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12/3/2005
Understand the universal default interest rate and how it can hit your wallet.
Credit card issuers are upping the interest rate you pay on your debt even if you pay your bills on time, according ...
12/3/2005
New Law Requires Credit Counseling Before Filing Bankruptcy If you are considering filing for bankruptcy, you should know about one major change to the bankruptcy law: Beginning October 17, 2005, you ...
01/10/2006
Late credit card payments by consumers remain at a high level. In addition to this article, also reference Credit Federal's prediction titled
"Flood, Forests and
Fuel".
Gasoline prices...
01/16/2006
So many choices: What to do?
Dozens of drug-prescription plans. More than 8,000 mutual funds. Fixed-rate, interest-only and option ARM
mortgages. Regular 401(k) plans vs. Roth 401(k)s. Countless f...
01/17/2006
Business Travel
AMERICAN EXPRESS BUSINESS TRAVEL LAUNCHES FIRST ELECTRONIC ARENA FOR NEGOTIATING CORPORATE MEETING VENUES
Groundbreaking web-based technology supports bid negotiations and helps ...
01/20/2006
Chase, BP Renew Credit Card Agreement Chase Bank U.S.A., NA, a subsidiary of JPMorgan Chase & Co. [NYSE: JPM] and BP [NYSE: BP] today announced the renewal of their credit card marketing rela...
01/29/2006
Prom Catering to Accept MasterCard PayPass at PGA TOUR Events in 2006 PGA TOUR Spectators to Speed through Lines with the Convenience of 'Tap & Go' Contactless Payment Technology at Food and ...
02/16/2006
Here is a list of Credit Federal's Top Ten Financial Warning Signs. Are you in financial danger? See if any of these apply to you:Free Personal Finance Software - Create your household personal ...
02/22/2006
AFSAEF, NADA Publish Vehicle Financing Brochure For Consumers The trade associations for the nation's auto loan lenders and franchised new truck and car dealers released a new brochure to help educate...
02/22/2006
STUDIES CONFIRM RISK FACTORS DRIVE MORTGAGE LOAN PRICINGThe interest rate a borrower pays on a mortgage loan is directly related to his or her credit risk profile, according to two new studies commiss...
03/22/2006
The use and acceptance of small business credit cards increase over past year.Visa's second annual Small Business Cash Management survey also notes that cash management, financial planning and budgeti...
03/23/2006
In the battle to fight AIDS, American Express offers the Red Card to UK residents to help raise funds.AIDS charity DATA launched the initiative to raise money for the Global Fund humanitarian organiza...
03/23/2006
Illustrations of new money bills, including the one, two, five, ten, twenty, fifty and 100 dollar bills.The New Color of Money: Safer, Smarter, More Secure. In keeping with the strategy of maintaining...
03/25/2006
House Ways and Means Committee Chairman Bill Thomas wrote in a letter to the National Credit Union Association (NCUA) that his concern for NCUA's "independence and objectivity" was piqued at the Nov. ...
04/27/2006
Credit Report News: TransUnion is helping businesses fight identity fraud through the use of ID Analytics ID Score, part of their Fraud and Identity Management Services.By combining advanced analytics...
05/12/2006
Banks report more suspicious account activities to the federal government.The USA Patriot Act has increased the types of financial information that is reported to the federal government. But the gover...
05/16/2006
To lure new customers and to get existing customers to use their cards more frequently, several banks are offering debit and credit card rewards.Here are some highlights:National City Bank is offering...
05/16/2006
For lower monthly mortgage loan payments, consider a 50 year mortgageAs home construction, labor, and real estaste costs soar, and in times of higher interest rates, some consumers may find 50 year mo...
06/14/2006
iScreen by Equifax offers automated credit pre-screening around the clock.Matching consumers with credit they qualify for and can afford is the goal of financial service providers. They want to reach ...
08/6/2006
Equifax offers a new product for consumers to monitor their credit report score.Order your credit report so you can check for and fix errors you may find. Each credit bureau; Equifax, Transunion and E...
10/24/2006
Home improvements performed between Jan 1, 2006 and Dec 31, 2007, are eligible for energy efficient IRS tax deductions.IRS Tax Credit Home Improvement Deduction Highlights:Windows - including skylight...
10/30/2006
Equifax survey reveals startling data about identity theft, and Experian launches fraud detection.Survey results of 1,000 Equifax credit report customers:27% of adults surveyed by Equifax in September...
11/9/2006
Question: "6 Months ago I purchased a new GMC truck. Cost was $23,600.00 I put $18,000.00 down and financed $5,600.00 for 2 years. My current balance is $4,600.00. I realize now I should have put down...
12/14/2006
Visa pre-paid card offers aimed to capture the debit card market.Visa Contactless prepaid cards are available to clients of Meta Payment Systems, MetaBank's prepaid card division. As with all Visa pre...
02/10/2007
Online, free IRS tax calculator to estimate taxes based upon taxable income after deductions.Calculate withholding and tax online with our free tax calculator. Ready for internet filing? Use our recom...
05/17/2008
Looking for your Stimulus, IRS Rebate Check? A new tool called 'Where's My Stimulus Payment' is now available on the federal government's IRS Tax website.Since the rebate payments began, the IRS has b...
05/17/2008
Free tips to save gas money. Easily lower fuel costs, reduce fillups and improve your personal finance security by increasing savings. Lower Fuel Costs with Our Free Tips to Save Gas MoneyCreditFedera...
05/26/2008
With fuel prices high, everyone can use some financial assistance. Gas credit card rewards can offer some relief via cash back. Filling up the gas tank is expensive and the cost could get worse. Using...
06/1/2008
Are Americans slowing their decent into bankruptcy? Last month income levels remained the same, and personal spending had a meager 0.2% increase. Does this mean more Americans are saving money? Consum...
06/1/2008
Get the car, SUV or truck and an auto loan that's right for you. Read these tips before you visit a car dealership or apply for auto financing.Must you get a new car? Think about buying a used car and...
06/1/2008
Credit Checks: When you got a credit report copy, you don't always get your credit score, too. Many consumers are not aware that free credit reports do not always include the actual credit score. But,...
07/22/2008
Does a $1 dollar payment ensure law suit prevention from your credit card company? Learn the legal truth, plus other tips and advice to protect your personal finance from mistakes and fraud.You may ha...
09/19/2008
Free software to save money and to protect personal finances.As financial markets struggle in an already troubled economy, it's highly important for Americans to continue doing their part of borrowing...
01/30/2009
A Visa survey asked consumers these questions: (1) Do you set aside money every month for any major expenses? If so...(2) What are you saving for?Results are in the chart below.What are you saving for...
03/24/2009
Is it really a no fee, free credit card, or only free if certain terms and conditions are followed?In addition to knowing if; and when, fees are applied, consumers should also be aware of credit cards...
04/14/2009
Does your issuer offer a credit card opt out agreement? Recently some credit card companies have raised the interest rates on millions of credit card holders. Both Citibank and Bank of America raised ...
06/1/2009
Budgets are like diets in that many times they fail. Save money with budgets that work. Download our free personal budget software to track expenses, bill payments and other debts. A budget has to sui...
06/16/2009
Some consumers who are trying to sell their homes are having a tough time and consumers wanting to purchase a home are not getting the financing they need. Renting to own or leasing may be a solution ...
10/15/2009
Burdened with credit card debt, some Americans are canceling their accounts while others are simply cutting them up. While keeping the account open is actually good for your credit score versus closi...
11/11/2009
Typically a charge off is when a creditor, bank, or bill collector writes off a balance as "bad debt" because they believe they can't collect the debt. Usually this happens when a person has not made ...
05/24/2011
Let us define credit jargon for you. Review our extensive list of finance and credit definitions so you can be understand the terminology. 1/1 ARM: An adjustable-rate mortgage that has a set init...
05/24/2011
Review our free debt management plan advice: Organizations that advertise credit counseling often arrange for consumers to pay debts through a debt management plan (DMP). In a DMP, you deposit money e...
05/24/2011
One of our visitors alerted us to a startling billing practice by his home insurance provider, Assurant Group, American Reliable Insurance Company, Charlotte, NC. The annual rate for his home fire ins...
06/3/2011
Newly Bankrupt Raking In Piles of Bad
Credit Card Offers
As one of more than two million Americans who rushed to a courthouse this year to
file bankruptcy before a tough new law took effect, La...
06/3/2011
Used Car GuideThe N.A.D.A. Official Used Car Guide Company launches new window stickering product for dealers.The N.A.D.A. Official Used Car Guide Company (NADA.), data supplier of the most market-ref...
06/3/2011
Payday Personal Loans are a popular, and thriving, financial resource.In one state alone, from 1998 to 2006 the number of payday personal loan application outlets has risen from 300 to 1,200. And the ...
06/3/2011
Free credit card tips:Credit cards are very useful as a back up when you have no cash on hand The problem with credit cards is high interest rates or finance charges and also the temptation of spendin...
06/3/2011
Free credit tips for emergency loan funding. Cover urgent expenses with a credit card, short term payday loan, long term equity loan, borrow money, reduce bills or negotiate repayments.Rising fuel cos...
08/12/2011
A new scam against credit consumers involves debt collection agencies inventing past due bills and demanding repayment. Some debt collection agencies are taking bill collecting to a new low... Inventi...
12/30/2011
Serious Version:I will not write a check if I haven't balanced my checkbook within the past 30 days.I will not make any credit card charges which I cannot payoff quickly.I will put money into savings ...
01/3/2012
File bankruptcy or chargeoff Christmas credit card debt and other unsecured bills. If you've exhausted all solutions for meeting your financial obligations, it may be in your best interest to file ban...
01/10/2012
If your car is constantly needing repair, instead of using your tax refund to cover maintenance costs you could use that money towards a down payment on a new car. Even if you intend to use your old c...
03/26/2012
Yes, you can cash student checks at Walmart.Walmart Expands Check, Card Cashing Services - Walmart announced expanded check cashing and card cashing services at stores nationwide, including the abilit...
04/10/2012
In most instances, focusing on paying off credit cards vs auto loans not only saves you more money, but may also help improve credit more, too. Using our free financial calculators, you can deter...
Personal loan and credit card resource serving millions of good and bad credit U.S. consumers.
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