Compare your monthly bank statement against entries written in your checkbook. Put a check mark next to each transaction in your checkbook registry as reflected on your statement.
Find the ending balance on your bank statement.
Add any deposits not checked off to the ending balance
From this new ending balance, subtract any recent withdrawals, checks or debits listed in your checkbook that aren't checked off.
The final amount should match your checkbook ending balance. If not, repeat this procedure until your checkbook balances.
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Credit Tip: Need a high limit for Christmas credit card charges? If you have bad credit, consider a personal loan by refinancing your mortgage. Even if you have cash to buy Christmas presents, we recommend using a prepaid card to make purchases because it's safer than carrying cash.
