Select Credit Offer to Review

Search Credit Articles

- - - - - - - -

Auto Loan: Apply online for a good or even a very bad credit auto loan quote, including a new or used auto loan or refinancing.

Credit Card: Browse good and bad credit card applications including instant approval credit cards, gold, platinum, and guaranteed card offers.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

Debt Counseling: Personal finances out of control? Unsecured credit counseling, debt management, debt negotiation or free debt settlement.

Free Credit Offers: Get no obligation credit offers plus tips and alerts to help manage your personal finances.

Home Loan: Stop paying rent and live the American dream with home ownership.

Mortgage Refinancing: Fast 2nd mortgage loan quote for remodeling, equity cash out, debt consolidation or other reasons.

Payday Loan: Get a good or bad credit unsecured loan with no credit check, no security (collateral) and no cosigner.

Personal Loan: Short or long term personal loan up to $10,000 (as available, or view alternative loan options).

Personal Finance: How to file bankruptcy and get free bankruptcy forms, create a household personal budget, balance a checkbook and more. Get our free personal budget software.

Financial Help: Get the latest financial news. Search Credit Federal for credit card, debt assistance, auto loan, home loan, mortgage refinancing, payday and personal loan applications and information.
Get free online IRS tax filing, or settle IRS tax debt

Browse for more credit offers.

Credit Articles

Financial News

Recent Articles

RSS Feeds Syndication

Site Map

Search Articles

Advanced Search

Read Credit Advice Articles and Personal Finance Information to Improve Knowledge and Credit Use

Credit Federal
Personal loan and credit card resource serving millions of good and bad credit U.S. consumers.

View all news by Credit Federal...
Can Debt Collectors Put Me In Jail
By Credit Federal | Published 10/9/2008
One question often received is: Can debt collectors put me in jail for not paying my bill?

If you need help, consider credit counseling, professional debt negotiation or do-it-yourself free debt settlement.

Truth: Debt collectors cannot put you in jail for not paying your bill. But that doesn't stop debt collectors from trying all sorts of underhanded tactics to get you to pay.

There are no 'debtor prisons', and being in debt is not a crime. You cannot go to jail just because you didn't repay a bank loan or a hospital bill. Any debt collector that tells you otherwise is lying and is violating the Fair Debt Collection Practices Act, a federal law that governs debt collectors.

If a debt collector threatens to put you in jail, report them to the Federal Trade Commission and your state's attorney general. You can also sue the collector in federal or state court for damages, plus up to $1,000.00 and court costs.

What debt actions can you get put in jail for?
  • Purposely not paying your taxes
  • Commiting fraud, including taking out loans you never intend to repay
  • Violating a court order, such as failing to pay court ordered child support
  • Trying to hide assets to avoid paying a judgment

More helpful information:
Unknown Debt Collection Agency
Statute of Limitations Debt Collection Act
Collection Agency Harassment
Debt Collection Agency Negotiation
Bill Collector Bad Debt Collection
Collection Agency Rules and How to Respond to Harassment


Webmasters: Free Financial Content for Your Website!

Multiple ways to use our financial content:

1) You can use our RSS Feeds for automatic insertion and updates

2) You can simply link to this article

Copyright 2001 CreditFederal.Com personal loan for bad credit, no credit check credit card, debt settlement negotiation, bill consolidation, mortgage & auto loans.