Is your unsecured debt so high that you want to file bankruptcy? You may want to think again, or be prepared. Bankruptcy will likely cause you to have to:
Deal with attorneys
Be questioned by creditors
Expose your financial weakness to the public
Potential embarrassment
A lengthy ordeal
Attorney fees
Court and filing fees
And, you should be aware that filing bankruptcy won't get you out of:
Alimony & child support
Back taxes & student loans
Recently made purchases for substantial amounts
Properly executed contracts involving titles or liens
Credit counseling offers are far more appealing alternative, which you can do from the comfort and privacy of your own home without the hassle of attorneys, court appointments and bankruptcy judges.