Select Credit Offer to Review

Search Credit Articles

-----



Auto Loan: Apply online for a good or even a very bad credit auto loan quote, including a new or used auto loan or refinancing.

Credit Card: Browse good and bad credit card applications including instant approval credit cards, gold, platinum, and guaranteed card offers.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

Debt Counseling: Personal finances out of control? Unsecured credit counseling, debt management, debt negotiation or free debt settlement.

Free Credit Offers: Get no obligation credit offers plus tips and alerts to help manage your personal finances.

Home Loan: Stop paying rent and live the American dream with home ownership.

Mortgage Refinancing: Fast 2nd mortgage loan quote for remodeling, equity cash out, debt consolidation or other reasons.

Payday Loan: Get a good or bad credit unsecured loan with no credit check, no security (collateral) and no cosigner.

Personal Loan: Short or long term personal loan up to $10,000 (as available, or view alternative loan options).

Personal Finance: How to file bankruptcy and get free bankruptcy forms, create a household personal budget, balance a checkbook and more. Get our free personal budget software.

Financial Help: Get the latest financial news. Search Credit Federal for credit card, debt assistance, auto loan, home loan, mortgage refinancing, payday and personal loan applications and information.
Get free online IRS tax filing, or settle IRS tax debt

Browse for more credit offers.


Credit Articles

Financial News

Recent Articles

RSS Feeds Syndication

Site Map

Search Articles



Advanced Search

Article Options
Read Credit Advice Articles and Personal Finance Information to Improve Knowledge and Credit Use




Credit Score Ranges
What Does My Credit Score Mean In Terms Of Credit Card and Loan Approval Or Rejection
Credit Scores Converted to Credit Ratings

330-550 = High Risk (Bad Credit). Most credit card companies and loan lenders are wary about extending credit cards and loans to individuals in this high risk range. You likely get denied, or you'll likely have very limited lines of credit at high rates.

551-625 = Medium to High Risk (Poor Credit). Credit card companies and loan lenders are very cautious about extending credit to individuals with scores in the medium-to-high risk range. If you get approved, you'll likely pay high fees and/or rates.

626-699 = Medium Risk (Fair Credit). You may get approved for loans and credit, but don't expect to get high credit limits nor the lowest interest rates.

700-725 = Low to Medium Risk (Good Credit). Credit card companies and loan lenders are very willing to extend credit to people in the low-to-medium risk range. In this range, you may get better-than-average rates and terms on new loans and credit cards.

726-830 = Low Risk (Great Credit). Credit card companies and loan lenders will beat down your door to offer you credit cards and loans. You may even negotiate lower interest rates or better terms.

Order your annual free credit report or use our free credit check.

Credit Score Facts:
  • Consistently paying bills on time can increase an individual's Credit Score
  • Higher Credit Scores can mean lower interest rates on loans and credit cards
  • Keeping balances close to account limits can lower a person's Credit Score
  • Checking your own Credit Report will not lower your Credit Score

Related Articles


Webmasters: Free Credit Content for Your Website!

Multiple ways to use our financial content:

*) You can use our RSS Feeds for automatic insertion and updates

*) You can simply link to this article

Copyright 2001 CreditFederal.Com personal loan for bad credit, no credit check credit card, debt settlement negotiation, bill consolidation, mortgage & auto loans.