Government Credit Website Offers Advice
http://creditfederal.com/article/articles/718/1/Government-Credit-Website-Offers-Advice
By CreditFederal.com - A good or bad credit personal loan, auto and mortgage financing, and credit card resource.
Published on 04/10/2010
The federal government; specifically the Securities and Exchange Commission (SEC), offers Americans a website at www.Investor.gov to help them payoff credit card or high interest debt, boost emergency loan funds, and avoid investment scams.
Government Financial Assistance Website
The Securities and Exchange Commission (SEC) has a federal government website at www.Investor.gov to help American citizens:
In addition to their online website, you can also listen to their free tips and advice by telephone. Call their toll free number at 1-866-358-6652 and choose the appropriate category code (see below):
Additional Tips and Advice via the government website include:
Protect Your Money
For Seniors
Ponzi Schemes
Fraud
Tools: The Securities and Exchange Commission offers tools from the Financial Industry Regulatory Authority (FINRA). These tools can help you become a smarter investor and avoid fraud.
Categories include:
- Payoff credit card or high interest debt (Simply paying off high interest debt may be your best investment strategy).
- Boost your emergency money fund (Many experts recommend keeping about six months of expenses in a federally insured account to cover an emergency such as such unemployment).
- Victim protection from 'Guaranteed Returns' promises (Promises of high returns, with little or no risk, are classic warning signs of fraud).
- Risk protection (Investment strategies).
In addition to their online website, you can also listen to their free tips and advice by telephone. Call their toll free number at 1-866-358-6652 and choose the appropriate category code (see below):
- Top Tips: 256
- Protecting Your Nest Egg: 767
- How the SEC can Help You: 456
- Check out Your Investment Professional: 123
- Do You have Enough Money Saved: 745
- 'Free Lunch' Sales Seminars: 689
- 'Risk Free' Investments: 678
- How to File and Investment Complaint: 234
- Why You can't get a Stock Certificate: 345
- About Mutual Funds: 567
- About Variable Annuities: 578
- Getting Started with Investing: 789
Additional Tips and Advice via the government website include:
- Facts about saving and investing
- About mutual funds
- Investing online
- 529 College Savings Plans
Protect Your Money
- Questions to ask before investing
- Check out brokers and advisers
- Retirement Calculator
- About asset allocation
For Seniors
- Planning for Retirement
- Investing Guide for Seniors
- Seniors Care Package
- Investing for Seniors
- Senior Specialists and Advisors
Ponzi Schemes
- What is a Ponzi scheme?
- Why do Ponzi schemes collapse?
- How did Ponzi schemes get their name?
- Does the SEC investigate Ponzi schemes?
- Who is Bernie Madoff?
- How is the SEC responding to its Office of Inspector General’s reports on the Madoff fraud?
- What are some Ponzi scheme “red flags”?
- What steps can I take to avoid Ponzi schemes and other investment frauds?
- What are some of the similarities and differences between Ponzi and pyramid schemes?
Fraud
- What you can do to avoid being scammed
- Ask questions and check out the answers
- Research the company before you invest
Tools: The Securities and Exchange Commission offers tools from the Financial Industry Regulatory Authority (FINRA). These tools can help you become a smarter investor and avoid fraud.
Categories include:
- Investor Alerts
- Investor Tools and Calculators
- Investor Education Resources