Credit Federal - how to read a bank checking account statement.

Learn how to read a bank checking account statement and how to balance a checkbook.

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How to read a bank checking account statement

Statement Summary: This section summarizes the totals of your deposits and withdrawals/debits/checks since the last statement. It starts with the balance at the beginning of the statement period, adds the total deposits, subtracts the total withdrawals, and gives a summary balance as of the statement date.

Transaction Detail: There will be a line item for every check, debit, withdrawal and deposit made throughout the statement period. The transactions are listed in chronological order as to when the money was actually transferred, which may explain why check numbers aren't in numerical order.

Check Transactions: Your bank may use listings of check transactions in numerical order to make it easier and faster to confirm payments.

Daily Balance Summary: This area shows what happened within your account, total deposits and withdrawals, during the statement period.

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How to balance a checkbook

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