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American Express®

Details

The American Express® Preferred Rewards Gold Card is ideal if you want a charge card with an excellent rewards program and an array of benefits. Through the rewards program, you'll earn one point per dollar spent on all purchases. Plus, you'll receive 10,000 bonus points after your first purchase, which is equivalent to a $100 gift card at participating merchants and retailers. Points are redeemable for travel on over 21 airlines and for plenty of other rewards. There is no limit to the amount of points that you can earn. The card does have a high annual fee of $125, but this fee is waived the first year. This card also provides many benefits and services including purchase protection services, auto rental insurance, various merchant discounts, and emergency travel assistance services. You'll also have access to Gold Card Events for exclusive tickets to concerts, shows, and sporting events.

The American Express® Platinum Card offers rebates on expenses and the chance to earn rewards. Through the reward program, you'll earn one point per dollar spent on all purchases. Points can be redeemed for airline tickets, hotels, car rentals, and other travel benefits. Aside from the reward program, this card automatically applies up to a 5% rebate on car rentals, hotel stays and more through select merchants. This card has a slightly above average interest rate for purchases; however, it offers an interest free introductory rate for purchases, and it has no annual fee. It also offers a low introductory rate on balance transfers for the life of the loan, so you can consolidate your high interest rate cards.

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