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Eleven people were indicted for fraud and identity theft, accused of stealing over 41 million debit and credit card numbers by hacking into the wireless networks of some of the nation's largest retailers, including Office Max, Barnes and Noble, Forever 21, and DSW.
The thieves sold or encrypted the stolen credit card information onto other credit cards which were then used to make purchases and withdraw money from ATMs.
Who can you trust? Of those charged, three were Americans and one was a U.S. Secret Service informant.
Although it has not yet been revealed how consumers can find out if they were victims, you can start by checking your credit card statement; as well as bank checking account statement. Those likely victimized where those who shopped Office Max, Barnes and Noble, Forever 21, and DSW. Dispute fraudulent charges with your creditor (card issuer, bank, etc).
Since the theft involved stolen debit and credit card numbers, it's unlikely that your identity was abused but you can still check to be sure. Don't forget that you are entitled to a free credit report annually.
Learn how to place a fraud alert on your credit report.
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Credit Advice: Keep in mind that; due to government regulations, there are fewer credit card offers, particularly for bad credit people. If you have credit problems and already have a credit card, you may want to hang-on to it even if the issuer raises rates or lowers limits.
