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Rebuild Credit After Divorce - Remember that; although a divorce decree states who will pay debts, creditors can still hold both spouses liable for repayment. Before your divorce, if you have the ability it may be best for you to payoff debts in full, then get the divorce judge to make your spouse repay you. That way you know there won't be delinquent or defaulted debts that can drag down your credit score, too. If your ex-spouse defaulted on debts that are being reported on your credit report, keep a certified copy of your divorce decree with you and present it to creditors whenever you apply for new credit.
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of an email fraud that appears to be sent from the FDIC, but is infact a scam. The subject line of the fraudulent email states: Check your Bank Deposit Insurance Coverage
The email tells recipients that they are receiving the message because they are a holder of a FDIC-insured bank account, and that recently FDIC has officially named their bank as a failed bank and thus, took control of its assets. The email then asks recipients to visit the official FDIC website and perform the steps outlined to check their Deposit Insurance Coverage. The link provided in the email is a fraudulent link. The email further instructs recipients to download and open their personal FDIC Insurance File to check their Deposit Insurance Coverage. The email and associated Web site are fraudulent. Recipients should consider the intent of the email as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to online banking services or to conduct identity theft. The FDIC does not issue unsolicited emails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent email. Read more fraud and scam alerts - click here
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Credit Advice: Before you add a new purchase to your credit card, use our free credit card payment calculator to see how long it will take to payoff the charge, as well as the total interest spent.
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