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 »  Articles  »  News  »  Top 10 New Year's Financial Resolutions:
Credit Federal
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Top 10 New Year's Financial Resolutions:
By Credit Federal | Published 12/30/2011
Serious Version:
  • I will not write a check if I haven't balanced my checkbook within the past 30 days.
  • I will not make any credit card charges which I cannot payoff quickly.
  • I will put money into savings every paycheck.
  • I will pay down on outstanding debt by making additional payments or adding extra principal payments.
  • I will secure financial protection by getting car, home/renter, medical and life insurance policies.
  • I will invest for my retirement.
  • I will focus on getting a promotion/pay raise by working harder, by keeping my resume updated, and by obtaining continued education.
  • I will pay all my bills timely to avoid late payments.
  • I will review my credit reports to ensure they are accurate and; if not, I will fix errors, get outdated entries removed, and will satisify legitimate bad credit entries.
  • I will discuss finances with my spouse and children so we can all make sound financial decisions together.

Funny Version:
  • Before paying with a check, first I will drop the check to see if it bounces.
  • Before I charge a purchase to a credit card, I will first flip a coin to decide if I might be able to repay timely.
  • I will stop robbing my piggy bank (sofa cushions) to fund my daily latte.
  • I will pay down on debt whenever there are no decent videos to rent.
  • I'll try not to drive my car when the insurance lapses, while also hoping I don't get sick or have a fire.
  • I will prepare for retirement by marrying a rich spouse.
  • I will increase my hourly pay rate ratio by arriving late to work and sneaking out early.
  • If I don't have enough money to pay a bill on time, in the meantime I'll mail the creditor a check which I 'accidentally' forgot to sign.
  • I will use the Social Security Number of a family member who has better credit whenever I apply for a loan.
  • I will point out when my spouse or children spend more than I do, and blame them for our financial ruin.


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