ATM card for cash access. No deposit, guaranteed ATM credit card.

  ATM card for cash access. No deposit, guaranteed ATM credit card.


A Visa or MasterCard ATM card offers instant cash access. Apply online for a guaranteed approval ATM credit card for bad credit.

    

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BuyRIGHT is RIGHT for you!  The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.

  • Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!

  • First cash load absolutely FREE at any GreenDot location.

  • FREE Direct Deposit, Online bill pay, Earn rewards.

  • No credit check, 100% approved!*

  • No bounced check fees or overdraft fees, EVER!

  • Travel, Rent Cars, Reserve Hotels, Shop online safely!

  • Unbelievable Customer Service!

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Green Dot Gold Prepaid Visa Card
* FREE $0 Activation Online - with NO credit check!
* FREE Cash withdrawals at over 15,000 participating ATMs
* FREE Online Bill Pay & Direct Deposit
* NO Monthly fee for any month with at least 30 purchases
* NO Transaction fees on US purchases
*See Card Terms and Conditions

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Baby Phat Prepaid Visa® RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply.
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

BillMyParents- Teen Debit Card
* No credit checks & no credit risks
* Instantly lock & unlock the card
* Safer than cash with lost card protection
* Lower fees than bank cards
* Reloadable means easy allowances
* Family and friends can load it
* Use anywhere Debit MasterCard is accepted

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Black Diamond Prepaid Visa® RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Black Prepaid Visa® RushCard - Original
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

BuyRIGHT Prepaid MasterCard® Card - can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.
* Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
* First cash load absolutely FREE at any GreenDot location.
* FREE Direct Deposit, Online bill pay, Earn rewards.
* No credit check, 100% approved!*
* No bounced check fees or overdraft fees, EVER!
* Travel, Rent Cars, Reserve Hotels, Shop online safely!
* Unbelievable Customer Service!
*See website for complete terms and conditions of card usage and application disclosure

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

First Progress Secured Platinum MasterCard« credit card
* Full-feature Platinum MasterCard secured credit card
* No credit history or minimum credit score required for approval
* Monthly reporting to all 3 major credit bureaus to establish more credit history
* Quick & complete online application
* Secured by your deposit of $300 - $2,000
* 24/7 access to your account online
* Deposit held at FDIC-insured bank

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

FlexCard
* Ultimate credit building PREPAID card.
* $1,500 cash advance
* Up to $10,000 in un-secured credit used at Creditbuildingstore.com
* The best credit building Visa Card available

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

MangoÖ Prepaid Debit Card
* FREE MasterCard Prepaid Card Signup & FREE Shipping
* FREE Direct Deposit + Get $20 Signup Bonus
* Earn High Savings Interest Rate!
* No fee Domestic Purchase/Signature Transactions
* Pay your Bills in minutes from your online account
* Instant Virtual Card - Shop Online Today
* No Fee to Check Your Balance With a Text Message
* Wireless Alerts when your card is swiped

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Open Sky Secured Visa« Credit Card
* No Credit Check for Approval
* No Checking account required
* Reports to All 3 Major Credit Bureaus!
* All Applications considered
* Quick and easy online application
* 4 Ways to Fund Your Card
* Accepted Everywhere you see the Visa Logo
* Choose your own Credit Limit $200-$3000
* Fast Rush Shipping
* FREE 24/7 Online Account Access 

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

PEX Visa« Prepaid Business Card
* Instantly Fund Employee Purchases
* Gain 24/7 Control Over Where and How Much Employees Spend
* Save Money - No Surprise Interest Charges or Overdraft Fees
* Monthly Reporting
* Worldwide Card Acceptance

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Platinum Zero« Secured Visa« Credit Card from Applied Bank«
* ZERO - 0% FIXED APR on Purchases - No Intro Rates!
* ZERO - 0% Rate Won't Change - Even If You're Late! 
* ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
* ZERO Application Fees 
* ZERO Worries - FREE Personal ID Theft Protection
* ZERO Delays - Timely CREDIT Bureau Reporting

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Purple Diamond Prepaid Visa« RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Vision Premier« Prepaid Visa« Card
* No Credit Check - Complete the form and we'll mail your card
* Free Roadside Assistance
* 1% Cash Back on Gas Purchases
* Free Savings Account with 5.65% APY
* Free Unlimited Purchases - Signature and PIN
* Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
* No Debt, No Interest Charges and No Overdraft Fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Vision Silver(SM) Prepaid MasterCard«
* Perfect Card for Government/Benefits Checks Recipients
* $0 Activation with Rebate*
* 100% Guaranteed Approval*/No Credit Check
* Free Direct Deposit of Your Pay or Government Check
* Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
* No Overdraft Fees or Minimum Balances
* Online Checking - Electronic or Paper Checks

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Western Union« MoneyWiseÖ Prepaid MasterCard«
* Free Activation
* Fee-Friendly prepaid card with nothing to hide!
* Add money to your account 4 convenient ways
* Spend only the money you have on your Card
* Your funds are protected by MasterCard's Zero Liability Policy

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Wired Plastic« Prepaid Visa« Card
* Accepted everywhere VISA debit cards are accepted
* No Credit Check, Income requirements or bank account required
* On Demand Alerts - Manage your account via text messaging
* FREE Online Access to Account
* FREE Mobile Alerts - Text to your mobile and email
* FREE Rewards Program - Earn 1 point for every $1 spent
* NO Bounced Check, NSF or Overdraft Charges EVER!
* FREE Direct Deposit - Eliminate check cashing fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

YAPÖ MasterCard Prepaid Card
* Send and Receive Money Securely With Your Mobile Phone
* FREE MasterCard Prepaid Card & FREE Shipping
* FREE Instant Virtual Card - Shop Online Today!
* FREE Direct Deposit
* FREE Unlimited Purchase/ Signature Transactions
* FREE Check Your Balance With a Text Message
* $0 Activation Fee
* $0 First Monthly Fee - Try it For FREE

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

mPower™ Visa® Prepaid Card
* Shop from home
* Pay bills anytime
* Book travel
* Free Activation*
* No minimum balance
* Lost card protection

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Original Black Prepaid Visa® RushCard
* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
* FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
* Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
* FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
* Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
* FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
* FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
* Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

PEX Visa® Prepaid Business Card
* Instantly Fund Employee Purchases
* Gain 24/7 Control Over Where and How Much Employees Spend
* Save Money - No Surprise Interest Charges or Overdraft Fees
* Monthly Reporting
* Worldwide Card Acceptance

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Vision Premier® Prepaid Visa® Card
* No Credit Check - Complete the form and we'll mail your card
* Free Roadside Assistance
* 1% Cash Back on Gas Purchases
* Free Savings Account with 5.65% APY
* Free Unlimited Purchases - Signature and PIN
* Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
* No Debt, No Interest Charges and No Overdraft Fees

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Capital One® Secured MasterCard®
* Get the credit you need with no processing fees or application fees
* Automatic reporting to the 3 major credit bureaus
* Track credit with access to your credit score and other tools
* Your refundable security deposit can get you a line up to $3000
* You may qualify for credit line increases with no further security deposit required
* Use it like any MasterCard credit card, accepted at millions of locations worldwide

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Bank Freedom Platinum Visa Prepaid Card - A great alternative to a checking account, apply for your Bank Freedom Platinum Prepaid Card Account now.
* No credit check
* No Chexsystem verification
* 100% Guaranteed approval
* Free unlimited ATM withdrawals at over 20,000 MoneyPass nationwide locations
* Free 24x7 Live customer service
* Free account alerts and paper card statements
* $10.00 or $0.00* Monthly maintenance fee - every month you load $2,000 or more the fee is $0.00

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

Exact Prepaid MasterCard
* No credit check
* No bank account required
* 100% Guaranteed approval
* No interest
* No late fees
* Have your payroll checks, dividends, disability and government checks (i.e. Social Security, Medicare, Welfare, etc.) deposited directly to your EXACT Prepaid MasterCard account for FREE. Your funds are available the same business day they are received.
* The EXACT Prepaid MasterCard is accepted anywhere MasterCard debit cards are accepted, worldwide. Whether you enjoy staying close to home or traveling abroad you can use your EXACT Prepaid Card to make all your purchases.
* Reloadable online or at 100,000 locations - Convenient loading locations (including PayXone, MoneyGram and Western Union).
* Up to $5,000 balance limit
* Mobile and email alerts
* Online Account Management
* Live customer service - To better assist you, we provide a live customer service line. Call us at (801) 924-1755

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  



   

NetSpend Prepaid Card - A NetSpend Visa Prepaid Card is your ticket to a faster, hassle-free way to manage your money. It puts you in control because it's powered by your cash. It is also often a cheaper alternative to costly credit cards and bank accounts. There are no finance charges, no credit card debt, no minimum balance, no credit bureau check and no surprises! This NetSpend Card works just like a bank-issued debit card, only better. First, you'll need to load money onto your prepaid card. Then you'll be able to make purchases in stores, shop on the Internet, and pay your bills. You're even protected if your card is ever lost or stolen and your money is FDIC insured. Once you receive and activate your new NetSpend Card, you'll be able to select a fee plan based on how often you use it. 
* Account Access Anytime, Anywhere
* Security and Protection
* NetSpend Premier®
* Online Bill Pay
* Referral Program
* Additional Cards
* No credit check
* No interest or late fees
* No fear about lost or stolen cash
* No standing in line to pay bills

*See issuer for updates/changes to terms, conditions, application disclosure, interest rates, fees, etc


  

  

  

Credit Card Advice and FAQs:

   

Can you buy a car with a credit card? Buying a car with a credit card can make sense, particularly if you're buying a used car or using a credit card for a car down payment. In the event of a used car, if the seller made certain guarantees or offered a warranty which he failed to fulfill, you could easily reverse the credit card charge and thus nudge the seller to cooperate to make the situation right. A credit card down payment can also be reversed and is quite helpful when you are in a take-home test period.

Do I need a credit card? Technology has made life easier, yet has also caused a greater need for credit cards. With mobile phone payments, internet transactions, booking airline and motel reservations, there is an ever-growing place for credit cards. Another need for some people to have a credit card is to build or re-establish credit, because a credit card is a major score factor.

There is an easy way to get a credit card: You browse the internet and take time to compare various credit card offers, you narrow your choices down to one and submit your application. A few days later you receive approval decision: Your credit card application was rejected. Why? Because you selected your card based solely upon your desires, not also considering your eligibility. By answering a few questions about your needs AND credit history, a credit card matching company can show you cards to choose from which you will likely receive approval.

The fastest way to get a credit card is to apply for one which you are absolutely certain you'll be approved for. Typically the lower credit limit, little or no rewards cards, have the easiest approval standards. If you are not aware of the score necessary for acceptance, you can use a credit card pre-qualification company.

Is there a company that will help find a credit card for me? Yes. Simply answer a few questions regarding your credit profile and the type; or types, or credit cards which interest you, and the credit card match service will present you with card offers for you to compare and to choose from. The higher your score, the more credit card offers you can choose from and qualify for. This credit card service is especially helpful for those people who are unaware of what score ranges are needed for certain credit cards. Card matching services are also helpful to those who it's their first time getting a credit card.

Can I get a credit card without a job? Some credit card companies will issue credit cards for unemployed people, provided they have some other routine, reliable source of income such as a retirement pension. Some may also approve disabled applicants who receive Social Security Disability payments.

What is the lowest credit score to get a credit card? In order to determine what credit score is needed to get a credit card application accepted, you need to compare the card to others. Cards with higher limits, greater rewards and points, low APR or 0 introductory periods, most always have greater credit score requirements. Whereas a pre-paid debit card offers no credit check and thus does not require good credit scores, a rewards card with a $10,000 limit and low APR demands much higher ratings.

Is not activating a credit card bad? Not activating a credit card is almost as if you don't have a credit card at all, if the issuer requires you to first activate the card before you can place charges on it. Until then, you do not have a line of credit to help improve your credit score. So opening a credit card and not using it is much like having never applied in the first place.

What are the qualifications for a credit card application approval? Qualifying for a credit card is primarily subject to the type of credit card you're applying for. Obviously those high limit and high rewards credit cards require greater approval standards than regular credit cards with low limits and no; or very limited, rewards.

Get cash from a credit card - How to take a credit card payment from someone: You could use PayPal to provide merchant services for a small fee. This way if someone owes you money and has only a credit card, you and the other party could create your own separate PayPal accounts. As the Seller, you'll need only to provide a bank checking account to have the money transferred from the other person's credit card to you. The Buyer; the party who owes you money, will need to sign up for a credit card account. Then you; as Seller, would request funds from the Buyer. Another option is for the person with the credit card to make a purchase at a retail store, then request extra cash back from the credit card transaction.

Using a debit card as a credit card: Debit cards can be used just like credit cards, with the only exception that debit cards typically do not have a line of credit. But, if you obtained your debit card from your bank and the card is attached to your checking account, the bank may offer a small credit limit or an 'overdraft protection' limit which is a temporary credit line. You would have to repay the advance to avoid running up fee and/or interest charges.
 

 



Credit Card Comparisons & Matching - Many people around the world suffer from a bad credit history, and some do not know what is a good credit card to help build credit, and wonder will a secured credit card help or hurt?

Where can I get help choosing credit card offers and to pick out a credit card that matches my credit? Fortunately there are card options designed specifically for people with past credit issues so it's relatively easy to obtain credit card offers to compare. One advantage is to use a credit card comparison site, as it can provide a credit card search by credit score. When you have less than average credit, you want to use a site which specifically offers a credit card finder for bad credit people.

Which credit card locator can help me find a credit card to establish credit? People just starting out with no credit history should also refer to a credit card research site which contains offer for poor and no credit scores. They can help match you with the credit card or prepaid card which meets your credit profile.

Sub-prime unsecured credit cards: Many of these can assist you in building or rebuilding your credit. Although most of these do not have guaranteed approval, acceptance is more likely with one of these cards versus a rewards credit card.

Secured credit cards: These are also good options for establishing or re-establishing credit, provided the issuer reports to at least one major credit bureau.

Prepaid and debit cards: These cards typically have guaranteed approval and are similar to a traditional checking account. Check with the issuer to see if it reports to a major credit bureau.


Credit Card Offers

  
Select a Card Type, then click the View Button


 

 

  

 

 

ATM Credit Card Benefits
No Credit? Bad Credit? Bankruptcy? Many ATM Cards offer:

- No Credit Check and No Turn Down

- No Annual Fee and No Security Deposit

- No Employment Required

- Both Online and Offline Access

- Low cost fees

- Ability to Store your Money Safely with 24/7 ATM Access to Funds

- No Bank Account Required

- Pay Bills over the Phone or Set up Automatic Bill Payments with a Visa® or MasterCard® to Eliminate Check Writing Hassles and to Avoid Late Payment Fees, Plus Save Postage Costs

   

What is an ATM card? Author: Credit Federal. An ATM card used in an automated teller machine (ATM) to access a credit or a debit account to complete banking inquiries and fund transfers between accounts.

An ATM card is convenient and can be used safely.
How to protect your ATM card:

  • Don't carry your PIN number where you keep your ATM card.

  • Never write your PIN number where it can easily be lost or seen.

  • Periodically check your account activity. Compare the current balance and recent withdrawals or transfers to those you've recorded, including your current ATM card withdrawals and purchases. If you notice transactions you didn't make, or if your balance has dropped suddenly without activity by you, immediately report the problem to your card issuer.

Apply for your ATM Card

Debt card for teens? Yes, a pre-pay debit card is an excellent way to teach teenagers how to manage a credit card.  There's little worry about going over-limit, because the amount that may be charged is prepaid.

 

Read current credit card news, or browse for more ATM card information.

 


Credit Card

  

The year started off with much gloom, with card offers having higher fees and not many perks. That is changing as incentives are picking up in the way of credit card offers. One indication is even the young are getting card offers in mailboxes. Credit card solicitations are tracked and it has been estimated that over two billion were sent out last year, that number appears to have increased about sixty percent since 2009. More reward programs and incentives are going to lure in new customers for big companies.

 

Expect good cash back offers and better perks in the way of travel cards for this coming year. Along with better offers and the fact that the new federal rules are being managed just fine by credit card companies, will lead the way for cardholders and issuers. Discover has a five percent cash-back bonus for purchases in specific spending categories and more for spending online, it is worth the time to check out the Discover card offers. For people with good credit, who must travel frequently, there may be even more perks and bonus offers. Compare cards as some may not have annual fees.

 

Prime rates may increase making some people worry about card interest rates, but even so, there will be low fee offers just due to the competition. Along with a recovering economy will come an increase in rates. There will always be some card offers for zero percent balance transfer people, who have the best scores. Many consumers can take advantage of cards with good introductory rates or low fees. Some cards may offer a small rate for a couple of years, and issuers will need to be creative in marketing their offers. Balance transfer fees can vary and fees for cash advances, be sure to compare card offers as they may offer more benefits in the future.


AccountNow.com Review - © Copyright 2010 AccountNow, Inc. All Rights Reserved.

Compare AccountNow to Check Cashers: If you use check cashers to handle your finances because you don't have a bank account, AccountNow can help you save money. You can save more than $500 a year by using an AccountNow prepaid card instead of check cashing services. That's more than $40 each month!
 

Monthly Items No Bank
Account
AccountNow
Gold Card
You Save
Cashing Your Paycheck
Check cashing fees / 
Direct Deposit
$21.00 $0.00 $21.00
Paying Your Bills
Checks/BillPayments/
MoneyOrders
$38.97 $0.00 $38.97
Monthly Fee $0.00 $9.95 ($9.95)
ATM Fees
Based on 3 withdrawals
No Access $7.50 ($7.50)
Monthly $59.97 $17.45 $42.52

* Data Source: Reloadable Prepaid Card Analysis, by Bretton Woods, Inc., March 2011. Calculations based on Western Union and Ace Cash Express fees. Cheaper alternatives may be available. For instance, the USPS charges $1.10 each for Money Orders in the amount of $500 or less, as of June 2011.

Annual Savings  $510


Compare AccountNow to other Prepaid Cards: AccountNow provides the best value for your dollar. Choosing the AccountNow card over the other prepaid cards can save you up to $19.50 a month. That's more than $200 a year!

  

Prepaid Cards Average Monthly
Card Usage Cost1
Annual Savings
w/ AccountNow
AccountNow $7.50 -BEST VALUE-
BuyRIGHT $34.95 $329.40
Vision Premier $15.35 $94.20
RushCard $14.50 $84.40
Netspend $10.00 $30.00
Western Union $8.96 $17.52
Walmart $8.64 $13.68

Save up to $329 a year


Take advantage of earning free money with a bank checking account that rewards interest. A checking account can also help you get approved for credit such as a personal loan.
The benefits of having an emergency loan fund with a bank savings account, and how you can get a second chance bank checking account even with bad credit.
Review basic facts and our free bank checking account tips to find the best online banking for you.
Many people have discovered the benefits of online bank checking accounts. Mainly the 24 hour banking availability, the instant transfers, and the ease of bill paying and tracking expenses.
The most very personal loan could result in a very bad ill will amongst family. Browse no credit check, online personal loan applications from bank lenders.
Bank loan rejections continue and banks may not loosen their lending practices for some time. Many are still lowering credit limits and more than half still have tough standards for credit card applicants.
Review our free ATM debit card tips for secure handling of your card and withdrawals.
Visa ReadyLink to be brought to participating ATMs nationwide, making it easier for cardholders to load money. Apply for a Visa Prepaid Card or browse other ATM credit card offers.
Visa and participating banks test a new transaction notification system to alert cardmembers of activity such as ATM withdrawals, out of town and other potential fraudulent credit card charges. Browse and submit a Visa credit card application.
Common questions turned into credit card facts. Apply for a good or bad credit card. Choosing between the best credit card offers can be hard. Consider a no interest 0 intro balance balance transfer, a pre-pay ATM or a pre-paid debit secured credit card, or unsecured credit card benefits that offer travel, miles, discount and vacation rewards. Pick between American Express, Chase, Discover, MasterCard and Visa, even if you need a joint consumer or business credit card.
Visa's contactless technology feature, the Visa payWave, gains acceptance. Browse and apply online for a Visa credit card or for other best credit card offers for atm, debit, student use, everyday purchases or for vacation.
Chase and WaMu bank customers enjoy no fee access to ATM machines. Apply for an ATM card or other secured or unsecured credit card.
To lure new customers and to get existing customers to use their cards more frequently, several banks are offering ATM, debit and credit card rewards.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability.
 

Can I take my name off of a joint credit card account? My brother just got seperated with his wife. SInce he left the house around a year ago, she pretty much maxed out two credit cards that they were both joint accoutn holders. He was unaware of this untill now when he checked his credit history. If she agrees to take his name off of the join credit card account will the bank do it? The two caredit cards one has limit of 10,000 and the other one has limit of 15,000, are with Fst. Commonwealth FCU. One has balance of 964 and the other card has balance of 11,500. WIll bank the bank allow my brothers name to be taken off if she agrees to it?

Copyright ©2001-2011 Fair Isaac Corporation. All rights reserved - This is the pitfall of joint accounts. Each party is wholly liable for all the debt, no matter who incurred it and how. Some banks (Chase?) will let one joint holder off the account, if it's paid off and if the remaining party has good enough credit to qualify on the card on his/her own. That doesn't sound like what's going on here. btw, many people (including some attorneys) think that if a judge directs that one person is responsible for the debt on a joint account, the other is off the hook. Not so. The account will continue to report to the second party's reports, and creditors can and will come after the second party.



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Best Credit Cards For Young Adults - Copyright © 2011 CreditCardGuru

What is the best credit card for young people? Have you ever heard an older person rant that credit cards for young adults shouldn’t be aloud? Of course you have… we all know at least one person who feels that way.

However often times the real reason they feel that way is because they used credit cards irresponsibly as a young adult, so they assume you will too. However the reality is that it’s completely unfair to stereotype all younger Americans the same way. In fact, there are tons of younger people that are more financially responsible than their parents!

The bottom line is that establishing and building credit is an important step. It needs to happen sooner or later, so if you have the self-restraint to control your spending, there’s nothing wrong with starting with a credit card as a young adult.

What to look for in a card:
* Less-Strict Approval: Since you have a short credit history, you’ll be limited in the number of cards you will actually qualify for. Fortunately for you, banks are more inclined to take the risk of someone with little to no credit history, than they are with someone that has a blemished credit history. When it comes to getting approved, the best credit cards for young adults are usually student cards (if you’re a student) or an entry-level “regular” credit card.
* Rewards: Young or old, we all deserve rewards on our spending. While it’s true most student cards are cheap when it comes to rewards, there are a couple that offer generous programs. In fact, one of Discover’s student cards has the same cashback program that’s found on their standard card.
* Benefits: Depending on your lifestyle, benefits are something else to consider.
* Annual Fee: Generally a no annual fee card is best, unless you want the premium benefits offered on a fee-based card.
* Interest Rate: It’s strongly suggested to not carry a balance, however if you do, make sure you pay attention to the interest rate.

Discover Student Card - This card is ideal for college students because it has no annual fee and offers up to 5% cash back (the best rewards program out there). To learn more check out our Discover More card review

Zync by American Express - This happens to be a charge card - that means your bill has to be paid in full each month. As an American Express, it offers premium benefits and rewards you won’t find on any other card. For those who feel they may be tempted to get into debt, this is the perfect choice because you won’t be tempted to spend more than you can pay. According to user reviews, students and young adults seem to have great odds for getting approved. Check out our American Express Zync Card review to find out the details.


 

Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards. For added security against fraud, get a virtual credit card number.

 

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. If you don't know what cards you qualify for, a credit card prequalification service may be best for you before you subject yourself to credit report reviews. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card. To take advantage of special card discounts, purchase a store gift card.

 

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

 

Prepay credit card offers: Apply for a debit card or a bank ATM card.

 

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

 

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

 

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

 

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card or a rewards Capital One card.

Discover card such as the gold Discover card or the platinum Discover card.

 

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

 

  

  

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Weighing the various credit card companies, with offers from secured to unsecured credit cards, guaranteed approval vs high limit rewards, differing interest rates and so forth, finding a credit card right for you can be a daunting task. Certainly one problem for applicants is that they may not always qualify for the type of credit card they desire. With all the factors involved, it may be wiser to get help choosing a card. A credit card match service can identify cards that fit your personal finance qualifications.

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