Chase credit card offers - Platinum and MasterCard.

Chase Freedom« Visa
* Earn $50 Bonus Cash Back after your first purchase.
* 0% Intro APR for 12 months on balance transfers and 6 months on purchases - a variable APR as low as 9.99% -22.99% after your 0% ends
* 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
* You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
* Unlimited 1% Cash Back on all other purchases without limits on what you can earn
* Up to an additional 10% Cash Back when you shop online at select merchants through Chase
* No annual fee and rewards never expire

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Chase Sapphire« Preferred Card
* Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
* 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
* Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewards(SM)
* No foreign transaction fees
* Earn a 7% annual points dividend - even on points already redeemed
* Transfer points you've earned to participating frequent traveler programs at a 1:1 value
* 24/7 direct access to expert service advisors (No voice recording)
* No Annual Fee for your first year - A $95 value

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Ink« Classic Business - Up to 25,000 Bonus Points
* EARN 5X Points on the first $25,000 in spend annually on office supplies, wireless services, landline communication and cable services
* EARN 2X Points on the first $25,000 in spend annually on fuel and lodging
* Unlimited 1 point per dollar on all other purchases
* Redeem points for travel, experiences, gift cards, merchandise, and more; rewards never expire.
* 0% Intro APR for 6 months for purchases and balance transfers*
* No annual fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Slate^(SM) from Chase
* 0% Intro APR for up to 15 months and a variable APR as low as 11.99% - 21.99% after your 0% ends
* Slate with BlueprintSM helps you pay down your balances faster and save on interest
* Transfer your higher rate balances
* No Annual Fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

United MileagePlus« Explorer Card
* Earn up to 40,000 bonus miles & first year free, a $95 value*
* Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip.
* Board your flight before general boarding with priority boarding privileges.
* Visit the United Club with two complimentary day passes every year, up to a $100 value.
* Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else.
* Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase.
* Your miles don't expire and there is no limit to the number of miles you can earn.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Chase Hyatt Credit Card
* Receive 1 Award Night after making your first purchase with the Hyatt Credit Card
* Receive an additional Award Night after spending $1000 in the first three months of account opening
* No foreign transaction fees for international purchases
* 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
* 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
* There are no limits to the points you can earn
* Award nights with no resort, Internet or redemption fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Chase Marriott Rewards® Credit Card
* Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
* No Annual fee for your first year - that's a $45 value*
* Earn 3 points for every $1 spent at Marriott® locations
* Earn 1 point for every $1 spent on other purchases
* Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
* Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Chase Marriott Rewards® Premier Credit Card
* Earn 50,000 Bonus Points after your first use
* Receive 1 free night stay upon account approval and each year upon account anniversary
* Earn 5 points for every $1 spent at Marriott® locations
* Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
* Earn 1 point for every $1 spent on other purchases
* No foreign transaction fees
* Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
* Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Chase Ink Cash^(SM) Business Card
* $250 cash back bonus after you spend $5,000 within 3 months!
* 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
* 2% cash back on the first $25,000 spent annually on gas and dining
* 1% cash back on all other card purchases with no limit to the amount you can earn
* Cash back rewards do not expire
* 0% Introductory APR for 6 months*
* No Annual Fee*

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

The Chase New Ink Bold^(SM) with Ultimate Rewards
* 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool.
* No limit to the number of points you can earn - and points do not expire.
* 5X points per dollar on the first $50,000 spent annually on eligible business purchases.
* No foreign transaction fees and Free Employee Cards.
* No interest or over limit fees.
* No Annual Fee in the first year - that's a $95 savings.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration
* Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
* 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
* Slate with Blueprint® helps you pay down your balances faster and save on interest
* Transfer your higher rate balances
* No Annual Fee

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc

Credit Card Advice and FAQs:

Can you buy a car with a credit card? Buying a car with a credit card can make sense, particularly if you're buying a used car or using a credit card for a car down payment. In the event of a used car, if the seller made certain guarantees or offered a warranty which he failed to fulfill, you could easily reverse the credit card charge and thus nudge the seller to cooperate to make the situation right. A credit card down payment can also be reversed and is quite helpful when you are in a take-home test period.

Do I need a credit card? Technology has made life easier, yet has also caused a greater need for credit cards. With mobile phone payments, internet transactions, booking airline and motel reservations, there is an ever-growing place for credit cards. Another need for some people to have a credit card is to build or re-establish credit, because a credit card is a major score factor.

There is an easy way to get a credit card: You browse the internet and take time to compare various credit card offers, you narrow your choices down to one and submit your application. A few days later you receive approval decision: Your credit card application was rejected. Why? Because you selected your card based solely upon your desires, not also considering your eligibility. By answering a few questions about your needs AND credit history, a credit card matching company can show you cards to choose from which you will likely receive approval.

The fastest way to get a credit card is to apply for one which you are absolutely certain you'll be approved for. Typically the lower credit limit, little or no rewards cards, have the easiest approval standards. If you are not aware of the score necessary for acceptance, you can use a credit card pre-qualification company.

Is there a company that will help find a credit card for me? Yes. Simply answer a few questions regarding your credit profile and the type; or types, or credit cards which interest you, and the credit card match service will present you with card offers for you to compare and to choose from. The higher your score, the more credit card offers you can choose from and qualify for. This credit card service is especially helpful for those people who are unaware of what score ranges are needed for certain credit cards. Card matching services are also helpful to those who it's their first time getting a credit card.

Can I get a credit card without a job? Some credit card companies will issue credit cards for unemployed people, provided they have some other routine, reliable source of income such as a retirement pension. Some may also approve disabled applicants who receive Social Security Disability payments.

What is the lowest credit score to get a credit card? In order to determine what credit score is needed to get a credit card application accepted, you need to compare the card to others. Cards with higher limits, greater rewards and points, low APR or 0 introductory periods, most always have greater credit score requirements. Whereas a pre-paid debit card offers no credit check and thus does not require good credit scores, a rewards card with a $10,000 limit and low APR demands much higher ratings.

Is not activating a credit card bad? Not activating a credit card is almost as if you don't have a credit card at all, if the issuer requires you to first activate the card before you can place charges on it. Until then, you do not have a line of credit to help improve your credit score. So opening a credit card and not using it is much like having never applied in the first place.

What are the qualifications for a credit card application approval? Qualifying for a credit card is primarily subject to the type of credit card you're applying for. Obviously those high limit and high rewards credit cards require greater approval standards than regular credit cards with low limits and no; or very limited, rewards.

Get cash from a credit card - How to take a credit card payment from someone: You could use PayPal to provide merchant services for a small fee. This way if someone owes you money and has only a credit card, you and the other party could create your own separate PayPal accounts. As the Seller, you'll need only to provide a bank checking account to have the money transferred from the other person's credit card to you. The Buyer; the party who owes you money, will need to sign up for a credit card account. Then you; as Seller, would request funds from the Buyer. Another option is for the person with the credit card to make a purchase at a retail store, then request extra cash back from the credit card transaction.

Using a debit card as a credit card: Debit cards can be used just like credit cards, with the only exception that debit cards typically do not have a line of credit. But, if you obtained your debit card from your bank and the card is attached to your checking account, the bank may offer a small credit limit or an 'overdraft protection' limit which is a temporary credit line. You would have to repay the advance to avoid running up fee and/or interest charges.
 

Credit Card Comparisons & Matching - Many people around the world suffer from a bad credit history, and some do not know what is a good credit card to help build credit, and wonder will a secured credit card help or hurt?

Where can I get help choosing credit card offers and to pick out a credit card that matches my credit? Fortunately there are card options designed specifically for people with past credit issues so it's relatively easy to obtain credit card offers to compare. One advantage is to use a credit card comparison site, as it can provide a credit card search by credit score. When you have less than average credit, you want to use a site which specifically offers a credit card finder for bad credit people.

Which credit card locator can help me find a credit card to establish credit? People just starting out with no credit history should also refer to a credit card research site which contains offer for poor and no credit scores. They can help match you with the credit card or prepaid card which meets your credit profile.

Sub-prime unsecured credit cards: Many of these can assist you in building or rebuilding your credit. Although most of these do not have guaranteed approval, acceptance is more likely with one of these cards versus a rewards credit card.

Secured credit cards: These are also good options for establishing or re-establishing credit, provided the issuer reports to at least one major credit bureau.

Prepaid and debit cards: These cards typically have guaranteed approval and are similar to a traditional checking account. Check with the issuer to see if it reports to a major credit bureau.