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Credit problems? Bad credit card offers. Get a credit card for bad credit, no credit or any credit. If you need an instant approval credit card to rebuild credit, apply for a guaranteed card.
Bad credit card FAQs: Author: Credit Federal "Why does an unsecured credit card for bad credit charge higher interest rates and/or fees?" Credit card issuers face high risks when they extend unsecured credit to bad credit people. To offset these risks, higher interest and/or fees are sometimes applied.
"What are other bad credit card options without higher interest rates and fees?" For lower interest rates and fees, consider a secured card. A secured card reported to the major credit bureaus can help establish or rebuild credit while you get to avoid high interest and risk getting into debt. It's the best solution to apply for a credit card without credit.
"If I have bad credit, can I get a high credit limit unsecured gold or platinum credit card?" High credit limit unsecured credit cards require above average credit. You can; however, get a high credit limit guaranteed platinum credit card. This type of platinum credit card allows you to purchase merchandise from a catalog selected by the issuer. It is not the typically known standard platinum credit card, and as such it cannot be used for retail store purchases, book airlines, motels, etc. But, if you desire to make a purchase through a line of credit, it's a great solution.
If you are behind on major bills, have a derogatory, bad credit report or if you are enrolled in a debt program, we recommend a secured credit card or a guaranteed credit card.
If you need help in determining the types of bad credit cards you qualify for, use our credit card search. You can find bad credit credit cards as well as poor credit to excellent credit cards.
Get recent credit card news and learn more about a bad credit card.
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