CreditFederal.com is pleased to announce the distribution of its Free Personal Financial Software, which consumers can download and use on their home computers even when they are offline.

The software includes these financial functions:

* Balance Calculator - users can view their current household balance, as well as sort and view expenses and deposits by Type, Date, and other factors.

* Bank Checking Account Statement Manager - instead of merely their checkbook register, users can manage their checking entries via the software. Whereas checkbook registers (printed ledgers) do not offer the ability to rearrange or sort entries, CreditFederal.com's software facilitates these actions.

* Bill Payment Reminder - a new version release includes a Bill Due Date section. Users can input their bills and when they are due to help them remember to send payments on time.

* Credit Score - the software also includes a 'Credit Score' feature, which analyzes users' debits and credits to calculate a credit score.

David Hurlbert of CreditFederal.com says, "We invested thousands of dollars into developing the Free Personal Finance Center software, solely for the benefit of consumers. It's completely free, downloadable to business or home computers, and does not require any sensitive information such as bank account details."

Another benefit of the software is the Free Tips to help users improve credit scores. The software offers recommendations based upon user inputs. If; for example, a user pays a collection agency or has a high debt-to-income ratio, the software will recommend debt counseling.

"But there are no ads on our software," says David. "We wanted to help consumers, not annoy them with popups and advertisements. Our software will make recommendations to improve credit, but does not force users to endure ads."

The Free Personal Finance software is exactly that... 100% Free, with no ads or gimmicks. It also has an 'uninstall' feature which enables easy removal from a computer.

If you need an all-in-one software with a balance calculator, bank checking account statement manager, bill payment reminder and a credit score, then the CreditFederal.com Free Personal Finance software is what you should download.

Download the Free Personal Finance software

Trouble with checkbook balancing? The software can help you locate all debits and credits, so you can match your checking account ledger against the Personal Finance Center ledger. Balancing your checking account couldn't be easier!

Someone claiming you didn't pay a bill? With the easy sort function, you can located debits by Type, and/or by Date to make it easier for you to dispute.

Where'd your money go? With our software, you can easily view how much you spend on utilities, insurance, and other types of categories. Our software offers an easy money manager.

Manage personal expenses, checkbook entries and more with our free software, which you can download online in just minutes. And don't forget about our other free services such as how to balance a checkbook.

Download the Free Personal Finance software