The sample form letter below is a cease communication letter to stop a collection agency from harassing you.
SEND CERTIFIED MAIL RRR # (PUT THE NUMBER OF THE CERTIFIED MAIL RECEIPT HERE)
YOUR NAME
YOUR ADDRESS
CITY, STATE, ZIP CODE
Today's Date
Place collector's name here
Collectors address
Collectors city, state, zip
RE: Acct.# S5222-01-2222 / Student Loan / $2449.65
Dear (place collector's name here):
This will serve as your legal notice under federal law, The Fair Debt Collection Act, to cease all communication with me in reference to the above account.
If you fail to head this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, and the American Collectors Association, and the State Attorney General's Office.
I have decided that we do not desire to work with a collection agency under any circumstance. We will contact (whomever the original creditor is) to resolve this matter directly.
You are also notified that if any adverse items are placed against my credit report as a result of this notice, I will be forced to take appropriate action against you, and concerned parties.
Give this matter the attention it deserves.
Yours Truly,
Your signature Today's date signed
Your name Today's date printed
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