auto loan, or for car refinancing.
 

Credit Card: Search for a gold rewards or a bad credit card. To rebuild credit, get an instant approval credit card. Browse unsecured platinum and guaranteed credit card offers.

  

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

 

Debt Counseling: Nonprofit credit counseling, unsecured debt consolidation or free debt settlement.

 

Free Credit Offers: Get no obligation credit offers and receive alerts and tips to manage personal finances.

 

Home Loan: Stop paying rent and live the American dream.

 

Mortgage Refinancing: 2nd mortgage loan for remodeling, equity cash out or a debt consolidation loan.

 

Payday Loan: Get a good or bad credit unsecured loan with no credit check and no collateral.

  

Personal Loan: Short or long term personal loan.

  

Personal Finance: Create a personal budget, balance a checkbook, file bankruptcy and more.

 

Free Help: Personal finance newsletter, credit advice and tips.

 

Interest rates: National averages of credit card, mortgage, refinancing and auto loan interest rates.
  

                 

 

Free CheckBook Register Software to Manage Expenses. You can categorize and itemize your bills to see where you spend money most. Our software is valued at over $6,000 but it's yours, 100% FREE!

  

 Free CheckBook Register Software to Manage Expenses

Free CheckBook Register Software

100% Safe & Virus Free - View Reports    View Manual

 

2nd Chance Bank Account

   

To Qualify:

*Your employer must offer direct deposit.

*You cannot have any existing checking or savings account with any bank.

           

      



  

Credit Federal's Free Personal Finance Center:

Manage your checkbook register and more easily balance your account using our free software. It's simple to use, operates on Windows computers and requires 16MB of disk space. Download to your home or mobile computer.

Download Instructions: Click on the download link, select 'Open'. Follow download instructions (accept cookies, agree to Terms, etc). The CreditFederal software will download first, then the Sun J2SE software. Both programs are necessary for the Personal Finance Center to function. After both downloads are complete, an Icon will appear on your main Windows display. To launch, double-click the Icon on your main Windows screen.

Click for instructions on how to use the free software.


CheckBook Register
- Easily manage your checkbook and balance your checking account. Our checkbook calculator automatically adds all of your deposits and subtracts all debits, and gives you details about where you spend your money most. Quickly sort and view expenses by categories such as medical, credit card bills, personal expenses, etc. You can easily edit, add and delete checkbook expense entries.

 

Our software is more powerful than regular, paper checkbook registers. In addition to making it easier to manage your checking account expenses, the software also offers you other free functions.


Credit Tips
- our software will help you analyze your expenses and will offer you tips on how you may be able to improve your credit score.


No AdWare
- our software does not contain any AdWare, and there are absolutely no popups. If you desire to apply for a credit card or loan, our software will offer you links to the Credit Federal web site.


Easy Install and Un-Install
- The software is easy to download, and contains a quick uninstall function should you desire to remove it from your computer.


No credit card required
- Our checkbook register software is absolutely 100% free and without any obligations. Our software does not require you to enter sensitive personal information such as back account or credit card information.

 

Get your free checkbook register software.  It's like an electronic checkbook register template, because instead of using a pencil and eraser, you use your computer number-pad and delete key. Our software will automatically calculate your total checkbook entries; including deposits (credits) and debits, plus it will total categories of expenses. A regular, paper checkbook ledger won't automatically do that for you! Credit Federal's free personal budget software will itemize how much you spend in each category for any date range. For example, you can view how much you spent on rent for the past year, or how much you've spent on utilities for the past six months. You can view all of your income (deposits) for the past year, or for just the last several weeks. Our software is 100% free and operates directly from your personal computer (Windows Required). Download our free software.

  

 

If you are a freeware site, include our checkbook software via our PAD file.

 

Read our latest information about personal finance.


Debt

 

Sometimes there is some emotional conflict when people try to decide which way to go about paying down debts. They wonder if they should pay off bills with the highest interest rates first, or pay off the smaller bills. Deciding to start with the smallest bills, can help to get going on the task and be more motivated. There is a good feeling to know one debt has been paid in full and something is getting accomplished. Setting goals to get debts paid off, must begin with changing behavior. This means spending money wisely. Knowing the bills must be paid is one thing, but actually getting it done can be harder. By paying off a small debt, it may encourage more good intentions to continue to get out of debt.

 

To get started, target one small debt and try to pay more than what is required each month. Consider paying something weekly, in addition to making the regular payment on time. It is surprising how you begin to see your efforts pay off. Keep a list of the small debts and the order in which to pay each one in full, and mark them off the list as it is done. Seeing the results of every small bill paid, will be uplifting. Keeping the list with each debt scratched off, will remind you how hard you have worked and how far you must go to finish the job.

 

Getting into debt is fun and easy, getting out of debt is stressful and requires a plan of action. Before spending one dollar, ask yourself if the expense is wasteful and if you can live without spending your hard earned money. If the answer is that you can live without spending the money, you will realize you now have more money left to pay down more of the bills. Keep sending in money for bills and keep getting closer to being out of debt. When help is needed, consider seeking a professional for advice and debt counseling.




Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

BadCreditCheckingAccounts.info Review - ©2009 badcreditcheckingaccounts.info

Where to get a bad credit checking account while on the chexsystems? There are several nationwide banks, credit unions, national prepaid credit card providers that offer direct deposit and local banks that will give you a bad credit checking account while having a negative report listing on the chexsystems. Below is a state by state listing of banks, credit unions and prepaid account providers in the United States that we were informed by our viewers across the country in the U.S. from a series of networks and websites, that are currently accepting new checking applications for people that have a negative item listed on their chexsystems report.

Please be aware that some of these banks and credit unions may limit your checking account to just a debit card or check card with no check writing privilages. They may however, at a future date, lift these limitations if your account remains in good standing.

Tip: If a local or nationwide bank is not yet listed in our database for your state or city, try calling your local credit unions and banks and explain you situation to them. They may have a special program available for you or may know of one in your area that can help you.

In order for us to keep this list accurately updated, please email us at help@badcreditcheckingaccounts.info with either new banks and credit unions that we do not yet list in our website that accepts people with a bad chexsystems report so we can add them immediately, or if you were denied by any bank, credit union or financial institution from our list, please let us know so we can remove them. Please include the State and City where you applied and were denied or approved at.

How can I review my ChexSystems report? According to the Fair and Accurate Credit Transaction Act or (FACTA), you are entitled to request and receive a free copy of your ChexSystems consumer report, by request, once every 12 month period. See Free ChexSystems Report to find out more about the chexsystems report and how you can receive a copy at no charge. information can also be found by visiting the Federal Trade Commission website at ftc.gov or contacting them by phone, email or writing them.


Before you Freeze Your Credit Report with Bureaus, Review these Pros and Cons.
Really free credit scores from credit card company.
Review these free tips which offer debt help for unemployed people.
With Extra Payments, You Can Save Interest Money and Payoff Debt Faster. Use our Free Credit Card and Loan Extra Payment Calculator.
You can remove a credit freeze permanently, amd you may also request a temporary lift of a freeze.
Bank Free Credit Score - The Consumer Financial Protection Bureau (CFPB) is imploring banks to offer free credit scores to their members.
Apply for the Best Back to School Credit Card for Savings Rewards on Clothes, Shoes, Notebooks and All Supplies
Debt Collectors on Facebook Social Media to Locate Delinquent Account Payers for Collections
It's important to properly balance checking accounts with your bank so you don't overdraft or bounce a check. Free guide how to balance a checkbook.
Financial education should begin early to avoid bad credit habits. Free tips and advice to teach kids about credit, plus our free electronic checkbook register software.
Consumers Pay the Price for Check Fraud Scams. Read our tips on how to avoid credit scams and download our free checkbook register software.
Our proprietary Personal Finance Center software has received multiple awards, and yet we still give it away 100% free. Download your electronic checkbook register copy.
The Federal Deposit Insurance Corporation (FDIC) issued its newest list of state nonmember banks. Apply for a bank checking account and use our free checkbook register software.
Take control of your personal budget to cut expenses immediately. Download our free checkbook manager to track expenses.
Banks report more suspicious and potentially fraudulent account activities to the federal government. Read about scams and download our free checkbook register software.
Banks flaunt free checking accounts with no monthly service fees, yet increase other charges. Download our free checkbook register software.

Tip of the Day: Before buying a house, instead of only calculating a monthly payment you can afford, you should also figure out how much of a down payment you can make. The more you borrow (the principal), the higher risk the bank assumes and this may not only affect approval, but also your interest rate.


On a $200,000 home loan at 6% for 30 years, how much would be saved with a $25,000 downpayment versus a $20,000 downpayment? Would the extra $5,000 make a significant difference? With a $25,000 downpayment, the monthly note would be $1,049.21, for a total of $377,715.60. With only a $20,000 downpayment, the monthly note would be $1,079.19, for a total cost of $388,508.40. So a $25,000 downpayment would save a total of $10,792.80. The extra $5,000 downpayment results in a double savings.

Daily Credit Tip: How much interest money can be earned by placing $100 a month into a 2.1% savings account over 10 years? You would earn a total of $13,349.56, of which $1,349.56 is interest.


Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

PCBBank.net Review - Copyright Preferred Community Bank

Gold Interest Checking Account
* Available to those 50 years and better
* No Minimum Balance Requirement
* Interest Checking Account - Earns interest at the current published Gold Account rate on balances of $1,000 or greater. No interest is earned for those days when the balance falls below $1,000. Rate may change after account is opened.
* FREE-No Monthly Service Charge
* FREE-Unlimited Check Writing
* FREE-Printed Checks
* FREE-Master Money® Debit Card
* FREE-Internet Banking and Bill Pay and Cashiers Checks.
* $100 minimum opening deposit
* Discounts on Interest Rates for Installment Loans when Payments are Automatically Deducted from Checking Account

Features available with our Preferred Checking Accounts are:
* Clear and concise statements to simplify record keeping
* Choice of checks and check registers to match your personal lifestyle
* Overdraft protection is available. Funds are automatically transferred from your Savings Account or another checking account to cover the overdraft. This service is subject to a per transfer fee.
* Funds can be automatically transferred from your Preferred Checking Account for payment on your PCB loan account in a timely manner
* Master Money® Debit Card-Accepted by millions of merchants worldwide; deducted directly from your Silver, Platinum, or Gold Account
* Direct Deposit of Social Security checks, government checks or payroll checks gives you quick access to your funds 


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