| Free Telemarketer Fraud and Scam Protection Tips |
| By Credit Federal |
Published
10/15/2009
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Fraud and Scams
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Free Telemarketer Fraud and Scam Protection Tips
Don't be victim of telemarketer fraud. Read our free tips on how to protect yourself againt telemarketer scams.
You're struggling just to pay your bills, right? The last thing you need is to be victimized by a smooth-talking scam artist. So as you look for ways to cut costs, scammers look for new ways to commit fraud.
Some common telemarketing scams involve people who impersonate a company, like a U.S. court employee, or as an insurance or health company employee. These are just a few examples and there are many other ways telemarketers try to scam people. They scam through email, on the phone, or may even approach you in person. Their goal is to try to get your personal information like your social security number, credit card numbers, and bank account information. They usually ask you to verify your name and other financial information. If you refuse they may even threaten to fine you or say you could go to jail. Don't fall for these scam calls. Unless you initiate the phone call, don't ever give out your personal information. Never send money to people you don't know or give your personal or financial information to unknown callers as this can increase your chances of becoming a victim of fraud.
Common telemarketing warning signs is that they may tell you that you must act now, you have won something and must pay for shipping, you must send money, or you must give your your credit card information. If you get a phone call asking for information, say "No' and hang up the phone. If you think the call is legitimate, tell them to send you written information. You could try to call the company directly to determine if the call was legitimate. Even if you get written information in the mail, it could still be a scam.
Check out unfamiliar companies with your local consumer protection agency, Better Business Bureau, state Attorney General, the National Fraud Information Center, or other watchdog groups. However, not all bad businesses can be identified through these organizations. Get the person's name, business identity, telephone number, address, mailing address, and business license number if you are going to do business with them. Yet, some con artists will give out false names, phone numbers, addresses, and business license numbers so you will need to verify these items.
There are many charity scams that fraud consumers, so before giving money, find out how much of the money is for commissions and how much really goes to the charity. Don't give con artists a chance to get your money by visiting your home to collect money. Some will claim it is part of their service to you for them to pick up your money. The truth is, they are taking your money and you will not know who they are or where they can be reached. It is best to take your time before making a decision to give out any of your hard earned money.
Never pay for a "free prize" if a caller tells you the payment is for taxes because they are violating federal law. Anytime you are concerned about a call, hang up and don't worry about being rude. Before you answer a phone call that is from a scamer, be prepared and know how you will respond. Don't respond to offers you don't understand or send money to unfamiliar companies or persons. If you feel you have been a victim of a scam or fraud, report it to state, local, or federal law enforcement agencies.
More free scam protection tips:
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Check Fraud Scams
Credit Card Scam Tips
ID Identity Theft Scams
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Grant Scams
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