These credit card issuers are offering a special balance transfer introductory rate.
Please Note: Cards may no longer be available, or Rates, Terms and Conditions may have changed since the posting of this article. Refer to the card issuer for updates and/or changes.
Chase Platinum Visa - an overall good platinum card that offers a rewards program. You'll earn one point for every dollar you spend, and points are redeemable for cash back, merchandise, travel, and gift cards. The card has a 0% introductory rate on purchases and balance transfers for the first twelve months and a reasonable interest rate on purchases and balance transfers after the introductory rate expires. The card also has no annual fee. There is an interest-free grace period when you pay your bill in full each month, but the card uses a more costly method of computing balances, and therefore, it is not ideal if you plan to carry a balance. The card does offer many platinum benefits including online account access and various travel services.
Blue from American Express - offers an excellent reward program and a very low introductory rate on balance transfers for the life of the loan. Through Blue's Fee-Free Rewards program, you'll earn one point for every dollar you spend, which can be redeemed for travel, gift certificates, and more. The amount of points that can be earned is unlimited, and points never expire. The card offers a 0% introductory rate on purchases for up to 15 months, and you'll also have access to a very low introductory rate on balance transfers made during the application process for the life of the loan. This card has no annual fee, and it also has a reasonable interest rate on purchases after the introductory rate expires. Many additional benefits and services are provided as well.
Discover Platinum Card - you will earn a full 5% in cash rebates for purchases made at select merchants, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores through the reward program. The card also offers up to a double Cashback Bonus for redeeming rebates for gift certificates from participating Discover Card Partners. The card has no annual fee and an attractive 0% introductory rate on purchases and balance transfers for twelve months. The APR for this card is reasonably low for those who qualify for the lowest rates, but finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method compared to the "Average Daily Balance" method used by some card issuers.
Blue Cash from American Express - offers an excellent cash back reward program and the option to transfer your high balances to a low interest rate for the life of the loan. "Everyday Purchases" made at drugstores, gas stations, and U.S. supermarkets earn up to a 5% rebate, and all other purchases earn up to a 1.5% rebate. The rebate varies according to the amount spent each year, and rebates are limited to the first $50,000 in spending annually. This card has a 0% introductory APR on purchases for the first six months, and it also offers a low introductory rate on balance transfers for the life of the loan. The interest rate for purchases is reasonably low after the introductory rate expires, and there is no annual fee. This card also provides common benefits and services.
Universal Entertainment Platinum MasterCard from Chase - an ideal card for fans of movies, music, and more. Through the reward program, you'll earn two points per dollar spent on select Universal Studios Theme Park purchases and one point per dollar on all other purchases. Points are redeemable for Universal Theme Park passes, movie and concert tickets, private movie screenings, CDs, DVDs, and other entertainment merchandise. You'll also have access to exclusive opportunities and the chance to win tickets for various entertainment award events, backstage passes, a customized entertainment library, and more. Plus, you'll get four free movie tickets with your first purchase. There is no annual fee, and the interest rate for purchases and balance transfers is reasonable for a reward card. There is also a 0% introductory rate on purchases and balance transfers for the first six months, and platinum benefits and services are provided as well.
Chase PerfectCard Platinum MasterCard - The Chase PerfectCard Platinum MasterCard is ideal for those who frequently purchase gasoline and would like to earn rebates towards free gasoline. Through the reward program, you'll earn a 6% rebate on all gasoline purchases made with the card during the first 90 days, a 3% rebate on gas purchases thereafter, and a 1% rebate on all other purchases. The maximum rebate that cardholders can earn for gas purchases is $15 per month. The interest rate applied to purchases and balance transfers is reasonable, but the card uses a more costly method of calculating finance charges, and therefore, it is not ideal if you plan to carry a balance. However, there is a 0% introductory rate that applies to both purchases and balance transfers for up to twelve months, and there is no annual fee associated with this card. Several platinum benefits and services are also provided.
Miles Card from Discover Card - take advantage of the travel reward program where you'll earn one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. You'll earn 1,000 bonus miles in every month that you make a purchase during the first year for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account is active within a 36-month period. Finance charges applied use a more costly method, but the card offers platinum benefits, an attractive 0% introductory rate for twelve months on purchases and balance transfers with no annual fee, and a reasonably low APR (for those who qualify).
Discover Platinum Gas Card - earn a full 5% in cash rebates for gas purchases, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores. When you spend up to $1,500 on general purchases you will receive a .25% rebate, between $1,500 and $3,000 a .5% rebate, and over $3,000 will receive a 1% rebate. For gas rebates, when you spend up to $1,200 you will receive a full 5% rebate, between $1,200 and $1,500 a .25% rebate, between $1,500 and $3,000 a .5% rebate, and over $3,000 will receive a 1% rebate. You can also earn up to a double Cashback Bonus for redeeming rebates for gift certificates from participating Discover Card Partners. The card uses a more costly method to apply finance charges than some other cards, but it provides several platinum benefits, an attractive 0% introductory rate for twelve months, no annual fee, and a reasonably low APR for those who qualify.
Chase Overstock.com Rewards Visa Card - perfect for those who frequently shop at Overstock.com and want to take advantage of the reward program to earn shopping certificates. You'll earn three points per dollar for purchases from Overstock.com and one point per dollar for all other purchases. For every 2,500 points you earn, you'll automatically receive a $25 Overstock.com reward certificate. Plus, you'll receive a $25 bonus Overstock.com reward certificate after your first purchase. This card offers a 0% introductory rate on purchases and balance transfers for up to the first six months, and the interest rate is reasonable after the introductory offer expires. In addition, there is no annual fee, and you'll also receive many common benefits and services.
Chase Travel Plus Platinum Visa Card - ideal if you want to earn free travel rewards and more. You'll earn one mile for every dollar you spend on the card, and miles are redeemable for airline tickets at over 250 airlines without restrictions. Miles can also be redeemed for hotel stays, cruises, and car rentals. The card has no annual fee, but there is a mandatory yearly fee of $29 for the reward program. There is also a 0% introductory rate for up to twelve months on purchases and balance transfers, and the interest rate for purchases and balance transfers is reasonable after the introductory rate expires. The card also provides platinum benefits such as auto rental insurance and other travel-related services, which can be of assistance in an emergency.
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