Phone numbers and addresses needed to correspond with the credit bureaus, creditors, Federal Trade commission, and collectors.
| Order credit report | Send dispute letter |
| Equifax | Equifax |
| P.O. Box 105496 | P.O. Box 740256 |
| Atlanta, GA. 30348 | Atlanta, GA. 30374 |
EQUIFAX to order by phone 1-800-997-2493 OR 1-800-685-1111 or order on-line at: www.equifax.com
| Order credit report | Send dispute letter |
| Trans Union LLC | Trans Union LLC |
| Consumer disclosure center | Consumer investigations |
| P.O. Box 1000 | 1561 E. Orangethorpe Ave. |
| Chester, PA. 19022 | Fullerton, CA. 92631 |
TRANS UNION order by phone 1-800-888-4213 or on-line
www.transunion.com/Personal/OrderCreditReport.asp
| Order credit report | Send dispute letter |
| Experian | Experian |
| Attn: NCAC | Address varies by state |
| P.O. Box 2104 | Look on your credit report |
| Allen, TX. 75013-2104 | for the dispute address. |
Experian to order by phone 1-888-397-3742 OR 1-800-682-7654 or order on-line at: www.experian.com/consumer/index.html
IMPORTANT: many states have made recent changes to the credit laws which enable the consumer to receive a free credit report from each credit bureau, each year. Check with each credit bureau, or your local legislative office to determine if your state is one that has enacted this law. It will mean the difference between you paying for a credit report or receiving it free!
INTERNAL REVENUE SERVICE PHONE NO.
LOCAL (303) 825-7041 OR 1-800-829-1040
YOU MAY CONSULT THE WHITE PAGES UNDER FEDERAL GOVERNMENT OFFICES FOR FURTHER INFORMATION.
FEDERAL TRADE COMMISSION PHONE NO.
LOCAL (303) 844-2271 or 209-2271
YOU MAY CONSULT THE WHITE PAGES UNDER FEDERAL GOVERNMENT OFFICES FOR FURTHER INFORMATION.
