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Business Credit Cards (Article)
Article: A Business Credit Card Offers Expense Tracking Plus Rewards and RebatesIn addition to convenience, rewards and rebates, the expense tracking offered by a business credit card is equally beneficial.Each year at tax time, business owners scramble to collect all their deductible expense receipts. Businesses that use cash for purchases run the risk of employees failing to return and properly file receipts.By using a business credit card, bus...
 
Collection Agency Harassment (Article)
Article: Collection Agency Harassment and Rules. Is a collection agency harassing you?6 ways to fight collection agency harassment:Apply for Debt Settlement Apply for Credit Counseling   #1: Don't take the calls. You can hang up, screen calls or stop them from calling entirely with what's known as a "cease and desist letter." If you send a "cease and desist," include your name, address and account number, and tell the company "do not contact...
 
Bad Credit Payday Loan - Good for the Economy (Article)
Article: Bad Credit Payday Loan - Good for Consumers and the Economy.Credit card issuers, banks and other entities cast stones at payday loan lenders because of their fee to interest rate conversion, but payday loans offer a competitive financial service that is beneficial to consumers as well as to the economy. Payday loan Get your fast cash payday loan with no credit check regardless of bad credit or any credit rating. It takes o...
 
Collection Agency Rules and How to Respond to Harassment (Blog)
Article: Collection Agency Harassment and Rules. Is a collection agency harassing you? Apply for Debt Settlement Apply for Credit Counseling 6 ways to fight collection agency harassment: #1: Don't take the calls. You can hang up, screen calls or stop them from calling entirely with what's known as a "cease and desist letter." If you send a "cease and desist," include your name, address and account number, and tell the company "do not contact me...
 
Bad Credit Teens Establishing Credit (Article)
Article: Bad credit teenagers establishing good creditMost credit consumers know exactly what they did to deserve a bad credit score, such as getting deep into debt or not paying bills on time. When parents teach children how to avoid the personal mistakes they had made in life, they should also include credit education.It wasn't until about the fourth time that I gave my teenager an allowance advance that I realized I was nurturing her to become...
 
Sample Debt Settlement and Negotiation Letter (Article)
The sample letter below is intended to be used as a comprise letter to creditors.VIA CERTIFIED MAIL RRR # (PUT THE NUMBER OF THE CERTIFIED MAIL RECEIPT HERE) YOUR NAMEYOUR ADDRESSCITY, STATE, ZIP CODEToday's DatePlace collector's name hereCollectors addressCollectors city, state, zipRE: Acct.# 5555554441Dear (who ever you spoke with):As we discussed, I became unemployed and was no longer able to pay on my account. As a result, the above-mention...
 
Insurance - Life, Home, Heath, Medical, Dental and Auto (Article)
Insurance Nobody enjoys paying bills, including insurance premiums. Consumers must remember that by paying insurance premiums, the policy can help offset or avoid bills. Just a typical dental cleaning for one person; for example, can exceed $100. A crown can cost over $600.00. By comparison, dental insurance is a small price to pay, particular for large households of children. Even if you're young and healthy, you may find medical insurance to...
 
Order a credit report, fix credit report errors, or learn about scores (Article)
Order a credit report, fix credit report errors, or learn about scoresUse the links above for information related to credit reports, such as how to improve bad credit report scores, fix credit report errors, and how to order a credit report with no credit card required and at no-obligation.Your credit report score is your financial report card. You need to ensure all information is correct and you should remove errors that may exist. Your credit ...
 
Financial Forecast - Floods, Forests and Fuel (Article)
Financial Forecast - Floods, Forests and FuelEvents of 2005 have certainly had major impacts on the U.S. economy. Credit Federal's financial forecast; however, remains hopeful.
 
IRS Tax Publications (Article)
Free online IRS publications that may help you with your tax return preparation and filing.
 
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